Skip to content
Suburb profile ·Weddin LGA · NSW ·2810

Caragabal NSW 2810

Caragabal is in Weddin LGA, NSW, postcode 2810, with population 174.

Limited data

Thin-context

The page is still useful for local context, but the evidence stack is too thin for a clean one-page call. Use nearby stronger suburbs or compare mode before treating it as a serious shortlist decision.

$250/wk
Jun 2025 → Jun 2026 · 13 periods
NSW Fair Trading · postcode 2810 · Jun 2026 · sparse signal
$395
$250
Jun 2025Jun 2026
Why it fits

Gross yield screens at about 11.8%. Entry price sits in the lower-cost range for a first-pass screen. Transport coverage adds a practical access signal.

What to check

The page is thin enough that nearby alternatives should be checked before shortlisting. Small local population makes the signal set more fragile.

Median house
$110K
House median, latest period
51.1%YoY D1 vs AU
Median rent
$250/wk
Rent-led investor candidate
≈D5 vs AU
Gross yield
11.8%
Strong yield band
D10 vs AU
Population
3,558
4K via Weddin LGA · SAL undercount
Schools
1
Matched school context
D1 vs AU
Drive to city
Not in commute dataset
Solar
821
46 added 12mo · 6MW
Price cycleNear its low
LowPeak

51.1% below peak · 16.4% above its low

See trend depth →

Price history

Trend & investor depth

Cycle positionNear its low
Low · 2008Peak · 2020

51.1% below peak · 16.4% above its low

Indicative cashflow$79/wk ($4,118/yr) · interest-only @ 6.4%, 80% LVR
Value vs advantage-90% vs suburbs of similar SEIFA advantage (decile 7)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Caragabal

Owner-occupied 100%Rented 0%
Investor activityATO
Negatively geared3.9%
65 of 223 landlords
Avg rental loss$3,653/yr
Landlords (rental income)223
Reported capital gains198
The read

Owner-occupier stronghold

95% of homes here are owner-occupied and 0% rented, with 4% of landlords negatively geared.

Why it fits

95% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

10%
of household income to service a new loan
2.2 yrs
to save a 20% deposit
Comfortable
housing-stress band
Rent vs buyBuying cheaper

New-loan repayment $539/mo vs median rent $1,083/mo (-50% · -$126/wk)

If rates move

At 4.2%: $430/mo (-109) · at 6.2% (current): $539/mo · at 8.2%: $658/mo (+119)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
1.6x
median home price as a multiple of annual household income
Affordable
Renting
19%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $542/mo, while renters pay about $1,083/mo — renting runs $541/mo higher on these medians.

Median price
$110K
Household income · yr
$67K
Median rent · wk
$250
Owner mortgage · mo
$542
Gross yield
11.8%

Household income

$67K household · yr-18.8% vs NSW suburb median
Personal
$39K
Family
$89K
Household
$67K
Household income distribution (ABS Census 2021 · weekly)80% could service the median house
Under $300
4
$300-649
7
$650-999
13
$1,000-1,499
8
$1,500-1,999
3
$2,000-2,999
3
$3,000-3,999
0
$4,000+
5

Serviceability line: a household needs about $415/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 42% of households here would spend more than 30% of income on rent (rent stress line: $833/wk income).

Housing stock and tenure

Tenure (58 households)
Owned outright
64%
Owned with mortgage
31%
Rented
0%
Dwelling structure9.7% of dwellings unoccupied on census night
Separate house
97%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 54% drive, 0% public transport, 5% walk or cycle, 34% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total1
Avg ICSEA986
Students15
Government1
  • Caragabal Public SchoolPrimary · Government · ICSEA 986
Crime April 2025 - March 2026
104
2,882 per 100k
D4 vs AU

Crime

Rate · per 100k2,882
Total incidents104· April 2025 - March 2026
  • Assault3155%
  • Sexual Offences1629%
  • Robbery00%
  • Break And Enter916%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

Low broad-area context

About 5.5% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

Low exposure ~5.5%
~5.5% of the suburb is Bush Fire Prone Land · ~3.0% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Primary Production
Rural / Green wedge 99%

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

3,600 people · 20223,782 by 2032 (+5.1%)

ABS population projection (2022 base) for the Grenfell SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Caragabal NSW — Property Data and Demographics

Caragabal (postcode 2810) is a small, quiet locality in New South Wales within the Weddin local government area. It is home to about 174 residents, with an established demographic and a median age of 42. Households earn a median income of $67K per year, with an average household size of 2.5 people. Recent annual estimates show population movement softening across the broader catchment, with population growth running at -1.2% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, professionals, labourers. Employment in the area leans toward agriculture and education. The top ancestries reported are Australian, English, Irish.

Median house prices in Caragabal stand at $110,000, having fallen sharply by 51.1% over the last twelve months. The current median weekly rent is $250. This gives a gross rental yield of approximately 11.8%. The median monthly mortgage repayment is $542.

Caragabal is served by 1 school, including 1 primary. The average ICSEA score is 986, which is around the national average of 1,000. Public transport access includes 1 rail station, 12 bus stops. The crime rate in the Weddin LGA is below average at 2,882 incidents per 100,000 population.

Looking at the investment signals, Gross rental yield sits at around 11.8% (high yield). Property prices sit below the state median ($110K/$1.5M), which can point to relative value. The price-to-income ratio of 1.6x is considered affordable. House prices have moved -51.1% year-on-year. Population growth of -1.2% year-on-year points to declining demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield11.8% High Yield
Price vs State$110K/$1.5M Below Median
Affordability1.6x Affordable
Price Momentum-51.1% Falling
Pop. Growth-1.2% Declining
Development+0%· Steady
InvestmentNSW
Mortgage · mth$542
Rent · wk(Census)$143
Market rent · wk(2026-06)$250
Gross yield6.8%
Price / income1.6x
Population growth · Weddin LGAABS ERP
Population (2025)3,558
5-year growth-0.3% CAGR
YoY change-1.2%
20012025
Development · Weddin LGAABS Approvals
Approvals (2026)6
Houses6
YoY change+0%
Employment · Weddin LGASALM
Unemployment (Dec-25)3.1%
YoY change+0.8pp
Dec-10Dec-25
Property investors · Postcode 2810ATO
Negatively geared3.9%
65 of filers
Avg rental loss$3,653/yr
Landlords (rental income)223
Reported capital gains198
People & prosperity
DemographicsCensus 21
Population174
Median age42
Household size2.5
HH income · wk$1,286
Personal income · wk$742
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)7/10
Education (IEO)9/10
Economic (IER)9/10
Disadvantage (IRSD)7/10
Income momentumCensus 16→21
HH income · wk$1,286 → $1,286
Change+0%
vs NSW median-20.6 pp
softeningvs NSW 2016–21
Area & amenity
TransportGTFS
Rail stations1
Bus stops12
27 Railway St
Hospitals · Weddin LGAAIHW
Public1
Private0
Grenfell Multi Purpose Servicepublic
Aged care · Weddin LGAGEN
Facilities1
Residential places36
Grenfell Multi-Purpose Service36 places
Childcare · Weddin LGAACECQA
Services2
Approved places85
Exceeding NQS0
Grenfell Preschool & Long Day Care Centre70 places
Caragabal Public School TheirCare15 places · in suburb
Shortlist workspace

Save suburbs here while you browse. Once the shortlist has two or more names, hand it straight into compare.

Current status
Add Caragabal if it deserves a shortlist slot.

No saved AU suburbs yet.

EMPTY SET

No saved suburbs yet. Start with one ranking or suburb page, then compare once you have two candidates.

Open rankings to save the first candidates.

Sources & freshness
Strong evidence

Caragabal has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2021 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 1 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 13 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.
Sparse locality note

This page stays indexable because Caragabal is a real locality with enough context to be directionally useful. The tradeoff is that coverage is lighter than a stronger suburb profile, so the read should stay cautious.

WHY IT LOOKS LIGHTER
This is a real locality, but it has a very small Census footprint.

Small-population localities can still be worth checking, but rankings, comparisons, and broad suburb assumptions become noisier faster.

WHAT IS MISSING
Coverage is lighter across hospital coverage.

Coverage is thinner on hospital coverage; lean less on this one page and confirm those gaps elsewhere.

BEST NEXT STEP
Use this page to understand the locality shape, then compare outward.

Start here for context, then open compare, the state hub, or larger nearby suburbs before treating this as a complete market decision.

Page status
INDEXED WITH LIGHTER COVERAGE

This page remains visible, but it should be read as a locality brief rather than a full-confidence suburb profile.

HOW TO READ THIS PAGE

Read it as a direction-setter rather than a final answer: frame the locality, then verify with compare, stronger nearby suburbs, and the state hub.

Stronger nearby reads

If Caragabal feels too thin on its own, use these nearby suburbs as stronger local reads before making a shortlist decision.

Quandialla most similar
similar price band similar rent profile similar suburb scale

pop same · house +$40K · rent -$110/wk

Similar local read: useful for context, but still compare the actual market signals.

Greenethorpe most similar
similar rent profile similar suburb scale

pop same · house +$117.5K · rent -$50/wk

Similar local read: useful for context, but still compare the actual market signals.

Pullabooka most similar
similar price band similar rent profile

pop -100 · house +$40K · rent -$10/wk

Similar local read: useful for context, but still compare the actual market signals.

Caragabal FAQ

Common questions
  1. What LGA is Caragabal in?

    Caragabal is in the Weddin Local Government Area, NSW, postcode 2810. Council-level context for Weddin LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Caragabal?

    The current median house price in Caragabal, NSW is $110K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Caragabal?

    The median weekly rent in Caragabal is $250/wk, based on the current market rent dataset. The current rent signal is rent-led investor candidate.

  4. What does the rent signal say about Caragabal?

    Rent-led investor candidate: Gross rent yield screens at about 11.8%. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Caragabal a good investment?

    QuickProperty's investment signals for Caragabal show: High Yield, Below Median, Affordable. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Caragabal?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Caragabal data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.