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Suburb profile ·Singleton LGA · NSW ·2330

Broke NSW 2330

Broke is in Singleton LGA, NSW, postcode 2330, with population 557.

The read

Growth-momentum

There are enough stretched or weaker signals here that you should assume trade-offs rather than a clean story. Use compare mode to see whether the downside is price, local quality, or weaker momentum before treating it as a target suburb.

$590/wk
Rising
+3.5% YoY
Jun 2025 → Jun 2026 · 13 periods
NSW Fair Trading · postcode 2330 · Jun 2026
$630
$540
Jun 2025Jun 2026
Why it fits

Recent price movement shows visible market momentum. Transport coverage adds a practical access signal.

What to check

Gross yield looks low for an income-first use case. Small local population makes the signal set more fragile.

Median house
$1.1M
House median, latest period
20.7%YoY D7 vs AU
Median rent
$590/wk
Rent context available
3.5%YoY D10 vs AU
Gross yield
2.8%
Low yield band
D9 vs AU
Population
557
557 local footprint
D7 vs AU
Schools
1
Matched school context
D1 vs AU
Drive to city
Not in commute dataset
Solar
4,412
292 added 12mo · 37MW
Price cycleRising
LowPeak

6.0% below peak · 294.3% above its low

See trend depth →

Price history

Trend & investor depth

Cycle positionRising
Low · 2006Peak · 2021

6.0% below peak · 294.3% above its low

Price growth (compound)% per year
3-yr
+2.8%
5-yr
+17.9%
10-yr
+13.9%
Indicative cashflow-$627/wk (-$32,603/yr) · interest-only @ 6.4%, 80% LVR
Market turnover9.8% of homes traded/yr (21 sales · -11% vs 3-yr avg)
Rent stabilitytypical — rents vary ±3.9% around trend (short window, 13 pts)
Value vs advantage+38% vs suburbs of similar SEIFA advantage (decile 4)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investment grade

Dgrade · 37/100 · top 63% of 3,604AU suburbs
Peer distributionstronger than 37% of AU suburbs
WeakerTypicalStronger
Capital growth92
Rental yield48
Stability3
Volatility-40.6ppCycle+2.0

Bar = this suburb's percentile · tick = typical (median) peer · stability drivers signed (+ = steadier)

Relative grade across Australian suburbs, combining qp's capital-growth (multi-year CAGR + cycle timing), rental-yield, and stability (price volatility + cycle + affordability) metrics via a three-pillar property-scoring method with an imbalance penalty. Within-Australia relative, indicative only — not financial advice.

Investor profile

Who invests in Broke

Owner-occupied 86%Rented 14%
Investor activityATO
Negatively geared6%
778 of 1,519 landlords
Avg rental loss$8,465/yr
Landlords (rental income)1,519
Reported capital gains977
Investor exposure index(moderate vs national)57.6/100
The read

Owner-occupier stronghold

81% of homes here are owner-occupied and 14% rented, with 6% of landlords negatively geared.

Why it fits

81% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

What to check

Gross yield 2.8% is thin — returns here lean on capital growth, not cash flow.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

71%
of household income to service a new loan
16.2 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $5,322/mo vs median rent $2,557/mo (+108% · +$638/wk)

If rates move

At 4.2%: $4,249/mo (-1,073) · at 6.2% (current): $5,322/mo · at 8.2%: $6,498/mo (+1,176)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
12.2x
median home price as a multiple of annual household income
Stretched
Renting
34%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $1,777/mo, while renters pay about $2,557/mo — renting runs $780/mo higher on these medians.

Median price
$1.09M
Household income · yr
$89K
Median rent · wk
$590
Owner mortgage · mo
$1,777
Gross yield
2.8%

Household income

$89K household · yr+8.5% vs NSW suburb median
Personal
$38K
Family
$103K
Household
$89K
Household income distribution (ABS Census 2021 · weekly)fewer than 10% could service the median house
Under $300
8
$300-649
13
$650-999
27
$1,000-1,499
22
$1,500-1,999
17
$2,000-2,999
38
$3,000-3,999
28
$4,000+
17

Serviceability line: a household needs about $4,094/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 50% of households here would spend more than 30% of income on rent (rent stress line: $1,967/wk income).

Housing stock and tenure

Tenure (204 households)
Owned outright
34%
Owned with mortgage
47%
Rented
14%
Dwelling structure21.4% of dwellings unoccupied on census night
Separate house
96%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 70% drive, 0% public transport, 4% walk or cycle, 21% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total1
Avg ICSEA861
Students30
Government1
  • Broke Public SchoolPrimary · Government · ICSEA 861

Livability

53/ 100 livability index

Top 47% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 53% of Australian suburbs
WeakerTypicalStronger
Everyday access32
Public transport (35 stops)73
Schools & hospitals25

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime April 2025 - March 2026
856
3,339 per 100k
D5 vs AU

Crime

Rate · per 100k3,339
Total incidents856· April 2025 - March 2026
  • Assault25559%
  • Sexual Offences7618%
  • Robbery41%
  • Break And Enter9722%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

Severe broad-area context

About 92.5% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

Severe exposure ~92.5%
~92.5% of the suburb is Bush Fire Prone Land · ~78.9% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Primary Production Small Lots
Rural / Green wedge 73% Public / Open space 25% Residential 1% Other 1%
Residential density: Low

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

5,398 people · 20225,963 by 2032 (+10.5%)

ABS population projection (2022 base) for the Singleton Surrounds SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Broke NSW — Property Data and Demographics

Broke (postcode 2330) is a small community in New South Wales within the Singleton local government area. With a population of 557, the suburb has an established demographic with a median age of 43. Households earn a median income of $89K per year, with an average household size of 2.6 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.6% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, technicians & trades, machinery operators & drivers. Employment in the area leans toward mining and accommodation & food. The top ancestries reported are Australian, English, Irish.

The median house price in Broke is $1.1 million, having surged by 20.7% over the past year. The current median weekly rent is $590. This gives a gross rental yield of approximately 2.8%. The median monthly mortgage repayment is $1,777.

Broke is served by 1 school, including 1 primary. The average ICSEA score is 861, which is well below the national average of 1,000. Public transport access includes 35 bus stops. The crime rate in the Singleton LGA is below average at 3,339 incidents per 100,000 population.

From an investment perspective, Broke shows a gross rental yield of approximately 2.8%, rated as low yield. Property prices are near the state median ($1.1M/$1.5M). The price-to-income ratio of 12.2x is considered stretched. House prices have moved +20.7% year-on-year. Population growth of +0.6% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield2.8% Low Yield
Price vs State$1.1M/$1.5M· Near Median
Affordability12.2x Stretched
Price Momentum+20.7% Rising
Pop. Growth+0.6%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$1,777
Rent · wk(Census)$365
Market rent · wk(2026-06)$590
Gross yield1.7%
Price / income12.2x
Sales vol (latest Q)(2025-Q3)5
Population growth · Singleton LGAABS ERP
Population (2025)25,841
5-year growth+1.1% CAGR
YoY change+0.6%
20012025
Development · Singleton LGAABS Approvals
Approvals (2026)107
Houses 83%Units 17%
YoY change+0%
Employment · Singleton LGASALM
Unemployment (Dec-25)3.3%
YoY change+0.2pp
Dec-10Dec-25
Property investors · Postcode 2330ATO
Negatively geared6%
778 of filers
Avg rental loss$8,465/yr
Landlords (rental income)1,519
Reported capital gains977
People & prosperity
DemographicsCensus 21
Population557
Median age43
Household size2.6
HH income · wk$1,718
Personal income · wk$723
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)4/10
Education (IEO)3/10
Economic (IER)6/10
Disadvantage (IRSD)4/10
Income momentumCensus 16→21
HH income · wk$1,662 → $1,718
Change+3.4%
vs NSW median-17.2 pp
Median rent+4.3%
softeningvs NSW 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations1
Cafes & dining3
TransportGTFS
Bus stops35
Hospitals · Singleton LGAAIHW
Public1
Private0
Singleton Hospitalpublic
Aged care · Singleton LGAGEN
Facilities2
Residential places118
Uniting Elizabeth Gates and Alroy House Singleton84 places
Calvary Cooinda Retirement Community34 places
Childcare · Singleton LGAACECQA
Services15
Approved places1,032
Exceeding NQS2
Little Treasures Singleton122 places
Civic Avenue Early Learning103 places
Little Kindy Singleton100 places
Singleton ELC86 places
Singleton Heights Pre School80 places
St Nicholas Early Education, Singleton80 places
+9 more in Singleton LGA
Shortlist workspace

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Current status
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Sources & freshness
Strong evidence

There is enough direct local evidence on Broke for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025-Q3 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 1 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 35 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Broke FAQ

Common questions
  1. What LGA is Broke in?

    Broke is in the Singleton Local Government Area, NSW, postcode 2330. Council-level context for Singleton LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Broke?

    The current median house price in Broke, NSW is $1.1M, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Broke?

    The median weekly rent in Broke is $590/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Broke?

    Rent context available: Broke has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Broke a good investment?

    QuickProperty's investment signals for Broke show: Low Yield, Near Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Broke?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Broke data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.