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Suburb profile ·Cardinia LGA · VIC ·3810

Pakenham Upper VIC 3810

Pakenham Upper is in Cardinia LGA, VIC, postcode 3810, with population 1,196.

The read

Growth-momentum

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

Why it fits

Population movement supports a growth-led read. Transport coverage adds a practical access signal. Higher SEIFA context supports a stronger local-quality read.

Median house
No local house series
Median rent
$560/wk
Rent context available
D10 vs AU
Gross yield
Need rent + price
Population
1,196
1K local footprint
D8 vs AU
Schools
No matched school data
Drive to city
55 min
61.1 km to Melbourne CBD · free-flow
Transit to city
2h 8m
Public transport to Melbourne CBD · weekday 8am
Solar
8,498
514 added 12mo · 56MW

Price history

No price history available

Price series isn't recorded for this suburb. Census housing data is shown instead.

Median mortgage · mth$2,400
Median rent · wk$255

Rental vacancy rate

Rental vacancy rate · Greater Melbourne
2.5%
Balanced market

Official vacancy is published at the Greater Melbourne level, not per suburb. Shaded band marks a balanced market (2.5–3.5%).

Source: Homes Victoria Rental Report (DFFH) · Latest: Sep 2025
Investor profile

Who invests in Pakenham Upper

Owner-occupied 97%Rented 4%
Investor activityATO
Negatively geared5.4%
1,807 of 2,584 landlords
Avg rental loss$8,049/yr
Landlords (rental income)2,584
Reported capital gains1,460
The read

Owner-occupier stronghold

94% of homes here are owner-occupied and 3% rented, with 5% of landlords negatively geared.

Why it fits

94% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Affordability

22%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $2,400/mo, while renters pay about $2,427/mo — renting runs $27/mo higher on these medians.

Household income · yr
$135K
Median rent · wk
$560
Owner mortgage · mo
$2,400

Household income

$135K household · yr+63.8% vs VIC suburb median
Personal
$46K
Family
$141K
Household
$135K
Household income distribution (ABS Census 2021 · weekly)
Under $300
7
$300-649
23
$650-999
30
$1,000-1,499
45
$1,500-1,999
33
$2,000-2,999
80
$3,000-3,999
56
$4,000+
94

At the median asking rent, about 35% of households here would spend more than 30% of income on rent (rent stress line: $1,867/wk income).

Housing stock and tenure

Tenure (383 households)
Owned outright
43%
Owned with mortgage
51%
Rented
3%
Dwelling structure5.0% of dwellings unoccupied on census night
Separate house
100%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 66% drive, 0% public transport, 1% walk or cycle, 28% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Livability

12/ 100 livability index

Top 88% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 12% of Australian suburbs
WeakerTypicalStronger
Everyday access0
Public transport (13 stops)40
Schools & hospitals0

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime Year ending Mar 2026
9,409
6,888 per 100k
D8 vs AU

Crime

Rate · per 100k6,888
Total incidents9,409· Year ending Mar 2026
  • Assault86148%
  • Sexual Offences29216%
  • Robbery774%
  • Break And Enter55831%

Development screen

Could a secondary dwelling be worth investigating?

small second home screening context High broad constraint context

Policy position

Official source access limited

The official state policy page could not be reliably re-verified automatically in the latest review. Treat this screen as preliminary and confirm the current planning and building requirements with the state source and local council.

Rental use: Review against the official Planning Victoria guidance and local building requirements before use.

Open official policy source

Separate houses

96.0%

Suburb share of occupied private dwellings recorded as separate houses.

15.5 pp above the state median

State median 80.5% · 693 valid suburbs

Residential-zone context

0.0%

Broad suburb sampling only; the property zoning and overlays can differ.

Near the state median

State median 0.0% · 690 valid suburbs

Rental households

3.4%

Demand context only; it does not establish permission to rent a secondary dwelling.

18.8 pp below the state median

State median 22.2% · 693 valid suburbs

Mapped hazards

bushfire high · flood present

The staged suburb layer indicates a broad-area constraint that needs address-level checking. The staged suburb layer indicates a broad-area constraint that needs address-level checking.

Approval pathway

Four checks, each with a different evidence threshold.

This is an investigation sequence, not a guarantee that every step applies or that approval will be granted.

  1. 01 Verify current source

    State policy position

    The current small second home position needs direct confirmation before relying on this screen.

  2. 02 Property dependent

    Planning pathway

    Confirm zoning, lot controls, overlays, setbacks, site coverage and whether planning approval is required.

  3. 03 Design dependent

    Building approval

    Confirm the building approval route after the design, site classifications, services and construction requirements are known.

  4. 04 Check separately

    Intended use

    Confirm long-term rental, short-stay or family-use rules separately from permission to construct the dwelling.

Property due diligence

Turn the suburb screen into a property checklist.

Every check starts unconfirmed. Progress stays in this browser and suburb evidence never clears an address-level requirement.

0evidence acquired
0evidence missing
0reviews due
0consultant questions

Active record: Pakenham Upper unnamed property

0/14checked
0issues found

Site controls

Lot area and dimensions

Confirm title dimensions, usable site area and any minimum lot threshold.

Status for Lot area and dimensions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Setbacks and site coverage

Test setbacks, private open space, landscaping and maximum site coverage against a concept plan.

Status for Setbacks and site coverage
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Slope and ground conditions

Check survey levels, soil classification, retaining needs and likely earthworks.

Status for Slope and ground conditions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title and planning

Zoning and overlays

Obtain current property-level zoning, overlays and applicable planning controls.

Status for Zoning and overlays
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title, easements and covenants

Review the title for easements, covenants, restrictions and common property.

Status for Title, easements and covenants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Services and access

Sewer and stormwater

Locate assets and connection points, then confirm capacity, clearances and discharge requirements.

Status for Sewer and stormwater
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Power, water and metering

Confirm service routes, upgrade needs and whether separate metering is permitted or practical.

Status for Power, water and metering
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Vehicle access and parking

Test driveway width, gradients, turning, parking and emergency access requirements.

Status for Vehicle access and parking
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Construction constraints

Bushfire exposure

Order an address-level bushfire assessment and determine any BAL construction response.

Status for Bushfire exposure
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Flood and overland flow

Obtain property flood information and check floor levels, flow paths and drainage constraints.

Status for Flood and overland flow
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Wind, corrosion and termite

Confirm site classifications that affect structural design, materials and durability.

Status for Wind, corrosion and termite
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Approval and use

Planning approval pathway

Confirm exemption, complying pathway or permit requirements with the responsible authority.

Status for Planning approval pathway
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Building approval and consultants

Identify required survey, design, engineering, energy, certification and inspection evidence.

Status for Building approval and consultants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Rental and intended use

Confirm occupation, rental, short-stay and family-use rules plus insurance and tax implications.

Status for Rental and intended use
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Pakenham Upper, VIC 3810 · Local browser record

Investigation aid only. Confirm current planning, building, title, service and hazard requirements with qualified professionals and responsible authorities.

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone designation

Severe broad-area context

About 100.0% of the suburb is within Victoria's mapped Bushfire Prone Area.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Flood and moisture context

Low broad-area context

About 2.3% of the suburb intersects VIC LSIO.

May affect: Floor levels and drainage · Water-resistant assemblies · Material durability

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire-prone area

Designated ~100.0%
~100.0% of the suburb is within Victoria's designated Bushfire Prone Area

Share of the suburb within Victoria's gazetted Bushfire Prone Area (Vicmap, CC BY), point-sampled across the suburb. A Bushfire Prone Area is a planning designation that triggers the building code's bushfire construction provisions — it is not a graduated hazard rating or a property-level Bushfire Attack Level (BAL) assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Flood exposure

Low exposure ~2.3%
~2.3% of the suburb sits within a mapped flood-hazard area

Estimated exposure to the official flood-hazard layer (VIC LSIO), point-sampled across the suburb. This shows how much of the suburb sits within mapped flood-planning areas — it is not a property-level flood certificate. Areas without a completed flood study may be unmapped. Check the local council's flood maps for an individual property.

Planning zones

Dominant zone Rural Conservation (RCZ)
Rural / Green wedge 92% Public / Open space 8%

Land-use mix estimated by point-sampling the suburb against Vicmap Planning scheme-zone polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Growth outlook · Cardinia LGA

Dwellings
+51.5%
43,530 → 65,930
+22,400 dwellings
Population
+49.4%
119,520 → 178,610
Households
+52.3%
42,610 → 64,900

LGA-level official projection (Victoria in Future 2023, DTP). Indicative of the wider council area, not a suburb-level forecast.

Population outlook

18,734 people · 202218,985 by 2032 (+1.3%)

ABS population projection (2022 base) for the Emerald - Cockatoo SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Pakenham Upper VIC — Property Data and Demographics

Located in Victoria within the Cardinia local government area, Pakenham Upper is a small community (postcode 3810). With a population of 1,196, the suburb has an established demographic with a median age of 44. Households earn a median income of $135K per year, with an average household size of 3 people. Recent annual estimates show population movement into the broader catchment, with population growth running at +2.6% year-on-year at the LGA level. VIC employment has moved +0.8% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. VIC also had 41 Commonwealth-backed major projects under construction, 18 underway, and 24 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, managers, technicians & trades. Employment in the area leans toward construction and healthcare. The top ancestries reported are English, Australian, Irish.

The current median weekly rent is $560. The median monthly mortgage repayment is $2,400.

Public transport access includes 13 bus stops. The crime rate in the Cardinia LGA is moderate at 6,888 incidents per 100,000 population.

On the investment side, Population growth of +2.6% year-on-year points to strong growth demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Pop. Growth+2.6% Strong Growth
Development+0%· Steady
InvestmentVIC
Mortgage · mth$2,400
Rent · wk(Census)$255
Market rent · wk(Sep 2025)$560
Population growth · Cardinia LGAABS ERP
Population (2025)133,472
5-year growth+2.8% CAGR
YoY change+2.6%
20012025
Development · Cardinia LGAABS Approvals
Approvals (2026)1,154
Houses 89%Units 11%
YoY change+0%
Employment · Cardinia LGASALM
Unemployment (Dec-25)4.2%
YoY change+0.6pp
Dec-10Dec-25
Property investors · Postcode 3810ATO
Negatively geared5.4%
1,807 of filers
Avg rental loss$8,049/yr
Landlords (rental income)2,584
Reported capital gains1,460
People & prosperity
DemographicsCensus 21
Population1,196
Median age44
Household size3
HH income · wk$2,593
Personal income · wk$880
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)10/10
Education (IEO)8/10
Economic (IER)10/10
Disadvantage (IRSD)10/10
Income momentumCensus 16→21
HH income · wk$2,037 → $2,593
Change+27.3%
vs VIC median+3.8 pp
Median rent-8.9%
stablevs VIC 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations1
Cafes & dining0
TransportGTFS
Bus stops13
Hospitals · Cardinia LGAAIHW
Public1
Private0
Kooweerup Regional Health Servicepublic
Aged care · Cardinia LGAGEN
Facilities9
Residential places766
Cardinia Community Aged Care198 places
Millhaven Lodge119 places
McGregor Gardens Aged Care91 places
Salisbury House Nursing Home90 places
Villa Maria Catholic Homes Shanagolden Aged Care Residence90 places
Lifeview Emerald Glades60 places
+3 more in Cardinia LGA
Childcare · Cardinia LGAACECQA
Services116
Approved places9,001
Exceeding NQS21
Little Beacons Learning Centre235 places
Ryan Road Childcare168 places
Great Beginnings Pakenham160 places
Camp Australia - Bridgewood Primary School OSHC150 places
Pakenham Consolidated School Learn, Explore and Play140 places
Amiga Montessori Officer Fields135 places
+110 more in Cardinia LGA
Shortlist workspace

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Current status
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Sources & freshness
Strong evidence

Pakenham Upper has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Manual release files still matter here.

DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
VIC Property Sales Report · DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.
medium stability · mixed acquisition · every update · quarterly
Missing
Market rent
Homes Victoria · Sep 2025 · State market dataset
medium stability · automated · every update · quarterly
Available
Crime
VIC Crime Statistics Agency · Year ending Mar 2026 · Area-level release dataset
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 13 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Pakenham Upper FAQ

Common questions
  1. What LGA is Pakenham Upper in?

    Pakenham Upper is in the Cardinia Local Government Area, VIC, postcode 3810. Council-level context for Cardinia LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the typical weekly rent in Pakenham Upper?

    The median weekly rent in Pakenham Upper is $560/wk, based on the current market rent dataset. The current rent signal is rent context available.

  3. What does the rent signal say about Pakenham Upper?

    Rent context available: Pakenham Upper has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  4. Is Pakenham Upper a good investment?

    QuickProperty's investment signals for Pakenham Upper show: Strong Growth, Steady. These are computed from price, rent, income, and population data — not an opaque score.

  5. Where does QuickProperty get its data for Pakenham Upper?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  6. How often is the Pakenham Upper data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.