Skip to content
Suburb profile ·Greater Bendigo LGA · VIC ·3556

Jackass Flat VIC 3556

Jackass Flat is in Greater Bendigo LGA, VIC, postcode 3556, with population 1,907.

The read

Income-first

Price, rent, or affordability signals are lining up without a clear local red flag, and the broader demand backdrop is at least supportive. Treat this as a suburb worth comparing seriously, then stress-test it in the calculator before making a conviction call.

$544K
+5.6% YoY
2014 → 2024 · 10 periods
ABS + state medians
$544K
$310K
2014 2024
Why it fits

Gross yield screens at about 4.7%. Entry price sits in the lower-cost range for a first-pass screen. Transport coverage adds a practical access signal.

Median house
$544K
House median, latest period
5.6%YoY D2 vs AU
Median rent
$493/wk
Rent-led investor candidate
D10 vs AU
Gross yield
4.7%
Strong yield band
D10 vs AU
Population
1,907
2K local footprint
D8 vs AU
Schools
No matched school data
Drive to city
2h 9m
165.2 km to Melbourne CBD · free-flow
Solar
2,588
157 added 12mo · 14MW

Price history

Rental vacancy rate

Rental vacancy rate · Regional Victoria
1.9%
Tight (landlord) market

Official vacancy is published at the Regional Victoria level, not per suburb. Shaded band marks a balanced market (2.5–3.5%).

Source: Homes Victoria Rental Report (DFFH) · Latest: Sep 2025

Trend & investor depth

Indicative cashflow-$166/wk (-$8,626/yr) · interest-only @ 6.4%, 80% LVR
Value vs advantage-11% vs suburbs of similar SEIFA advantage (decile 4)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investment grade

Bgrade · 64/100 · top 36% of 3,604AU suburbs
Peer distributionstronger than 64% of AU suburbs
WeakerTypicalStronger
Capital growth48
Rental yield62
Stability73
Volatility-9.0ppCycle-2.0

Bar = this suburb's percentile · tick = typical (median) peer · stability drivers signed (+ = steadier)

Relative grade across Australian suburbs, combining qp's capital-growth (multi-year CAGR + cycle timing), rental-yield, and stability (price volatility + cycle + affordability) metrics via a three-pillar property-scoring method with an imbalance penalty. Within-Australia relative, indicative only — not financial advice.

Investor profile

Who invests in Jackass Flat

Owner-occupied 66%Rented 34%
Investor activityATO
Negatively geared3.2%
256 of 568 landlords
Avg rental loss$6,292/yr
Landlords (rental income)568
Reported capital gains401
The read

Mixed owner-renter market

65% of homes here are owner-occupied and 34% rented, with 3% of landlords negatively geared.

Why it fits

A balanced 65% owner-occupier / 34% renter mix.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

34%
of household income to service a new loan
7.7 yrs
to save a 20% deposit
Stretched
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $2,665/mo vs median rent $2,136/mo (+25% · +$122/wk)

If rates move

At 4.2%: $2,128/mo (-537) · at 6.2% (current): $2,665/mo · at 8.2%: $3,254/mo (+589)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
5.8x
median home price as a multiple of annual household income
Affordable
Renting
27%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $1,515/mo, while renters pay about $2,136/mo — renting runs $621/mo higher on these medians.

Median price
$544K
Household income · yr
$94K
Median rent · wk
$493
Owner mortgage · mo
$1,515
Gross yield
4.7%

Household income

$94K household · yr+14% vs VIC suburb median
Personal
$45K
Family
$99K
Household
$94K
Household income distribution (ABS Census 2021 · weekly)41% could service the median house
Under $300
5
$300-649
41
$650-999
70
$1,000-1,499
116
$1,500-1,999
111
$2,000-2,999
162
$3,000-3,999
63
$4,000+
27

Serviceability line: a household needs about $2,050/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 44% of households here would spend more than 30% of income on rent (rent stress line: $1,643/wk income).

Housing stock and tenure

Tenure (635 households)
Owned outright
17%
Owned with mortgage
48%
Rented
34%
Dwelling structure7.2% of dwellings unoccupied on census night
Separate house
99%
Townhouse / semi
1%
Flat / apartment
0%

Getting to work: 86% drive, 1% public transport, 1% walk or cycle, 11% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Livability

8/ 100 livability index

Top 92% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 8% of Australian suburbs
WeakerTypicalStronger
Everyday access0
Public transport (8 stops)29
Schools & hospitals0

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime Year ending Mar 2026
12,663
9,898 per 100k
D9 vs AU

Crime

Rate · per 100k9,898
Total incidents12,663· Year ending Mar 2026
  • Assault1,25345%
  • Sexual Offences92833%
  • Robbery452%
  • Break And Enter56920%

Development screen

Could a secondary dwelling be worth investigating?

small second home screening context High broad constraint context

Policy position

Official source access limited

The official state policy page could not be reliably re-verified automatically in the latest review. Treat this screen as preliminary and confirm the current planning and building requirements with the state source and local council.

Rental use: Review against the official Planning Victoria guidance and local building requirements before use.

Open official policy source

Separate houses

91.8%

Suburb share of occupied private dwellings recorded as separate houses.

11.3 pp above the state median

State median 80.5% · 693 valid suburbs

Residential-zone context

0.0%

Broad suburb sampling only; the property zoning and overlays can differ.

Near the state median

State median 0.0% · 690 valid suburbs

Rental households

33.7%

Demand context only; it does not establish permission to rent a secondary dwelling.

11.5 pp above the state median

State median 22.2% · 693 valid suburbs

Mapped hazards

bushfire high · flood present

The staged suburb layer indicates a broad-area constraint that needs address-level checking. The staged suburb layer indicates a broad-area constraint that needs address-level checking.

Approval pathway

Four checks, each with a different evidence threshold.

This is an investigation sequence, not a guarantee that every step applies or that approval will be granted.

  1. 01 Verify current source

    State policy position

    The current small second home position needs direct confirmation before relying on this screen.

  2. 02 Property dependent

    Planning pathway

    Confirm zoning, lot controls, overlays, setbacks, site coverage and whether planning approval is required.

  3. 03 Design dependent

    Building approval

    Confirm the building approval route after the design, site classifications, services and construction requirements are known.

  4. 04 Check separately

    Intended use

    Confirm long-term rental, short-stay or family-use rules separately from permission to construct the dwelling.

Property due diligence

Turn the suburb screen into a property checklist.

Every check starts unconfirmed. Progress stays in this browser and suburb evidence never clears an address-level requirement.

0evidence acquired
0evidence missing
0reviews due
0consultant questions

Active record: Jackass Flat unnamed property

0/14checked
0issues found

Site controls

Lot area and dimensions

Confirm title dimensions, usable site area and any minimum lot threshold.

Status for Lot area and dimensions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Setbacks and site coverage

Test setbacks, private open space, landscaping and maximum site coverage against a concept plan.

Status for Setbacks and site coverage
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Slope and ground conditions

Check survey levels, soil classification, retaining needs and likely earthworks.

Status for Slope and ground conditions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title and planning

Zoning and overlays

Obtain current property-level zoning, overlays and applicable planning controls.

Status for Zoning and overlays
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title, easements and covenants

Review the title for easements, covenants, restrictions and common property.

Status for Title, easements and covenants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Services and access

Sewer and stormwater

Locate assets and connection points, then confirm capacity, clearances and discharge requirements.

Status for Sewer and stormwater
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Power, water and metering

Confirm service routes, upgrade needs and whether separate metering is permitted or practical.

Status for Power, water and metering
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Vehicle access and parking

Test driveway width, gradients, turning, parking and emergency access requirements.

Status for Vehicle access and parking
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Construction constraints

Bushfire exposure

Order an address-level bushfire assessment and determine any BAL construction response.

Status for Bushfire exposure
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Flood and overland flow

Obtain property flood information and check floor levels, flow paths and drainage constraints.

Status for Flood and overland flow
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Wind, corrosion and termite

Confirm site classifications that affect structural design, materials and durability.

Status for Wind, corrosion and termite
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Approval and use

Planning approval pathway

Confirm exemption, complying pathway or permit requirements with the responsible authority.

Status for Planning approval pathway
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Building approval and consultants

Identify required survey, design, engineering, energy, certification and inspection evidence.

Status for Building approval and consultants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Rental and intended use

Confirm occupation, rental, short-stay and family-use rules plus insurance and tax implications.

Status for Rental and intended use
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Jackass Flat, VIC 3556 · Local browser record

Investigation aid only. Confirm current planning, building, title, service and hazard requirements with qualified professionals and responsible authorities.

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone designation

Severe broad-area context

About 86.2% of the suburb is within Victoria's mapped Bushfire Prone Area.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Flood and moisture context

Low broad-area context

About 5.5% of the suburb intersects VIC LSIO.

May affect: Floor levels and drainage · Water-resistant assemblies · Material durability

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire-prone area

Partly designated ~86.2%
~86.2% of the suburb is within Victoria's designated Bushfire Prone Area

Share of the suburb within Victoria's gazetted Bushfire Prone Area (Vicmap, CC BY), point-sampled across the suburb. A Bushfire Prone Area is a planning designation that triggers the building code's bushfire construction provisions — it is not a graduated hazard rating or a property-level Bushfire Attack Level (BAL) assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Flood exposure

Low exposure ~5.5%
~5.5% of the suburb sits within a mapped flood-hazard area

Estimated exposure to the official flood-hazard layer (VIC LSIO), point-sampled across the suburb. This shows how much of the suburb sits within mapped flood-planning areas — it is not a property-level flood certificate. Areas without a completed flood study may be unmapped. Check the local council's flood maps for an individual property.

Planning zones

Dominant zone General Residential (GRZ)
Residential 61% Public / Open space 38% Commercial / Mixed 1%
Residential density: Standard

Land-use mix estimated by point-sampling the suburb against Vicmap Planning scheme-zone polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Growth outlook · Greater Bendigo LGA

Dwellings
+25.7%
53,170 → 66,820
+13,650 dwellings
Population
+23.3%
121,220 → 149,490
Households
+26.5%
49,900 → 63,130

LGA-level official projection (Victoria in Future 2023, DTP). Indicative of the wider council area, not a suburb-level forecast.

Population outlook

13,096 people · 202215,814 by 2032 (+20.8%)

ABS population projection (2022 base) for the California Gully - Eaglehawk SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Jackass Flat VIC — Property Data and Demographics

Jackass Flat (postcode 3556) is a close-knit residential community in Victoria within the Greater Bendigo local government area. With a population of 1,907, the suburb has a young professional demographic with a median age of 28. Households earn a median income of $94K per year, with an average household size of 2.9 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +1.0% year-on-year at the LGA level. VIC employment has moved +0.8% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. VIC also had 41 Commonwealth-backed major projects under construction, 18 underway, and 24 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, community & personal service, technicians & trades. Employment in the area leans toward healthcare and manufacturing. The top ancestries reported are Australian, English, Irish.

The median house price in Jackass Flat is $544,000, having grown strongly by 5.6% over the past year. The current median weekly rent is $493. This gives a gross rental yield of approximately 4.7%. The median monthly mortgage repayment is $1,515.

Public transport access includes 8 bus stops. The crime rate in the Greater Bendigo LGA is higher than average at 9,898 incidents per 100,000 population.

Looking at the investment signals, The gross rental yield works out to roughly 4.7%, which reads as moderate yield. Property prices sit below the state median ($544K/$850K), which can point to relative value. The price-to-income ratio of 5.8x is considered affordable. House prices have moved +5.6% year-on-year. Population growth of +1.0% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield4.7%· Moderate Yield
Price vs State$544K/$850K Below Median
Affordability5.8x Affordable
Price Momentum+5.6% Rising
Pop. Growth+1.0%· Stable
Development+0%· Steady
InvestmentVIC
Mortgage · mth$1,515
Rent · wk(Census)$340
Market rent · wk(Sep 2025)$493
Gross yield3.3%
Price / income5.8x
Sales vol (latest Q)(2025-Q4)15
Population growth · Greater Bendigo LGAABS ERP
Population (2025)126,568
5-year growth+1.1% CAGR
YoY change+1%
20012025
Development · Greater Bendigo LGAABS Approvals
Approvals (2026)752
Houses 88%Units 12%
YoY change+0%
Employment · Greater Bendigo LGASALM
Unemployment (Dec-25)4%
YoY change-0.1pp
Dec-10Dec-25
Property investors · Postcode 3556ATO
Negatively geared3.2%
256 of filers
Avg rental loss$6,292/yr
Landlords (rental income)568
Reported capital gains401
People & prosperity
DemographicsCensus 21
Population1,907
Median age28
Household size2.9
HH income · wk$1,805
Personal income · wk$869
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)4/10
Education (IEO)4/10
Economic (IER)5/10
Disadvantage (IRSD)4/10
Income momentumCensus 16→21
HH income · wk$1,297 → $1,805
Change+39.2%
vs VIC median+15.7 pp
Median rent+9.7%
gentrifyingvs VIC 2016–21
Area & amenity
TransportGTFS
Bus stops8
Hospitals · Greater Bendigo LGAAIHW
Public4
Private2
Bendigo Health Care Group [Anne Caudle]public
Heathcote Healthpublic
The Bendigo Hospitalpublic
Wayipunga Early Parenting Centrepublic
Bendigo Day Surgeryprivate
St John of God Bendigo Hospitalprivate
Aged care · Greater Bendigo LGAGEN
Facilities19
Residential places1,319
Bupa Bendigo152 places
Estia Health Kangaroo Flat144 places
Uniting AgeWell Strath-Haven125 places
Gibson Street Complex120 places
Mercy Health Bethlehem Home For The Aged120 places
Calvary Mirridong104 places
+13 more in Greater Bendigo LGA
Childcare · Greater Bendigo LGAACECQA
Services95
Approved places6,499
Exceeding NQS23
Shine Bright Maiden Gully Early Years Hub152 places
Jenny's Kindergarten - Epsom147 places
Goodstart Early Learning Bendigo139 places
Jenny's Early Learning Centre - Strathfieldsaye137 places
Goodstart Early Learning Golden Square135 places
Village Early Education Maiden Gully132 places
+89 more in Greater Bendigo LGA
Shortlist workspace

Save suburbs here while you browse. Once the shortlist has two or more names, hand it straight into compare.

Current status
Add Jackass Flat if it deserves a shortlist slot.

No saved AU suburbs yet.

EMPTY SET

No saved suburbs yet. Start with one ranking or suburb page, then compare once you have two candidates.

Open rankings to save the first candidates.

Sources & freshness
Strong evidence

There is enough direct local evidence on Jackass Flat for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Manual release files still matter here.

DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
VIC Property Sales Report · 2025-Q4 · DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.
medium stability · mixed acquisition · every update · quarterly
Available
Market rent
Homes Victoria · Sep 2025 · State market dataset
medium stability · automated · every update · quarterly
Available
Crime
VIC Crime Statistics Agency · Year ending Mar 2026 · Area-level release dataset
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 8 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Jackass Flat FAQ

Common questions
  1. What LGA is Jackass Flat in?

    Jackass Flat is in the Greater Bendigo Local Government Area, VIC, postcode 3556. Council-level context for Greater Bendigo LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Jackass Flat?

    The current median house price in Jackass Flat, VIC is $544K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Jackass Flat?

    The median weekly rent in Jackass Flat is $493/wk, based on the current market rent dataset. The current rent signal is rent-led investor candidate.

  4. What does the rent signal say about Jackass Flat?

    Rent-led investor candidate: Gross rent yield screens at about 4.7%. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Jackass Flat a good investment?

    QuickProperty's investment signals for Jackass Flat show: Moderate Yield, Below Median, Affordable. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Jackass Flat?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Jackass Flat data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.