What does Highest Outright Ownership rank?

Highest Outright Ownership ranks areas in Waikato using QuickProperty's processed property and locality datasets. SA2 areas with the highest share of dwellings owned outright on the 2023 census — mortgage-free strongholds (100+ stated dwellings)

How should I use this ranking for property research?

Use the ranking as a screening step for Waikato. Save realistic areas to your shortlist, compare the strongest pair, and open suburb detail pages before relying on one result.

Does the top ranked area mean it is the best choice?

No. Rankings are a shortlist input, not a final recommendation. Check price history, rent, income, population, local services, source freshness, and current listings before making a decision.

How current is the ranking data?

QuickProperty uses processed public-source datasets and refreshes automated sources where available. Use the suburb detail page source panels to see which signals are current, estimated, or missing for a specific area.

← Highest Outright Ownership

Ranking · Waikato · 50 SA2 areas

Highest Outright Ownership — Waikato

SA2 areas with the highest share of dwellings owned outright on the 2023 census — mortgage-free strongholds (100+ stated dwellings).

Leading area

Tamahere NorthWAIKATO

Leading value

91.2%

Runner-up

KinlochWAIKATO

Updated

12 July 2026

Ranking

Highest Outright Ownership

SA2 areas with the highest share of dwellings owned outright on the 2023 census — mortgage-free strongholds (100+ stated dwellings) — Waikato

50 results

How to read this ranking

Use highest outright ownership as a shortlist tool, then verify the finalists in detail.

BEST FOR

Finding which areas deserve a closer look first.

This ranking works best as a first-pass screen in Waikato, especially when you need to reduce a wide field quickly.

READ IT AS

One signal in the workflow, not the whole answer.

A rank is useful because it compresses one dimension well, but it never replaces the fuller suburb-level picture.

NEXT STEP

Move into compare or suburb detail once a few names repeat.

Use the ranking to build a shortlist, then confirm whether those finalists still hold up on the rest of the data.

VERIFY evidence

Single-signal shortlist screen

A ranking compresses one signal well, but it should hand you into compare or suburb detail before becoming a decision.

SHORTLIST SCREEN

Top candidates are research leads.

Save a small working set, then use compare and evidence depth before treating any row as a decision.

Shortlist flow

Use #1 Tamahere North and #2 Kinloch as the first compare pair.

Rankings are strongest when they hand you a shortlist quickly. Compare the top two first, then open suburb detail if the head-to-head result still feels narrow.

Compare top 2Open #1 detail Open #2 detail

Distribution

50 suburbs · midpoint ≈ 83.7%

Leader: Tamahere North · 91.2%

# ▲	AREA	REGION	OWNED OUTRIGHT %	DWELLINGS	POP
1	Tamahere North	WAIKATO	91.2%	957	2,706
2	Kinloch	WAIKATO	90.3%	465	1,191
3	Tamahere West	WAIKATO	89.7%	495	1,734
4	Kauaeranga	WAIKATO	88.7%	213	615
5	Oaklands-St Kilda	WAIKATO	88.6%	660	1,863
6	Whangamatā West	WAIKATO	88.5%	417	1,053
7	Wharewaka	WAIKATO	88.3%	639	1,614
8	Pirongia	WAIKATO	87.7%	465	1,281
9	Flagstaff South	WAIKATO	87.4%	1,122	3,495
10	Whitianga Waterways	WAIKATO	87.3%	426	1,029
11	Acacia Bay	WAIKATO	86.5%	669	1,770
12	St Leger	WAIKATO	86.5%	222	624
13	Totora-Kopu	WAIKATO	86.0%	342	903
14	Huntington	WAIKATO	85.3%	834	2,511
15	Pukekawa	WAIKATO	85.2%	549	1,707
16	Rotokauri	WAIKATO	84.7%	333	1,011
17	Whangamatā Rural	WAIKATO	84.5%	213	522
18	Te Kōwhai	WAIKATO	84.5%	774	2,199
19	Whatawhata East	WAIKATO	84.5%	948	2,997
20	Morrinsville North	WAIKATO	84.4%	597	1,593
21	Cambridge North	WAIKATO	84.3%	1,035	2,898
22	Mapara	WAIKATO	84.2%	417	1,179
23	Mercury Bay North	WAIKATO	84.0%	789	2,079
24	Thames Coast	WAIKATO	83.8%	648	1,734
25	Pāuanui	WAIKATO	83.8%	444	1,068
26	Ngāhinapōuri	WAIKATO	83.7%	609	1,803
27	Tamahere South	WAIKATO	83.5%	801	2,289
28	Cooks Beach-Ferry Landing	WAIKATO	83.3%	234	555
29	Rangatira Park	WAIKATO	83.0%	477	1,122
30	Whitianga North	WAIKATO	82.8%	681	1,749
31	Te Pahu	WAIKATO	82.5%	531	1,461
32	Te Uku	WAIKATO	82.4%	648	1,881
33	Mercury Bay South	WAIKATO	81.6%	522	1,437
34	Tairua	WAIKATO	81.4%	663	1,653
35	Matamata East	WAIKATO	81.4%	984	2,355
36	Western Heights (Hamilton City)	WAIKATO	81.2%	987	3,018
37	Leamington South	WAIKATO	80.6%	741	2,079
38	Karapiro	WAIKATO	80.5%	891	2,523
39	Miranda-Pūkorokoro	WAIKATO	80.5%	399	963
40	Colville	WAIKATO	80.4%	552	1,563
41	Pukemoremore	WAIKATO	80.4%	810	2,580
42	Te Aroha West	WAIKATO	79.7%	768	2,064
43	Aka Aka	WAIKATO	79.6%	1,164	3,360
44	Te Kauwhata West	WAIKATO	79.4%	423	1,179
45	Whangamatā East	WAIKATO	79.4%	1,410	3,213
46	Brentwood (Taupo District)	WAIKATO	79.2%	879	2,178
47	Leamington West	WAIKATO	78.9%	684	1,590
48	Te Ākau	WAIKATO	78.9%	612	1,668
49	Rototuna South West	WAIKATO	78.9%	738	2,193
50	Pōkeno South	WAIKATO	78.8%	807	2,754

FAQ

New Zealand highest outright ownership FAQ

What does Highest Outright Ownership rank?

Highest Outright Ownership ranks areas in Waikato using QuickProperty's processed property and locality datasets. SA2 areas with the highest share of dwellings owned outright on the 2023 census — mortgage-free strongholds (100+ stated dwellings)
How should I use this ranking for property research?

Use the ranking as a screening step for Waikato. Save realistic areas to your shortlist, compare the strongest pair, and open suburb detail pages before relying on one result.
Does the top ranked area mean it is the best choice?

No. Rankings are a shortlist input, not a final recommendation. Check price history, rent, income, population, local services, source freshness, and current listings before making a decision.
How current is the ranking data?

QuickProperty uses processed public-source datasets and refreshes automated sources where available. Use the suburb detail page source panels to see which signals are current, estimated, or missing for a specific area.