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Suburb profile ·Gwydir LGA · NSW ·2408

North Star NSW 2408

North Star is in Gwydir LGA, NSW, postcode 2408, with population 214.

The read

Income-first

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$100K
-25.4% YoY
2007 → 2021 · 2 periods
ABS + state medians
$134K
$100K
2007 2021
Why it fits

Gross yield screens at about 7.3%. Entry price sits in the lower-cost range for a first-pass screen. Transport coverage adds a practical access signal.

What to check

Small local population makes the signal set more fragile.

Median house
$100K
House median, latest period
25.4%YoY D1 vs AU
Median rent
$140/wk
Market rent signal
D1 vs AU
Gross yield
7.3%
Strong yield band
D10 vs AU
Population
4,968
5K via Gwydir LGA · SAL undercount
Schools
1
Matched school context
D1 vs AU
Drive to city
Not in commute dataset
Solar
57
1 added 12mo · 1MW

Price history

Trend & investor depth

Indicative cashflow$7/wk ($340/yr) · interest-only @ 6.4%, 80% LVR
Value vs advantage-94% vs suburbs of similar SEIFA advantage (decile 10)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in North Star

Owner-occupied 61%Rented 39%
Investor activityATO
Negatively geared5.5%
12 of 30 landlords
Avg rental loss$6,640/yr
Landlords (rental income)30
Reported capital gains24
The read

Mixed owner-renter market

38% of homes here are owner-occupied and 25% rented, with 6% of landlords negatively geared.

Why it fits

A balanced 38% owner-occupier / 25% renter mix.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

6%
of household income to service a new loan
1.4 yrs
to save a 20% deposit
Comfortable
housing-stress band
Rent vs buyBuying cheaper

New-loan repayment $490/mo vs median rent $607/mo (-19% · -$27/wk)

If rates move

At 4.2%: $391/mo (-99) · at 6.2% (current): $490/mo · at 8.2%: $598/mo (+108)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
1.1x
median home price as a multiple of annual household income
Affordable
Renting
8%
median weekly rent as a share of gross household income (the 30% rule)
Manageable
Median price
$100K
Household income · yr
$93K
Median rent · wk
$140
Gross yield
7.3%

Household income

$93K household · yr+12.8% vs NSW suburb median
Personal
$57K
Family
$103K
Household
$93K
Household income distribution (ABS Census 2021 · weekly)95% could service the median house
Under $300
0
$300-649
3
$650-999
5
$1,000-1,499
14
$1,500-1,999
12
$2,000-2,999
9
$3,000-3,999
0
$4,000+
5

Serviceability line: a household needs about $377/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 6% of households here would spend more than 30% of income on rent (rent stress line: $467/wk income).

Housing stock and tenure

Tenure (61 households)
Owned outright
30%
Owned with mortgage
8%
Rented
25%
Dwelling structure41.0% of dwellings unoccupied on census night
Separate house
98%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 57% drive, 0% public transport, 10% walk or cycle, 29% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total1
Avg ICSEA973
Students22
Government1
  • North Star Public SchoolPrimary · Government · ICSEA 973
Crime April 2025 - March 2026
171
3,495 per 100k
D5 vs AU

Crime

Rate · per 100k3,495
Total incidents171· April 2025 - March 2026
  • Assault6964%
  • Sexual Offences1110%
  • Robbery00%
  • Break And Enter2826%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

Low broad-area context

About 6.2% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

Low exposure ~6.2%
~6.2% of the suburb is Bush Fire Prone Land · ~2.4% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Primary Production
Rural / Green wedge 100%

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

5,311 people · 20225,456 by 2032 (+2.7%)

ABS population projection (2022 base) for the Moree Surrounds SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
North Star NSW — Property Data and Demographics

North Star (postcode 2408) is a small, quiet locality in New South Wales within the Gwydir local government area. It is home to about 214 residents, with an established family demographic and a median age of 38. Households earn a median income of $93K per year, with an average household size of 2.3 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +1.0% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, labourers, clerical & administrative. Employment in the area leans toward agriculture and construction. The top ancestries reported are English, Australian, Scottish.

Median house prices in North Star stand at $100,000, having fallen sharply by 25.4% over the last twelve months. The median weekly rent is $140 (Census 2021). This gives a gross rental yield of approximately 7.3%.

North Star is served by 1 school, including 1 primary. The average ICSEA score is 973, which is around the national average of 1,000. Public transport access includes 27 bus stops. The crime rate in the Gwydir LGA is below average at 3,495 incidents per 100,000 population.

Looking at the investment signals, Gross rental yield sits at around 7.3% (high yield). Property prices sit below the state median ($100K/$1.5M), which can point to relative value. The price-to-income ratio of 1.1x is considered affordable. House prices have moved -25.4% year-on-year. Population growth of +1.0% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield7.3% High Yield
Price vs State$100K/$1.5M Below Median
Affordability1.1x Affordable
Price Momentum-25.4% Falling
Pop. Growth+1.0%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth
Rent · wk(Census)$140
Gross yield7.3%
Price / income1.1x
Population growth · Gwydir LGAABS ERP
Population (2025)4,968
5-year growth-0.2% CAGR
YoY change+1%
20012025
Development · Gwydir LGAABS Approvals
Approvals (2026)16
Houses 75%Units 25%
YoY change+0%
Employment · Gwydir LGASALM
Unemployment (Dec-25)2.3%
YoY change+0.4pp
Dec-10Dec-25
Property investors · Postcode 2408ATO
Negatively geared5.5%
12 of filers
Avg rental loss$6,640/yr
Landlords (rental income)30
Reported capital gains24
People & prosperity
DemographicsCensus 21
Population214
Median age38
Household size2.3
HH income · wk$1,786
Personal income · wk$1,097
Persons / bedroom0.7
SEIFA indexABS
Advantage (IRSAD)10/10
Education (IEO)9/10
Economic (IER)7/10
Disadvantage (IRSD)9/10
Income momentumCensus 16→21
HH income · wk$1,297 → $1,786
Change+37.7%
vs NSW median+17.1 pp
gentrifyingvs NSW 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations1
Cafes & dining1
TransportGTFS
Bus stops27
Hospitals · Gwydir LGAAIHW
Public2
Private0
Bingara Multi Purpose Servicepublic
Warialda Multi Purpose Servicepublic
Aged care · Gwydir LGAGEN
Facilities4
Residential places94
Naroo Frail Aged Hostel36 places
Touriandi Limited28 places
Bingara Multi-Purpose Service15 places
Warialda Multi-Purpose Service15 places
Childcare · Gwydir LGAACECQA
Services2
Approved places67
Exceeding NQS1
Bingara Preschool41 places
Warialda Pre-school26 places
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Current status
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Sources & freshness
Strong evidence

There is enough direct local evidence on North Star for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is falling back to Census, not a market feed.

This gives you directional coverage, but it is weaker than a current rent release.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2021 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
ABS Census 2021 · Using Census rent fallback
stable source · manual file · snapshot · census-cycle
Verify
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 1 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 27 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

North Star FAQ

Common questions
  1. What LGA is North Star in?

    North Star is in the Gwydir Local Government Area, NSW, postcode 2408. Council-level context for Gwydir LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in North Star?

    The current median house price in North Star, NSW is $100K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in North Star?

    The median weekly rent in North Star is $140/wk, based on ABS Census 2021 rent fallback.

  4. Is North Star a good investment?

    QuickProperty's investment signals for North Star show: High Yield, Below Median, Affordable. These are computed from price, rent, income, and population data — not an opaque score.

  5. Where does QuickProperty get its data for North Star?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  6. How often is the North Star data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.