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Suburb profile · Waikato · NZ

Putāruru NZ

Putāruru is in Waikato, New Zealand, with population 4,455.

The read

Livability-led

There are enough weaker signals here that you should expect trade-offs, not a clean local story. Compare it directly with stronger nearby suburbs before treating it as a preferred option.

$540/wk
1/04/2021 → 1/01/2026 · 20 periods
Tenancy Services · 1/01/2026
$560
$345
1/04/20211/01/2026
Why it fits

School coverage gives the page a stronger family/livability signal.

Median rent
$550/wk
Income-stretched rent market
D4 vs NZ
Population
4,455
4K local footprint
D10 vs NZ
Income
$30K/yr
Median personal income
D1 vs NZ
NZDep
No deprivation index
Schools
4
matched school context

Area prices & affordability

Median sale price
$432K
+23.4% over 5yr
4.3%YoY
Lower quartile
$360K
Entry-level price
House Price Index
6,204
QV-based HPI
5.0%5yr
Income to buy
5.7x
Years of median income
Annual sales
332
Transactions, TA

Mortgage serviceability

at the 5.69% 2-year fixed rate
Monthly repayment
$2,004/mo
20% deposit, 30-year P&I
Repayment burden
31%
of gross household income
Stress level
Stretched
<30% comfortable · >45% severe
Years to deposit
7.5 yrs
20% deposit at 15% savings

Monthly repayment by fixed term

Floating · 6.15%
$2,105
1-year fixed · 5.26%
$1,911
2-year fixed · 5.69%
$2,004
3-year fixed · 5.86%
$2,041

A territorial-authority estimate: the South Waikato District median sale price on a 20% deposit and 30-year loan, against the TA median household income implied by HUD's income-to-buy ratio, at RBNZ new-mortgage rates. A market-wide guide, not a Putāruru-specific or borrower-specific figure.

Price trend

1yr -2.7%5yr -6.5%
QV House Price Index (Jan 2007 = 1000)

QV House Price Index for the South Waikato District territorial authority (monthly, Jan 2007 = 1000). A valuation-based index of price movement over time — distinct from the actual median sale price above.

Years of median household income to buy

Figures are for the South Waikato District territorial authority (as at 2026-03). New Zealand has no free suburb-level sale-price series, so these are TA-wide medians from HUD Local Housing Statistics (LINZ District Valuation Roll + Stats NZ) — a market backdrop for Putāruru, not a Putāruru-specific sale price.

Rent trend depth

Rent cycle positionRents at their peak
Low · 2020Peak · 2026

At / near its highest median rent on record

Rent growth (compound)3-yr +13.4%/yr · 5-yr +7.3%/yr

Rent trend is derived from MBIE tenancy-bond medians and excludes suburbs with too few bonds to be reliable.

Personal income

$30K personal · yr-29.5% vs Waikato suburb median
Personal income distribution (Census 2023 · annual)
$10,000 or less
447
$10,001-$20,000
513
$20,001-$30,000
819
$30,001-$50,000
738
$50,001-$70,000
519
$70,001-$100,000
375
$100,001 or more
156

Median individual income. NZ has no suburb-level household-income or sale-price data, so this is a personal-income benchmark, not a household-affordability measure. Distribution covers people aged 15+ with stated income; counts are randomly rounded to base 3.

Housing stock and tenure

Home ownership over three censuses+4.4pp since 2013
2013
64% owned
2018
66% owned
2023
69% owned

7.1% of private dwellings were unoccupied on 2023 census night (holiday homes, empty rentals, and vacant stock).

Dwelling condition (occupied dwellings, self-reported)

23% damp (-3pp vs 2018) and 16% with visible mould larger than A4 (-5pp vs 2018).

Investor-specific data (gearing, investor concentration) is not published for NZ suburbs — the tenure trend above is the available investor signal.

Population outlook

25,700 people · 202327,200 by 2033 (+5.8%)

Stats NZ subnational projection (2023 base, medium series) for South Waikato District — the finest official projection grain available; suburb-level projections do not exist.

Crime

Rate · per 100k6,356
Total incidents1,592· 2026-05
  • Assault20130%
  • Burglary41463%
  • Robbery213%
  • Sexual Assault244%

Natural hazards

Earthquake exposure
Moderate
Proximity to active faults
Nearest active fault
13.4 km
Kerepehi Fault
Fault slip rate
Low
Higher = more active

Earthquake exposure is the distance from Putāruru's centre to the nearest mapped active fault (GNS Science NZ Active Faults Database) — an area estimate, not a site-specific seismic assessment. NZ's full ground-shaking model (NSHM) is not available as a queryable map layer.

Short-term rentals

10
active listings · ~2.2 per 1,000 residents
30%
entire homes (vs private rooms)
40%
run by multi-listing operators

Active Airbnb listings point-mapped to this suburb from Inside Airbnb (CC BY 4.0). Occupancy and revenue are estimates from Inside Airbnb's San Francisco model (review-rate proxy, minimum-stay assumption, occupancy capped at 70%) — they are gross, indicative, and not a guarantee of returns. Short-stay letting is subject to state and local regulation.

Schools

Total4
Students1,082
State3
State : Integrated1
  • Putāruru CollegeSecondary (Year 7-15) · State
  • Te Wharekura o Te Kaokaoroa o PatetereComposite · State
  • Putāruru Primary SchoolContributing · State
  • St Mary's Catholic School (Putāruru)Full Primary · State : Integrated

Livability

92/ 100 livability index

Top 8% most liveable of 1,902New Zealand suburbs.

Peer distributionstronger than 92% of New Zealand districts
WeakerTypicalStronger
Everyday access88
Public transport (4 stops)30
Schools & hospitals96

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within New Zealand suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Investment grade

Agrade · 98/100 · top 2% of 65New Zealand districts
Peer distributionstronger than 98% of New Zealand districts
WeakerTypicalStronger
Capital growth61
Rental yield94
Stability95

Bar = this suburb's percentile · tick = typical (median) peer

District-level grade across New Zealand territorial authorities, combining 5-year price growth, rental yield (district median rent vs district median price), and stability (price-to-income level + affordability trajectory) via the same three-pillar method with an imbalance penalty. New Zealand has no free suburb-level prices, so this reflects your area's territorial authority. Within-New-Zealand relative, indicative only — not financial advice.

Stronger alternatives nearby

Cheaper to rent

lower weekly rent · cross-TA

Higher income

personal median · cross-TA

Alternatives are similar-rent suburbs (0.6–1.6x this suburb's median rent) in other territorial authorities that exceed it on the named metric. Indicative — not financial advice.

Building activity

Latest consents
0
0 houses · 0 units
100.0%YoY

Employment

Employed residents
1,851
Was 1,818 in 2018
1.8%vs 2018 D9 vs NZ

Full data detail

Putāruru Waikato — Property Data and Demographics

Putāruru is a small suburb in Waikato with a population of 4,455 and a median age of 43. Median personal income is $30K per year. The main ethnic groups are European, Māori, Asian. Waikato population estimates moved +1.0% in the year ended June 2025, after moving +2.0% in 2024, which should be read as a broader regional movement backdrop rather than suburb-level migration precision. The resident employment base moved from 1,818 in 2018 to 1,851 in 2023 (+1.8%), which should be read as a census-to-census employment backdrop rather than a live jobs series. Te Waihanga's December 2025 Pipeline snapshot tracked over 12,000 NZ infrastructure initiatives, with more than 2,700 under construction and transport taking 52% of projected 2026 pipeline spend, which should be read as a broader national delivery backdrop rather than a suburb-specific project list.

Median weekly rent in Putāruru is $550 (550 houses, 414 units). This represents approximately 95% of median weekly personal income.

Livability indicators for Putāruru: 4 schools with avg EQI 509; 4 transport stops (4 bus).

In 2026, Putāruru recorded 0 building approvals (0 houses, 0 units), down 100% year-on-year.

Market & money
Livability signalsHeuristics
Rent Affordability95% Stretched
School QualityEQI 509 Below Average
Transport Access4 stops· Some Access
Development-100% Slowing
Rental marketMBIE
Median rent · wk(1/01/2026)$550
House · wk$550
Unit · wk$414
Rent / income95.0%
Lodgements57
DevelopmentStats NZ
Consents (2026)0
YoY change-100%
People & prosperity
DemographicsCensus 23
Population4,455
Median age43
Household size
HH income · yr
Personal income · yr$30,100
EthnicityCensus 23
European3,297
Māori1,659
Asian216
Pacific Peoples168
MELAA15
Top industriesCensus 23
Manufacturing336
Construction198
Health Care and Social Assistance198
Retail Trade183
Education and Training153
Area & amenity
Local amenitiesOSM
Supermarkets1
Pharmacies1
GP / clinics1
Fuel stations3
Cafes & dining12
countdown1
TransportGTFS
Bus stops4
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Sources & freshness
Strong evidence

Putāruru carries enough direct local evidence for a first-pass decision.

NZ suburb pages combine Stats NZ, MBIE, MoE, GTFS, and pinned service coverage. The key difference is that some items are direct feeds, while others are fallback or snapshot layers.

RENT POSTURE
Rent is using MBIE bond data when present.

Treat current rent as a decision input, not as a guaranteed market quote.

HOSPITAL POSTURE
Hospital coverage comes from an official pinned snapshot.

This is a trusted coverage layer, but it is still a pinned snapshot rather than a live facility API.

TRANSPORT POSTURE
Transport is feed-based and depends on GTFS bundle coverage.

It is good for stop presence and local network context, but not a guarantee that every operator or schedule is equally current.

Data status
Weekly rent
MBIE rental bond data · 1/01/2026 · Bond market dataset
stable source · automated · every update · monthly
Available
Schools
MoE school directory · 4 schools matched
stable source · automated · every update · nightly
Available
Hospitals
Pinned Health NZ public hospital snapshot · No linked local hospital coverage
medium stability · mixed acquisition · snapshot · mixed
Missing
Transport
NZ GTFS bundle · 4 matched stops
medium stability · mixed acquisition · snapshot · mixed
Available
Building consents
Stats NZ building consents CSV · 2026 · Annual release series
Available
Demographic baseline
Stats NZ Census 2023 · Population, income, and demographic baseline
stable source · manual file · snapshot · census-cycle
Available
Available means a direct local source is linked. Verify means the page is using a weaker fallback or coverage-only snapshot, especially Census rent fallback or pinned hospital coverage.

Putāruru FAQ

Common questions
  1. What is the typical weekly rent in Putāruru?

    The median weekly rent in Putāruru is $550/wk, based on the MBIE market rent dataset. The current rent signal is income-stretched rent market.

  2. What does the rent signal say about Putāruru?

    Income-stretched rent market: Weekly rent screens at about 95% of annual income. Use this as a suburb screening signal before comparing candidates; the matching rent ranking can provide broader market context.

  3. What is the livability profile for Putāruru?

    QuickProperty's livability signals for Putāruru show: Stretched, Below Average, Some Access. These are based on rent affordability, school EQI, NZDep deprivation index, and transport access.

  4. Where does QuickProperty get its data for Putāruru?

    Housing data comes from the Reserve Bank of New Zealand (RBNZ). Demographics are from Stats NZ Census 2023. Schools data uses the Ministry of Education Equity Index (EQI). The deprivation score uses NZDep2018. Transport data is sourced from GTFS feeds.

  5. How often is the Putāruru data updated?

    RBNZ macro data updates with each deploy. Demographics are from NZ Census 2023. School EQI scores are from the Ministry of Education latest release.