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Suburb profile ·Kyogle LGA · NSW ·2469

Bonalbo NSW 2469

Bonalbo is in Kyogle LGA, NSW, postcode 2469, with population 338.

The read

Income-first

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$365/wk
Jun 2025 → Jun 2026 · 13 periods
NSW Fair Trading · postcode 2469 · Jun 2026 · sparse signal
$490
$300
Jun 2025Jun 2026
Why it fits

Gross yield screens at about 10.3%. Entry price sits in the lower-cost range for a first-pass screen. Transport coverage adds a practical access signal.

What to check

Small local population makes the signal set more fragile.

Median house
$185K
House median, latest period
34.9%YoY D1 vs AU
Median rent
$365/wk
Rent-led investor candidate
≈D8 vs AU
Gross yield
10.3%
Strong yield band
D10 vs AU
Population
9,707
10K via Kyogle LGA · SAL undercount
Schools
1
Matched school context
D1 vs AU
Drive to city
Not in commute dataset
Solar
1,196
87 added 12mo · 7MW
Price cycleCorrecting
LowPeak

35.3% below peak · 52.9% above its low

See trend depth →

Price history

Trend & investor depth

Cycle positionCorrecting
Low · 2006Peak · 2024

35.3% below peak · 52.9% above its low

Price growth (compound)% per year
3-yr
-7.3%
5-yr
-4.7%
10-yr
+1.2%
Indicative cashflow$92/wk ($4,763/yr) · interest-only @ 6.4%, 80% LVR
Market turnover12.2% of homes traded/yr (23 sales)
Value vs advantage-67% vs suburbs of similar SEIFA advantage (decile 1)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Bonalbo

Owner-occupied 77%Rented 23%
Investor activityATO
Negatively geared3.1%
64 of 214 landlords
Avg rental loss$5,457/yr
Landlords (rental income)214
Reported capital gains111
Investor exposure index(moderate vs national)72.2/100
The read

Owner-occupier stronghold

75% of homes here are owner-occupied and 23% rented, with 3% of landlords negatively geared.

Why it fits

75% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

31%
of household income to service a new loan
7.1 yrs
to save a 20% deposit
Stretched
housing-stress band
Rent vs buyBuying cheaper

New-loan repayment $906/mo vs median rent $1,582/mo (-43% · -$156/wk)

If rates move

At 4.2%: $724/mo (-183) · at 6.2% (current): $906/mo · at 8.2%: $1,107/mo (+200)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
5.3x
median home price as a multiple of annual household income
Affordable
Renting
55%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $650/mo, while renters pay about $1,582/mo — renting runs $932/mo higher on these medians.

Median price
$185K
Household income · yr
$35K
Median rent · wk
$365
Owner mortgage · mo
$650
Gross yield
10.3%

Household income

$35K household · yr-57.8% vs NSW suburb median
Personal
$24K
Family
$53K
Household
$35K
Household income distribution (ABS Census 2021 · weekly)45% could service the median house
Under $300
16
$300-649
58
$650-999
26
$1,000-1,499
20
$1,500-1,999
11
$2,000-2,999
8
$3,000-3,999
6
$4,000+
0

Serviceability line: a household needs about $697/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 79% of households here would spend more than 30% of income on rent (rent stress line: $1,217/wk income).

Housing stock and tenure

Tenure (168 households)3.6% social housing
Owned outright
55%
Owned with mortgage
20%
Rented
23%
Dwelling structure14.9% of dwellings unoccupied on census night
Separate house
95%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 66% drive, 0% public transport, 16% walk or cycle, 11% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total1
Avg ICSEA791
Students84
Government1
  • Bonalbo Central SchoolCombined · Government · ICSEA 791
Crime April 2025 - March 2026
264
2,755 per 100k
D4 vs AU

Crime

Rate · per 100k2,755
Total incidents264· April 2025 - March 2026
  • Assault7049%
  • Sexual Offences2417%
  • Robbery00%
  • Break And Enter4834%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

Severe broad-area context

About 98.8% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

Severe exposure ~98.8%
~98.8% of the suburb is Bush Fire Prone Land · ~61.2% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Primary Production
Rural / Green wedge 97% Other 2% Residential 1%
Residential density: Low

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

7,453 people · 20228,531 by 2032 (+14.5%)

ABS population projection (2022 base) for the Casino Surrounds SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Bonalbo NSW — Property Data and Demographics

Located in New South Wales within the Kyogle local government area, Bonalbo is a quiet locality (postcode 2469). With a population of 338, the suburb has a more retirement-aged population with a median age of 59. Households earn a median income of $35K per year, with an average household size of 1.8 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.8% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are community & personal service, managers, professionals. Employment in the area leans toward healthcare and education. The top ancestries reported are English, Australian, Irish.

Median house prices in Bonalbo stand at $185,000, having fallen sharply by 34.9% over the last twelve months. The current median weekly rent is $365. This gives a gross rental yield of approximately 10.3%. The median monthly mortgage repayment is $650.

Bonalbo is served by 1 school, including 1 combined. The average ICSEA score is 791, which is well below the national average of 1,000. Public transport access includes 14 bus stops. Healthcare facilities include 1 public hospital. The crime rate in the Kyogle LGA is below average at 2,755 incidents per 100,000 population.

Looking at the investment signals, The gross rental yield works out to roughly 10.3%, which reads as high yield. Property prices sit below the state median ($185K/$1.5M), which can point to relative value. The price-to-income ratio of 5.3x is considered affordable. House prices have moved -34.9% year-on-year. Population growth of +0.8% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield10.3% High Yield
Price vs State$185K/$1.5M Below Median
Affordability5.3x Affordable
Price Momentum-34.9% Falling
Pop. Growth+0.8%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$650
Rent · wk(Census)$210
Market rent · wk(2026-06)$365
Gross yield5.9%
Price / income5.3x
Sales vol (latest Q)(2022-Q4)7
Population growth · Kyogle LGAABS ERP
Population (2025)9,707
5-year growth+0.9% CAGR
YoY change+0.8%
20012025
Development · Kyogle LGAABS Approvals
Approvals (2026)22
Houses 77%Units 23%
YoY change+0%
Employment · Kyogle LGASALM
Unemployment (Dec-25)5.5%
YoY change-0.6pp
Dec-10Dec-25
Property investors · Postcode 2469ATO
Negatively geared3.1%
64 of filers
Avg rental loss$5,457/yr
Landlords (rental income)214
Reported capital gains111
People & prosperity
DemographicsCensus 21
Population338
Median age59
Household size1.8
HH income · wk$668
Personal income · wk$462
Persons / bedroom0.7
SEIFA indexABS
Advantage (IRSAD)1/10
Education (IEO)1/10
Economic (IER)1/10
Disadvantage (IRSD)1/10
Income momentumCensus 16→21
HH income · wk$725 → $668
Change-7.9%
vs NSW median-28.5 pp
Median rent+40%
softeningvs NSW 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets1
Pharmacies1
GP / clinics0
Fuel stations1
Cafes & dining1
TransportGTFS
Bus stops14
Hospitals · Kyogle LGAAIHW
Public2
Private0
Bonalbo Hospitalpublic · in suburb
Kyogle Multi Purpose Servicepublic
Aged care · Kyogle LGAGEN
Facilities3
Residential places113
Whiddon Kyogle70 places
Kyogle Multi-Purpose Service28 places
Bonalbo Multi-Purpose Service15 places · in suburb
Childcare · Kyogle LGAACECQA
Services7
Approved places185
Exceeding NQS2
Kyogle Early Learning39 places
Rainbow Region Kids Kyogle30 places
Bundgeam Preschool26 places
Kyogle Pre-school25 places
Ngallingnee Jarjum Tabulam & District Community Preschool Inc25 places
Cawongla Playhouse20 places
+1 more in Kyogle LGA
Shortlist workspace

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Current status
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Sources & freshness
Strong evidence

Bonalbo has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2022-Q4 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 1 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · 1 hospitals matched
medium stability · manual file · snapshot · mixed
Available
Transport
GTFS feeds · 14 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Bonalbo FAQ

Common questions
  1. What LGA is Bonalbo in?

    Bonalbo is in the Kyogle Local Government Area, NSW, postcode 2469. Council-level context for Kyogle LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Bonalbo?

    The current median house price in Bonalbo, NSW is $185K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Bonalbo?

    The median weekly rent in Bonalbo is $365/wk, based on the current market rent dataset. The current rent signal is rent-led investor candidate.

  4. What does the rent signal say about Bonalbo?

    Rent-led investor candidate: Gross rent yield screens at about 10.3%. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Bonalbo a good investment?

    QuickProperty's investment signals for Bonalbo show: High Yield, Below Median, Affordable. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Bonalbo?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Bonalbo data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.