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Suburb profile ·Snowy Monaro Regional LGA · NSW ·2627

Crackenback NSW 2627

Crackenback is in Snowy Monaro Regional LGA, NSW, postcode 2627, with population 213.

The read

Growth-momentum

Price, rent, or affordability signals are lining up without a clear local red flag, and the broader demand backdrop is at least supportive. Treat this as a suburb worth comparing seriously, then stress-test it in the calculator before making a conviction call.

$1100/wk
Rising
+18.0% YoY
Jun 2025 → Jun 2026 · 13 periods
NSW Fair Trading · postcode 2627 · Jun 2026
$1100
$550
Jun 2025Jun 2026
Why it fits

Gross yield screens at about 8.7%. Recent price movement shows visible market momentum. Transport coverage adds a practical access signal.

What to check

Small local population makes the signal set more fragile.

Median house
$655K
House median, latest period
63.7%YoY D3 vs AU
Median rent
$1100/wk
Rent-pressure candidate
18.0%YoY D10 vs AU
Gross yield
8.7%
Strong yield band
D10 vs AU
Population
213
213 local footprint
D6 vs AU
Schools
No matched school data
Drive to city
Not in commute dataset
Solar
1,123
97 added 12mo · 10MW
Price cycleAt its peak
LowPeak

At / near its all-time high

See trend depth →

Price history

Houses to Q4'13 · Units to Q4'22 — house and unit medians are released on separate cycles, so their latest period can differ.

Trend & investor depth

Cycle positionAt its peak
Low · 2012Peak · 2025

At / near its all-time high

Price growth (compound)% per year
3-yr
+15.1%
5-yr
+22.8%
Indicative cashflow$180/wk ($9,364/yr) · interest-only @ 6.4%, 80% LVR
Market turnover37.0% of homes traded/yr (27 sales)
Rent stabilityvolatile — rents vary ±26.3% around trend (short window, 13 pts)
Value vs advantage-59% vs suburbs of similar SEIFA advantage (decile 10)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Crackenback

Owner-occupied 81%Rented 19%
Investor activityATO
Negatively geared6%
212 of 761 landlords
Avg rental loss$7,883/yr
Landlords (rental income)761
Reported capital gains322
Investor exposure index(moderate vs national)76.3/100
The read

Owner-occupier stronghold

86% of homes here are owner-occupied and 20% rented, with 6% of landlords negatively geared.

Why it fits

86% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

31%
of household income to service a new loan
7.1 yrs
to save a 20% deposit
Stretched
housing-stress band
Rent vs buyBuying cheaper

New-loan repayment $3,209/mo vs median rent $4,767/mo (-33% · -$359/wk)

If rates move

At 4.2%: $2,562/mo (-647) · at 6.2% (current): $3,209/mo · at 8.2%: $3,918/mo (+709)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Stronger 5-yr growth

similar price · cross-LGA

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
5.3x
median home price as a multiple of annual household income
Affordable
Renting
46%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $2,819/mo, while renters pay about $4,767/mo — renting runs $1,948/mo higher on these medians.

Median price
$655K
Household income · yr
$123K
Median rent · wk
$1,100
Owner mortgage · mo
$2,819
Gross yield
8.7%

Household income

$123K household · yr+50% vs NSW suburb median
Personal
$47K
Family
$163K
Household
$123K
Household income distribution (ABS Census 2021 · weekly)41% could service the median house
Under $300
5
$300-649
3
$650-999
3
$1,000-1,499
3
$1,500-1,999
4
$2,000-2,999
3
$3,000-3,999
8
$4,000+
6

Serviceability line: a household needs about $2,469/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 75% of households here would spend more than 30% of income on rent (rent stress line: $3,667/wk income).

Housing stock and tenure

Tenure (50 households)
Owned outright
64%
Owned with mortgage
22%
Rented
20%
Dwelling structure57.3% of dwellings unoccupied on census night
Separate house
92%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 52% drive, 0% public transport, 8% walk or cycle, 26% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Crime April 2025 - March 2026
465
2,086 per 100k
D3 vs AU

Crime

Rate · per 100k2,086
Total incidents465· April 2025 - March 2026
  • Assault14462%
  • Sexual Offences5223%
  • Robbery21%
  • Break And Enter3314%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

Severe broad-area context

About 99.5% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

Severe exposure ~99.5%
~99.5% of the suburb is Bush Fire Prone Land · ~64.9% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Environmental Management
Public / Open space 96% Other 4%

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

8,224 people · 202210,379 by 2032 (+26.2%)

ABS population projection (2022 base) for the Jindabyne - Berridale SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Crackenback NSW — Property Data and Demographics

Located in New South Wales within the Snowy Monaro Regional local government area, Crackenback is a sparsely populated locality (postcode 2627). It is home to about 213 residents, with a settled, mature resident base and a median age of 45. Households earn a median income of $123K per year, with an average household size of 2.9 people. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, professionals, labourers. Employment in the area leans toward accommodation & food and construction. The top ancestries reported are English, Australian, Scottish.

The median house price in Crackenback is $655,000, having climbed sharply by 63.7% over the past year. Units have a median price of $1.3 million (-15.2% YoY). The current median weekly rent is $1100. This gives a gross rental yield of approximately 8.7%. The median monthly mortgage repayment is $2,819.

Public transport access includes 6 bus stops. The crime rate in the Snowy Monaro Regional LGA is below average at 2,086 incidents per 100,000 population.

Looking at the investment signals, Crackenback shows a gross rental yield of approximately 8.7%, rated as high yield. Property prices sit below the state median ($655K/$1.5M), which can point to relative value. The price-to-income ratio of 5.3x is considered affordable. House prices have moved +63.7% year-on-year.

Market & money
Investment signalsHeuristics
Rental Yield8.7% High Yield
Price vs State$655K/$1.5M Below Median
Affordability5.3x Affordable
Price Momentum+63.7% Rising
InvestmentNSW
Mortgage · mth$2,819
Rent · wk(Census)$738
Market rent · wk(2026-06)$1100
Gross yield5.9%
Price / income5.3x
Sales vol (latest Q)(2013-Q4)6
Property investors · Postcode 2627ATO
Negatively geared6%
212 of filers
Avg rental loss$7,883/yr
Landlords (rental income)761
Reported capital gains322
People & prosperity
DemographicsCensus 21
Population213
Median age45
Household size2.9
HH income · wk$2,374
Personal income · wk$909
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)10/10
Education (IEO)8/10
Economic (IER)7/10
Disadvantage (IRSD)9/10
Income momentumCensus 16→21
HH income · wk$1,791 → $2,374
Change+32.6%
vs NSW median+12 pp
Median rent+321.7%
gentrifyingvs NSW 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations0
Cafes & dining3
TransportGTFS
Bus stops6
Hospitals · Snowy Monaro Regional LGAAIHW
Public3
Private0
Bombala Multi Purpose Servicepublic
Cooma Hospital and Health Servicepublic
Delegate Multi Purpose Servicepublic
Aged care · Snowy Monaro Regional LGAGEN
Facilities5
Residential places97
Yallambee Lodge40 places
Hudson House37 places
Bombala Multi-Purpose Service10 places
Delegate Multi-Purpose Service10 places
Southern NSW Transitional Aged Care ServiceTransition Care
Childcare · Snowy Monaro Regional LGAACECQA
Services17
Approved places631
Exceeding NQS2
Whispering Gully Jindabyne Child Care92 places
Cooma School for Early Learning81 places
Cooma Lambie Street Preschool60 places
Gidgillys the Jindy Kindy59 places
Milestones Early Learning Cooma46 places
Cooma North Preschool45 places
+11 more in Snowy Monaro Regional LGA
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Sources & freshness
Usable evidence

Crackenback is usable, but it still needs cross-checking.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2013-Q4 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 6 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · No linked annual population growth series
stable source · automated · every update · annual
Missing
Building approvals
ABS Building Approvals · No linked approvals series
stable source · automated · every update · monthly
Missing
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Crackenback FAQ

Common questions
  1. What LGA is Crackenback in?

    Crackenback is in the Snowy Monaro Regional Local Government Area, NSW, postcode 2627. Council-level context for Snowy Monaro Regional LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Crackenback?

    The current median house price in Crackenback, NSW is $655K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Crackenback?

    The median weekly rent in Crackenback is $1100/wk, based on the current market rent dataset. The current rent signal is rent-pressure candidate.

  4. What does the rent signal say about Crackenback?

    Rent-pressure candidate: Crackenback rents screen above the local benchmark. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Crackenback a good investment?

    QuickProperty's investment signals for Crackenback show: High Yield, Below Median, Affordable. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Crackenback?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Crackenback data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.