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Suburb profile ·Yass Valley LGA · NSW ·2582

Bowning NSW 2582

Bowning is in Yass Valley LGA, NSW, postcode 2582, with population 619.

The read

Income-first

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$610/wk
Rising
+8.4% YoY
Jun 2025 → Jun 2026 · 13 periods
NSW Fair Trading · postcode 2582 · Jun 2026
$650
$470
Jun 2025Jun 2026
Why it fits

Gross yield screens at about 4.7%. Transport coverage adds a practical access signal.

What to check

Small local population makes the signal set more fragile.

Median house
$674K
House median, latest period
31.2%YoY D3 vs AU
Median rent
$610/wk
Rent-led investor candidate
8.4%YoY D10 vs AU
Gross yield
4.7%
Strong yield band
D10 vs AU
Population
619
619 local footprint
D7 vs AU
Schools
1
Matched school context
D1 vs AU
Drive to city
Not in commute dataset
Solar
3,421
250 added 12mo · 28MW
Price cycleCorrecting
LowPeak

31.2% below peak · 285.1% above its low

See trend depth →

Price history

Trend & investor depth

Cycle positionCorrecting
Low · 2006Peak · 2024

31.2% below peak · 285.1% above its low

Price growth (compound)% per year
3-yr
-5.9%
5-yr
+5.9%
10-yr
+8.0%
Indicative cashflow-$206/wk (-$10,719/yr) · interest-only @ 6.4%, 80% LVR
Market turnover8.1% of homes traded/yr (20 sales)
Rent stabilityvolatile — rents vary ±8.5% around trend (short window, 13 pts)
Value vs advantage-32% vs suburbs of similar SEIFA advantage (decile 6)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investment grade

Dgrade · 22/100 · top 78% of 3,604AU suburbs
Peer distributionstronger than 22% of AU suburbs
WeakerTypicalStronger
Capital growth12
Rental yield90
Stability5
Volatility-32.7ppCycle-1.0

Bar = this suburb's percentile · tick = typical (median) peer · stability drivers signed (+ = steadier)

Relative grade across Australian suburbs, combining qp's capital-growth (multi-year CAGR + cycle timing), rental-yield, and stability (price volatility + cycle + affordability) metrics via a three-pillar property-scoring method with an imbalance penalty. Within-Australia relative, indicative only — not financial advice.

Investor profile

Who invests in Bowning

Owner-occupied 91%Rented 9%
Investor activityATO
Negatively geared7.4%
632 of 1,292 landlords
Avg rental loss$7,948/yr
Landlords (rental income)1,292
Reported capital gains678
Investor exposure index(low vs national)39.4/100
The read

Owner-occupier stronghold

83% of homes here are owner-occupied and 8% rented, with 7% of landlords negatively geared.

Why it fits

83% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

40%
of household income to service a new loan
9.2 yrs
to save a 20% deposit
Stretched
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $3,302/mo vs median rent $2,643/mo (+25% · +$152/wk)

If rates move

At 4.2%: $2,637/mo (-666) · at 6.2% (current): $3,302/mo · at 8.2%: $4,032/mo (+729)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
6.9x
median home price as a multiple of annual household income
Moderate
Renting
32%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $1,679/mo, while renters pay about $2,643/mo — renting runs $964/mo higher on these medians.

Median price
$674K
Household income · yr
$98K
Median rent · wk
$610
Owner mortgage · mo
$1,679
Gross yield
4.7%

Household income

$98K household · yr+19.3% vs NSW suburb median
Personal
$46K
Family
$112K
Household
$98K
Household income distribution (ABS Census 2021 · weekly)31% could service the median house
Under $300
13
$300-649
22
$650-999
27
$1,000-1,499
28
$1,500-1,999
30
$2,000-2,999
35
$3,000-3,999
22
$4,000+
29

Serviceability line: a household needs about $2,540/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 59% of households here would spend more than 30% of income on rent (rent stress line: $2,033/wk income).

Housing stock and tenure

Tenure (223 households)
Owned outright
37%
Owned with mortgage
47%
Rented
8%
Dwelling structure10.2% of dwellings unoccupied on census night
Separate house
99%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 71% drive, 0% public transport, 5% walk or cycle, 20% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total1
Avg ICSEA994
Students26
Government1
  • Bowning Public SchoolPrimary · Government · ICSEA 994

Livability

58/ 100 livability index

Top 42% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 58% of Australian suburbs
WeakerTypicalStronger
Everyday access0
Public transport (46 stops)82
Schools & hospitals25

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime April 2025 - March 2026
313
1,774 per 100k
D2 vs AU

Crime

Rate · per 100k1,774
Total incidents313· April 2025 - March 2026
  • Assault8854%
  • Sexual Offences3521%
  • Robbery11%
  • Break And Enter4024%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

Severe broad-area context

About 99.3% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

Severe exposure ~99.3%
~99.3% of the suburb is Bush Fire Prone Land · ~4.7% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Primary Production
Rural / Green wedge 99% Other 1%

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

12,792 people · 202214,303 by 2032 (+11.8%)

ABS population projection (2022 base) for the Yass Surrounds SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Bowning NSW — Property Data and Demographics

Located in New South Wales within the Yass Valley local government area, Bowning is a small community (postcode 2582). The area has roughly 619 residents and an older-leaning population, with a median age of 45. Households earn a median income of $98K per year, with an average household size of 2.5 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.6% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, technicians & trades, professionals. Employment in the area leans toward agriculture and public admin & safety. The top ancestries reported are Australian, English, Irish.

Median house prices in Bowning stand at $674,000, having declined steeply by 31.2% over the last twelve months. The current median weekly rent is $610. This gives a gross rental yield of approximately 4.7%. The median monthly mortgage repayment is $1,679.

Bowning is served by 1 school, including 1 primary. The average ICSEA score is 994, which is around the national average of 1,000. Public transport access includes 46 bus stops. The crime rate in the Yass Valley LGA is low at 1,774 incidents per 100,000 population.

Looking at the investment signals, The gross rental yield works out to roughly 4.7%, which reads as moderate yield. Property prices sit below the state median ($674K/$1.5M), which can point to relative value. The price-to-income ratio of 6.9x is considered moderate. House prices have moved -31.2% year-on-year. Population growth of +0.6% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield4.7%· Moderate Yield
Price vs State$674K/$1.5M Below Median
Affordability6.9x· Moderate
Price Momentum-31.2% Falling
Pop. Growth+0.6%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$1,679
Rent · wk(Census)$330
Market rent · wk(2026-06)$610
Gross yield2.5%
Price / income6.9x
Sales vol (latest Q)(2024-Q4)5
Population growth · Yass Valley LGAABS ERP
Population (2025)17,663
5-year growth+0.7% CAGR
YoY change+0.6%
20012025
Development · Yass Valley LGAABS Approvals
Approvals (2026)101
Houses 95%Units 5%
YoY change+0%
Employment · Yass Valley LGASALM
Unemployment (Dec-25)1.2%
YoY change-0.3pp
Dec-10Dec-25
Property investors · Postcode 2582ATO
Negatively geared7.4%
632 of filers
Avg rental loss$7,948/yr
Landlords (rental income)1,292
Reported capital gains678
People & prosperity
DemographicsCensus 21
Population619
Median age45
Household size2.5
HH income · wk$1,888
Personal income · wk$883
Persons / bedroom0.7
SEIFA indexABS
Advantage (IRSAD)6/10
Education (IEO)8/10
Economic (IER)9/10
Disadvantage (IRSD)7/10
Income momentumCensus 16→21
HH income · wk$1,389 → $1,888
Change+35.9%
vs NSW median+15.3 pp
Median rent+65%
gentrifyingvs NSW 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations1
Cafes & dining0
TransportGTFS
Bus stops46
Hospitals · Yass Valley LGAAIHW
Public1
Private0
Yass District Hospitalpublic
Aged care · Yass Valley LGAGEN
Facilities2
Residential places147
Thomas Eccles Gardens82 places
Horton House and Warmington Lodge65 places
Childcare · Yass Valley LGAACECQA
Services13
Approved places781
Exceeding NQS0
YWCA Fairley Early Childhood Service115 places
Big Childcare - Murrumbateman PS OSHC110 places
Early Learning on Rossi100 places
Little Kindy Yass76 places
YMCA Sutton Outside School Hours Care66 places
Country Kids Club Gundaroo53 places
+7 more in Yass Valley LGA
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Current status
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Sources & freshness
Strong evidence

There is enough direct local evidence on Bowning for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2024-Q4 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 1 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 46 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Bowning FAQ

Common questions
  1. What LGA is Bowning in?

    Bowning is in the Yass Valley Local Government Area, NSW, postcode 2582. Council-level context for Yass Valley LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Bowning?

    The current median house price in Bowning, NSW is $674K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Bowning?

    The median weekly rent in Bowning is $610/wk, based on the current market rent dataset. The current rent signal is rent-led investor candidate.

  4. What does the rent signal say about Bowning?

    Rent-led investor candidate: Gross rent yield screens at about 4.7%. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Bowning a good investment?

    QuickProperty's investment signals for Bowning show: Moderate Yield, Below Median, Moderate. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Bowning?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Bowning data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.