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Suburb profile ·Parramatta LGA · NSW ·2146

Old Toongabbie NSW 2146

Old Toongabbie is in Parramatta LGA, NSW, postcode 2146, with population 3,276.

The read

Growth-momentum

There are enough stretched or weaker signals here that you should assume trade-offs rather than a clean story. Use compare mode to see whether the downside is price, local quality, or weaker momentum before treating it as a target suburb.

$650/wk
Rising
+1.6% YoY
Jun 2025 → Jun 2026 · 13 periods
NSW Fair Trading · postcode 2146 · Jun 2026
$700
$630
Jun 2025Jun 2026
Why it fits

Recent price movement shows visible market momentum. Transport coverage adds a practical access signal. Higher SEIFA context supports a stronger local-quality read.

What to check

Premium pricing raises the bar for yield, affordability, and downside checks. Gross yield looks low for an income-first use case.

Median house
$1.6M
House median, latest period
14.3%YoY D9 vs AU
Median rent
$650/wk
Rent context available
1.6%YoY D10 vs AU
Gross yield
2.1%
Low yield band
D6 vs AU
Population
3,276
3K local footprint
D9 vs AU
Schools
No matched school data
Drive to city
30 min
30.2 km to Sydney CBD · free-flow
Transit to city
71 min
Public transport to Sydney CBD · weekday 8am
Solar
2,307
171 added 12mo · 15MW
Price cycleAt its peak
LowPeak

At / near its all-time high

See trend depth →

Price history

Houses to Q4'25 · Units to Q1'15 — house and unit medians are released on separate cycles, so their latest period can differ.

Trend & investor depth

Cycle positionAt its peak
Low · 2007Peak · 2026

At / near its all-time high

Price growth (compound)% per year
3-yr
+9.8%
5-yr
+6.7%
10-yr
+7.1%
Indicative cashflow-$1,088/wk (-$56,570/yr) · interest-only @ 6.4%, 80% LVR
Market turnover4.0% of homes traded/yr (47 sales · +22% vs 3-yr avg)
Rent stabilitystable — rents vary ±2.4% around trend (short window, 13 pts)
Value vs advantage+28% vs suburbs of similar SEIFA advantage (decile 8)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investment grade

Dgrade · 27/100 · top 73% of 3,604AU suburbs
Peer distributionstronger than 27% of AU suburbs
WeakerTypicalStronger
Capital growth41
Rental yield22
Stability38
Volatility-13.2ppCycle-2.0

Bar = this suburb's percentile · tick = typical (median) peer · stability drivers signed (+ = steadier)

Relative grade across Australian suburbs, combining qp's capital-growth (multi-year CAGR + cycle timing), rental-yield, and stability (price volatility + cycle + affordability) metrics via a three-pillar property-scoring method with an imbalance penalty. Within-Australia relative, indicative only — not financial advice.

Investor profile

Who invests in Old Toongabbie

Owner-occupied 77%Rented 23%
Investor activityATO
Negatively geared9.5%
1,168 of 1,909 landlords
Avg rental loss$8,375/yr
Landlords (rental income)1,909
Reported capital gains811
Investor exposure index(moderate vs national)58.6/100
The read

Owner-occupier stronghold

74% of homes here are owner-occupied and 22% rented, with 10% of landlords negatively geared.

Why it fits

74% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

What to check

Gross yield 2.1% is thin — returns here lean on capital growth, not cash flow.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

83%
of household income to service a new loan
18.9 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $7,840/mo vs median rent $2,817/mo (+178% · +$1159/wk)

If rates move

At 4.2%: $6,259/mo (-1,580) · at 6.2% (current): $7,840/mo · at 8.2%: $9,571/mo (+1,732)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
14.2x
median home price as a multiple of annual household income
Stretched
Renting
30%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $2,200/mo, while renters pay about $2,817/mo — renting runs $617/mo higher on these medians.

Median price
$1.60M
Household income · yr
$113K
Median rent · wk
$650
Owner mortgage · mo
$2,200
Gross yield
2.1%

Household income

$113K household · yr+37.2% vs NSW suburb median
Personal
$47K
Family
$131K
Household
$113K
Household income distribution (ABS Census 2021 · weekly)fewer than 16% could service the median house
Under $300
38
$300-649
101
$650-999
87
$1,000-1,499
128
$1,500-1,999
124
$2,000-2,999
229
$3,000-3,999
181
$4,000+
168

Serviceability line: a household needs about $6,030/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 49% of households here would spend more than 30% of income on rent (rent stress line: $2,167/wk income).

Housing stock and tenure

Tenure (1,118 households)1.3% social housing
Owned outright
34%
Owned with mortgage
40%
Rented
22%
Dwelling structure4.6% of dwellings unoccupied on census night
Separate house
84%
Townhouse / semi
9%
Flat / apartment
7%

Getting to work: 45% drive, 3% public transport, 1% walk or cycle, 47% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Livability

32/ 100 livability index

Top 68% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 32% of Australian suburbs
WeakerTypicalStronger
Everyday access49
Public transport (22 stops)57
Schools & hospitals0

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime April 2025 - March 2026
8,905
3,239 per 100k
D5 vs AU

Crime

Rate · per 100k3,239
Total incidents8,905· April 2025 - March 2026
  • Assault1,95458%
  • Sexual Offences46714%
  • Robbery612%
  • Break And Enter91427%

Development screen

Could a secondary dwelling be worth investigating?

secondary dwelling / granny flat screening context Low broad constraint context

Policy position

Official policy reviewed

Permitted in residential zones under the Housing SEPP; may be approved by consent or as complying development when Housing SEPP and Codes SEPP standards are met.

Rental use: Secondary dwelling rental use is allowed as a dwelling use, subject to planning and tenancy rules.

Open official policy source

Separate houses

79.5%

Suburb share of occupied private dwellings recorded as separate houses.

Near the state median

State median 77.5% · 1,253 valid suburbs

Residential-zone context

70.2%

Broad suburb sampling only; the property zoning and overlays can differ.

27.9 pp above the state median

State median 42.3% · 1,245 valid suburbs

Rental households

22.2%

Demand context only; it does not establish permission to rent a secondary dwelling.

Near the state median

State median 25.9% · 1,253 valid suburbs

Mapped hazards

No mapped bushfire exposure

The staged suburb layer shows no mapped exposure; this is not a property-level clearance. No broad-area layer staged for this suburb.

Approval pathway

Four checks, each with a different evidence threshold.

This is an investigation sequence, not a guarantee that every step applies or that approval will be granted.

  1. 01 Source reviewed

    State policy position

    QuickProperty reviewed the official secondary dwelling / granny flat policy source.

  2. 02 Property dependent

    Planning pathway

    Test consent or complying-development eligibility, including the 450 m² lot marker and all other standards.

  3. 03 Design dependent

    Building approval

    Confirm the building approval route after the design, site classifications, services and construction requirements are known.

  4. 04 Check separately

    Intended use

    Confirm long-term rental, short-stay or family-use rules separately from permission to construct the dwelling.

Property due diligence

Turn the suburb screen into a property checklist.

Every check starts unconfirmed. Progress stays in this browser and suburb evidence never clears an address-level requirement.

0evidence acquired
0evidence missing
0reviews due
0consultant questions

Active record: Old Toongabbie unnamed property

0/14checked
0issues found

Site controls

Lot area and dimensions

Confirm title dimensions, usable site area and any minimum lot threshold.

Status for Lot area and dimensions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Setbacks and site coverage

Test setbacks, private open space, landscaping and maximum site coverage against a concept plan.

Status for Setbacks and site coverage
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Slope and ground conditions

Check survey levels, soil classification, retaining needs and likely earthworks.

Status for Slope and ground conditions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title and planning

Zoning and overlays

Obtain current property-level zoning, overlays and applicable planning controls.

Status for Zoning and overlays
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title, easements and covenants

Review the title for easements, covenants, restrictions and common property.

Status for Title, easements and covenants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Services and access

Sewer and stormwater

Locate assets and connection points, then confirm capacity, clearances and discharge requirements.

Status for Sewer and stormwater
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Power, water and metering

Confirm service routes, upgrade needs and whether separate metering is permitted or practical.

Status for Power, water and metering
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Vehicle access and parking

Test driveway width, gradients, turning, parking and emergency access requirements.

Status for Vehicle access and parking
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Construction constraints

Bushfire exposure

Order an address-level bushfire assessment and determine any BAL construction response.

Status for Bushfire exposure
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Flood and overland flow

Obtain property flood information and check floor levels, flow paths and drainage constraints.

Status for Flood and overland flow
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Wind, corrosion and termite

Confirm site classifications that affect structural design, materials and durability.

Status for Wind, corrosion and termite
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Approval and use

Planning approval pathway

Confirm exemption, complying pathway or permit requirements with the responsible authority.

Status for Planning approval pathway
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Building approval and consultants

Identify required survey, design, engineering, energy, certification and inspection evidence.

Status for Building approval and consultants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Rental and intended use

Confirm occupation, rental, short-stay and family-use rules plus insurance and tax implications.

Status for Rental and intended use
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Old Toongabbie, NSW 2146 · Local browser record

Investigation aid only. Confirm current planning, building, title, service and hazard requirements with qualified professionals and responsible authorities.

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

No mapped bushfire exposure

About 1.6% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

No mapped exposure ~1.6%
~1.6% of the suburb is Bush Fire Prone Land

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Low Density Residential
Residential 64% Other 12% Public / Open space 9% Industrial 7% Commercial / Mixed 1%
Residential density: Low

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

23,046 people · 202224,525 by 2032 (+6.4%)

ABS population projection (2022 base) for the Toongabbie - Constitution Hill SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Old Toongabbie NSW — Property Data and Demographics

Located in New South Wales within the Parramatta local government area, Old Toongabbie is a smaller residential area (postcode 2146). It is home to about 3,276 residents, with an established demographic and a median age of 38. Households earn a median income of $113K per year, with an average household size of 2.8 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +1.3% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, clerical & administrative, managers. Employment in the area leans toward healthcare and education. The top ancestries reported are Australian, English, Irish.

Old Toongabbie has a median house price of $1.6 million, which has jumped by 14.3% year-on-year. Units have a median price of $635,000 (-4.9% YoY). The current median weekly rent is $650. This gives a gross rental yield of approximately 2.1%. The median monthly mortgage repayment is $2,200.

Public transport access includes 22 bus stops. The crime rate in the Parramatta LGA is below average at 3,239 incidents per 100,000 population.

From an investment perspective, Gross rental yield sits at around 2.1% (low yield). Property prices are near the state median ($1.6M/$1.5M). The price-to-income ratio of 14.2x is considered stretched. House prices have moved +14.3% year-on-year. Population growth of +1.3% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield2.1% Low Yield
Price vs State$1.6M/$1.5M· Near Median
Affordability14.2x Stretched
Price Momentum+14.3% Rising
Pop. Growth+1.3%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$2,200
Rent · wk(Census)$450
Market rent · wk(2026-06)$650
Gross yield1.5%
Price / income14.2x
Sales vol (latest Q)(2025-Q4)6
Population growth · Parramatta LGAABS ERP
Population (2025)279,014
5-year growth+1.4% CAGR
YoY change+1.3%
20012025
Development · Parramatta LGAABS Approvals
Approvals (2026)2,635
Houses 11%Units 89%
YoY change+0%
Employment · Parramatta LGASALM
Unemployment (Dec-25)2.9%
YoY change+0pp
Dec-10Dec-25
Property investors · Postcode 2146ATO
Negatively geared9.5%
1,168 of filers
Avg rental loss$8,375/yr
Landlords (rental income)1,909
Reported capital gains811
People & prosperity
DemographicsCensus 21
Population3,276
Median age38
Household size2.8
HH income · wk$2,172
Personal income · wk$909
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)8/10
Education (IEO)8/10
Economic (IER)7/10
Disadvantage (IRSD)9/10
Income momentumCensus 16→21
HH income · wk$1,700 → $2,172
Change+27.8%
vs NSW median+7.2 pp
Median rent+7.1%
gentrifyingvs NSW 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets1
Pharmacies0
GP / clinics0
Fuel stations1
Cafes & dining3
iga1
TransportGTFS
Bus stops22
Hospitals · Parramatta LGAAIHW
Public3
Private5
Cumberland Hospitalpublic
The Children's Hospital at Westmeadpublic
Westmead Hospitalpublic
City West Specialist Day Hospitalprivate
Epping Surgery Centreprivate
The Skin Hospital [Westmead]private
+2 more in Parramatta LGA
Aged care · Parramatta LGAGEN
Facilities21
Residential places1,719
Courtlands Aged Care Facility144 places
Toongabbie Terrace Care Community128 places
Bupa North Rocks124 places
Anglicare Woodberry Village122 places
Bolton Clarke Cabrini120 places
Arcare Oatlands114 places
+15 more in Parramatta LGA
Childcare · Parramatta LGAACECQA
Services193
Approved places12,643
Exceeding NQS17
The After School Klub Carlingford West405 places
Metella Road Out of School Hours Child Care Inc225 places
Parramatta Public School TheirCare210 places
Reggio Emilia Early Learning Centre Parramatta Station208 places
Epping Before and After School Care Association Inc183 places
Wesley Out of School Hours Care, North Rocks180 places
+187 more in Parramatta LGA
Shortlist workspace

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Current status
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Sources & freshness
Strong evidence

Old Toongabbie has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025-Q4 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 22 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Old Toongabbie FAQ

Common questions
  1. What LGA is Old Toongabbie in?

    Old Toongabbie is in the Parramatta Local Government Area, NSW, postcode 2146. Council-level context for Parramatta LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Old Toongabbie?

    The current median house price in Old Toongabbie, NSW is $1.6M, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Old Toongabbie?

    The median weekly rent in Old Toongabbie is $650/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Old Toongabbie?

    Rent context available: Old Toongabbie has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Old Toongabbie a good investment?

    QuickProperty's investment signals for Old Toongabbie show: Low Yield, Near Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Old Toongabbie?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Old Toongabbie data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.