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Suburb profile ·Gunnedah LGA · NSW ·2380

Emerald Hill NSW 2380

Emerald Hill is in Gunnedah LGA, NSW, postcode 2380, with population 137.

Limited data

Thin-context

The page is still useful for local context, but the evidence stack is too thin for a clean one-page call. Use nearby stronger suburbs or compare mode before treating it as a serious shortlist decision.

$500/wk
Rising
+3.1% YoY
Jun 2025 → Jun 2026 · 13 periods
NSW Fair Trading · postcode 2380 · Jun 2026
$540
$440
Jun 2025Jun 2026
Why it fits

Transport coverage adds a practical access signal. Higher SEIFA context supports a stronger local-quality read.

What to check

The page is thin enough that nearby alternatives should be checked before shortlisting. Gross yield looks low for an income-first use case. Small local population makes the signal set more fragile.

Median house
$940K
House median, latest period
0.0%YoY D6 vs AU
Median rent
$500/wk
Rent context available
3.1%YoY D10 vs AU
Gross yield
2.8%
Low yield band
D9 vs AU
Population
13,502
14K via Gunnedah LGA · SAL undercount
Schools
No matched school data
Drive to city
Not in commute dataset
Solar
2,253
116 added 12mo · 16MW

Price history

Trend & investor depth

Indicative cashflow-$551/wk (-$28,628/yr) · interest-only @ 6.4%, 80% LVR
Rent stabilitytypical — rents vary ±4.5% around trend (short window, 13 pts)
Value vs advantage-41% vs suburbs of similar SEIFA advantage (decile 10)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Emerald Hill

Owner-occupied 88%Rented 12%
Investor activityATO
Negatively geared4.8%
307 of 732 landlords
Avg rental loss$6,563/yr
Landlords (rental income)732
Reported capital gains522
The read

Owner-occupier stronghold

88% of homes here are owner-occupied and 12% rented, with 5% of landlords negatively geared.

Why it fits

88% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

What to check

Gross yield 2.8% is thin — returns here lean on capital growth, not cash flow.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

62%
of household income to service a new loan
14.1 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $4,606/mo vs median rent $2,167/mo (+113% · +$563/wk)

If rates move

At 4.2%: $3,677/mo (-928) · at 6.2% (current): $4,606/mo · at 8.2%: $5,623/mo (+1,017)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
10.6x
median home price as a multiple of annual household income
Stretched
Renting
29%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $1,686/mo, while renters pay about $2,167/mo — renting runs $481/mo higher on these medians.

Median price
$940K
Household income · yr
$89K
Median rent · wk
$500
Owner mortgage · mo
$1,686
Gross yield
2.8%

Household income

$89K household · yr+7.9% vs NSW suburb median
Personal
$45K
Family
$113K
Household
$89K
Household income distribution (ABS Census 2021 · weekly)18% could service the median house
Under $300
0
$300-649
10
$650-999
4
$1,000-1,499
8
$1,500-1,999
3
$2,000-2,999
11
$3,000-3,999
9
$4,000+
3

Serviceability line: a household needs about $3,543/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 50% of households here would spend more than 30% of income on rent (rent stress line: $1,667/wk income).

Housing stock and tenure

Tenure (50 households)
Owned outright
46%
Owned with mortgage
42%
Rented
12%
Dwelling structure7.0% of dwellings unoccupied on census night
Separate house
96%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 52% drive, 0% public transport, 12% walk or cycle, 27% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Crime April 2025 - March 2026
972
7,258 per 100k
D8 vs AU

Crime

Rate · per 100k7,258
Total incidents972· April 2025 - March 2026
  • Assault17244%
  • Sexual Offences5614%
  • Robbery10%
  • Break And Enter15841%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

No mapped bushfire exposure

About 0.5% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

No mapped exposure ~0.5%
~0.5% of the suburb is Bush Fire Prone Land

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Primary Production
Rural / Green wedge 100%

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

4,413 people · 20224,636 by 2032 (+5.1%)

ABS population projection (2022 base) for the Gunnedah Surrounds SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Emerald Hill NSW — Property Data and Demographics

Emerald Hill (postcode 2380) is a sparsely populated locality in New South Wales within the Gunnedah local government area. It is home to about 137 residents, with an established family demographic and a median age of 39. Households earn a median income of $89K per year, with an average household size of 2.5 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.7% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, technicians & trades, professionals. Employment in the area leans toward agriculture and mining. The top ancestries reported are Australian, English, Irish.

Emerald Hill has a median house price of $940,000, holding roughly steady year-on-year. The current median weekly rent is $500. This gives a gross rental yield of approximately 2.8%. The median monthly mortgage repayment is $1,686.

Public transport access includes 4 rail stations, 7 bus stops. The crime rate in the Gunnedah LGA is moderate at 7,258 incidents per 100,000 population.

Looking at the investment signals, Emerald Hill shows a gross rental yield of approximately 2.8%, rated as low yield. Property prices sit below the state median ($940K/$1.5M), which can point to relative value. The price-to-income ratio of 10.6x is considered stretched. House prices have moved +0.0% year-on-year. Population growth of +0.7% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield2.8% Low Yield
Price vs State$940K/$1.5M Below Median
Affordability10.6x Stretched
Price Momentum+0.0%· Stable
Pop. Growth+0.7%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$1,686
Rent · wk(Census)$250
Market rent · wk(2026-06)$500
Gross yield1.4%
Price / income10.6x
Population growth · Gunnedah LGAABS ERP
Population (2025)13,502
5-year growth+0.7% CAGR
YoY change+0.7%
20012025
Development · Gunnedah LGAABS Approvals
Approvals (2026)24
Houses 67%Units 33%
YoY change+0%
Employment · Gunnedah LGASALM
Unemployment (Dec-25)2.1%
YoY change+0.2pp
Dec-10Dec-25
Property investors · Postcode 2380ATO
Negatively geared4.8%
307 of filers
Avg rental loss$6,563/yr
Landlords (rental income)732
Reported capital gains522
People & prosperity
DemographicsCensus 21
Population137
Median age39
Household size2.5
HH income · wk$1,708
Personal income · wk$860
Persons / bedroom0.7
SEIFA indexABS
Advantage (IRSAD)10/10
Education (IEO)9/10
Economic (IER)10/10
Disadvantage (IRSD)9/10
Income momentumCensus 16→21
HH income · wk$1,792 → $1,708
Change-4.7%
vs NSW median-25.3 pp
Median rent+455.6%
softeningvs NSW 2016–21
Area & amenity
TransportGTFS
Rail stations4
Bus stops7
385 Quia Station Rd
Goolhi Rd After Quia Station Rd
Goolhi Rd Opp Quia Station Rd
Quia Station Rd Opp 385
Hospitals · Gunnedah LGAAIHW
Public1
Private0
Gunnedah Hospitalpublic
Aged care · Gunnedah LGAGEN
Facilities2
Residential places120
McLean Care Mackellar Apex Campus79 places
McLean Care Mackellar Alkira Campus41 places
Childcare · Gunnedah LGAACECQA
Services11
Approved places679
Exceeding NQS3
Oz Education Gunnedah127 places
Puggles School of Early Learning100 places
Grow Early Education Gunnedah94 places
Goodstart Early Learning Gunnedah66 places
Gunnedah Baptist Community Preschool60 places
PCYC- Out Of School Hours Gunnedah60 places
+5 more in Gunnedah LGA
Shortlist workspace

Save suburbs here while you browse. Once the shortlist has two or more names, hand it straight into compare.

Current status
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EMPTY SET

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Sources & freshness
Strong evidence

Emerald Hill carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2021 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 11 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.
Sparse locality note

This page stays indexable because Emerald Hill is a real locality with enough context to be directionally useful. The tradeoff is that coverage is lighter than a stronger suburb profile, so the read should stay cautious.

WHY IT LOOKS LIGHTER
This is a real locality, but it has a very small Census footprint.

Small-population localities can still be worth checking, but rankings, comparisons, and broad suburb assumptions become noisier faster.

WHAT IS MISSING
Coverage is lighter across school matches and hospital coverage.

The lighter areas here are school matches and hospital coverage, so a single-page read should carry less weight than usual.

BEST NEXT STEP
Use this page to understand the locality shape, then compare outward.

Use it for context first, then move to compare, the state hub, or a larger nearby suburb before calling it a full market decision.

Page status
INDEXED WITH LIGHTER COVERAGE

This page remains visible, but it should be read as a locality brief rather than a full-confidence suburb profile.

HOW TO READ THIS PAGE

Use this page to set direction, not to close a decision — frame the locality here, then confirm with compare, stronger nearby suburbs, and the state hub.

Stronger nearby reads

If Emerald Hill feels too thin on its own, use these nearby suburbs as stronger local reads before making a shortlist decision.

Kelvin most similar
similar price band similar rent profile similar suburb scale

pop same · house +$385K · rent -$280/wk

Similar local read: useful for context, but still compare the actual market signals.

Breeza most similar
similar rent profile similar suburb scale

pop same · house -$552.5K · rent -$350/wk

Similar local read: useful for context, but still compare the actual market signals.

Mullaley most similar
similar rent profile similar suburb scale

pop same · house -$710K · rent -$250/wk

Similar local read: useful for context, but still compare the actual market signals.

Emerald Hill FAQ

Common questions
  1. What LGA is Emerald Hill in?

    Emerald Hill is in the Gunnedah Local Government Area, NSW, postcode 2380. Council-level context for Gunnedah LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Emerald Hill?

    The current median house price in Emerald Hill, NSW is $940K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Emerald Hill?

    The median weekly rent in Emerald Hill is $500/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Emerald Hill?

    Rent context available: Emerald Hill has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Emerald Hill a good investment?

    QuickProperty's investment signals for Emerald Hill show: Low Yield, Below Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Emerald Hill?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Emerald Hill data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.