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Suburb profile ·Moreland LGA · VIC ·3043

Gowanbrae VIC 3043

Gowanbrae is in Moreland LGA, VIC, postcode 3043, with population 2,971.

The read

Verify-first

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$1.0M
+18.5% YoY
2014 → 2024 · 11 periods
ABS + state medians
$1.0M
$558K
2014 2024
Why it fits

Recent price movement shows visible market momentum. Transport coverage adds a practical access signal. Higher SEIFA context supports a stronger local-quality read.

What to check

Evidence depth is verify-heavy, so the profile should be treated as provisional. Gross yield looks low for an income-first use case.

Median house
$1.0M
House median, latest period
18.5%YoY D6 vs AU
Median rent
$445/wk
Market rent signal
D9 vs AU
Gross yield
2.3%
Low yield band
D7 vs AU
Population
2,971
3K local footprint
D9 vs AU
Schools
No matched school data
Drive to city
21 min
19 km to Melbourne CBD · free-flow
Transit to city
68 min
Public transport to Melbourne CBD · weekday 8am
Solar
1,936
107 added 12mo · 16MW

Price history

Rental vacancy rate

Rental vacancy rate · Greater Melbourne
2.5%
Balanced market

Official vacancy is published at the Greater Melbourne level, not per suburb. Shaded band marks a balanced market (2.5–3.5%).

Source: Homes Victoria Rental Report (DFFH) · Latest: Sep 2025

Trend & investor depth

Indicative cashflow-$675/wk (-$35,125/yr) · interest-only @ 6.4%, 80% LVR
Value vs advantage-12% vs suburbs of similar SEIFA advantage (decile 9)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investment grade

Dgrade · 22/100 · top 78% of 3,604AU suburbs
Peer distributionstronger than 22% of AU suburbs
WeakerTypicalStronger
Capital growth25
Rental yield27
Stability33
Volatility-12.5ppCycle-2.0Affordability-1.5

Bar = this suburb's percentile · tick = typical (median) peer · stability drivers signed (+ = steadier)

Relative grade across Australian suburbs, combining qp's capital-growth (multi-year CAGR + cycle timing), rental-yield, and stability (price volatility + cycle + affordability) metrics via a three-pillar property-scoring method with an imbalance penalty. Within-Australia relative, indicative only — not financial advice.

Investor profile

Who invests in Gowanbrae

Owner-occupied 87%Rented 13%
Investor activityATO
Negatively geared8%
828 of 1,405 landlords
Avg rental loss$8,864/yr
Landlords (rental income)1,405
Reported capital gains696
The read

Owner-occupier stronghold

79% of homes here are owner-occupied and 12% rented, with 8% of landlords negatively geared.

Why it fits

79% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

What to check

Gross yield 2.3% is thin — returns here lean on capital growth, not cash flow.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

52%
of household income to service a new loan
11.9 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $5,022/mo vs median rent $1,928/mo (+160% · +$714/wk)

If rates move

At 4.2%: $4,010/mo (-1,012) · at 6.2% (current): $5,022/mo · at 8.2%: $6,132/mo (+1,109)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
8.9x
median home price as a multiple of annual household income
Moderate
Renting
20%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $2,000/mo, while renters pay about $1,928/mo — owning runs $72/mo higher on these medians.

Median price
$1.02M
Household income · yr
$115K
Median rent · wk
$445
Owner mortgage · mo
$2,000
Gross yield
2.3%

Household income

$115K household · yr+39.5% vs VIC suburb median
Personal
$48K
Family
$136K
Household
$115K
Household income distribution (ABS Census 2021 · weekly)21% could service the median house
Under $300
35
$300-649
96
$650-999
113
$1,000-1,499
121
$1,500-1,999
95
$2,000-2,999
200
$3,000-3,999
159
$4,000+
191

Serviceability line: a household needs about $3,863/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 36% of households here would spend more than 30% of income on rent (rent stress line: $1,483/wk income).

Median taxable income trend (ATO, 2018-19 – 2022-23)$60K → $66K

Housing stock and tenure

Tenure (1,058 households)
Owned outright
31%
Owned with mortgage
49%
Rented
12%
Dwelling structure3.9% of dwellings unoccupied on census night
Separate house
69%
Townhouse / semi
28%
Flat / apartment
3%

Getting to work: 62% drive, 1% public transport, 1% walk or cycle, 34% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Livability

13/ 100 livability index

Top 87% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 13% of Australian suburbs
WeakerTypicalStronger
Everyday access19
Public transport (14 stops)42
Schools & hospitals0

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Development screen

Could a secondary dwelling be worth investigating?

small second home screening context Medium broad constraint context

Policy position

Official source access limited

The official state policy page could not be reliably re-verified automatically in the latest review. Treat this screen as preliminary and confirm the current planning and building requirements with the state source and local council.

Rental use: Review against the official Planning Victoria guidance and local building requirements before use.

Open official policy source

Separate houses

66.5%

Suburb share of occupied private dwellings recorded as separate houses.

14.0 pp below the state median

State median 80.5% · 693 valid suburbs

Residential-zone context

0.0%

Broad suburb sampling only; the property zoning and overlays can differ.

Near the state median

State median 0.0% · 690 valid suburbs

Rental households

11.6%

Demand context only; it does not establish permission to rent a secondary dwelling.

10.6 pp below the state median

State median 22.2% · 693 valid suburbs

Mapped hazards

No mapped bushfire exposure · No mapped flood exposure

The staged suburb layer shows no mapped exposure; this is not a property-level clearance. The staged suburb layer shows no mapped exposure; this is not a property-level clearance.

Approval pathway

Four checks, each with a different evidence threshold.

This is an investigation sequence, not a guarantee that every step applies or that approval will be granted.

  1. 01 Verify current source

    State policy position

    The current small second home position needs direct confirmation before relying on this screen.

  2. 02 Property dependent

    Planning pathway

    Confirm zoning, lot controls, overlays, setbacks, site coverage and whether planning approval is required.

  3. 03 Design dependent

    Building approval

    Confirm the building approval route after the design, site classifications, services and construction requirements are known.

  4. 04 Check separately

    Intended use

    Confirm long-term rental, short-stay or family-use rules separately from permission to construct the dwelling.

Property due diligence

Turn the suburb screen into a property checklist.

Every check starts unconfirmed. Progress stays in this browser and suburb evidence never clears an address-level requirement.

0evidence acquired
0evidence missing
0reviews due
0consultant questions

Active record: Gowanbrae unnamed property

0/14checked
0issues found

Site controls

Lot area and dimensions

Confirm title dimensions, usable site area and any minimum lot threshold.

Status for Lot area and dimensions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Setbacks and site coverage

Test setbacks, private open space, landscaping and maximum site coverage against a concept plan.

Status for Setbacks and site coverage
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Slope and ground conditions

Check survey levels, soil classification, retaining needs and likely earthworks.

Status for Slope and ground conditions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title and planning

Zoning and overlays

Obtain current property-level zoning, overlays and applicable planning controls.

Status for Zoning and overlays
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title, easements and covenants

Review the title for easements, covenants, restrictions and common property.

Status for Title, easements and covenants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Services and access

Sewer and stormwater

Locate assets and connection points, then confirm capacity, clearances and discharge requirements.

Status for Sewer and stormwater
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Power, water and metering

Confirm service routes, upgrade needs and whether separate metering is permitted or practical.

Status for Power, water and metering
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Vehicle access and parking

Test driveway width, gradients, turning, parking and emergency access requirements.

Status for Vehicle access and parking
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Construction constraints

Bushfire exposure

Order an address-level bushfire assessment and determine any BAL construction response.

Status for Bushfire exposure
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Flood and overland flow

Obtain property flood information and check floor levels, flow paths and drainage constraints.

Status for Flood and overland flow
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Wind, corrosion and termite

Confirm site classifications that affect structural design, materials and durability.

Status for Wind, corrosion and termite
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Approval and use

Planning approval pathway

Confirm exemption, complying pathway or permit requirements with the responsible authority.

Status for Planning approval pathway
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Building approval and consultants

Identify required survey, design, engineering, energy, certification and inspection evidence.

Status for Building approval and consultants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Rental and intended use

Confirm occupation, rental, short-stay and family-use rules plus insurance and tax implications.

Status for Rental and intended use
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Gowanbrae, VIC 3043 · Local browser record

Investigation aid only. Confirm current planning, building, title, service and hazard requirements with qualified professionals and responsible authorities.

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone designation

No mapped bushfire exposure

About 0.0% of the suburb is within Victoria's mapped Bushfire Prone Area.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Flood and moisture context

No mapped flood exposure

About 1.5% of the suburb intersects VIC LSIO.

May affect: Floor levels and drainage · Water-resistant assemblies · Material durability

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire-prone area

Not designated ~0.0%
~0.0% of the suburb is within Victoria's designated Bushfire Prone Area

Share of the suburb within Victoria's gazetted Bushfire Prone Area (Vicmap, CC BY), point-sampled across the suburb. A Bushfire Prone Area is a planning designation that triggers the building code's bushfire construction provisions — it is not a graduated hazard rating or a property-level Bushfire Attack Level (BAL) assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Flood exposure

No mapped exposure ~1.5%
~1.5% of the suburb sits within a mapped flood-hazard area

Estimated exposure to the official flood-hazard layer (VIC LSIO), point-sampled across the suburb. This shows how much of the suburb sits within mapped flood-planning areas — it is not a property-level flood certificate. Areas without a completed flood study may be unmapped. Check the local council's flood maps for an individual property.

Planning zones

Dominant zone Neighbourhood Residential (NRZ)
Residential 65% Public / Open space 35%
Residential density: Low

Land-use mix estimated by point-sampling the suburb against Vicmap Planning scheme-zone polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

3,133 people · 20223,247 by 2032 (+3.6%)

ABS population projection (2022 base) for the Gowanbrae SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Gowanbrae VIC — Property Data and Demographics

Gowanbrae is a compact suburb in Victoria within the Moreland local government area (postcode 3043). With a population of 2,971, the suburb has an established family demographic with a median age of 40. Households earn a median income of $115K per year, with an average household size of 2.7 people. VIC employment has moved +0.8% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. VIC also had 41 Commonwealth-backed major projects under construction, 18 underway, and 24 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, managers, clerical & administrative. Employment in the area leans toward healthcare and construction. The top ancestries reported are Australian, English, Italian.

Median house prices in Gowanbrae stand at $1.0 million, having climbed sharply by 18.5% over the last twelve months. Units have a median price of $810,000 (+11.3% YoY). The median weekly rent is $445 (Census 2021). This gives a gross rental yield of approximately 2.3%. The median monthly mortgage repayment is $2,000.

Public transport access includes 14 bus stops.

On the investment side, Gowanbrae shows a gross rental yield of approximately 2.3%, rated as low yield. Property prices are near the state median ($1.0M/$850K). The price-to-income ratio of 8.9x is considered moderate. House prices have moved +18.5% year-on-year.

Market & money
Investment signalsHeuristics
Rental Yield2.3% Low Yield
Price vs State$1.0M/$850K· Near Median
Affordability8.9x· Moderate
Price Momentum+18.5% Rising
InvestmentVIC
Mortgage · mth$2,000
Rent · wk(Census)$445
Gross yield2.3%
Price / income8.9x
Sales vol (latest Q)(2025-Q4)5
Property investors · Postcode 3043ATO
Negatively geared8%
828 of filers
Avg rental loss$8,864/yr
Landlords (rental income)1,405
Reported capital gains696
People & prosperity
DemographicsCensus 21
Population2,971
Median age40
Household size2.7
HH income · wk$2,208
Personal income · wk$930
Persons / bedroom0.8
IncomeATO 22-23
Median income$65,661
Mean income$77,639
Earners2,068
YoY change+2.8%
SEIFA indexABS
Advantage (IRSAD)9/10
Education (IEO)8/10
Economic (IER)9/10
Disadvantage (IRSD)9/10
Income momentumCensus 16→21
HH income · wk$1,804 → $2,208
Change+22.4%
vs VIC median-1.1 pp
Median rent+15.6%
stablevs VIC 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations0
Cafes & dining1
TransportGTFS
Bus stops14
Hospitals · Moreland LGAAIHW
Public0
Private3
Brunswick Private Hospitalprivate
Dorset Rehabilitation Centreprivate
John Fawkner Private Hospitalprivate
Aged care · Moreland LGAGEN
Facilities20
Residential places1,609
St Basil's Homes for the Aged in Victoria150 places
Craigcare Pascoe Vale140 places
Craigcare Plumpton Villa126 places
Anzac Lodge Private Nursing Home121 places
Glenroy Terrace Care Community121 places
Benetas Colton Close118 places
+14 more in Moreland LGA
Childcare · Moreland LGAACECQA
Services113
Approved places8,032
Exceeding NQS26
Coburg North PS TheirCare200 places
Guardian Childcare & Education Pascoe Vale188 places
Brunswick North West Primary School OSHC160 places
Treetop Early Learning Pascoe Vale Pty Ltd140 places
Brunswick East Primary School OSHC Service136 places
Only About Children Coonans Hill136 places
+107 more in Moreland LGA
Shortlist workspace

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Current status
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Sources & freshness
Verify-heavy evidence

Gowanbrae leans on evidence that should be verified before a decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Manual release files still matter here.

DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.

RENT POSTURE
Rent is falling back to Census, not a market feed.

This gives you directional coverage, but it is weaker than a current rent release.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
VIC Property Sales Report · 2025-Q4 · DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.
medium stability · mixed acquisition · every update · quarterly
Available
Market rent
ABS Census 2021 · Using Census rent fallback
stable source · manual file · snapshot · census-cycle
Verify
Crime
VIC Crime Statistics Agency · No linked local crime series
Missing
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 14 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · No linked annual population growth series
stable source · automated · every update · annual
Missing
Building approvals
ABS Building Approvals · No linked approvals series
stable source · automated · every update · monthly
Missing
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Gowanbrae FAQ

Common questions
  1. What LGA is Gowanbrae in?

    Gowanbrae is in the Moreland Local Government Area, VIC, postcode 3043. Council-level context for Moreland LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Gowanbrae?

    The current median house price in Gowanbrae, VIC is $1.0M, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Gowanbrae?

    The median weekly rent in Gowanbrae is $445/wk, based on ABS Census 2021 rent fallback.

  4. Is Gowanbrae a good investment?

    QuickProperty's investment signals for Gowanbrae show: Low Yield, Near Median, Moderate. These are computed from price, rent, income, and population data — not an opaque score.

  5. Where does QuickProperty get its data for Gowanbrae?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  6. How often is the Gowanbrae data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.