Silverwater is a small, quiet locality in New South Wales within the Lake Macquarie local government area (postcode 2264). It is home to about 274 residents, with an older-leaning population and a median age of 51. Households earn a median income of $72K per year, with an average household size of 2.4 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +1.1% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, clerical & administrative, technicians & trades. Employment in the area leans toward healthcare and retail trade. The top ancestries reported are Korean, Chinese, Australian.
The current median weekly rent is $660. The median monthly mortgage repayment is $1,625.
The crime rate in the Lake Macquarie LGA is below average at 3,402 incidents per 100,000 population.
From an investment perspective, Population growth of +1.1% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.