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Suburb profile · Waikato · NZ

Horotiu NZ

Horotiu is in Waikato, New Zealand, with population 678.

Limited data

Thin-context

This page still helps with local context, but the evidence stack is too thin for a clean suburb-level call. Use nearby alternatives or compare mode before turning it into a shortlist decision.

Why it fits

Transport coverage adds a practical access signal.

What to check

The page is thin enough that nearby alternatives should be checked before shortlisting. Small local population makes the signal set more fragile.

Median rent
Census rent fallback
Population
678
678 local footprint
D1 vs NZ
Income
$50K/yr
Median personal income
D9 vs NZ
NZDep
Decile 6
Mid-range deprivation
D6 vs NZ
Schools
1
matched school context

Area prices & affordability

Median sale price
$745K
+22.6% over 5yr
1.1%YoY
Lower quartile
$585K
Entry-level price
House Price Index
4,662
QV-based HPI
24.0%5yr
Income to buy
6.7x
Years of median income
Annual sales
935
Transactions, TA

Mortgage serviceability

at the 5.69% 2-year fixed rate
Monthly repayment
$3,455/mo
20% deposit, 30-year P&I
Repayment burden
38%
of gross household income
Stress level
Stretched
<30% comfortable · >45% severe
Years to deposit
9.0 yrs
20% deposit at 15% savings

Monthly repayment by fixed term

Floating · 6.15%
$3,631
1-year fixed · 5.26%
$3,295
2-year fixed · 5.69%
$3,455
3-year fixed · 5.86%
$3,520

A territorial-authority estimate: the Waikato District median sale price on a 20% deposit and 30-year loan, against the TA median household income implied by HUD's income-to-buy ratio, at RBNZ new-mortgage rates. A market-wide guide, not a Horotiu-specific or borrower-specific figure.

Price trend

1yr -0.7%5yr +5.6%
QV House Price Index (Jan 2007 = 1000)

QV House Price Index for the Waikato District territorial authority (monthly, Jan 2007 = 1000). A valuation-based index of price movement over time — distinct from the actual median sale price above.

Years of median household income to buy

Figures are for the Waikato District territorial authority (as at 2026-03). New Zealand has no free suburb-level sale-price series, so these are TA-wide medians from HUD Local Housing Statistics (LINZ District Valuation Roll + Stats NZ) — a market backdrop for Horotiu, not a Horotiu-specific sale price.

Personal income

$50K personal · yr+17.8% vs Waikato suburb median
Personal income distribution (Census 2023 · annual)
$10,000 or less
69
$10,001-$20,000
39
$20,001-$30,000
60
$30,001-$50,000
93
$50,001-$70,000
111
$70,001-$100,000
96
$100,001 or more
60

Median individual income. NZ has no suburb-level household-income or sale-price data, so this is a personal-income benchmark, not a household-affordability measure. Distribution covers people aged 15+ with stated income; counts are randomly rounded to base 3.

Housing stock and tenure

Home ownership over three censuses-3.3pp since 2013
2013
76% owned
2018
75% owned
2023
73% owned

17.3% of private dwellings were unoccupied on 2023 census night (holiday homes, empty rentals, and vacant stock).

Dwelling condition (occupied dwellings, self-reported)

24% damp (-2pp vs 2018) and 15% with visible mould larger than A4 (-2pp vs 2018).

Investor-specific data (gearing, investor concentration) is not published for NZ suburbs — the tenure trend above is the available investor signal.

Population outlook

88,700 people · 2023104,900 by 2033 (+18.3%)

Stats NZ subnational projection (2023 base, medium series) for Waikato District — the finest official projection grain available; suburb-level projections do not exist.

Crime

Rate · per 100k3,587
Total incidents3,084· 2026-05
  • Assault46830%
  • Burglary97063%
  • Robbery614%
  • Sexual Assault493%

Natural hazards

Earthquake exposure
Low
Proximity to active faults
Nearest active fault
39.9 km
Kerepehi Fault
Fault slip rate
Low
Higher = more active

Earthquake exposure is the distance from Horotiu's centre to the nearest mapped active fault (GNS Science NZ Active Faults Database) — an area estimate, not a site-specific seismic assessment. NZ's full ground-shaking model (NSHM) is not available as a queryable map layer.

Schools

Total1
Students200
State1
  • Horotiu SchoolFull Primary · State

Livability

40/ 100 livability index

Top 60% most liveable of 1,902New Zealand suburbs.

Peer distributionstronger than 40% of New Zealand districts
WeakerTypicalStronger
Everyday access0
Public transport (7 stops)45
Schools & hospitals32

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within New Zealand suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Investment grade

Cgrade · 47/100 · top 53% of 65New Zealand districts
Peer distributionstronger than 47% of New Zealand districts
WeakerTypicalStronger
Capital growth56
Rental yield25
Stability48

Bar = this suburb's percentile · tick = typical (median) peer

District-level grade across New Zealand territorial authorities, combining 5-year price growth, rental yield (district median rent vs district median price), and stability (price-to-income level + affordability trajectory) via the same three-pillar method with an imbalance penalty. New Zealand has no free suburb-level prices, so this reflects your area's territorial authority. Within-New-Zealand relative, indicative only — not financial advice.

Building activity

Latest consents
30
5 houses · 25 units
43.4%YoY D10 vs NZ

Employment

Employed residents
393
Was 354 in 2018
11.0%vs 2018 D1 vs NZ

Full data detail

Horotiu Waikato — Property Data and Demographics

Horotiu is a small community in Waikato with a population of 678 and a median age of 34. Median personal income is $50K per year. The main ethnic groups are European, Māori, Asian. Waikato population estimates moved +1.0% in the year ended June 2025, after moving +2.0% in 2024, which should be read as a broader regional movement backdrop rather than suburb-level migration precision. The resident employment base moved from 354 in 2018 to 393 in 2023 (+11.0%), which should be read as a census-to-census employment backdrop rather than a live jobs series. Te Waihanga's December 2025 Pipeline snapshot tracked over 12,000 NZ infrastructure initiatives, with more than 2,700 under construction and transport taking 52% of projected 2026 pipeline spend, which should be read as a broader national delivery backdrop rather than a suburb-specific project list.

Livability indicators for Horotiu: NZDep decile 6 (moderate deprivation); 1 school with avg EQI 464; 7 transport stops (7 bus).

In 2026, Horotiu recorded 30 building approvals (5 houses, 25 units), down 43.4% year-on-year.

Market & money
Livability signalsHeuristics
School QualityEQI 464· Average
DeprivationDecile 6· Moderate
Transport Access7 stops· Some Access
Development-43% Slowing
DevelopmentStats NZ
Consents (2026)30
Houses 17%Units 83%
YoY change-43.4%
People & prosperity
DemographicsCensus 23
Population678
Median age34
Household size
HH income · yr
Personal income · yr$50,300
Deprivation (NZDep)NZDep23
Less deprived6/10
NZDep score985

1 = least deprived · 10 = most deprived

EthnicityCensus 23
European498
Māori255
Asian39
Pacific Peoples33
MELAA3
Top industriesCensus 23
Manufacturing63
Retail Trade51
Construction45
Public Administration and Safety30
Health Care and Social Assistance30
Area & amenity
TransportGTFS
Bus stops7
Shortlist workspace

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Current status
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Sources & freshness
Usable evidence

Horotiu is usable as a read, though it still needs cross-checking.

NZ suburb pages combine Stats NZ, MBIE, MoE, GTFS, and pinned service coverage. The key difference is that some items are direct feeds, while others are fallback or snapshot layers.

RENT POSTURE
Rent is using MBIE bond data when present.

Treat current rent as a decision input, not as a guaranteed market quote.

HOSPITAL POSTURE
Hospital coverage comes from an official pinned snapshot.

This is a trusted coverage layer, but it is still a pinned snapshot rather than a live facility API.

TRANSPORT POSTURE
Transport is feed-based and depends on GTFS bundle coverage.

It is good for stop presence and local network context, but not a guarantee that every operator or schedule is equally current.

Data status
Weekly rent
Stats NZ Census 2023 · No linked local rent source
stable source · manual file · snapshot · census-cycle
Missing
Schools
MoE school directory · 1 schools matched
stable source · automated · every update · nightly
Available
Hospitals
Pinned Health NZ public hospital snapshot · No linked local hospital coverage
medium stability · mixed acquisition · snapshot · mixed
Missing
Transport
NZ GTFS bundle · 7 matched stops
medium stability · mixed acquisition · snapshot · mixed
Available
Building consents
Stats NZ building consents CSV · 2026 · Annual release series
Available
Demographic baseline
Stats NZ Census 2023 · Population, income, and demographic baseline
stable source · manual file · snapshot · census-cycle
Available
Available means a direct local source is linked. Verify means the page is using a weaker fallback or coverage-only snapshot, especially Census rent fallback or pinned hospital coverage.
Sparse locality note

This page stays indexable because Horotiu still carries enough real local context to help with NZ suburb discovery. It should still be read as a lighter locality brief, not as a fully covered suburb profile.

WHY IT LOOKS LIGHTER
The page is missing a direct local rent signal.

That leaves the page relying more on Census and service context than on a stronger market read.

WHAT IS MISSING
Coverage is lighter across hospital coverage.

Coverage is thinner on hospital coverage; don't let a single sparse read define the suburb.

BEST NEXT STEP
Use this page to frame the locality, then compare or zoom back out.

Begin with the region hub, compare, or better-covered nearby suburbs before making this a full market decision.

Page status
INDEXED WITH LIGHTER COVERAGE

The page still has enough real suburb context to remain searchable, but some market and service layers are too light for a full-confidence read.

HOW TO READ THIS PAGE

Let this page frame the locality, then check the story against compare, the region hub, or a nearby better-covered suburb before treating it as final.

Stronger nearby reads

If Horotiu feels too thin on its own, use these nearby suburbs as stronger local reads before treating it as a full shortlist call.

Mangatangi most similar
similar deprivation profile similar suburb scale similar income profile

pop +500 · adds rent coverage · income -$4K

Similar local read: useful for context, but still compare the actual market signals.

Waerenga most similar
similar deprivation profile similar suburb scale similar income profile

pop +200 · adds rent coverage · income -$3K

Similar local read: useful for context, but still compare the actual market signals.

Whale Bay most similar
similar deprivation profile similar suburb scale similar income profile

pop +300 · income -$15K · NZDep -1

Similar local read: useful for context, but still compare the actual market signals.

Horotiu FAQ

Common questions
  1. What is the livability profile for Horotiu?

    QuickProperty's livability signals for Horotiu show: Average, Moderate, Some Access. These are based on rent affordability, school EQI, NZDep deprivation index, and transport access.

  2. Where does QuickProperty get its data for Horotiu?

    Housing data comes from the Reserve Bank of New Zealand (RBNZ). Demographics are from Stats NZ Census 2023. Schools data uses the Ministry of Education Equity Index (EQI). The deprivation score uses NZDep2018. Transport data is sourced from GTFS feeds.

  3. How often is the Horotiu data updated?

    RBNZ macro data updates with each deploy. Demographics are from NZ Census 2023. School EQI scores are from the Ministry of Education latest release.