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Suburb profile ·Ballarat LGA · VIC ·3352

Bonshaw VIC 3352

Bonshaw is in Ballarat LGA, VIC, postcode 3352, with population 949.

The read

Affordability-first

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$515K
-8.0% YoY
2016 → 2024 · 6 periods
ABS + state medians
$565K
$323K
2016 2024
Why it fits

Entry price sits in the lower-cost range for a first-pass screen. Higher SEIFA context supports a stronger local-quality read.

What to check

Small local population makes the signal set more fragile.

Median house
$515K
House median, latest period
8.0%YoY D2 vs AU
Median rent
$420/wk
Rent-led investor candidate
D9 vs AU
Gross yield
4.2%
Moderate yield band
D10 vs AU
Population
949
949 local footprint
D8 vs AU
Schools
No matched school data
Drive to city
Not in commute dataset
Solar
3,518
210 added 12mo · 25MW

Price history

Rental vacancy rate

Rental vacancy rate · Regional Victoria
1.9%
Tight (landlord) market

Official vacancy is published at the Regional Victoria level, not per suburb. Shaded band marks a balanced market (2.5–3.5%).

Source: Homes Victoria Rental Report (DFFH) · Latest: Sep 2025

Trend & investor depth

Indicative cashflow-$192/wk (-$9,988/yr) · interest-only @ 6.4%, 80% LVR
Value vs advantage-43% vs suburbs of similar SEIFA advantage (decile 7)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investment grade

Cgrade · 59/100 · top 41% of 3,604AU suburbs
Peer distributionstronger than 59% of AU suburbs
WeakerTypicalStronger
Capital growth33
Rental yield79
Stability27
Volatility-16.2ppCycle-1.0

Bar = this suburb's percentile · tick = typical (median) peer · stability drivers signed (+ = steadier)

Relative grade across Australian suburbs, combining qp's capital-growth (multi-year CAGR + cycle timing), rental-yield, and stability (price volatility + cycle + affordability) metrics via a three-pillar property-scoring method with an imbalance penalty. Within-Australia relative, indicative only — not financial advice.

Investor profile

Who invests in Bonshaw

Owner-occupied 70%Rented 30%
Investor activityATO
Negatively geared6.5%
767 of 1,523 landlords
Avg rental loss$7,892/yr
Landlords (rental income)1,523
Reported capital gains845
The read

Owner-occupier stronghold

70% of homes here are owner-occupied and 30% rented, with 7% of landlords negatively geared.

Why it fits

70% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

31%
of household income to service a new loan
7.1 yrs
to save a 20% deposit
Stretched
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $2,523/mo vs median rent $1,820/mo (+39% · +$162/wk)

If rates move

At 4.2%: $2,015/mo (-509) · at 6.2% (current): $2,523/mo · at 8.2%: $3,081/mo (+557)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
5.3x
median home price as a multiple of annual household income
Affordable
Renting
23%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $1,500/mo, while renters pay about $1,820/mo — renting runs $320/mo higher on these medians.

Median price
$515K
Household income · yr
$96K
Median rent · wk
$420
Owner mortgage · mo
$1,500
Gross yield
4.2%

Household income

$96K household · yr+17.1% vs VIC suburb median
Personal
$46K
Family
$101K
Household
$96K
Household income distribution (ABS Census 2021 · weekly)50% could service the median house
Under $300
7
$300-649
13
$650-999
35
$1,000-1,499
60
$1,500-1,999
54
$2,000-2,999
93
$3,000-3,999
35
$4,000+
24

Serviceability line: a household needs about $1,941/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 32% of households here would spend more than 30% of income on rent (rent stress line: $1,400/wk income).

Housing stock and tenure

Tenure (343 households)
Owned outright
17%
Owned with mortgage
53%
Rented
30%
Dwelling structure2.6% of dwellings unoccupied on census night
Separate house
94%
Townhouse / semi
5%
Flat / apartment
0%

Getting to work: 81% drive, 0% public transport, 1% walk or cycle, 14% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Crime Year ending Mar 2026
14,859
11,856 per 100k
D9 vs AU

Crime

Rate · per 100k11,856
Total incidents14,859· Year ending Mar 2026
  • Assault1,22051%
  • Sexual Offences25611%
  • Robbery572%
  • Break And Enter86436%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone designation

Severe broad-area context

About 80.4% of the suburb is within Victoria's mapped Bushfire Prone Area.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Flood and moisture context

No mapped flood exposure

About 0.0% of the suburb intersects VIC LSIO.

May affect: Floor levels and drainage · Water-resistant assemblies · Material durability

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire-prone area

Partly designated ~80.4%
~80.4% of the suburb is within Victoria's designated Bushfire Prone Area

Share of the suburb within Victoria's gazetted Bushfire Prone Area (Vicmap, CC BY), point-sampled across the suburb. A Bushfire Prone Area is a planning designation that triggers the building code's bushfire construction provisions — it is not a graduated hazard rating or a property-level Bushfire Attack Level (BAL) assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Flood exposure

No mapped exposure ~0.0%
~0.0% of the suburb sits within a mapped flood-hazard area

Estimated exposure to the official flood-hazard layer (VIC LSIO), point-sampled across the suburb. This shows how much of the suburb sits within mapped flood-planning areas — it is not a property-level flood certificate. Areas without a completed flood study may be unmapped. Check the local council's flood maps for an individual property.

Planning zones

Dominant zone Urban Growth (UGZ)
Residential 100%
Residential density: Growth · 100% growth-zoned (RGZ/UGZ)

Land-use mix estimated by point-sampling the suburb against Vicmap Planning scheme-zone polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Growth outlook · Ballarat LGA

Dwellings
+36%
50,350 → 68,480
+18,130 dwellings
Population
+27.5%
113,480 → 144,730
Households
+33%
47,470 → 63,140

LGA-level official projection (Victoria in Future 2023, DTP). Indicative of the wider council area, not a suburb-level forecast.

Population outlook

11,790 people · 202224,780 by 2032 (+110.2%)

ABS population projection (2022 base) for the Delacombe SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Bonshaw VIC — Property Data and Demographics

Bonshaw is a close-knit residential community in Victoria within the Ballarat local government area (postcode 3352). The area has roughly 949 residents and a young professional demographic, with a median age of 28. Households earn a median income of $96K per year, with an average household size of 2.7 people. Recent annual estimates show population movement into the broader catchment, with population growth running at +1.7% year-on-year at the LGA level. VIC employment has moved +0.8% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. VIC also had 41 Commonwealth-backed major projects under construction, 18 underway, and 24 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, technicians & trades, community & personal service. Employment in the area leans toward healthcare and construction. The top ancestries reported are English, Australian, Irish.

The median house price in Bonshaw is $515,000, having fallen by 8% over the past year. The current median weekly rent is $420. This gives a gross rental yield of approximately 4.2%. The median monthly mortgage repayment is $1,500.

The crime rate in the Ballarat LGA is higher than average at 11,856 incidents per 100,000 population.

From an investment perspective, Gross rental yield sits at around 4.2% (moderate yield). Property prices sit below the state median ($515K/$850K), which can point to relative value. The price-to-income ratio of 5.3x is considered affordable. House prices have moved -8.0% year-on-year. Population growth of +1.7% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield4.2%· Moderate Yield
Price vs State$515K/$850K Below Median
Affordability5.3x Affordable
Price Momentum-8.0% Falling
Pop. Growth+1.7%· Stable
Development+0%· Steady
InvestmentVIC
Mortgage · mth$1,500
Rent · wk(Census)$398
Market rent · wk(Sep 2025)$420
Gross yield4.0%
Price / income5.3x
Sales vol (latest Q)(2025-Q4)33
Population growth · Ballarat LGAABS ERP
Population (2025)122,661
5-year growth+1.9% CAGR
YoY change+1.7%
20012025
Development · Ballarat LGAABS Approvals
Approvals (2026)1,071
Houses 89%Units 11%
YoY change+0%
Employment · Ballarat LGASALM
Unemployment (Dec-25)4.1%
YoY change-0.2pp
Dec-10Dec-25
Property investors · Postcode 3352ATO
Negatively geared6.5%
767 of filers
Avg rental loss$7,892/yr
Landlords (rental income)1,523
Reported capital gains845
People & prosperity
DemographicsCensus 21
Population949
Median age28
Household size2.7
HH income · wk$1,854
Personal income · wk$891
Persons / bedroom0.7
SEIFA indexABS
Advantage (IRSAD)7/10
Education (IEO)6/10
Economic (IER)6/10
Disadvantage (IRSD)6/10
Income momentumCensus 16→21
HH income · wk$1,875 → $1,854
Change-1.1%
vs VIC median-24.6 pp
softeningvs VIC 2016–21
Area & amenity
Hospitals · Ballarat LGAAIHW
Public2
Private2
Ballarat Health Services [Base Hospital]public
Ballarat Health Services [Queen Elizabeth Campus]public
Ballarat Day Procedure Centreprivate
St John of God Ballarat Hospitalprivate
Aged care · Ballarat LGAGEN
Facilities19
Residential places1,260
Nazareth House Ballarat145 places
Bupa Ballarat144 places
Estia Health Mount Clear120 places
Mercy Place Ballarat114 places
Calvary Kirralee113 places
Calvary Kelaston90 places
+13 more in Ballarat LGA
Childcare · Ballarat LGAACECQA
Services87
Approved places6,503
Exceeding NQS7
Centre for Early Education171 places
Goodstart Early Learning Delacombe145 places
Delacombe Primary School135 places
BEGINNINGS EARLY LEARNERS130 places
Sesame Kids Early Learning Centre130 places
Great Beginnings Mt Clear126 places
+81 more in Ballarat LGA
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Current status
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Sources & freshness
Strong evidence

Bonshaw carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Manual release files still matter here.

DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
VIC Property Sales Report · 2025-Q4 · DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.
medium stability · mixed acquisition · every update · quarterly
Available
Market rent
Homes Victoria · Sep 2025 · State market dataset
medium stability · automated · every update · quarterly
Available
Crime
VIC Crime Statistics Agency · Year ending Mar 2026 · Area-level release dataset
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · No matched local transport stops
medium stability · manual file · snapshot · mixed
Missing
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Bonshaw FAQ

Common questions
  1. What LGA is Bonshaw in?

    Bonshaw is in the Ballarat Local Government Area, VIC, postcode 3352. Council-level context for Ballarat LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Bonshaw?

    The current median house price in Bonshaw, VIC is $515K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Bonshaw?

    The median weekly rent in Bonshaw is $420/wk, based on the current market rent dataset. The current rent signal is rent-led investor candidate.

  4. What does the rent signal say about Bonshaw?

    Rent-led investor candidate: Gross rent yield screens at about 4.2%. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Bonshaw a good investment?

    QuickProperty's investment signals for Bonshaw show: Moderate Yield, Below Median, Affordable. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Bonshaw?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Bonshaw data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.