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Suburb profile ·Gunnedah LGA · NSW ·2379

Mullaley NSW 2379

Mullaley is in Gunnedah LGA, NSW, postcode 2379, with population 174.

Limited data

Thin-context

The page is still useful for local context, but the evidence stack is too thin for a clean one-page call. Use nearby stronger suburbs or compare mode before treating it as a serious shortlist decision.

$230K
+76.9% YoY
2006 → 2023 · 5 periods
ABS + state medians
$230K
$60K
2006 2023
Why it fits

Gross yield screens at about 5.7%. Entry price sits in the lower-cost range for a first-pass screen. Recent price movement shows visible market momentum.

What to check

The page is thin enough that nearby alternatives should be checked before shortlisting. Small local population makes the signal set more fragile.

Median house
$230K
House median, latest period
76.9%YoY D1 vs AU
Median rent
$250/wk
Market rent signal
D5 vs AU
Gross yield
5.7%
Strong yield band
D10 vs AU
Population
13,502
14K via Gunnedah LGA · SAL undercount
Schools
1
Matched school context
D1 vs AU
Drive to city
Not in commute dataset
Solar
68
4 added 12mo · 1MW
Price cycleAt its peak
LowPeak

At / near its all-time high

See trend depth →

Price history

Trend & investor depth

Cycle positionAt its peak
Low · 2006Peak · 2023

At / near its all-time high

Price growth (compound)% per year
3-yr
+37.6%
Indicative cashflow-$39/wk (-$2,026/yr) · interest-only @ 6.4%, 80% LVR
Value vs advantage-67% vs suburbs of similar SEIFA advantage (decile 3)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Mullaley

Owner-occupied 91%Rented 9%
Investor activityATO
Negatively geared4.8%
9 of 18 landlords
Avg rental loss$8,264/yr
Landlords (rental income)18
Reported capital gains22
The read

Mixed owner-renter market

69% of homes here are owner-occupied and 7% rented, with 5% of landlords negatively geared.

Why it fits

A balanced 69% owner-occupier / 7% renter mix.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

20%
of household income to service a new loan
4.6 yrs
to save a 20% deposit
Comfortable
housing-stress band
Rent vs buyRoughly even

New-loan repayment $1,127/mo vs median rent $1,083/mo (+4% · +$10/wk)

If rates move

At 4.2%: $900/mo (-227) · at 6.2% (current): $1,127/mo · at 8.2%: $1,376/mo (+249)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
3.4x
median home price as a multiple of annual household income
Affordable
Renting
19%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $607/mo, while renters pay about $1,083/mo — renting runs $476/mo higher on these medians.

Median price
$230K
Household income · yr
$67K
Median rent · wk
$250
Owner mortgage · mo
$607
Gross yield
5.7%

Household income

$67K household · yr-18.4% vs NSW suburb median
Personal
$32K
Family
$75K
Household
$67K
Household income distribution (ABS Census 2021 · weekly)77% could service the median house
Under $300
3
$300-649
3
$650-999
11
$1,000-1,499
7
$1,500-1,999
7
$2,000-2,999
12
$3,000-3,999
8
$4,000+
5

Serviceability line: a household needs about $867/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 21% of households here would spend more than 30% of income on rent (rent stress line: $833/wk income).

Housing stock and tenure

Tenure (62 households)
Owned outright
48%
Owned with mortgage
21%
Rented
7%
Dwelling structure21.1% of dwellings unoccupied on census night
Separate house
95%
Townhouse / semi
0%
Flat / apartment
5%

Getting to work: 66% drive, 0% public transport, 0% walk or cycle, 32% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total1
Avg ICSEA922
Students28
Government1
  • Mullaley Public SchoolPrimary · Government · ICSEA 922
Crime April 2025 - March 2026
972
7,258 per 100k
D8 vs AU

Crime

Rate · per 100k7,258
Total incidents972· April 2025 - March 2026
  • Assault17244%
  • Sexual Offences5614%
  • Robbery10%
  • Break And Enter15841%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

No mapped bushfire exposure

About 0.0% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

No mapped exposure ~0.0%
~0.0% of the suburb is Bush Fire Prone Land

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Primary Production
Rural / Green wedge 100%

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

4,413 people · 20224,636 by 2032 (+5.1%)

ABS population projection (2022 base) for the Gunnedah Surrounds SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Mullaley NSW — Property Data and Demographics

Located in New South Wales within the Gunnedah local government area, Mullaley is a small, quiet locality (postcode 2379). It is home to about 174 residents, with a mature demographic and a median age of 45. Households earn a median income of $67K per year, with an average household size of 2.5 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.7% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, machinery operators & drivers, community & personal service. Employment in the area leans toward agriculture and education. The top ancestries reported are English, Australian, Scottish.

Mullaley has a median house price of $230,000, which has risen steeply by 76.9% year-on-year. The median weekly rent is $250 (Census 2021). This gives a gross rental yield of approximately 5.7%. The median monthly mortgage repayment is $607.

Mullaley is served by 1 school, including 1 primary. The average ICSEA score is 922, which is below the national average of 1,000. Public transport access includes 15 bus stops. The crime rate in the Gunnedah LGA is moderate at 7,258 incidents per 100,000 population.

Looking at the investment signals, Mullaley shows a gross rental yield of approximately 5.7%, rated as high yield. Property prices sit below the state median ($230K/$1.5M), which can point to relative value. The price-to-income ratio of 3.4x is considered affordable. House prices have moved +76.9% year-on-year. Population growth of +0.7% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield5.7% High Yield
Price vs State$230K/$1.5M Below Median
Affordability3.4x Affordable
Price Momentum+76.9% Rising
Pop. Growth+0.7%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$607
Rent · wk(Census)$250
Gross yield5.7%
Price / income3.4x
Population growth · Gunnedah LGAABS ERP
Population (2025)13,502
5-year growth+0.7% CAGR
YoY change+0.7%
20012025
Development · Gunnedah LGAABS Approvals
Approvals (2026)24
Houses 67%Units 33%
YoY change+0%
Employment · Gunnedah LGASALM
Unemployment (Dec-25)2.1%
YoY change+0.2pp
Dec-10Dec-25
Property investors · Postcode 2379ATO
Negatively geared4.8%
9 of filers
Avg rental loss$8,264/yr
Landlords (rental income)18
Reported capital gains22
People & prosperity
DemographicsCensus 21
Population174
Median age45
Household size2.5
HH income · wk$1,292
Personal income · wk$624
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)3/10
Education (IEO)6/10
Economic (IER)4/10
Disadvantage (IRSD)5/10
Income momentumCensus 16→21
HH income · wk$1,024 → $1,292
Change+26.2%
vs NSW median+5.6 pp
Median rent+111.9%
stablevs NSW 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations1
Cafes & dining0
TransportGTFS
Bus stops15
Hospitals · Gunnedah LGAAIHW
Public1
Private0
Gunnedah Hospitalpublic
Aged care · Gunnedah LGAGEN
Facilities2
Residential places120
McLean Care Mackellar Apex Campus79 places
McLean Care Mackellar Alkira Campus41 places
Childcare · Gunnedah LGAACECQA
Services11
Approved places679
Exceeding NQS3
Oz Education Gunnedah127 places
Puggles School of Early Learning100 places
Grow Early Education Gunnedah94 places
Goodstart Early Learning Gunnedah66 places
Gunnedah Baptist Community Preschool60 places
PCYC- Out Of School Hours Gunnedah60 places
+5 more in Gunnedah LGA
Shortlist workspace

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Current status
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Sources & freshness
Strong evidence

Mullaley carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is falling back to Census, not a market feed.

This gives you directional coverage, but it is weaker than a current rent release.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2023 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
ABS Census 2021 · Using Census rent fallback
stable source · manual file · snapshot · census-cycle
Verify
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 1 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 15 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.
Sparse locality note

This page stays indexable because Mullaley is a real locality with enough context to be directionally useful. The tradeoff is that coverage is lighter than a stronger suburb profile, so the read should stay cautious.

WHY IT LOOKS LIGHTER
This is a real locality, but it has a very small Census footprint.

Small-population localities can still be worth checking, but rankings, comparisons, and broad suburb assumptions become noisier faster.

WHAT IS MISSING
Coverage is lighter across hospital coverage.

Coverage is thinner on hospital coverage; lean less on this one page and confirm those gaps elsewhere.

BEST NEXT STEP
Use this page to understand the locality shape, then compare outward.

Begin here, but pressure-test the read in compare, against the state hub, or a bigger nearby suburb before deciding.

Page status
INDEXED WITH LIGHTER COVERAGE

This page remains visible, but it should be read as a locality brief rather than a full-confidence suburb profile.

HOW TO READ THIS PAGE

Use this page to set direction, not to close a decision — frame the locality here, then confirm with compare, stronger nearby suburbs, and the state hub.

Stronger nearby reads

If Mullaley feels too thin on its own, use these nearby suburbs as stronger local reads before making a shortlist decision.

Carroll most similar
similar price band similar rent profile similar suburb scale

pop +100 · house +$60K · rent -$30/wk

Similar local read: useful for context, but still compare the actual market signals.

Tambar Springs most similar
similar price band similar rent profile similar suburb scale

pop +100 · house -$50K · rent -$67/wk

Similar local read: useful for context, but still compare the actual market signals.

Breeza most similar
similar price band similar rent profile similar suburb scale

pop same · house +$157.5K · rent -$100/wk

Similar local read: useful for context, but still compare the actual market signals.

Mullaley FAQ

Common questions
  1. What LGA is Mullaley in?

    Mullaley is in the Gunnedah Local Government Area, NSW, postcode 2379. Council-level context for Gunnedah LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Mullaley?

    The current median house price in Mullaley, NSW is $230K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Mullaley?

    The median weekly rent in Mullaley is $250/wk, based on ABS Census 2021 rent fallback.

  4. Is Mullaley a good investment?

    QuickProperty's investment signals for Mullaley show: High Yield, Below Median, Affordable. These are computed from price, rent, income, and population data — not an opaque score.

  5. Where does QuickProperty get its data for Mullaley?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  6. How often is the Mullaley data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.