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Suburb profile ·Moreton Bay LGA · QLD ·4500

Cashmere QLD 4500

Cashmere is in Moreton Bay LGA, QLD, postcode 4500, with population 4,970.

The read

Verify-first

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$897K
+4.9% YoY
2019 → 2024 · 6 periods
ABS + state medians
$897K
$552K
2019 2024
Why it fits

Population movement supports a growth-led read. Higher SEIFA context supports a stronger local-quality read.

What to check

Evidence depth is verify-heavy, so the profile should be treated as provisional. Gross yield looks low for an income-first use case.

Median house
$897K
House median, latest period
4.9%YoY D5 vs AU
Median rent
$500/wk
Market rent signal
D10 vs AU
Gross yield
2.9%
Low yield band
D9 vs AU
Population
4,970
5K local footprint
D9 vs AU
Schools
No matched school data
Drive to city
29 min
22.8 km to Brisbane CBD · free-flow
Transit to city
1h 46m
Public transport to Brisbane CBD · weekday 8am
Solar
11,859
692 added 12mo · 78MW

Price history

Trend & investor depth

Indicative cashflow-$508/wk (-$26,426/yr) · interest-only @ 6.4%, 80% LVR
Value vs advantage-38% vs suburbs of similar SEIFA advantage (decile 10)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investment grade

Bgrade · 64/100 · top 36% of 3,604AU suburbs
Peer distributionstronger than 64% of AU suburbs
WeakerTypicalStronger
Capital growth64
Rental yield51
Stability54
Volatility-9.5ppCycle-2.0Affordability-1.5

Bar = this suburb's percentile · tick = typical (median) peer · stability drivers signed (+ = steadier)

Relative grade across Australian suburbs, combining qp's capital-growth (multi-year CAGR + cycle timing), rental-yield, and stability (price volatility + cycle + affordability) metrics via a three-pillar property-scoring method with an imbalance penalty. Within-Australia relative, indicative only — not financial advice.

Investor profile

Who invests in Cashmere

Owner-occupied 94%Rented 6%
Investor activityATO
Negatively geared4.8%
1,405 of 2,617 landlords
Avg rental loss$6,575/yr
Landlords (rental income)2,617
Reported capital gains1,930
The read

Owner-occupier stronghold

94% of homes here are owner-occupied and 6% rented, with 5% of landlords negatively geared.

Why it fits

94% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

What to check

Gross yield 2.9% is thin — returns here lean on capital growth, not cash flow.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

34%
of household income to service a new loan
7.8 yrs
to save a 20% deposit
Stretched
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $4,395/mo vs median rent $2,167/mo (+103% · +$514/wk)

If rates move

At 4.2%: $3,509/mo (-886) · at 6.2% (current): $4,395/mo · at 8.2%: $5,366/mo (+971)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Stronger 5-yr growth

similar price · cross-LGA

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
5.8x
median home price as a multiple of annual household income
Affordable
Renting
17%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $2,200/mo, while renters pay about $2,167/mo — owning runs $33/mo higher on these medians.

Median price
$897K
Household income · yr
$153K
Median rent · wk
$500
Owner mortgage · mo
$2,200
Gross yield
2.9%

Household income

$153K household · yr+92.7% vs QLD suburb median
Personal
$53K
Family
$154K
Household
$153K
Household income distribution (ABS Census 2021 · weekly)40% could service the median house
Under $300
23
$300-649
53
$650-999
69
$1,000-1,499
126
$1,500-1,999
134
$2,000-2,999
323
$3,000-3,999
279
$4,000+
415

Serviceability line: a household needs about $3,381/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 22% of households here would spend more than 30% of income on rent (rent stress line: $1,667/wk income).

Median taxable income trend (ATO, 2018-19 – 2022-23)$58K → $68K

Housing stock and tenure

Tenure (1,508 households)
Owned outright
31%
Owned with mortgage
63%
Rented
6%
Dwelling structure1.9% of dwellings unoccupied on census night
Separate house
99%
Townhouse / semi
0%
Flat / apartment
1%

Getting to work: 70% drive, 2% public transport, 1% walk or cycle, 22% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Livability

12/ 100 livability index

Top 88% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 12% of Australian suburbs
WeakerTypicalStronger
Everyday access54
Public transport (2 stops)15
Schools & hospitals0

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime Year ending May 2026
4,735
4,735 per 100k
D6 vs AU

Crime

Rate · per 100k4,735
Total incidents4,735· Year ending May 2026
  • Assault64925%
  • Break And Enter36414%
  • Drug Offences1,31051%
  • Fraud26710%

Development screen

Could a secondary dwelling be worth investigating?

secondary dwelling / granny flat screening context Medium broad constraint context

Policy position

Official source access limited

The official state policy page could not be reliably re-verified automatically in the latest review. Treat this screen as preliminary and confirm the current planning and building requirements with the state source and local council.

Rental use: State rental-law changes allow secondary dwellings to be rented more broadly, but implementation depends on an approved lawful dwelling and local planning/building requirements.

Open official policy source

Separate houses

97.5%

Suburb share of occupied private dwellings recorded as separate houses.

18.3 pp above the state median

State median 79.3% · 838 valid suburbs

Residential-zone context

17.9%

Broad suburb sampling only; the property zoning and overlays can differ.

34.1 pp below the state median

State median 52.0% · 443 valid suburbs

Rental households

5.6%

Demand context only; it does not establish permission to rent a secondary dwelling.

24.1 pp below the state median

State median 29.7% · 838 valid suburbs

Mapped hazards

bushfire high

The staged suburb layer indicates a broad-area constraint that needs address-level checking. No broad-area layer staged for this suburb.

Approval pathway

Four checks, each with a different evidence threshold.

This is an investigation sequence, not a guarantee that every step applies or that approval will be granted.

  1. 01 Verify current source

    State policy position

    The current secondary dwelling / granny flat position needs direct confirmation before relying on this screen.

  2. 02 Property dependent

    Planning pathway

    Confirm zoning, lot controls, overlays, setbacks, site coverage and whether planning approval is required.

  3. 03 Design dependent

    Building approval

    Confirm the building approval route after the design, site classifications, services and construction requirements are known.

  4. 04 Check separately

    Intended use

    Confirm long-term rental, short-stay or family-use rules separately from permission to construct the dwelling.

Property due diligence

Turn the suburb screen into a property checklist.

Every check starts unconfirmed. Progress stays in this browser and suburb evidence never clears an address-level requirement.

0evidence acquired
0evidence missing
0reviews due
0consultant questions

Active record: Cashmere unnamed property

0/14checked
0issues found

Site controls

Lot area and dimensions

Confirm title dimensions, usable site area and any minimum lot threshold.

Status for Lot area and dimensions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Setbacks and site coverage

Test setbacks, private open space, landscaping and maximum site coverage against a concept plan.

Status for Setbacks and site coverage
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Slope and ground conditions

Check survey levels, soil classification, retaining needs and likely earthworks.

Status for Slope and ground conditions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title and planning

Zoning and overlays

Obtain current property-level zoning, overlays and applicable planning controls.

Status for Zoning and overlays
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title, easements and covenants

Review the title for easements, covenants, restrictions and common property.

Status for Title, easements and covenants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Services and access

Sewer and stormwater

Locate assets and connection points, then confirm capacity, clearances and discharge requirements.

Status for Sewer and stormwater
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Power, water and metering

Confirm service routes, upgrade needs and whether separate metering is permitted or practical.

Status for Power, water and metering
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Vehicle access and parking

Test driveway width, gradients, turning, parking and emergency access requirements.

Status for Vehicle access and parking
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Construction constraints

Bushfire exposure

Order an address-level bushfire assessment and determine any BAL construction response.

Status for Bushfire exposure
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Flood and overland flow

Obtain property flood information and check floor levels, flow paths and drainage constraints.

Status for Flood and overland flow
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Wind, corrosion and termite

Confirm site classifications that affect structural design, materials and durability.

Status for Wind, corrosion and termite
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Approval and use

Planning approval pathway

Confirm exemption, complying pathway or permit requirements with the responsible authority.

Status for Planning approval pathway
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Building approval and consultants

Identify required survey, design, engineering, energy, certification and inspection evidence.

Status for Building approval and consultants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Rental and intended use

Confirm occupation, rental, short-stay and family-use rules plus insurance and tax implications.

Status for Rental and intended use
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Cashmere, QLD 4500 · Local browser record

Investigation aid only. Confirm current planning, building, title, service and hazard requirements with qualified professionals and responsible authorities.

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

Severe broad-area context

About 83.1% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

Severe exposure ~83.1%
~83.1% of the suburb is Bush Fire Prone Land · ~4.7% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Community facilities
Public / Open space 67% Residential 16% Rural / Green wedge 8%
Residential density: Low

Land-use mix estimated by point-sampling the suburb against Queensland council planning-scheme zone polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

20,278 people · 202220,981 by 2032 (+3.5%)

ABS population projection (2022 base) for the Cashmere SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Cashmere QLD — Property Data and Demographics

Cashmere is a smaller suburb in Queensland within the Moreton Bay local government area (postcode 4500). With a population of 4,970, the suburb has an established family demographic with a median age of 40. Households earn a median income of $153K per year, with an average household size of 3.2 people. Recent annual estimates show population movement into the broader catchment, with population growth running at +2.1% year-on-year at the LGA level. QLD employment has moved +1.5% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. QLD also had 35 Commonwealth-backed major projects under construction, 16 underway, and 30 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, managers, clerical & administrative. Employment in the area leans toward healthcare and construction. The top ancestries reported are English, Australian, Scottish.

The median house price in Cashmere is $897,000, having risen by 4.9% over the past year. Units have a median price of $498,000 (+14.9% YoY). The median weekly rent is $500 (Census 2021). This gives a gross rental yield of approximately 2.9%. The median monthly mortgage repayment is $2,200.

Public transport access includes 2 bus stops. The crime rate in the Moreton Bay LGA is moderate at 4,735 incidents per 100,000 population.

Looking at the investment signals, The gross rental yield works out to roughly 2.9%, which reads as low yield. Property prices are near the state median ($897K/$1.1M). The price-to-income ratio of 5.8x is considered affordable. House prices have moved +4.9% year-on-year. Population growth of +2.1% year-on-year points to strong growth demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield2.9% Low Yield
Price vs State$897K/$1.1M· Near Median
Affordability5.8x Affordable
Price Momentum+4.9%· Stable
Pop. Growth+2.1% Strong Growth
Development+0%· Steady
InvestmentQLD
Mortgage · mth$2,200
Rent · wk(Census)$500
Gross yield2.9%
Price / income5.8x
Population growth · Moreton Bay LGAABS ERP
Population (2025)532,445
5-year growth+2.2% CAGR
YoY change+2.1%
20012025
Development · Moreton Bay LGAABS Approvals
Approvals (2026)6,039
Houses 69%Units 31%
YoY change+0%
Employment · Moreton Bay LGASALM
Unemployment (Dec-25)4.8%
YoY change+0pp
Dec-10Dec-25
Property investors · Postcode 4500ATO
Negatively geared4.8%
1,405 of filers
Avg rental loss$6,575/yr
Landlords (rental income)2,617
Reported capital gains1,930
People & prosperity
DemographicsCensus 21
Population4,970
Median age40
Household size3.2
HH income · wk$2,950
Personal income · wk$1,020
Persons / bedroom0.8
IncomeATO 22-23
Median income$67,938
Mean income$77,508
Earners13,919
YoY change+6.4%
SEIFA indexABS
Advantage (IRSAD)10/10
Education (IEO)9/10
Economic (IER)10/10
Disadvantage (IRSD)10/10
Income momentumCensus 16→21
HH income · wk$2,430 → $2,950
Change+21.4%
vs QLD median+3.4 pp
Median rent+11.1%
stablevs QLD 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets1
Pharmacies1
GP / clinics0
Fuel stations0
Cafes & dining2
iga1
TransportGTFS
Bus stops2
Hospitals · Moreton Bay LGAAIHW
Public2
Private8
Caboolture Hospitalpublic
Redcliffe Hospitalpublic
Caboolture Private Hospitalprivate
Icon Cancer Centre North Lakesprivate
Mackay Private Hospitalprivate
Mackay Specialist Day Hospitalprivate
+4 more in Moreton Bay LGA
Aged care · Moreton Bay LGAGEN
Facilities42
Residential places4,324
Regis Caboolture185 places
Sunnymeade Park Aged Care Community172 places
Bolton Clarke Fernhill164 places
Blue Care Rothwell Nazarene Aged Care Facility150 places
Rockpool RAC Morayfield150 places
North Lakes Terrace Care Community146 places
+36 more in Moreton Bay LGA
Childcare · Moreton Bay LGAACECQA
Services287
Approved places27,870
Exceeding NQS60
Eatons Hill OSHC Club305 places
Helping Hands Mango Hill280 places
Fundurba Kids Club250 places
Klub Kallangur Outside School Hours Care Centre250 places
Patricks Road State School OSHC250 places
Albany Hills State School Outside School Hours Care240 places
+281 more in Moreton Bay LGA
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Current status
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Sources & freshness
Verify-heavy evidence

Much of Cashmere rests on evidence that should be verified before a decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Prices come from release-based suburb series.

Direct state price coverage is used where present; missing house or unit anchors fall back to annual ABS SA2 matches

RENT POSTURE
Rent is falling back to Census, not a market feed.

This gives you directional coverage, but it is weaker than a current rent release.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
QGSO Housing Profiles / ABS Data by Region · 2024 · Direct state price coverage is used where present; missing house or unit anchors fall back to annual ABS SA2 matches
medium stability · automated · every update · quarterly
Verify
Market rent
ABS Census 2021 · Using Census rent fallback
stable source · manual file · snapshot · census-cycle
Verify
Crime
State crime dataset · Year ending May 2026 · Area-level release dataset
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 2 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Cashmere FAQ

Common questions
  1. What LGA is Cashmere in?

    Cashmere is in the Moreton Bay Local Government Area, QLD, postcode 4500. Council-level context for Moreton Bay LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Cashmere?

    The current median house price in Cashmere, QLD is $897K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Cashmere?

    The median weekly rent in Cashmere is $500/wk, based on ABS Census 2021 rent fallback.

  4. Is Cashmere a good investment?

    QuickProperty's investment signals for Cashmere show: Low Yield, Near Median, Affordable. These are computed from price, rent, income, and population data — not an opaque score.

  5. Where does QuickProperty get its data for Cashmere?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  6. How often is the Cashmere data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.