Skip to content
Suburb profile ·Parramatta LGA · NSW ·2128

Silverwater NSW 2128

Silverwater is in Parramatta LGA, NSW, postcode 2128, with population 3,600.

The read

Livability-led

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$665/wk
Flat
+0.9% YoY
Jun 2025 → Jun 2026 · 13 periods
NSW Fair Trading · postcode 2128 · Jun 2026
$700
$520
Jun 2025Jun 2026
Why it fits

Transport coverage adds a practical access signal.

Median house
No local house series
Median rent
$665/wk
Rent context available
0.9%YoY D10 vs AU
Gross yield
Need rent + price
Population
3,600
4K local footprint
D9 vs AU
Schools
No matched school data
Drive to city
19 min
19.1 km to Sydney CBD · free-flow
Transit to city
72 min
Public transport to Sydney CBD · weekday 8am
Solar
235
19 added 12mo · 6MW

Price history

No price history available

Price series isn't recorded for this suburb. Census housing data is shown instead.

Median mortgage · mth$2,167
Median rent · wk$450
Investor profile

Who invests in Silverwater

Owner-occupied 50%Rented 50%
Investor activityATO
Negatively geared7.2%
107 of 189 landlords
Avg rental loss$8,739/yr
Landlords (rental income)189
Reported capital gains79
The read

Renter-heavy market

48% of homes here are owner-occupied and 49% rented, with 7% of landlords negatively geared.

What to check

49% rented — renter-heavy areas turn over faster and are more exposed to rate moves and investor sentiment.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Affordability

35%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $2,167/mo, while renters pay about $2,882/mo — renting runs $715/mo higher on these medians.

Household income · yr
$98K
Median rent · wk
$665
Owner mortgage · mo
$2,167

Household income

$98K household · yr+18.4% vs NSW suburb median
Personal
$45K
Family
$107K
Household
$98K

Housing stock and tenure

Tenure (789 households)
Owned outright
13%
Owned with mortgage
35%
Rented
49%
Dwelling structure10.8% of dwellings unoccupied on census night
Separate house
31%
Townhouse / semi
21%
Flat / apartment
48%

Getting to work: 52% drive, 2% public transport, 4% walk or cycle, 37% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Livability

24/ 100 livability index

Top 76% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 24% of Australian suburbs
WeakerTypicalStronger
Everyday access0
Public transport (24 stops)60
Schools & hospitals0

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime April 2025 - March 2026
8,905
3,239 per 100k
D5 vs AU

Crime

Rate · per 100k3,239
Total incidents8,905· April 2025 - March 2026
  • Assault1,95458%
  • Sexual Offences46714%
  • Robbery612%
  • Break And Enter91427%

Development screen

Could a secondary dwelling be worth investigating?

secondary dwelling / granny flat screening context High broad constraint context

Policy position

Official policy reviewed

Permitted in residential zones under the Housing SEPP; may be approved by consent or as complying development when Housing SEPP and Codes SEPP standards are met.

Rental use: Secondary dwelling rental use is allowed as a dwelling use, subject to planning and tenancy rules.

Open official policy source

Separate houses

27.2%

Suburb share of occupied private dwellings recorded as separate houses.

50.3 pp below the state median

State median 77.5% · 1,253 valid suburbs

Residential-zone context

Not staged

A comparable planning-zone layer is not staged for this state.

Rental households

48.7%

Demand context only; it does not establish permission to rent a secondary dwelling.

22.8 pp above the state median

State median 25.9% · 1,253 valid suburbs

Mapped hazards

Not staged

No broad-area layer staged for this suburb. No broad-area layer staged for this suburb.

Approval pathway

Four checks, each with a different evidence threshold.

This is an investigation sequence, not a guarantee that every step applies or that approval will be granted.

  1. 01 Source reviewed

    State policy position

    QuickProperty reviewed the official secondary dwelling / granny flat policy source.

  2. 02 Property dependent

    Planning pathway

    Test consent or complying-development eligibility, including the 450 m² lot marker and all other standards.

  3. 03 Design dependent

    Building approval

    Confirm the building approval route after the design, site classifications, services and construction requirements are known.

  4. 04 Check separately

    Intended use

    Confirm long-term rental, short-stay or family-use rules separately from permission to construct the dwelling.

Property due diligence

Turn the suburb screen into a property checklist.

Every check starts unconfirmed. Progress stays in this browser and suburb evidence never clears an address-level requirement.

0evidence acquired
0evidence missing
0reviews due
0consultant questions

Active record: Silverwater unnamed property

0/14checked
0issues found

Site controls

Lot area and dimensions

Confirm title dimensions, usable site area and any minimum lot threshold.

Status for Lot area and dimensions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Setbacks and site coverage

Test setbacks, private open space, landscaping and maximum site coverage against a concept plan.

Status for Setbacks and site coverage
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Slope and ground conditions

Check survey levels, soil classification, retaining needs and likely earthworks.

Status for Slope and ground conditions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title and planning

Zoning and overlays

Obtain current property-level zoning, overlays and applicable planning controls.

Status for Zoning and overlays
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title, easements and covenants

Review the title for easements, covenants, restrictions and common property.

Status for Title, easements and covenants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Services and access

Sewer and stormwater

Locate assets and connection points, then confirm capacity, clearances and discharge requirements.

Status for Sewer and stormwater
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Power, water and metering

Confirm service routes, upgrade needs and whether separate metering is permitted or practical.

Status for Power, water and metering
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Vehicle access and parking

Test driveway width, gradients, turning, parking and emergency access requirements.

Status for Vehicle access and parking
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Construction constraints

Bushfire exposure

Order an address-level bushfire assessment and determine any BAL construction response.

Status for Bushfire exposure
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Flood and overland flow

Obtain property flood information and check floor levels, flow paths and drainage constraints.

Status for Flood and overland flow
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Wind, corrosion and termite

Confirm site classifications that affect structural design, materials and durability.

Status for Wind, corrosion and termite
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Approval and use

Planning approval pathway

Confirm exemption, complying pathway or permit requirements with the responsible authority.

Status for Planning approval pathway
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Building approval and consultants

Identify required survey, design, engineering, energy, certification and inspection evidence.

Status for Building approval and consultants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Rental and intended use

Confirm occupation, rental, short-stay and family-use rules plus insurance and tax implications.

Status for Rental and intended use
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Silverwater, NSW 2128 · Local browser record

Investigation aid only. Confirm current planning, building, title, service and hazard requirements with qualified professionals and responsible authorities.

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

No local compliance layer is staged.

This is missing evidence, not evidence that the property has no constraints.

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Full data detail Census · ATO · ABS · state datasets
Silverwater NSW — Property Data and Demographics

Located in New South Wales within the Parramatta local government area, Silverwater is a compact suburb (postcode 2128). The area has roughly 3,600 residents and a blend of families and working-age professionals, with a median age of 35. Households earn a median income of $98K per year, with an average household size of 2.7 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +1.3% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count.

The current median weekly rent is $665. The median monthly mortgage repayment is $2,167.

Public transport access includes 24 bus stops. The crime rate in the Parramatta LGA is below average at 3,239 incidents per 100,000 population.

On the investment side, Population growth of +1.3% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Pop. Growth+1.3%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$2,167
Rent · wk(Census)$450
Market rent · wk(2026-06)$665
Population growth · Parramatta LGAABS ERP
Population (2025)279,014
5-year growth+1.4% CAGR
YoY change+1.3%
20012025
Development · Parramatta LGAABS Approvals
Approvals (2026)2,635
Houses 11%Units 89%
YoY change+0%
Employment · Parramatta LGASALM
Unemployment (Dec-25)2.9%
YoY change+0pp
Dec-10Dec-25
Property investors · Postcode 2128ATO
Negatively geared7.2%
107 of filers
Avg rental loss$8,739/yr
Landlords (rental income)189
Reported capital gains79
People & prosperity
DemographicsCensus 21
Population3,600
Median age35
Household size2.7
HH income · wk$1,875
Personal income · wk$857
Persons / bedroom1.1
SEIFA indexABS
Advantage (IRSAD)4/10
Education (IEO)8/10
Economic (IER)3/10
Disadvantage (IRSD)8/10
Income momentumCensus 16→21
HH income · wk$1,536 → $1,875
Change+22.1%
vs NSW median+1.5 pp
Median rent+0%
stablevs NSW 2016–21
Area & amenity
TransportGTFS
Bus stops24
Hospitals · Parramatta LGAAIHW
Public3
Private5
Cumberland Hospitalpublic
The Children's Hospital at Westmeadpublic
Westmead Hospitalpublic
City West Specialist Day Hospitalprivate
Epping Surgery Centreprivate
The Skin Hospital [Westmead]private
+2 more in Parramatta LGA
Aged care · Parramatta LGAGEN
Facilities21
Residential places1,719
Courtlands Aged Care Facility144 places
Toongabbie Terrace Care Community128 places
Bupa North Rocks124 places
Anglicare Woodberry Village122 places
Bolton Clarke Cabrini120 places
Arcare Oatlands114 places
+15 more in Parramatta LGA
Childcare · Parramatta LGAACECQA
Services193
Approved places12,643
Exceeding NQS17
The After School Klub Carlingford West405 places
Metella Road Out of School Hours Child Care Inc225 places
Parramatta Public School TheirCare210 places
Reggio Emilia Early Learning Centre Parramatta Station208 places
Epping Before and After School Care Association Inc183 places
Wesley Out of School Hours Care, North Rocks180 places
+187 more in Parramatta LGA
Shortlist workspace

Save suburbs here while you browse. Once the shortlist has two or more names, hand it straight into compare.

Current status
Add Silverwater if it deserves a shortlist slot.

No saved AU suburbs yet.

EMPTY SET

No saved suburbs yet. Start with one ranking or suburb page, then compare once you have two candidates.

Open rankings to save the first candidates.

Sources & freshness
Strong evidence

Silverwater has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Missing
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 24 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Silverwater FAQ

Common questions
  1. What LGA is Silverwater in?

    Silverwater is in the Parramatta Local Government Area, NSW, postcode 2128. Council-level context for Parramatta LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the typical weekly rent in Silverwater?

    The median weekly rent in Silverwater is $665/wk, based on the current market rent dataset. The current rent signal is rent context available.

  3. What does the rent signal say about Silverwater?

    Rent context available: Silverwater has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  4. Is Silverwater a good investment?

    QuickProperty's investment signals for Silverwater show: Stable, Steady. These are computed from price, rent, income, and population data — not an opaque score.

  5. Where does QuickProperty get its data for Silverwater?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  6. How often is the Silverwater data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.