Highest Outright Ownership
Top 50 suburbs by share of households that own their home outright (ABS Census 2021, 200+ stated households). Mortgage-free strongholds — typically older, established areas insulated from rate moves. National only..
Highest Outright Ownership
Top 50 suburbs by share of households that own their home outright (ABS Census 2021, 200+ stated households). Mortgage-free strongholds — typically older, established areas insulated from rate moves. National only. — Australia
This ranking works best as a first-pass screen, especially when you need to reduce a wide field quickly.
A rank is useful because it compresses one dimension well, but it never replaces the fuller suburb-level picture.
Use the ranking to build a shortlist, then confirm whether those finalists still hold up on the rest of the data.
A ranking compresses one signal well, but it should hand you into compare or suburb detail before becoming a decision.
Save a small working set, then use compare and evidence depth before treating any row as a decision.
Rankings are strongest when they hand you a shortlist quickly. Compare the top two first, then open suburb detail if the head-to-head result still feels narrow.
- #1Kincumber SouthNSW79.3%405
- #2Fullerton CoveNSW76.8%310
- #3BangholmeVIC75.9%431
- #4ArrawarraNSW74.8%306
- #5Raymond IslandVIC73.5%291
- #6PoonaQLD73.5%268
- #7Lake ConjolaNSW72.6%318
- #8PortseaVIC72.3%328
- #9HillierSA70.4%422
- #10ChinderahNSW69.0%828
- #11Wallaga LakeNSW69.0%277
- #12MillingandiNSW67.2%232
- #13Loch SportVIC67.2%521
- #14FailfordNSW66.6%290
- #15Burrum HeadsQLD66.2%1,149
- #16FlindersVIC66.1%428
- #17Bawley PointNSW65.2%330
- #18Waterloo CornerSA64.8%421
- #19HarringtonNSW64.8%1,602
- #20Chain Valley BayNSW64.4%1,239
- #21DunboganNSW64.3%471
- #22Goolwa NorthSA64.3%602
- #23Newlands ArmVIC64.2%366
- #24SymonstonACT64.1%262
- #25SorrentoVIC63.9%839
- #26West EndWA63.8%282
- #27WooliNSW63.6%242
- #28Red Hill SouthVIC63.4%254
- #29RupanyupVIC63.4%213
- #30BurradooNSW62.5%1,043
- #31Coomba ParkNSW62.3%332
- #32North NaroomaNSW62.2%275
- #33KiangaNSW61.8%327
- #34North MalenyQLD61.7%287
- #35BrogoNSW61.6%232
- #36Pearl BeachNSW61.6%229
- #37WilliamtownNSW61.5%309
- #38HopetounVIC61.5%309
- #39Tallwoods VillageNSW61.4%414
- #40BuxtonQLD61.3%225
- #41QueenscliffVIC61.3%662
- #42Encounter BaySA61.2%2,484
- #43North IsisQLD61.0%231
- #44WoodgateQLD60.6%672
- #45KanivaVIC60.3%395
- #46Tuross HeadNSW60.1%1,107
- #47BoortVIC59.9%342
- #48KoondrookVIC59.9%449
- #49Sandstone PointQLD59.9%1,842
- #50St MarysTAS59.8%341
| # ▲ | SUBURB | STATE | OWNED OUTRIGHT % | HOUSEHOLDS | POP |
|---|---|---|---|---|---|
| 1 | Kincumber South | NSW | 79.3% | 405 | 721 |
| 2 | Fullerton Cove | NSW | 76.8% | 310 | 735 |
| 3 | Bangholme | VIC | 75.9% | 431 | 749 |
| 4 | Arrawarra | NSW | 74.8% | 306 | 591 |
| 5 | Raymond Island | VIC | 73.5% | 291 | 589 |
| 6 | Poona | QLD | 73.5% | 268 | 576 |
| 7 | Lake Conjola | NSW | 72.6% | 318 | 687 |
| 8 | Portsea | VIC | 72.3% | 328 | 787 |
| 9 | Hillier | SA | 70.4% | 422 | 814 |
| 10 | Chinderah | NSW | 69.0% | 828 | 1,639 |
| 11 | Wallaga Lake | NSW | 69.0% | 277 | 587 |
| 12 | Millingandi | NSW | 67.2% | 232 | 519 |
| 13 | Loch Sport | VIC | 67.2% | 521 | 1,021 |
| 14 | Failford | NSW | 66.6% | 290 | 748 |
| 15 | Burrum Heads | QLD | 66.2% | 1,149 | 2,538 |
| 16 | Flinders | VIC | 66.1% | 428 | 1,130 |
| 17 | Bawley Point | NSW | 65.2% | 330 | 844 |
| 18 | Waterloo Corner | SA | 64.8% | 421 | 1,103 |
| 19 | Harrington | NSW | 64.8% | 1,602 | 3,381 |
| 20 | Chain Valley Bay | NSW | 64.4% | 1,239 | 2,773 |
| 21 | Dunbogan | NSW | 64.3% | 471 | 1,020 |
| 22 | Goolwa North | SA | 64.3% | 602 | 1,307 |
| 23 | Newlands Arm | VIC | 64.2% | 366 | 866 |
| 24 | Symonston | ACT | 64.1% | 262 | 655 |
| 25 | Sorrento | VIC | 63.9% | 839 | 2,013 |
| 26 | West End | WA | 63.8% | 282 | 536 |
| 27 | Wooli | NSW | 63.6% | 242 | 503 |
| 28 | Red Hill South | VIC | 63.4% | 254 | 708 |
| 29 | Rupanyup | VIC | 63.4% | 213 | 545 |
| 30 | Burradoo | NSW | 62.5% | 1,043 | 2,879 |
| 31 | Coomba Park | NSW | 62.3% | 332 | 691 |
| 32 | North Narooma | NSW | 62.2% | 275 | 683 |
| 33 | Kianga | NSW | 61.8% | 327 | 785 |
| 34 | North Maleny | QLD | 61.7% | 287 | 710 |
| 35 | Brogo | NSW | 61.6% | 232 | 581 |
| 36 | Pearl Beach | NSW | 61.6% | 229 | 510 |
| 37 | Williamtown | NSW | 61.5% | 309 | 762 |
| 38 | Hopetoun | VIC | 61.5% | 309 | 694 |
| 39 | Tallwoods Village | NSW | 61.4% | 414 | 993 |
| 40 | Buxton | QLD | 61.3% | 225 | 507 |
| 41 | Queenscliff | VIC | 61.3% | 662 | 1,516 |
| 42 | Encounter Bay | SA | 61.2% | 2,484 | 5,305 |
| 43 | North Isis | QLD | 61.0% | 231 | 566 |
| 44 | Woodgate | QLD | 60.6% | 672 | 1,521 |
| 45 | Kaniva | VIC | 60.3% | 395 | 891 |
| 46 | Tuross Head | NSW | 60.1% | 1,107 | 2,353 |
| 47 | Boort | VIC | 59.9% | 342 | 940 |
| 48 | Koondrook | VIC | 59.9% | 449 | 1,101 |
| 49 | Sandstone Point | QLD | 59.9% | 1,842 | 4,094 |
| 50 | St Marys | TAS | 59.8% | 341 | 738 |
Australian highest outright ownership FAQ
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What does Highest Outright Ownership rank?
Highest Outright Ownership ranks suburbs in Australia using QuickProperty's processed property and locality datasets. Top 50 suburbs by share of households that own their home outright (ABS Census 2021, 200+ stated households). Mortgage-free strongholds — typically older, established areas insulated from rate moves. National only.
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How should I use this ranking for property research?
Use the ranking as a screening step for Australia. Save realistic suburbs to your shortlist, compare the strongest two or three, then use suburb detail pages or the calculator to test the final candidate.
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Does the top ranked suburb mean it is the best choice?
No. Rankings are a shortlist input, not a final recommendation. Check price history, rent, income, population, local services, source freshness, and current listings before making a decision.
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How current is the ranking data?
QuickProperty uses processed public-source datasets and refreshes automated sources where available. Use the suburb detail page source panels to see which signals are current, estimated, or missing for a specific suburb.