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Suburb profile ·Snowy Monaro Regional LGA · NSW ·2628

Dalgety NSW 2628

Dalgety is in Snowy Monaro Regional LGA, NSW, postcode 2628, with population 252.

The read

Income-first

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$600/wk
Rising
+8.6% YoY
Jun 2025 → Jun 2026 · 13 periods
NSW Fair Trading · postcode 2628 · Jun 2026
$750
$390
Jun 2025Jun 2026
Why it fits

Gross yield screens at about 7.8%. Entry price sits in the lower-cost range for a first-pass screen. Transport coverage adds a practical access signal.

What to check

Small local population makes the signal set more fragile.

Median house
$400K
House median, latest period
20.0%YoY D2 vs AU
Median rent
$600/wk
Rent-led investor candidate
8.6%YoY D10 vs AU
Gross yield
7.8%
Strong yield band
D10 vs AU
Population
252
252 local footprint
D6 vs AU
Schools
No matched school data
Drive to city
Not in commute dataset
Solar
456
29 added 12mo · 3MW
Price cycleCorrecting
LowPeak

20.0% below peak · 166.7% above its low

See trend depth →

Price history

Trend & investor depth

Cycle positionCorrecting
Low · 2011Peak · 2024

20.0% below peak · 166.7% above its low

Price growth (compound)% per year
3-yr
-0.8%
5-yr
+7.4%
10-yr
+6.7%
Indicative cashflow$56/wk ($2,920/yr) · interest-only @ 6.4%, 80% LVR
Value vs advantage-49% vs suburbs of similar SEIFA advantage (decile 4)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Dalgety

Owner-occupied 86%Rented 14%
Investor activityATO
Negatively geared6.1%
84 of 248 landlords
Avg rental loss$7,509/yr
Landlords (rental income)248
Reported capital gains86
The read

Owner-occupier stronghold

79% of homes here are owner-occupied and 13% rented, with 6% of landlords negatively geared.

Why it fits

79% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

33%
of household income to service a new loan
7.5 yrs
to save a 20% deposit
Stretched
housing-stress band
Rent vs buyBuying cheaper

New-loan repayment $1,960/mo vs median rent $2,600/mo (-25% · -$148/wk)

If rates move

At 4.2%: $1,565/mo (-395) · at 6.2% (current): $1,960/mo · at 8.2%: $2,393/mo (+433)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
5.6x
median home price as a multiple of annual household income
Affordable
Renting
44%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $1,192/mo, while renters pay about $2,600/mo — renting runs $1,408/mo higher on these medians.

Median price
$400K
Household income · yr
$72K
Median rent · wk
$600
Owner mortgage · mo
$1,192
Gross yield
7.8%

Household income

$72K household · yr-13.1% vs NSW suburb median
Personal
$43K
Family
$94K
Household
$72K
Household income distribution (ABS Census 2021 · weekly)53% could service the median house
Under $300
6
$300-649
12
$650-999
17
$1,000-1,499
11
$1,500-1,999
12
$2,000-2,999
26
$3,000-3,999
8
$4,000+
7

Serviceability line: a household needs about $1,508/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 59% of households here would spend more than 30% of income on rent (rent stress line: $2,000/wk income).

Housing stock and tenure

Tenure (95 households)
Owned outright
51%
Owned with mortgage
28%
Rented
13%
Dwelling structure37.7% of dwellings unoccupied on census night
Separate house
101%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 63% drive, 0% public transport, 4% walk or cycle, 26% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Crime April 2025 - March 2026
465
2,086 per 100k
D3 vs AU

Crime

Rate · per 100k2,086
Total incidents465· April 2025 - March 2026
  • Assault14462%
  • Sexual Offences5223%
  • Robbery21%
  • Break And Enter3314%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

Severe broad-area context

About 99.4% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

Severe exposure ~99.4%
~99.4% of the suburb is Bush Fire Prone Land · ~18.0% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Primary Production
Rural / Green wedge 91% Residential 9%
Residential density: Low

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

8,224 people · 202210,379 by 2032 (+26.2%)

ABS population projection (2022 base) for the Jindabyne - Berridale SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Dalgety NSW — Property Data and Demographics

Located in New South Wales within the Snowy Monaro Regional local government area, Dalgety is a quiet locality (postcode 2628). It is home to about 252 residents, with an older-leaning population and a median age of 48. Households earn a median income of $72K per year, with an average household size of 2.4 people. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, technicians & trades, labourers. Employment in the area leans toward agriculture and healthcare. The top ancestries reported are English, Australian, Irish.

Dalgety has a median house price of $400,000, which has dropped significantly by 20% year-on-year. The current median weekly rent is $600. This gives a gross rental yield of approximately 7.8%. The median monthly mortgage repayment is $1,192.

Public transport access includes 8 bus stops. The crime rate in the Snowy Monaro Regional LGA is below average at 2,086 incidents per 100,000 population.

From an investment perspective, Dalgety shows a gross rental yield of approximately 7.8%, rated as high yield. Property prices sit below the state median ($400K/$1.5M), which can point to relative value. The price-to-income ratio of 5.6x is considered affordable. House prices have moved -20.0% year-on-year.

Market & money
Investment signalsHeuristics
Rental Yield7.8% High Yield
Price vs State$400K/$1.5M Below Median
Affordability5.6x Affordable
Price Momentum-20.0% Falling
InvestmentNSW
Mortgage · mth$1,192
Rent · wk(Census)$250
Market rent · wk(2026-06)$600
Gross yield3.3%
Price / income5.6x
Sales vol (latest Q)(2021-Q4)5
Property investors · Postcode 2628ATO
Negatively geared6.1%
84 of filers
Avg rental loss$7,509/yr
Landlords (rental income)248
Reported capital gains86
People & prosperity
DemographicsCensus 21
Population252
Median age48
Household size2.4
HH income · wk$1,375
Personal income · wk$818
Persons / bedroom0.9
SEIFA indexABS
Advantage (IRSAD)4/10
Education (IEO)5/10
Economic (IER)4/10
Disadvantage (IRSD)4/10
Income momentumCensus 16→21
HH income · wk$966 → $1,375
Change+42.3%
vs NSW median+21.7 pp
Median rent+66.7%
gentrifyingvs NSW 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets1
Pharmacies0
GP / clinics0
Fuel stations0
Cafes & dining2
TransportGTFS
Bus stops8
Hospitals · Snowy Monaro Regional LGAAIHW
Public3
Private0
Bombala Multi Purpose Servicepublic
Cooma Hospital and Health Servicepublic
Delegate Multi Purpose Servicepublic
Aged care · Snowy Monaro Regional LGAGEN
Facilities5
Residential places97
Yallambee Lodge40 places
Hudson House37 places
Bombala Multi-Purpose Service10 places
Delegate Multi-Purpose Service10 places
Southern NSW Transitional Aged Care ServiceTransition Care
Childcare · Snowy Monaro Regional LGAACECQA
Services17
Approved places631
Exceeding NQS2
Whispering Gully Jindabyne Child Care92 places
Cooma School for Early Learning81 places
Cooma Lambie Street Preschool60 places
Gidgillys the Jindy Kindy59 places
Milestones Early Learning Cooma46 places
Cooma North Preschool45 places
+11 more in Snowy Monaro Regional LGA
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Current status
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Sources & freshness
Usable evidence

Dalgety is usable, but it still needs cross-checking.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2021-Q4 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 8 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · No linked annual population growth series
stable source · automated · every update · annual
Missing
Building approvals
ABS Building Approvals · No linked approvals series
stable source · automated · every update · monthly
Missing
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Dalgety FAQ

Common questions
  1. What LGA is Dalgety in?

    Dalgety is in the Snowy Monaro Regional Local Government Area, NSW, postcode 2628. Council-level context for Snowy Monaro Regional LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Dalgety?

    The current median house price in Dalgety, NSW is $400K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Dalgety?

    The median weekly rent in Dalgety is $600/wk, based on the current market rent dataset. The current rent signal is rent-led investor candidate.

  4. What does the rent signal say about Dalgety?

    Rent-led investor candidate: Gross rent yield screens at about 7.8%. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Dalgety a good investment?

    QuickProperty's investment signals for Dalgety show: High Yield, Below Median, Affordable. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Dalgety?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Dalgety data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.