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Suburb profile ·Greater Bendigo LGA · VIC ·3551

Eppalock VIC 3551

Eppalock is in Greater Bendigo LGA, VIC, postcode 3551, with population 746.

Limited data

Thin-context

The page is still useful for local context, but the evidence stack is too thin for a clean one-page call. Use nearby stronger suburbs or compare mode before treating it as a serious shortlist decision.

Why it fits

Higher SEIFA context supports a stronger local-quality read.

What to check

The page is thin enough that nearby alternatives should be checked before shortlisting. Small local population makes the signal set more fragile.

Median house
No local house series
Median rent
$493/wk
Rent context available
D10 vs AU
Gross yield
Need rent + price
Population
746
746 local footprint
D7 vs AU
Schools
No matched school data
Drive to city
Not in commute dataset
Solar
7,983
597 added 12mo · 53MW

Price history

No price history available

Price series isn't recorded for this suburb. Census housing data is shown instead.

Median mortgage · mth$1,624
Median rent · wk$320

Rental vacancy rate

Rental vacancy rate · Regional Victoria
1.9%
Tight (landlord) market

Official vacancy is published at the Regional Victoria level, not per suburb. Shaded band marks a balanced market (2.5–3.5%).

Source: Homes Victoria Rental Report (DFFH) · Latest: Sep 2025
Investor profile

Who invests in Eppalock

Owner-occupied 98%Rented 2%
Investor activityATO
Negatively geared6.3%
1,445 of 2,823 landlords
Avg rental loss$6,766/yr
Landlords (rental income)2,823
Reported capital gains1,942
The read

Owner-occupier stronghold

95% of homes here are owner-occupied and 2% rented, with 6% of landlords negatively geared.

Why it fits

95% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Affordability

26%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $1,624/mo, while renters pay about $2,136/mo — renting runs $512/mo higher on these medians.

Household income · yr
$98K
Median rent · wk
$493
Owner mortgage · mo
$1,624

Household income

$98K household · yr+19% vs VIC suburb median
Personal
$39K
Family
$99K
Household
$98K
Household income distribution (ABS Census 2021 · weekly)
Under $300
6
$300-649
17
$650-999
21
$1,000-1,499
30
$1,500-1,999
36
$2,000-2,999
42
$3,000-3,999
32
$4,000+
23

At the median asking rent, about 42% of households here would spend more than 30% of income on rent (rent stress line: $1,643/wk income).

Housing stock and tenure

Tenure (236 households)
Owned outright
38%
Owned with mortgage
56%
Rented
2%
Dwelling structure7.8% of dwellings unoccupied on census night
Separate house
100%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 75% drive, 0% public transport, 3% walk or cycle, 19% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Crime Year ending Mar 2026
12,663
9,898 per 100k
D9 vs AU

Crime

Rate · per 100k9,898
Total incidents12,663· Year ending Mar 2026
  • Assault1,25345%
  • Sexual Offences92833%
  • Robbery452%
  • Break And Enter56920%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone designation

Severe broad-area context

About 100.0% of the suburb is within Victoria's mapped Bushfire Prone Area.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Flood and moisture context

No mapped flood exposure

About 0.0% of the suburb intersects VIC LSIO.

May affect: Floor levels and drainage · Water-resistant assemblies · Material durability

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire-prone area

Designated ~100.0%
~100.0% of the suburb is within Victoria's designated Bushfire Prone Area

Share of the suburb within Victoria's gazetted Bushfire Prone Area (Vicmap, CC BY), point-sampled across the suburb. A Bushfire Prone Area is a planning designation that triggers the building code's bushfire construction provisions — it is not a graduated hazard rating or a property-level Bushfire Attack Level (BAL) assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Flood exposure

No mapped exposure ~0.0%
~0.0% of the suburb sits within a mapped flood-hazard area

Estimated exposure to the official flood-hazard layer (VIC LSIO), point-sampled across the suburb. This shows how much of the suburb sits within mapped flood-planning areas — it is not a property-level flood certificate. Areas without a completed flood study may be unmapped. Check the local council's flood maps for an individual property.

Planning zones

Dominant zone Public Conservation & Resource (PCRZ)
Public / Open space 37% Residential 33% Rural / Green wedge 30%
Residential density: Low

Land-use mix estimated by point-sampling the suburb against Vicmap Planning scheme-zone polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Growth outlook · Greater Bendigo LGA

Dwellings
+25.7%
53,170 → 66,820
+13,650 dwellings
Population
+23.3%
121,220 → 149,490
Households
+26.5%
49,900 → 63,130

LGA-level official projection (Victoria in Future 2023, DTP). Indicative of the wider council area, not a suburb-level forecast.

Population outlook

8,571 people · 202211,188 by 2032 (+30.5%)

ABS population projection (2022 base) for the Bendigo Surrounds - South SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Eppalock VIC — Property Data and Demographics

Located in Victoria within the Greater Bendigo local government area, Eppalock is a close-knit residential community (postcode 3551). The area has roughly 746 residents and a settled mid-life population, with a median age of 43. Households earn a median income of $98K per year, with an average household size of 2.8 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +1.0% year-on-year at the LGA level. VIC employment has moved +0.8% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. VIC also had 41 Commonwealth-backed major projects under construction, 18 underway, and 24 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, technicians & trades, managers. Employment in the area leans toward healthcare and education. The top ancestries reported are Australian, English, Scottish.

The current median weekly rent is $493. The median monthly mortgage repayment is $1,624.

The crime rate in the Greater Bendigo LGA is higher than average at 9,898 incidents per 100,000 population.

Looking at the investment signals, Population growth of +1.0% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Pop. Growth+1.0%· Stable
Development+0%· Steady
InvestmentVIC
Mortgage · mth$1,624
Rent · wk(Census)$320
Market rent · wk(Sep 2025)$493
Population growth · Greater Bendigo LGAABS ERP
Population (2025)126,568
5-year growth+1.1% CAGR
YoY change+1%
20012025
Development · Greater Bendigo LGAABS Approvals
Approvals (2026)752
Houses 88%Units 12%
YoY change+0%
Employment · Greater Bendigo LGASALM
Unemployment (Dec-25)4%
YoY change-0.1pp
Dec-10Dec-25
Property investors · Postcode 3551ATO
Negatively geared6.3%
1,445 of filers
Avg rental loss$6,766/yr
Landlords (rental income)2,823
Reported capital gains1,942
People & prosperity
DemographicsCensus 21
Population746
Median age43
Household size2.8
HH income · wk$1,883
Personal income · wk$747
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)8/10
Education (IEO)6/10
Economic (IER)9/10
Disadvantage (IRSD)6/10
Income momentumCensus 16→21
HH income · wk$1,445 → $1,883
Change+30.3%
vs VIC median+6.8 pp
Median rent+25.5%
stablevs VIC 2016–21
Area & amenity
Hospitals · Greater Bendigo LGAAIHW
Public4
Private2
Bendigo Health Care Group [Anne Caudle]public
Heathcote Healthpublic
The Bendigo Hospitalpublic
Wayipunga Early Parenting Centrepublic
Bendigo Day Surgeryprivate
St John of God Bendigo Hospitalprivate
Aged care · Greater Bendigo LGAGEN
Facilities19
Residential places1,319
Bupa Bendigo152 places
Estia Health Kangaroo Flat144 places
Uniting AgeWell Strath-Haven125 places
Gibson Street Complex120 places
Mercy Health Bethlehem Home For The Aged120 places
Calvary Mirridong104 places
+13 more in Greater Bendigo LGA
Childcare · Greater Bendigo LGAACECQA
Services95
Approved places6,499
Exceeding NQS23
Shine Bright Maiden Gully Early Years Hub152 places
Jenny's Kindergarten - Epsom147 places
Goodstart Early Learning Bendigo139 places
Jenny's Early Learning Centre - Strathfieldsaye137 places
Goodstart Early Learning Golden Square135 places
Village Early Education Maiden Gully132 places
+89 more in Greater Bendigo LGA
Shortlist workspace

Save suburbs here while you browse. Once the shortlist has two or more names, hand it straight into compare.

Current status
Add Eppalock if it deserves a shortlist slot.

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EMPTY SET

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Open rankings to save the first candidates.

Sources & freshness
Usable evidence

Eppalock is usable as a read, though it still needs cross-checking.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Manual release files still matter here.

DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
VIC Property Sales Report · DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.
medium stability · mixed acquisition · every update · quarterly
Missing
Market rent
Homes Victoria · Sep 2025 · State market dataset
medium stability · automated · every update · quarterly
Available
Crime
VIC Crime Statistics Agency · Year ending Mar 2026 · Area-level release dataset
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · No matched local transport stops
medium stability · manual file · snapshot · mixed
Missing
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.
Sparse locality note

This page stays indexable because Eppalock is a real locality with enough context to be directionally useful. The tradeoff is that coverage is lighter than a stronger suburb profile, so the read should stay cautious.

WHY IT LOOKS LIGHTER
The page is readable, but the local evidence base is lighter than a mainstream suburb profile.

Read it as a starting locality brief, then cross-check the suburb story against better-covered nearby markets or the state hub.

WHAT IS MISSING
Coverage is lighter across school matches, hospital coverage, and transport stops.

The lighter areas here are school matches, hospital coverage, and transport stops, so a single-page read should carry less weight than usual.

BEST NEXT STEP
Use this page to understand the locality shape, then compare outward.

Start here for context, then open compare, the state hub, or larger nearby suburbs before treating this as a complete market decision.

Page status
INDEXED WITH LIGHTER COVERAGE

This page remains visible, but it should be read as a locality brief rather than a full-confidence suburb profile.

HOW TO READ THIS PAGE

Use this page to set direction, not to close a decision — frame the locality here, then confirm with compare, stronger nearby suburbs, and the state hub.

Stronger nearby reads

If Eppalock feels too thin on its own, use these nearby suburbs as stronger local reads before making a shortlist decision.

Sailors Gully better covered
similar rent profile similar suburb scale better market coverage

pop same · adds house price coverage · rent -$203/wk

Better covered alternative: use this as the stronger reference point before judging the thin page.

Mandurang most similar
similar rent profile similar suburb scale

pop same · rent -$183/wk

Similar local read: useful for context, but still compare the actual market signals.

Ironbark better covered
similar rent profile similar suburb scale better market coverage

pop +400 · adds house price coverage · rent -$218/wk

Better covered alternative: use this as the stronger reference point before judging the thin page.

Eppalock FAQ

Common questions
  1. What LGA is Eppalock in?

    Eppalock is in the Greater Bendigo Local Government Area, VIC, postcode 3551. Council-level context for Greater Bendigo LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the typical weekly rent in Eppalock?

    The median weekly rent in Eppalock is $493/wk, based on the current market rent dataset. The current rent signal is rent context available.

  3. What does the rent signal say about Eppalock?

    Rent context available: Eppalock has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  4. Is Eppalock a good investment?

    QuickProperty's investment signals for Eppalock show: Stable, Steady. These are computed from price, rent, income, and population data — not an opaque score.

  5. Where does QuickProperty get its data for Eppalock?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  6. How often is the Eppalock data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.