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Suburb profile ·Penrith LGA · NSW ·2759

St Clair NSW 2759

St Clair is in Penrith LGA, NSW, postcode 2759, with population 19,942.

The read

Livability-led

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$730/wk
Rising
+12.3% YoY
Jun 2025 → Jun 2026 · 13 periods
NSW Fair Trading · postcode 2759 · Jun 2026
$730
$650
Jun 2025Jun 2026
Why it fits

Population scale is large enough to avoid reading this as a tiny locality only. School coverage gives the page a stronger family/livability signal.

Median house
No local house series
Median rent
$730/wk
Rent context available
12.3%YoY D10 vs AU
Gross yield
Need rent + price
Population
19,942
20K local footprint
D10 vs AU
Schools
6
Matched school context
D10 vs AU
Drive to city
44 min
47 km to Sydney CBD · free-flow
Transit to city
1h 52m
Public transport to Sydney CBD · weekday 8am
Solar
4,635
283 added 12mo · 34MW

Price history

No price history available

Price series isn't recorded for this suburb. Census housing data is shown instead.

Median mortgage · mth$2,167
Median rent · wk$440

Trend & investor depth

Rent stabilitystable — rents vary ±2.9% around trend (short window, 13 pts)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Affordability

35%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $2,167/mo, while renters pay about $3,163/mo — renting runs $996/mo higher on these medians.

Household income · yr
$107K
Median rent · wk
$730
Owner mortgage · mo
$2,167

Household income

$107K household · yr+30.6% vs NSW suburb median
Personal
$44K
Family
$114K
Household
$107K

Schools

Total6
Avg ICSEA984
Students2,680
Catholic1
Government5
  • Clairgate Public SchoolPrimary · Government · ICSEA 982Zoned
  • St Clair Public SchoolPrimary · Government · ICSEA 975Zoned
  • Blackwell Public SchoolPrimary · Government · ICSEA 980
  • Banks Public SchoolPrimary · Government · ICSEA 971
  • St Clair High SchoolSecondary · Government · ICSEA 956Zoned
  • Holy Spirit Primary SchoolPrimary · Catholic · ICSEA 1043Zoned

4 of 6 schools here operate published enrolment zones (catchments). Zone boundaries set eligibility — check the official source for the exact catchment. Not enrolment advice.

Livability

85/ 100 livability index

Top 15% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 85% of Australian suburbs
WeakerTypicalStronger
Everyday access91
Public transport0
Schools & hospitals92

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime April 2025 - March 2026
9,111
3,984 per 100k
D6 vs AU

Crime

Rate · per 100k3,984
Total incidents9,111· April 2025 - March 2026
  • Assault2,35561%
  • Sexual Offences70918%
  • Robbery812%
  • Break And Enter70518%

Development screen

Could a secondary dwelling be worth investigating?

secondary dwelling / granny flat screening context Low broad constraint context

Policy position

Official policy reviewed

Permitted in residential zones under the Housing SEPP; may be approved by consent or as complying development when Housing SEPP and Codes SEPP standards are met.

Rental use: Secondary dwelling rental use is allowed as a dwelling use, subject to planning and tenancy rules.

Open official policy source

Separate houses

100.0%

Suburb share of occupied private dwellings recorded as separate houses.

22.5 pp above the state median

State median 77.5% · 1,253 valid suburbs

Residential-zone context

Not staged

A comparable planning-zone layer is not staged for this state.

Rental households

0.0%

Demand context only; it does not establish permission to rent a secondary dwelling.

25.9 pp below the state median

State median 25.9% · 1,253 valid suburbs

Mapped hazards

Not staged

No broad-area layer staged for this suburb. No broad-area layer staged for this suburb.

Approval pathway

Four checks, each with a different evidence threshold.

This is an investigation sequence, not a guarantee that every step applies or that approval will be granted.

  1. 01 Source reviewed

    State policy position

    QuickProperty reviewed the official secondary dwelling / granny flat policy source.

  2. 02 Property dependent

    Planning pathway

    Test consent or complying-development eligibility, including the 450 m² lot marker and all other standards.

  3. 03 Design dependent

    Building approval

    Confirm the building approval route after the design, site classifications, services and construction requirements are known.

  4. 04 Check separately

    Intended use

    Confirm long-term rental, short-stay or family-use rules separately from permission to construct the dwelling.

Property due diligence

Turn the suburb screen into a property checklist.

Every check starts unconfirmed. Progress stays in this browser and suburb evidence never clears an address-level requirement.

0evidence acquired
0evidence missing
0reviews due
0consultant questions

Active record: St Clair unnamed property

0/14checked
0issues found

Site controls

Lot area and dimensions

Confirm title dimensions, usable site area and any minimum lot threshold.

Status for Lot area and dimensions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Setbacks and site coverage

Test setbacks, private open space, landscaping and maximum site coverage against a concept plan.

Status for Setbacks and site coverage
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Slope and ground conditions

Check survey levels, soil classification, retaining needs and likely earthworks.

Status for Slope and ground conditions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title and planning

Zoning and overlays

Obtain current property-level zoning, overlays and applicable planning controls.

Status for Zoning and overlays
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title, easements and covenants

Review the title for easements, covenants, restrictions and common property.

Status for Title, easements and covenants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Services and access

Sewer and stormwater

Locate assets and connection points, then confirm capacity, clearances and discharge requirements.

Status for Sewer and stormwater
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Power, water and metering

Confirm service routes, upgrade needs and whether separate metering is permitted or practical.

Status for Power, water and metering
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Vehicle access and parking

Test driveway width, gradients, turning, parking and emergency access requirements.

Status for Vehicle access and parking
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Construction constraints

Bushfire exposure

Order an address-level bushfire assessment and determine any BAL construction response.

Status for Bushfire exposure
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Flood and overland flow

Obtain property flood information and check floor levels, flow paths and drainage constraints.

Status for Flood and overland flow
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Wind, corrosion and termite

Confirm site classifications that affect structural design, materials and durability.

Status for Wind, corrosion and termite
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Approval and use

Planning approval pathway

Confirm exemption, complying pathway or permit requirements with the responsible authority.

Status for Planning approval pathway
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Building approval and consultants

Identify required survey, design, engineering, energy, certification and inspection evidence.

Status for Building approval and consultants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Rental and intended use

Confirm occupation, rental, short-stay and family-use rules plus insurance and tax implications.

Status for Rental and intended use
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

St Clair, NSW 2759 · Local browser record

Investigation aid only. Confirm current planning, building, title, service and hazard requirements with qualified professionals and responsible authorities.

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

No local compliance layer is staged.

This is missing evidence, not evidence that the property has no constraints.

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Short-term rentals

10
active listings · ~0.5 per 1,000 residents
20%
entire homes (vs private rooms)
80%
run by multi-listing operators

Active Airbnb listings point-mapped to this suburb from Inside Airbnb (CC BY 4.0). Occupancy and revenue are estimates from Inside Airbnb's San Francisco model (review-rate proxy, minimum-stay assumption, occupancy capped at 70%) — they are gross, indicative, and not a guarantee of returns. Short-stay letting is subject to state and local regulation.

Population outlook

5,398 people · 20225,963 by 2032 (+10.5%)

ABS population projection (2022 base) for the Singleton Surrounds SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
St Clair NSW — Property Data and Demographics

St Clair is an established suburb in New South Wales within the Penrith local government area (postcode 2759). It is home to about 19,942 residents, with a blend of families and working-age professionals and a median age of 36. Households earn a median income of $107K per year, with an average household size of 3 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +1.2% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count.

The current median weekly rent is $730. The median monthly mortgage repayment is $2,167.

St Clair is served by 6 schools, including 5 primary, 1 secondary. The average ICSEA score is 984, which is around the national average of 1,000. The crime rate in the Penrith LGA is below average at 3,984 incidents per 100,000 population.

From an investment perspective, Population growth of +1.2% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Pop. Growth+1.2%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$2,167
Rent · wk(Census)$440
Market rent · wk(2026-06)$730
Population growth · Penrith LGAABS ERP
Population (2025)231,701
5-year growth+1.3% CAGR
YoY change+1.2%
20012025
Development · Penrith LGAABS Approvals
Approvals (2026)1,448
Houses 39%Units 61%
YoY change+0%
Employment · Penrith LGASALM
Unemployment (Dec-25)3.7%
YoY change-0.4pp
Dec-10Dec-25
Property investors · Postcode 2759ATO
Negatively geared8.5%
1,376 of filers
Avg rental loss$8,680/yr
Landlords (rental income)2,194
Reported capital gains698
People & prosperity
DemographicsCensus 21
Population19,942
Median age36
Household size3
HH income · wk$2,067
Personal income · wk$849
Persons / bedroom0.8
Area & amenity
Local amenitiesOSM
Supermarkets2
Pharmacies2
GP / clinics6
Fuel stations2
Cafes & dining21
woolworths1
Aged care · Penrith LGAGEN
Facilities13
Residential places1,270
Glenmore Park Care Community156 places
Boronia House130 places
SummitCare St Marys130 places
The Royce Manor128 places
SummitCare Penrith115 places
Anglicare Newmarch House102 places
+7 more in Penrith LGA
Childcare · Penrith LGAACECQA
Services187
Approved places12,470
Exceeding NQS34
Jordan Springs OSHCLUB355 places
Go Bananas Early Learning Centres205 places
Bright Minds Academy167 places
Ambrose School Age Care, Bethany, Glenmore Park165 places
Glenmore Park Early Learning Centre160 places
Greenwood Penrith159 places
+181 more in Penrith LGA
Shortlist workspace

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Current status
Add St Clair if it deserves a shortlist slot.

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Sources & freshness
Strong evidence

St Clair carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Missing
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 6 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · No matched local transport stops
medium stability · manual file · snapshot · mixed
Missing
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

St Clair FAQ

Common questions
  1. What LGA is St Clair in?

    St Clair is in the Penrith Local Government Area, NSW, postcode 2759. Council-level context for Penrith LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the typical weekly rent in St Clair?

    The median weekly rent in St Clair is $730/wk, based on the current market rent dataset. The current rent signal is rent context available.

  3. What does the rent signal say about St Clair?

    Rent context available: St Clair has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  4. Is St Clair a good investment?

    QuickProperty's investment signals for St Clair show: Stable, Steady. These are computed from price, rent, income, and population data — not an opaque score.

  5. Where does QuickProperty get its data for St Clair?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  6. How often is the St Clair data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.