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Suburb profile ·Hilltops LGA · NSW ·2585

Galong NSW 2585

Galong is in Hilltops LGA, NSW, postcode 2585, with population 235.

The read

Affordability-first

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$320K
+0.6% YoY
2009 → 2025 · 12 periods
ABS + state medians
$320K
$100K
2009 2025
Why it fits

Entry price sits in the lower-cost range for a first-pass screen. Transport coverage adds a practical access signal.

What to check

Small local population makes the signal set more fragile.

Median house
$320K
House median, latest period
0.6%YoY D1 vs AU
Median rent
$200/wk
Market rent signal
D3 vs AU
Gross yield
3.3%
Below investor band
D9 vs AU
Population
19,347
19K via Hilltops LGA · SAL undercount
Schools
No matched school data
Drive to city
Not in commute dataset
Solar
40
6 added 12mo · 0MW
Price cycleAt its peak
LowPeak

At / near its all-time high

See trend depth →

Price history

Trend & investor depth

Cycle positionAt its peak
Low · 2010Peak · 2025

At / near its all-time high

Price growth (compound)% per year
3-yr
+4.6%
5-yr
+16.4%
10-yr
+12.3%
Indicative cashflow-$165/wk (-$8,584/yr) · interest-only @ 6.4%, 80% LVR
Value vs advantage-59% vs suburbs of similar SEIFA advantage (decile 4)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Galong

Owner-occupied 81%Rented 19%
Investor activityATO
Negatively geared1.7%
3 of 30 landlords
Avg rental loss$952/yr
Landlords (rental income)30
Reported capital gains9
The read

Mixed owner-renter market

67% of homes here are owner-occupied and 16% rented, with 2% of landlords negatively geared.

Why it fits

A balanced 67% owner-occupier / 16% renter mix.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

33%
of household income to service a new loan
7.4 yrs
to save a 20% deposit
Stretched
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $1,568/mo vs median rent $867/mo (+81% · +$162/wk)

If rates move

At 4.2%: $1,252/mo (-316) · at 6.2% (current): $1,568/mo · at 8.2%: $1,914/mo (+346)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
5.5x
median home price as a multiple of annual household income
Affordable
Renting
18%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $1,047/mo, while renters pay about $867/mo — owning runs $180/mo higher on these medians.

Median price
$320K
Household income · yr
$58K
Median rent · wk
$200
Owner mortgage · mo
$1,047
Gross yield
3.3%

Household income

$58K household · yr-29.8% vs NSW suburb median
Personal
$35K
Family
$82K
Household
$58K
Household income distribution (ABS Census 2021 · weekly)46% could service the median house
Under $300
0
$300-649
14
$650-999
13
$1,000-1,499
8
$1,500-1,999
6
$2,000-2,999
8
$3,000-3,999
3
$4,000+
6

Serviceability line: a household needs about $1,206/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 26% of households here would spend more than 30% of income on rent (rent stress line: $667/wk income).

Housing stock and tenure

Tenure (81 households)
Owned outright
49%
Owned with mortgage
17%
Rented
16%
Dwelling structure22.4% of dwellings unoccupied on census night
Separate house
95%
Townhouse / semi
4%
Flat / apartment
0%

Getting to work: 62% drive, 0% public transport, 11% walk or cycle, 16% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Crime April 2025 - March 2026
628
3,254 per 100k
D5 vs AU

Crime

Rate · per 100k3,254
Total incidents628· April 2025 - March 2026
  • Assault19661%
  • Sexual Offences7423%
  • Robbery00%
  • Break And Enter5216%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

No mapped bushfire exposure

About 1.4% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

No mapped exposure ~1.4%
~1.4% of the suburb is Bush Fire Prone Land · ~0.7% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Primary Production
Rural / Green wedge 99% Residential 1% Other 1%
Residential density: Low

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

7,682 people · 20227,899 by 2032 (+2.8%)

ABS population projection (2022 base) for the Young Surrounds SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Galong NSW — Property Data and Demographics

Galong is a sparsely populated locality in New South Wales within the Hilltops local government area (postcode 2585). With a population of 235, the suburb has an established demographic with a median age of 44. Households earn a median income of $58K per year, with an average household size of 2.3 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at -0.2% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, labourers, community & personal service. Employment in the area leans toward agriculture and healthcare. The top ancestries reported are English, Australian, Irish.

Galong has a median house price of $320,000, which has edged higher by 0.6% year-on-year. The median weekly rent is $200 (Census 2021). This gives a gross rental yield of approximately 3.3%. The median monthly mortgage repayment is $1,047.

Public transport access includes 2 rail stations, 8 bus stops. The crime rate in the Hilltops LGA is below average at 3,254 incidents per 100,000 population.

Looking at the investment signals, Gross rental yield sits at around 3.3% (moderate yield). Property prices sit below the state median ($320K/$1.5M), which can point to relative value. The price-to-income ratio of 5.5x is considered affordable. House prices have moved +0.6% year-on-year. Population growth of -0.2% year-on-year points to declining demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield3.3%· Moderate Yield
Price vs State$320K/$1.5M Below Median
Affordability5.5x Affordable
Price Momentum+0.6%· Stable
Pop. Growth-0.2% Declining
Development+0%· Steady
InvestmentNSW
Mortgage · mth$1,047
Rent · wk(Census)$200
Gross yield3.3%
Price / income5.5x
Population growth · Hilltops LGAABS ERP
Population (2025)19,347
5-year growth+0.1% CAGR
YoY change-0.2%
20012025
Development · Hilltops LGAABS Approvals
Approvals (2026)50
Houses 92%Units 8%
YoY change+0%
Employment · Hilltops LGASALM
Unemployment (Dec-25)3.4%
YoY change-0.9pp
Dec-10Dec-25
Property investors · Postcode 2585ATO
Negatively geared1.7%
3 of filers
Avg rental loss$952/yr
Landlords (rental income)30
Reported capital gains9
People & prosperity
DemographicsCensus 21
Population235
Median age44
Household size2.3
HH income · wk$1,111
Personal income · wk$679
Persons / bedroom0.7
SEIFA indexABS
Advantage (IRSAD)4/10
Education (IEO)7/10
Economic (IER)4/10
Disadvantage (IRSD)5/10
Income momentumCensus 16→21
HH income · wk$814 → $1,111
Change+36.5%
vs NSW median+15.9 pp
Median rent+73.9%
gentrifyingvs NSW 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations1
Cafes & dining0
TransportGTFS
Rail stations2
Bus stops8
Railway St At McMahon St
Hospitals · Hilltops LGAAIHW
Public4
Private0
Boorowa Multi Purpose Servicepublic
Mercy Care Hospital - Youngpublic
Murrumburrah-Harden Hospitalpublic
Young Hospitalpublic
Aged care · Hilltops LGAGEN
Facilities6
Residential places250
Southern Cross Care Young Residential Aged Care83 places
Mercy Place Mount St Joseph's65 places
Harden Grange45 places
Harden Multi-Purpose Service24 places
Burrowa House20 places
Boorowa Multi-Purpose Service13 places
Childcare · Hilltops LGAACECQA
Services13
Approved places741
Exceeding NQS3
Annette's Place110 places
Youngstars Early Learning Centre104 places
Boorowa Early Education Centre91 places
Bunyip Preschool Harden76 places
Goodstart Early Learning Young76 places
Milestones Early Learning Young59 places
+7 more in Hilltops LGA
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Current status
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Sources & freshness
Strong evidence

Galong has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is falling back to Census, not a market feed.

This gives you directional coverage, but it is weaker than a current rent release.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
ABS Census 2021 · Using Census rent fallback
stable source · manual file · snapshot · census-cycle
Verify
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 10 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Galong FAQ

Common questions
  1. What LGA is Galong in?

    Galong is in the Hilltops Local Government Area, NSW, postcode 2585. Council-level context for Hilltops LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Galong?

    The current median house price in Galong, NSW is $320K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Galong?

    The median weekly rent in Galong is $200/wk, based on ABS Census 2021 rent fallback.

  4. Is Galong a good investment?

    QuickProperty's investment signals for Galong show: Moderate Yield, Below Median, Affordable. These are computed from price, rent, income, and population data — not an opaque score.

  5. Where does QuickProperty get its data for Galong?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  6. How often is the Galong data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.