Cams Wharf is a quiet locality in New South Wales within the Lake Macquarie local government area (postcode 2281). With a population of 182, the suburb has an older demographic with a median age of 56. Households earn a median income of $72K per year, with an average household size of 2.1 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +1.1% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are technicians & trades, managers, professionals. Employment in the area leans toward healthcare and education. The top ancestries reported are English, Australian, Irish.
Median house prices in Cams Wharf stand at $528,000, having surged by 80.3% over the last twelve months. The current median weekly rent is $780. This gives a gross rental yield of approximately 7.7%. The median monthly mortgage repayment is $1,400.
Public transport access includes 2 ferry wharfves. The crime rate in the Lake Macquarie LGA is below average at 3,402 incidents per 100,000 population.
From an investment perspective, Gross rental yield sits at around 7.7% (high yield). Property prices sit below the state median ($528K/$1.5M), which can point to relative value. The price-to-income ratio of 7.3x is considered moderate. House prices have moved +80.3% year-on-year. Population growth of +1.1% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.