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Suburb profile ·Central Coast (NSW) LGA · NSW ·2261

Toowoon Bay NSW 2261

Toowoon Bay is in Central Coast (NSW) LGA, NSW, postcode 2261, with population 543.

Median house $1.9M -22.9% YoY
Median rent $575/wk Rent context available
Gross yield 1.6% Low yield band
Population 543 543 local footprint
Schools No matched school data
Decision trust

Strong evidence

Toowoon Bay has enough direct local evidence for a first-pass decision.

Direct signals include Property prices, Market rent, Crime, and Transport. Missing or weaker areas are still shown so the page does not overstate precision.

6
Available
0
Verify
2
Missing
Rent context available

Toowoon Bay has usable rent context. Postcode-derived rent for 2261. Multiple suburbs can share this rental market signal.

Open matching rent ranking
Development momentum

918 latest-year approvals in Central Coast (NSW), +0.0% YoY; population +0.7% YoY (0.6% 5yr).

Open development signals
COMPARE THE TRADE-OFFS Use compare to test the suburb against another candidate, then validate financial assumptions in the calculator where available.
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Current status
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Source & freshness

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Manual release files still matter here.

Manual release files parsed into suburb prices

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025-Q4 · Manual release refresh
medium stability · manual file · conditional refresh · release-based
Available
Market rent
NSW Fair Trading · 2025-04 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · January 2025 - December 2025 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · No local school matches exposed
medium stability · manual file · snapshot · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 7 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as Census rent fallback or low-confidence hospital matching.
Rent signal

Rent context available

Toowoon Bay has usable rent context. Snapshot rent $575/wk.

Postcode-derived rent for 2261. Multiple suburbs can share this rental market signal.

Source level Postcode Confidence Medium Period 2025-04
$620/wk
+7.8% YoY
Mar 2025 → Apr 2026 · 14 periods
NSW Fair Trading · postcode 2261 · Apr 2026
$650
$550
Mar 2025Apr 2026
Evidence depth
Strong evidence

Toowoon Bay has enough direct local evidence for a first-pass decision.

Direct signals include Property prices, Market rent, Crime, and Transport. Missing or weaker areas are still shown so the page does not overstate precision.

Next step

Use compare to test the suburb against another candidate, then validate financial assumptions in the calculator where available.

Direct
6

Property prices, Market rent, Crime, Transport

Verify
0

No fallback or lower-precision signals flagged.

Missing
2

Schools, Hospitals

Decision intelligence
Premium-market

Toowoon Bay currently reads as a premium-market candidate.

Transport coverage adds a practical access signal. Premium pricing raises the bar for yield, affordability, and downside checks. Gross yield looks low for an income-first use case.

Recommended next step

Compare it against one challenger, then use the AU calculator to model the financial case.

Why it fits

Transport coverage adds a practical access signal.

What to check

Premium pricing raises the bar for yield, affordability, and downside checks. Gross yield looks low for an income-first use case. Small local population makes the signal set more fragile.

Decisive gaps

Schools

Compare status

Compare-ready

Why people look here Intent
  • Buyers want a quick sense of price, schools, and neighbourhood scale before getting lost in data.
  • Investors want to know whether rent, yield, and affordability broadly support the suburb story.
  • Researchers want one place that ties property, demographics, transport, and services together.
Local signals Mixed
Schools: No local school matches exposed.
Crime: 3,557 per 100k at the Central Coast (NSW) LGA level.
Transport: 7 matched stops/stations across local feeds.

Price history

HousesUnits

Full data detail

Toowoon Bay NSW

Postcode 2261 · Central Coast (NSW) LGA

Toowoon Bay is a small community in New South Wales within the Central Coast (NSW) local government area (postcode 2261). With a population of 543, the suburb has an older demographic with a median age of 58. Households earn a median income of $61K per year, with an average household size of 2 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.7% year-on-year at the LGA level. NSW employment has moved +0.3% year-on-year in the official Jobs and Skills Australia NERO series, which provides the broader jobs backdrop for this suburb. NSW also had 37 Commonwealth-backed major projects under construction, 5 underway, and 75 in planning as at 2 October 2024, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, community & personal service, managers. Employment in the area leans toward construction and education. The top ancestries reported are English, Australian, Irish.

The median house price in Toowoon Bay is $1.9 million, having dropped significantly 22.9% over the past year. Units have a median price of $1.4 million (+40.8% YoY). The current median weekly rent is $575. This gives a gross rental yield of approximately 1.6%. The median monthly mortgage repayment is $2,080.

Public transport access includes 7 bus stops. The crime rate in the Central Coast (NSW) LGA is below average at 3,557 incidents per 100,000 population.

From an investment perspective, Toowoon Bay offers a gross rental yield of 1.6%, rated as low yield. Property prices are near the state median ($1.9M/$1.5M). The price-to-income ratio of 30.5x is considered stretched. House prices have moved -22.9% year-on-year. Population growth of +0.7% year-on-year indicates stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Investment signals
Rental Yield1.6% Low Yield
Price vs State$1.9M/$1.5M Near Median
Affordability30.5x Stretched
Price Momentum-22.9% Falling
Pop. Growth+0.7% Stable
Development+0% Steady
SEIFA index (ABS) — 1 = most disadvantaged, 10 = most advantaged
Advantage5/10
Education6/10
Economic3/10
Disadvantage5/10
Latest prices (state valuers)
Median house
$1.9M
-22.9% YoY
Median unit
$1.4M
40.8% YoY
Census 2021 (ABS)
Median rent /wk
$380
Population
543
Demographics
Median age58
Household size2
HH income /wk$1,168
Personal income /wk$654
Mortgage /mth$2,080
Crime (Central Coast (NSW) LGA)
Crime rate (per 100k)3,557
Total incidents12,518
Transport
Bus stops7
Population growth (Central Coast (NSW) LGA)
Population (2025)357,816
5-year growth+0.6% CAGR
YoY change+0.7%
Development (Central Coast (NSW) LGA)
Approvals (2026)918
Houses574
Units344
YoY change+0%
Data status
Property prices
NSW Valuer General · 2025-Q4 · Release dataset
Available
Market rent
NSW Fair Trading · 2025-04 · Market dataset
Available
Crime
BOCSAR · January 2025 - December 2025 · LGA-level dataset
Available
Schools
ACARA 2025
Missing
Hospitals
AIHW
Missing
Transport
GTFS · Stop-level feed
Available
Population growth
ABS ERP · 2025 · Annual estimate
Available
Building approvals
ABS Building Approvals · 2026 · Annual series
Available
Available means a local dataset is present. Verify means coverage exists but location confidence is limited.
Data: 2025
Sources: ABS Census 2021 · ABS dwelling prices · State Valuers General · ATO income · ACARA schools · AIHW hospitals · GTFS · state police

Toowoon Bay FAQ

Common questions
  1. What LGA is Toowoon Bay in?

    Toowoon Bay is in the Central Coast (NSW) Local Government Area, NSW, postcode 2261. Council-level context for Central Coast (NSW) LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Toowoon Bay?

    The current median house price in Toowoon Bay, NSW is $1.9M, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Toowoon Bay?

    The median weekly rent in Toowoon Bay is $575/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Toowoon Bay?

    Rent context available: Toowoon Bay has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Toowoon Bay a good investment?

    QuickProperty's investment signals for Toowoon Bay show: Low Yield, Near Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Toowoon Bay?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Toowoon Bay data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.