Most Affordable Suburbs (Mortgage) — QLD
Top 50 suburbs by lowest share of median household income needed to service a new mortgage in QLD.
Most Affordable Suburbs (Mortgage)
Top 50 suburbs by lowest share of median household income needed to service a new mortgage — QLD
This list is useful when price is the first constraint and you want a fast screen in QLD.
Low prices can reflect weaker demand, thin markets, low incomes, remote location, or missing amenity coverage. Treat this as a first filter only.
Open the suburb pages or compare tool next so you can see whether a cheap suburb is simply low priced or genuinely competitive.
This list is strongest as a market screen. Use suburb detail to verify rent, services, population, and local context.
Use compare to separate genuinely usable cheap suburbs from places that are cheap because evidence or services are weak.
Rankings are strongest when they hand you a shortlist quickly. Compare the top two first, then open suburb detail if the head-to-head result still feels narrow.
- #1MoranbahQLD13%2.2x
- #2BarcaldineQLD13%2.3x
- #3NeboQLD14%2.3x
- #4CharlevilleQLD14%2.4x
- #5CollinsvilleQLD15%2.6x
- #6LongreachQLD15%2.6x
- #7ClermontQLD17%2.9x
- #8BlackallQLD18%3.0x
- #9BiloelaQLD19%3.2x
- #10EmeraldQLD19%3.3x
- #11Lakes CreekQLD21%3.6x
- #12MilesQLD22%3.8x
- #13RomaQLD23%3.8x
- #14TaraQLD23%4.0x
- #15AyrQLD24%4.0x
- #16Shoal PointQLD24%4.0x
- #17AshfieldQLD24%4.1x
- #18EimeoQLD25%4.2x
- #19TelinaQLD25%4.2x
- #20Bohle PlainsQLD25%4.3x
- #21ParkhurstQLD25%4.3x
- #22BurdellQLD25%4.3x
- #23Mount LouisaQLD25%4.3x
- #24Rockhampton CityQLD26%4.4x
- #25The RangeQLD26%4.4x
- #26MillmerranQLD26%4.4x
- #27WalkerstonQLD26%4.4x
- #28GlenellaQLD26%4.5x
- #29Kin KoraQLD27%4.5x
- #30ChinchillaQLD27%4.6x
- #31InghamQLD27%4.6x
- #32KelsoQLD27%4.6x
- #33OoraleaQLD27%4.6x
- #34InglewoodQLD27%4.6x
- #35AnnandaleQLD28%4.7x
- #36GayndahQLD28%4.7x
- #37GracemereQLD28%4.8x
- #38WandoanQLD29%4.9x
- #39Boyne IslandQLD29%5.0x
- #40WulguruQLD29%5.0x
- #41GoondiwindiQLD30%5.1x
- #42KanimblaQLD30%5.1x
- #43ClintonQLD30%5.1x
- #44JensenQLD31%5.2x
- #45West MackayQLD31%5.2x
- #46AitkenvaleQLD31%5.3x
- #47GulliverQLD31%5.3x
- #48Rural ViewQLD31%5.3x
- #49Mount MorganQLD31%5.3x
- #50HeatleyQLD31%5.3x
| # ▲ | SUBURB | STATE | % OF INCOME | PRICE/INCOME | POP |
|---|---|---|---|---|---|
| 1 | Moranbah | QLD | 13% | 2.2x | 9,425 |
| 2 | Barcaldine | QLD | 13% | 2.3x | 1,540 |
| 3 | Nebo | QLD | 14% | 2.3x | 857 |
| 4 | Charleville | QLD | 14% | 2.4x | 2,992 |
| 5 | Collinsville | QLD | 15% | 2.6x | 1,496 |
| 6 | Longreach | QLD | 15% | 2.6x | 3,124 |
| 7 | Clermont | QLD | 17% | 2.9x | 2,952 |
| 8 | Blackall | QLD | 18% | 3.0x | 1,365 |
| 9 | Biloela | QLD | 19% | 3.2x | 5,692 |
| 10 | Emerald | QLD | 19% | 3.3x | 14,904 |
| 11 | Lakes Creek | QLD | 21% | 3.6x | 633 |
| 12 | Miles | QLD | 22% | 3.8x | 1,874 |
| 13 | Roma | QLD | 23% | 3.8x | 6,838 |
| 14 | Tara | QLD | 23% | 4.0x | 1,980 |
| 15 | Ayr | QLD | 24% | 4.0x | 8,603 |
| 16 | Shoal Point | QLD | 24% | 4.0x | 1,104 |
| 17 | Ashfield | QLD | 24% | 4.1x | 1,152 |
| 18 | Eimeo | QLD | 25% | 4.2x | 3,285 |
| 19 | Telina | QLD | 25% | 4.2x | 2,197 |
| 20 | Bohle Plains | QLD | 25% | 4.3x | 3,989 |
| 21 | Parkhurst | QLD | 25% | 4.3x | 3,043 |
| 22 | Burdell | QLD | 25% | 4.3x | 7,171 |
| 23 | Mount Louisa | QLD | 25% | 4.3x | 9,227 |
| 24 | Rockhampton City | QLD | 26% | 4.4x | 2,059 |
| 25 | The Range | QLD | 26% | 4.4x | 5,231 |
| 26 | Millmerran | QLD | 26% | 4.4x | 1,545 |
| 27 | Walkerston | QLD | 26% | 4.4x | 3,615 |
| 28 | Glenella | QLD | 26% | 4.5x | 4,545 |
| 29 | Kin Kora | QLD | 27% | 4.5x | 2,396 |
| 30 | Chinchilla | QLD | 27% | 4.6x | 7,068 |
| 31 | Ingham | QLD | 27% | 4.6x | 4,455 |
| 32 | Kelso | QLD | 27% | 4.6x | 10,599 |
| 33 | Ooralea | QLD | 27% | 4.6x | 3,691 |
| 34 | Inglewood | QLD | 27% | 4.6x | 936 |
| 35 | Annandale | QLD | 28% | 4.7x | 8,376 |
| 36 | Gayndah | QLD | 28% | 4.7x | 1,949 |
| 37 | Gracemere | QLD | 28% | 4.8x | 12,023 |
| 38 | Wandoan | QLD | 29% | 4.9x | 666 |
| 39 | Boyne Island | QLD | 29% | 5.0x | 4,835 |
| 40 | Wulguru | QLD | 29% | 5.0x | 4,389 |
| 41 | Goondiwindi | QLD | 30% | 5.1x | 6,230 |
| 42 | Kanimbla | QLD | 30% | 5.1x | 2,827 |
| 43 | Clinton | QLD | 30% | 5.1x | 6,170 |
| 44 | Jensen | QLD | 31% | 5.2x | 1,797 |
| 45 | West Mackay | QLD | 31% | 5.2x | 6,536 |
| 46 | Aitkenvale | QLD | 31% | 5.3x | 4,797 |
| 47 | Gulliver | QLD | 31% | 5.3x | 2,884 |
| 48 | Rural View | QLD | 31% | 5.3x | 5,657 |
| 49 | Mount Morgan | QLD | 31% | 5.3x | 2,018 |
| 50 | Heatley | QLD | 31% | 5.3x | 3,907 |
Australian most affordable suburbs (mortgage) FAQ
-
What does Most Affordable Suburbs (Mortgage) rank?
Most Affordable Suburbs (Mortgage) ranks suburbs in QLD using QuickProperty's processed property and locality datasets. Top 50 suburbs by lowest share of median household income needed to service a new mortgage
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How should I use this ranking for property research?
Use the ranking as a screening step for QLD. Save realistic suburbs to your shortlist, compare the strongest two or three, then use suburb detail pages or the calculator to test the final candidate.
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Does the top ranked suburb mean it is the best choice?
No. Rankings are a shortlist input, not a final recommendation. Check price history, rent, income, population, local services, source freshness, and current listings before making a decision.
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How current is the ranking data?
QuickProperty uses processed public-source datasets and refreshes automated sources where available. Use the suburb detail page source panels to see which signals are current, estimated, or missing for a specific suburb.