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Suburb profile · Waikato · NZ

Te Rapa North NZ

Te Rapa North is in Waikato, New Zealand, with population 135.

Limited data

Thin-context

This page still helps with local context, but the evidence stack is too thin for a clean suburb-level call. Use nearby alternatives or compare mode before turning it into a shortlist decision.

Why it fits

Approvals activity points to active development pressure. Transport coverage adds a practical access signal.

What to check

The page is thin enough that nearby alternatives should be checked before shortlisting. Small local population makes the signal set more fragile.

See what's missing → Compare suburb
Median rent
—
Census rent fallback
Population
135
135 local footprint
D1 vs NZ
Income
$41K/yr
Median personal income
D5 vs NZ
NZDep
Decile 7
Mid-range deprivation
D7 vs NZ
Schools
—
No matched schools

Area prices & affordability

Hamilton City territorial authority · HUD Local Housing Statistics
Median sale price
$734K
+10.4% over 5yr
↑1.4%YoY
Lower quartile
$616K
Entry-level price
House Price Index
3,749
QV-based HPI
↓1.1%5yr
Income to buy
7.8x
Years of median income
Annual sales
2,573
Transactions, TA

Mortgage serviceability

at the 5.69% 2-year fixed rate
Monthly repayment
$3,404/mo
20% deposit, 30-year P&I
Repayment burden
43%
of gross household income
Stress level
Stretched
<30% comfortable · >45% severe
Years to deposit
10.4 yrs
20% deposit at 15% savings

Monthly repayment by fixed term

Floating · 6.15%
$3,577
1-year fixed · 5.26%
$3,246
2-year fixed · 5.69%
$3,404
3-year fixed · 5.86%
$3,468

A territorial-authority estimate: the Hamilton City median sale price on a 20% deposit and 30-year loan, against the TA median household income implied by HUD's income-to-buy ratio, at RBNZ new-mortgage rates. A market-wide guide, not a Te Rapa North-specific or borrower-specific figure.

Price trend

1yr -0.8%5yr -4.2%
QV House Price Index (Jan 2007 = 1000)

QV House Price Index for the Hamilton City territorial authority (monthly, Jan 2007 = 1000). A valuation-based index of price movement over time — distinct from the actual median sale price above.

Years of median household income to buy

Figures are for the Hamilton City territorial authority (as at 2026-03). New Zealand has no free suburb-level sale-price series, so these are TA-wide medians from HUD Local Housing Statistics (LINZ District Valuation Roll + Stats NZ) — a market backdrop for Te Rapa North, not a Te Rapa North-specific sale price.

Personal income

Stats NZ Census · median individual · annual
$41K personal · yr-5.2% vs Waikato suburb median
Personal income distribution (Census 2023 · annual)
$10,000 or less
18
$10,001-$20,000
6
$20,001-$30,000
18
$30,001-$50,000
27
$50,001-$70,000
15
$70,001-$100,000
24
$100,001 or more
6

Median individual income. NZ has no suburb-level household-income or sale-price data, so this is a personal-income benchmark, not a household-affordability measure. Distribution covers people aged 15+ with stated income; counts are randomly rounded to base 3.

Housing stock and tenure

Stats NZ Census 2013-2023
Home ownership over three censuses-13.8pp since 2013
2013
55% owned
2018
55% owned
2023
41% owned

5.3% of private dwellings were unoccupied on 2023 census night (holiday homes, empty rentals, and vacant stock).

Dwelling condition (occupied dwellings, self-reported)

20% damp (-9pp vs 2018) and 14% with visible mould larger than A4 (-8pp vs 2018).

Investor-specific data (gearing, investor concentration) is not published for NZ suburbs — the tenure trend above is the available investor signal.

Population outlook

Stats NZ projections · Hamilton City · medium series
184,100 people · 2023216,000 by 2033 (+17.3%)

Stats NZ subnational projection (2023 base, medium series) for Hamilton City — the finest official projection grain available; suburb-level projections do not exist.

Crime

Hamilton City · Territorial Authority
Rate · per 100k10,149
Total incidents17,734· 2026-05
  • Assault1,72830%
  • Burglary3,56462%
  • Robbery2895%
  • Sexual Assault1713%

Natural hazards

Earthquake & flood exposure estimates
Earthquake exposure
Low
Proximity to active faults
Nearest active fault
39.7 km
Kerepehi Fault
Fault slip rate
Low
Higher = more active

Earthquake exposure is the distance from Te Rapa North's centre to the nearest mapped active fault (GNS Science NZ Active Faults Database) — an area estimate, not a site-specific seismic assessment. NZ's full ground-shaking model (NSHM) is not available as a queryable map layer.

Building activity

Stats NZ building consents · 2026
Latest consents
22
0 houses · 22 units
↑2100.0%YoY D9 vs NZ

Employment

Stats NZ Census 2023 vs 2018 (employed residents 15+)
Employed residents
78
Was 93 in 2018
↓16.1%vs 2018 D1 vs NZ

Full data detail

Stats NZ Census 2023 · MBIE · MoE · NZDep2023
Te Rapa North Waikato — Property Data and Demographics

Te Rapa North is a small community in Waikato with a population of 135 and a median age of 39. Median personal income is $41K per year. The main ethnic groups are European, Māori, Asian. Waikato population estimates moved +1.0% in the year ended June 2025, after moving +2.0% in 2024, which should be read as a broader regional movement backdrop rather than suburb-level migration precision. The resident employment base moved from 93 in 2018 to 78 in 2023 (-16.1%), which should be read as a census-to-census employment backdrop rather than a live jobs series. Te Waihanga's December 2025 Pipeline snapshot tracked over 12,000 NZ infrastructure initiatives, with more than 2,700 under construction and transport taking 52% of projected 2026 pipeline spend, which should be read as a broader national delivery backdrop rather than a suburb-specific project list.

Livability indicators for Te Rapa North: NZDep decile 7 (moderate deprivation); 26 transport stops (26 bus).

In 2026, Te Rapa North recorded 22 building approvals (0 houses, 22 units), up 2100% year-on-year.

Market & money
Livability signalsHeuristics
DeprivationDecile 7· Moderate
Transport Access26 stops↑ Well Connected
Development+2100%↑ Accelerating
DevelopmentStats NZ
Consents (2026)22
Units22
YoY change+2100%
People & prosperity
DemographicsCensus 23
Population135
Median age39
Household size—
HH income · yr—
Personal income · yr$40,500
Deprivation (NZDep)NZDep23
Less deprived7/10
NZDep score1020

1 = least deprived · 10 = most deprived

EthnicityCensus 23
European96
Māori24
Asian24
Pacific Peoples3
Top industriesCensus 23
Construction15
Manufacturing12
Health Care and Social Assistance9
Retail Trade6
Accommodation and Food6
Area & amenity
Local amenitiesOSM
Supermarkets1
Pharmacies0
GP / clinics0
Fuel stations2
Cafes & dining5
TransportGTFS
Bus stops26
Hospitals · Hamilton CityMoH
Waikato HospitalPublic Hospital
Nearby in Waikato12
Forest Lake (Hamilton City)2,622Nawton West3,756Hamilton East3,981Dinsdale South4,107Pukete West2,283Temple View1,305Peachgrove3,618Claudelands2,883Fairview Downs3,402Glenview2,442Silverdale (Hamilton City)2,079Melville North3,147
Shortlist workspace

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Current status
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Sources & freshness
Thin evidence

Te Rapa North is a thin local read, not a complete suburb verdict.

NZ suburb pages combine Stats NZ, MBIE, MoE, GTFS, and pinned service coverage. The key difference is that some items are direct feeds, while others are fallback or snapshot layers.

RENT POSTURE
Rent is using MBIE bond data when present.

Treat current rent as a decision input, not as a guaranteed market quote.

HOSPITAL POSTURE
Hospital coverage comes from an official pinned snapshot.

This is a trusted coverage layer, but it is still a pinned snapshot rather than a live facility API.

TRANSPORT POSTURE
Transport is feed-based and depends on GTFS bundle coverage.

It is good for stop presence and local network context, but not a guarantee that every operator or schedule is equally current.

Data status
Weekly rent
Stats NZ Census 2023 · No linked local rent source
stable source · manual file · snapshot · census-cycle
Missing
Schools
MoE school directory · No linked local school matches
stable source · automated · every update · nightly
Missing
Hospitals
Pinned Health NZ public hospital snapshot · No linked local hospital coverage
medium stability · mixed acquisition · snapshot · mixed
Missing
Transport
NZ GTFS bundle · 26 matched stops
medium stability · mixed acquisition · snapshot · mixed
Available
Building consents
Stats NZ building consents CSV · 2026 · Annual release series
Available
Demographic baseline
Stats NZ Census 2023 · Population, income, and demographic baseline
stable source · manual file · snapshot · census-cycle
Available
Available means a direct local source is linked. Verify means the page is using a weaker fallback or coverage-only snapshot, especially Census rent fallback or pinned hospital coverage.
Sparse locality note

This page stays indexable because Te Rapa North still carries enough real local context to help with NZ suburb discovery. It should still be read as a lighter locality brief, not as a fully covered suburb profile.

WHY IT LOOKS LIGHTER
This suburb has a very small Census footprint.

Very small-population places can still matter locally, but they behave more like narrow locality reads than broad suburb decision pages.

WHAT IS MISSING
Coverage is lighter across school matches and hospital coverage.

Coverage is thinner on school matches and hospital coverage; don't let a single sparse read define the suburb.

BEST NEXT STEP
Use this page to frame the locality, then compare or zoom back out.

Begin with the region hub, compare, or better-covered nearby suburbs before making this a full market decision.

Page status
INDEXED WITH LIGHTER COVERAGE

The page still has enough real suburb context to remain searchable, but some market and service layers are too light for a full-confidence read.

HOW TO READ THIS PAGE

Frame the locality with this page, then pressure-test the story in compare, the region hub, or a better-covered nearby suburb before calling it complete.

Next step path
COMPARE OR CHECK NEARBY Open region hub Browse rankings
Stronger nearby reads

If Te Rapa North feels too thin on its own, use these nearby suburbs as stronger local reads before treating it as a full shortlist call.

Forest Lake (Hamilton City) better covered
similar deprivation profile similar income profile better local coverage

pop +2500 · adds rent coverage · income -$1K

Better covered alternative: use this as the stronger reference point before judging the thin page.

Detail Compare
Nawton West better covered
similar deprivation profile similar income profile better local coverage

pop +3600 · adds rent coverage · income +$2K

Better covered alternative: use this as the stronger reference point before judging the thin page.

Detail Compare
Hamilton East better covered
similar deprivation profile similar income profile better local coverage

pop +3800 · adds rent coverage · income +$4K

Better covered alternative: use this as the stronger reference point before judging the thin page.

Detail Compare

Te Rapa North FAQ

Common questions
  1. What is the livability profile for Te Rapa North?

    QuickProperty's livability signals for Te Rapa North show: Moderate, Well Connected, Accelerating. These are based on rent affordability, school EQI, NZDep deprivation index, and transport access.

  2. Where does QuickProperty get its data for Te Rapa North?

    Housing data comes from the Reserve Bank of New Zealand (RBNZ). Demographics are from Stats NZ Census 2023. Schools data uses the Ministry of Education Equity Index (EQI). The deprivation score uses NZDep2018. Transport data is sourced from GTFS feeds.

  3. How often is the Te Rapa North data updated?

    RBNZ macro data updates with each deploy. Demographics are from NZ Census 2023. School EQI scores are from the Ministry of Education latest release.

Waikato

Te Rapa North sits in Waikato — explore the region.