Skip to content
Suburb profile ·Central Coast (NSW) LGA · NSW ·2250

Peats Ridge NSW 2250

Peats Ridge is in Central Coast (NSW) LGA, NSW, postcode 2250, with population 301.

The read

Growth-momentum

There are enough stretched or weaker signals here that you should assume trade-offs rather than a clean story. Use compare mode to see whether the downside is price, local quality, or weaker momentum before treating it as a target suburb.

$650/wk
Rising
+7.0% YoY
Jun 2025 → Jun 2026 · 13 periods
NSW Fair Trading · postcode 2250 · Jun 2026
$670
$600
Jun 2025Jun 2026
Why it fits

Recent price movement shows visible market momentum. Higher SEIFA context supports a stronger local-quality read.

What to check

Premium pricing raises the bar for yield, affordability, and downside checks. Gross yield looks low for an income-first use case. Small local population makes the signal set more fragile.

Read full evidence → Compare suburb Run calculator
Median house
$2.5M
House median, latest period
↑95.3%YoY D10 vs AU
Median rent
$650/wk
Rent context available
↑7.0%YoY D10 vs AU
Gross yield
1.4%
Low yield band
D2 vs AU
Population
357,816
358K via Central Coast (NSW) LGA · SAL undercount
Schools
1
Matched school context
D1 vs AU
Drive to city
—
Not in commute dataset
Solar
10,194
742 added 12mo · 78MW
Price cycleAt its peak
LowPeak

At / near its all-time high

See trend depth →

Price history

House and unit medians · ABS + state datasets

Trend & investor depth

Derived from this suburb's own price, rent and income history
Cycle positionAt its peak
Low · 2006Peak · 2024

At / near its all-time high

Price growth (compound)% per year
3-yr
+38.8%
Indicative cashflow-$1,974/wk (-$102,650/yr) · interest-only @ 6.4%, 80% LVR
Rent stabilitystable — rents vary ±2.8% around trend (short window, 13 pts)
Value vs advantage+124% vs suburbs of similar SEIFA advantage (decile 7)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Peats Ridge

Owner-occupied 72%Rented 28%
Investor activityATO
Negatively geared5.3%
2,287 of 5,023 landlords
Avg rental loss$8,000/yr
Landlords (rental income)5,023
Reported capital gains3,351
The read

Mixed owner-renter market

64% of homes here are owner-occupied and 25% rented, with 5% of landlords negatively geared.

Why it fits

A balanced 64% owner-occupier / 25% renter mix.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

RBA rate · ABS Census 2021 household income
151%
of household income to service a new loan
34.2 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $12,249/mo vs median rent $2,817/mo (+335% · +$2177/wk)

If rates move

At 4.2%: $9,780/mo (-2,469) · at 6.2% (current): $12,249/mo · at 8.2%: $14,955/mo (+2,706)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Similar-priced suburbs in other council areas that rate higher on a metric.

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying & renting · ABS Census + state data
Buying
25.6x
median home price as a multiple of annual household income
Stretched
Renting
35%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $2,500/mo, while renters pay about $2,817/mo — renting runs $317/mo higher on these medians.

Median price
$2.50M
Household income · yr
$98K
Median rent · wk
$650
Owner mortgage · mo
$2,500
Gross yield
1.4%

Household income

ABS Census · ATO
$98K household · yr+18.4% vs NSW suburb median
Personal
$39K
Family
$93K
Household
$98K
Household income distribution (ABS Census 2021 · weekly)fewer than 18% could service the median house
Under $300
5
$300-649
3
$650-999
14
$1,000-1,499
14
$1,500-1,999
7
$2,000-2,999
15
$3,000-3,999
6
$4,000+
14

Serviceability line: a household needs about $9,423/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 59% of households here would spend more than 30% of income on rent (rent stress line: $2,167/wk income).

Housing stock and tenure

ABS Census 2021
Tenure (83 households)
Owned outright
39%
Owned with mortgage
25%
Rented
25%
Dwelling structure4.4% of dwellings unoccupied on census night
Separate house
105%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 37% drive, 0% public transport, 19% walk or cycle, 44% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

ACARA 2025
Total1
Avg ICSEA947
Students19
Government1
  • Peats Ridge Public SchoolPrimary · Government · ICSEA 947
Crime April 2025 - March 2026
12,455
3,510 per 100k
D5 vs AU

Crime

lga
Rate · per 100k3,510
Total incidents12,455· April 2025 - March 2026
  • Assault3,37960%
  • Sexual Offences1,15921%
  • Robbery751%
  • Break And Enter1,01218%

Building due diligence

Construction requirements can change by location.

1 broad-area layer staged

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

Severe broad-area context

About 77.8% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

NSW RFS Bush Fire Prone Land
Severe exposure ~77.8%
~77.8% of the suburb is Bush Fire Prone Land · ~50.7% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

NSW Land Zoning (EPI)
Dominant zone Primary Production
Rural / Green wedge 60% Public / Open space 37% Other 3%

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

ABS projection · Calga - Kulnura SA2 area · 2022 base
4,700 people · 20224,878 by 2032 (+3.8%)

ABS population projection (2022 base) for the Calga - Kulnura SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Peats Ridge NSW — Property Data and Demographics

Peats Ridge is a sparsely populated locality in New South Wales within the Central Coast (NSW) local government area (postcode 2250). With a population of 301, the suburb has a settled mid-life population with a median age of 42. Households earn a median income of $98K per year, with an average household size of 3.2 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.7% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, labourers, community & personal service. Employment in the area leans toward agriculture and education. The top ancestries reported are Australian, English, Italian.

Peats Ridge has a median house price of $2.5 million, which has surged by 95.3% year-on-year. The current median weekly rent is $650. This gives a gross rental yield of approximately 1.4%. The median monthly mortgage repayment is $2,500.

Peats Ridge is served by 1 school, including 1 primary. The average ICSEA score is 947, which is below the national average of 1,000. Public transport access includes 1 bus stop. The crime rate in the Central Coast (NSW) LGA is below average at 3,510 incidents per 100,000 population.

From an investment perspective, Peats Ridge shows a gross rental yield of approximately 1.4%, rated as low yield. Property prices are above the state median ($2.5M/$1.5M), placing it in the premium segment. The price-to-income ratio of 25.6x is considered stretched. House prices have moved +95.3% year-on-year. Population growth of +0.7% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield1.4%↓ Low Yield
Price vs State$2.5M/$1.5M↓ Above Median
Affordability25.6x↓ Stretched
Price Momentum+95.3%↑ Rising
Pop. Growth+0.7%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$2,500
Rent · wk(Census)$378
Market rent · wk(2026-06)$650
Gross yield0.8%
Price / income25.6x
Population growth · Central Coast (NSW) LGAABS ERP
Population (2025)357,816
5-year growth+0.6% CAGR
YoY change+0.7%
20012025
Development · Central Coast (NSW) LGAABS Approvals
Approvals (2026)1,116
Houses 62%Units 38%
YoY change+0%
Employment · Central Coast (NSW) LGASALM
Unemployment (Dec-25)3.4%
YoY change+0pp
Dec-10Dec-25
Property investors · Postcode 2250ATO
Negatively geared5.3%
2,287 of filers
Avg rental loss$8,000/yr
Landlords (rental income)5,023
Reported capital gains3,351
People & prosperity
DemographicsCensus 21
Population301
Median age42
Household size3.2
HH income · wk$1,875
Personal income · wk$757
Persons / bedroom1
SEIFA indexABS
Advantage (IRSAD)7/10
Education (IEO)7/10
Economic (IER)9/10
Disadvantage (IRSD)8/10
Income momentumCensus 16→21
HH income · wk$1,696 → $1,875
Change+10.6%
vs NSW median-10 pp
Median rent+51.2%
softeningvs NSW 2016–21
Top occupationsCensus
Managers57Labourers24Community & Personal Service16Professionals14Clerical & Administrative13
Top industriesCensus
Agriculture66Education13Healthcare12Construction9Retail Trade9
Top ancestryCensus
Australian93English84Italian38Scottish26Irish20
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations1
Cafes & dining0
TransportGTFS
Bus stops1
Hospitals · Central Coast (NSW) LGAAIHW
Public4
Private5
Gosford Hospitalpublic
Long Jetty Health Care Centrepublic
Woy Woy Hospitalpublic
Wyong Hospitalpublic
Berkeley Vale Private Hospitalprivate
Brisbane Waters Private Hospitalprivate
+3 more in Central Coast (NSW) LGA
Aged care · Central Coast (NSW) LGAGEN
Facilities38
Residential places3,910
Peninsula Villages Ltd314 places
Estia Health Erina250 places
Uniting Nareen Gardens Bateau Bay195 places
Killarney Vale Care Community162 places
Berkeley Vale Care Community160 places
Hill View House Aged Care Facility160 places
+32 more in Central Coast (NSW) LGA
Childcare · Central Coast (NSW) LGAACECQA
Services225
Approved places14,596
Exceeding NQS59
Erina Kindergarten219 places
Little Miracles Preschool and Long Day Care171 places
North Wyong Early Childhood Learning Centre150 places
Terrigal School Care150 places
YMCA Wamberal OSHC150 places
Point Clare OSHClub134 places
+219 more in Central Coast (NSW) LGA
Nearby in Central Coast (NSW) LGA12
Dooralong$2.3M · 350Central Mangrove$2.2M · 253Mooney Mooney$1.9M · 350Hardys Bay$2.1M · 233Patonga$1.8M · 235Kangy Angy$1.5M · 331Yarramalong$1.5M · 329Wallarah$1.7M · 344Wagstaffe$1.5M · 240Toowoon Bay$1.9M · 543Wyong Creek$2.4M · 476Killcare$1.9M · 517
Tax calculatorsaustax.tools
Stamp Duty CalculatorNSW ↗Land Tax CalculatorNSW ↗Capital Gains Tax↗Depreciation Calculator↗Investment Property Tax↗
Shortlist workspace

Save suburbs here while you browse. Once the shortlist has two or more names, hand it straight into compare.

Current status
Add Peats Ridge if it deserves a shortlist slot.

No saved AU suburbs yet.

EMPTY SET

No saved suburbs yet. Start with one ranking or suburb page, then compare once you have two candidates.

Open rankings to save the first candidates.

Model current suburb
Sources & freshness
Strong evidence

There is enough direct local evidence on Peats Ridge for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2024 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 1 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 1 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.
Greater Sydney

Peats Ridge sits in Sydney — explore the metro.

Peats Ridge FAQ

Common questions
  1. What LGA is Peats Ridge in?

    Peats Ridge is in the Central Coast (NSW) Local Government Area, NSW, postcode 2250. Council-level context for Central Coast (NSW) LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Peats Ridge?

    The current median house price in Peats Ridge, NSW is $2.5M, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Peats Ridge?

    The median weekly rent in Peats Ridge is $650/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Peats Ridge?

    Rent context available: Peats Ridge has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Peats Ridge a good investment?

    QuickProperty's investment signals for Peats Ridge show: Low Yield, Above Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Peats Ridge?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Peats Ridge data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.