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Suburb profile · Bay of Plenty · NZ

Matakana Island NZ

Matakana Island is in Bay of Plenty, New Zealand, with population 306.

Limited data

Thin-context

This page still helps with local context, but the evidence stack is too thin for a clean suburb-level call. Use nearby alternatives or compare mode before turning it into a shortlist decision.

What to check

The page is thin enough that nearby alternatives should be checked before shortlisting. Higher deprivation should be treated as a local-context caution. Small local population makes the signal set more fragile.

Median rent
Census rent fallback
Population
306
306 local footprint
D1 vs NZ
Income
$23K/yr
Median personal income
D1 vs NZ
NZDep
Decile 10
Higher deprivation
D10 vs NZ
Schools
1
matched school context

Area prices & affordability

Median sale price
$830K
+19.1% over 5yr
1.2%YoY
Lower quartile
$695K
Entry-level price
House Price Index
3,600
QV-based HPI
17.9%5yr
Income to buy
9.8x
Years of median income
Annual sales
719
Transactions, TA

Mortgage serviceability

at the 5.69% 2-year fixed rate
Monthly repayment
$3,850/mo
20% deposit, 30-year P&I
Repayment burden
55%
of gross household income
Stress level
Severe
<30% comfortable · >45% severe
Years to deposit
13.1 yrs
20% deposit at 15% savings

Monthly repayment by fixed term

Floating · 6.15%
$4,045
1-year fixed · 5.26%
$3,671
2-year fixed · 5.69%
$3,850
3-year fixed · 5.86%
$3,921

A territorial-authority estimate: the Western Bay of Plenty District median sale price on a 20% deposit and 30-year loan, against the TA median household income implied by HUD's income-to-buy ratio, at RBNZ new-mortgage rates. A market-wide guide, not a Matakana Island-specific or borrower-specific figure.

Price trend

1yr -0.8%5yr +3.9%
QV House Price Index (Jan 2007 = 1000)

QV House Price Index for the Western Bay of Plenty District territorial authority (monthly, Jan 2007 = 1000). A valuation-based index of price movement over time — distinct from the actual median sale price above.

Years of median household income to buy

Figures are for the Western Bay of Plenty District territorial authority (as at 2026-03). New Zealand has no free suburb-level sale-price series, so these are TA-wide medians from HUD Local Housing Statistics (LINZ District Valuation Roll + Stats NZ) — a market backdrop for Matakana Island, not a Matakana Island-specific sale price.

Personal income

$23K personal · yr-41.2% vs Bay of Plenty suburb median
Personal income distribution (Census 2023 · annual)
$10,000 or less
42
$10,001-$20,000
57
$20,001-$30,000
54
$30,001-$50,000
45
$50,001-$70,000
24
$70,001-$100,000
15
$100,001 or more
3

Median individual income. NZ has no suburb-level household-income or sale-price data, so this is a personal-income benchmark, not a household-affordability measure. Distribution covers people aged 15+ with stated income; counts are randomly rounded to base 3.

Housing stock and tenure

Home ownership over three censuses+13.7pp since 2013
2013
65% owned
2018
73% owned
2023
79% owned

18.5% of private dwellings were unoccupied on 2023 census night (holiday homes, empty rentals, and vacant stock).

Dwelling condition (occupied dwellings, self-reported)

57% damp (+11pp vs 2018) and 40% with visible mould larger than A4 (+9pp vs 2018).

Investor-specific data (gearing, investor concentration) is not published for NZ suburbs — the tenure trend above is the available investor signal.

Population outlook

58,800 people · 202369,900 by 2033 (+18.9%)

Stats NZ subnational projection (2023 base, medium series) for Western Bay of Plenty District — the finest official projection grain available; suburb-level projections do not exist.

Crime

Rate · per 100k3,175
Total incidents1,784· 2026-05
  • Assault25730%
  • Burglary54664%
  • Robbery263%
  • Sexual Assault243%

Natural hazards

Earthquake exposure
Low
Proximity to active faults
Nearest active fault
28.1 km
Kerepehi Fault
Fault slip rate
Low
Higher = more active

Earthquake exposure is the distance from Matakana Island's centre to the nearest mapped active fault (GNS Science NZ Active Faults Database) — an area estimate, not a site-specific seismic assessment. NZ's full ground-shaking model (NSHM) is not available as a queryable map layer.

Schools

Total1
Students31
State1
  • Te Kura o Te Moutere O MatakanaComposite · State

Building activity

Latest consents
0
0 houses · 0 units
0.0%YoY

Employment

Employed residents
132
Was 96 in 2018
37.5%vs 2018 D1 vs NZ

Full data detail

Matakana Island Bay of Plenty — Property Data and Demographics

Matakana Island is a small community in Bay of Plenty with a population of 306 and a median age of 39. Median personal income is $23K per year. The main ethnic groups are Māori, European, Asian. Bay of Plenty population estimates moved +0.3% in the year ended June 2025, after moving +1.1% in 2024, which should be read as a broader regional movement backdrop rather than suburb-level migration precision. The resident employment base moved from 96 in 2018 to 132 in 2023 (+37.5%), which should be read as a census-to-census employment backdrop rather than a live jobs series. Te Waihanga's December 2025 Pipeline snapshot tracked over 12,000 NZ infrastructure initiatives, with more than 2,700 under construction and transport taking 52% of projected 2026 pipeline spend, which should be read as a broader national delivery backdrop rather than a suburb-specific project list.

Livability indicators for Matakana Island: NZDep decile 10 (high deprivation); 1 school with avg EQI 499.

In 2026, Matakana Island recorded 0 building approvals (0 houses, 0 units), up 0% year-on-year.

Market & money
Livability signalsHeuristics
School QualityEQI 499 Below Average
DeprivationDecile 10 High
Development+0%· Steady
DevelopmentStats NZ
Consents (2026)0
YoY change+0%
People & prosperity
DemographicsCensus 23
Population306
Median age39
Household size
HH income · yr
Personal income · yr$23,100
Deprivation (NZDep)NZDep23
Less deprived10/10
NZDep score1171

1 = least deprived · 10 = most deprived

EthnicityCensus 23
Māori285
European72
Asian9
Pacific Peoples6
Top industriesCensus 23
Agriculture, Forestry and Fishing57
Education and Training15
Construction9
Transport, Postal and Warehousing9
Arts and Recreation9
Shortlist workspace

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Current status
Add Matakana Island if it deserves a shortlist slot.

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EMPTY SET

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Open rankings to save the first candidates.

Sources & freshness
Thin evidence

Matakana Island is a thin local read, not a complete suburb verdict.

NZ suburb pages combine Stats NZ, MBIE, MoE, GTFS, and pinned service coverage. The key difference is that some items are direct feeds, while others are fallback or snapshot layers.

RENT POSTURE
Rent is using MBIE bond data when present.

Treat current rent as a decision input, not as a guaranteed market quote.

HOSPITAL POSTURE
Hospital coverage comes from an official pinned snapshot.

This is a trusted coverage layer, but it is still a pinned snapshot rather than a live facility API.

TRANSPORT POSTURE
Transport is feed-based and depends on GTFS bundle coverage.

It is good for stop presence and local network context, but not a guarantee that every operator or schedule is equally current.

Data status
Weekly rent
Stats NZ Census 2023 · No linked local rent source
stable source · manual file · snapshot · census-cycle
Missing
Schools
MoE school directory · 1 schools matched
stable source · automated · every update · nightly
Available
Hospitals
Pinned Health NZ public hospital snapshot · No linked local hospital coverage
medium stability · mixed acquisition · snapshot · mixed
Missing
Transport
NZ GTFS bundle · No matched local transport stops
medium stability · mixed acquisition · snapshot · mixed
Missing
Building consents
Stats NZ building consents CSV · 2026 · Annual release series
Available
Demographic baseline
Stats NZ Census 2023 · Population, income, and demographic baseline
stable source · manual file · snapshot · census-cycle
Available
Available means a direct local source is linked. Verify means the page is using a weaker fallback or coverage-only snapshot, especially Census rent fallback or pinned hospital coverage.
Sparse locality note

This page stays indexable because Matakana Island still carries enough real local context to help with NZ suburb discovery. It should still be read as a lighter locality brief, not as a fully covered suburb profile.

WHY IT LOOKS LIGHTER
The page is missing a direct local rent signal.

That leaves the page relying more on Census and service context than on a stronger market read.

WHAT IS MISSING
Coverage is lighter across hospital coverage and transport stops.

The main gaps on this page are hospital coverage and transport stops. That means you should avoid treating one sparse reading as the whole suburb story.

BEST NEXT STEP
Use this page to frame the locality, then compare or zoom back out.

Start with the region hub, compare view, or nearby better-covered suburbs before treating this page as a full market decision.

Page status
INDEXED WITH LIGHTER COVERAGE

The page still has enough real suburb context to remain searchable, but some market and service layers are too light for a full-confidence read.

HOW TO READ THIS PAGE

Frame the locality with this page, then pressure-test the story in compare, the region hub, or a better-covered nearby suburb before calling it complete.

Stronger nearby reads

If Matakana Island feels too thin on its own, use these nearby suburbs as stronger local reads before treating it as a full shortlist call.

Waiau most similar
similar deprivation profile similar suburb scale similar income profile

pop same · income +$7K · NZDep -1

Similar local read: useful for context, but still compare the actual market signals.

Rangiuru better covered
similar deprivation profile similar income profile better local coverage

pop +2500 · adds rent coverage · income +$17K

Better covered alternative: use this as the stronger reference point before judging the thin page.

Katikati South most similar
similar deprivation profile similar income profile

pop +2600 · income +$6K · NZDep -2

Similar local read: useful for context, but still compare the actual market signals.

Matakana Island FAQ

Common questions
  1. What is the livability profile for Matakana Island?

    QuickProperty's livability signals for Matakana Island show: Below Average, High, Steady. These are based on rent affordability, school EQI, NZDep deprivation index, and transport access.

  2. Where does QuickProperty get its data for Matakana Island?

    Housing data comes from the Reserve Bank of New Zealand (RBNZ). Demographics are from Stats NZ Census 2023. Schools data uses the Ministry of Education Equity Index (EQI). The deprivation score uses NZDep2018. Transport data is sourced from GTFS feeds.

  3. How often is the Matakana Island data updated?

    RBNZ macro data updates with each deploy. Demographics are from NZ Census 2023. School EQI scores are from the Ministry of Education latest release.