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Suburb profile ·Cessnock LGA · NSW ·2326

Abermain NSW 2326

Abermain is in Cessnock LGA, NSW, postcode 2326, with population 2,544.

The read

Growth-momentum

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$480/wk
Rising
+1.1% YoY
Jun 2025 → Jun 2026 · 13 periods
NSW Fair Trading · postcode 2326 · Jun 2026
$565
$450
Jun 2025Jun 2026
Why it fits

Recent price movement shows visible market momentum. Population movement supports a growth-led read. Transport coverage adds a practical access signal.

Median house
$765K
House median, latest period
17.3%YoY D4 vs AU
Median rent
$480/wk
Rent context available
1.1%YoY D10 vs AU
Gross yield
3.3%
Below investor band
D9 vs AU
Population
2,544
3K local footprint
D9 vs AU
Schools
2
Matched school context
D8 vs AU
Drive to city
2h 6m
152.4 km to Sydney CBD · free-flow
Solar
1,607
115 added 12mo · 11MW
Price cycleAt its peak
LowPeak

At / near its all-time high

See trend depth →

Price history

Houses to Q2'26 · Units to Q4'07 — house and unit medians are released on separate cycles, so their latest period can differ.

Trend & investor depth

Cycle positionAt its peak
Low · 2005Peak · 2026

At / near its all-time high

Price growth (compound)% per year
3-yr
+9.7%
5-yr
+12.3%
10-yr
+9.9%
Indicative cashflow-$393/wk (-$20,448/yr) · interest-only @ 6.4%, 80% LVR
Market turnover5.5% of homes traded/yr (52 sales · +10% vs 3-yr avg)
Value vs advantage+23% vs suburbs of similar SEIFA advantage (decile 2)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investment grade

Bgrade · 73/100 · top 27% of 3,604AU suburbs
Peer distributionstronger than 73% of AU suburbs
WeakerTypicalStronger
Capital growth65
Rental yield63
Stability69
Volatility-9.5ppCycle-2.0

Bar = this suburb's percentile · tick = typical (median) peer · stability drivers signed (+ = steadier)

Relative grade across Australian suburbs, combining qp's capital-growth (multi-year CAGR + cycle timing), rental-yield, and stability (price volatility + cycle + affordability) metrics via a three-pillar property-scoring method with an imbalance penalty. Within-Australia relative, indicative only — not financial advice.

Investor profile

Who invests in Abermain

Owner-occupied 80%Rented 20%
Investor activityATO
Negatively geared3.8%
158 of 333 landlords
Avg rental loss$6,746/yr
Landlords (rental income)333
Reported capital gains156
Investor exposure index(moderate vs national)62.4/100
The read

Owner-occupier stronghold

78% of homes here are owner-occupied and 19% rented, with 4% of landlords negatively geared.

Why it fits

78% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

What to check

Gross yield 3.3% is thin — returns here lean on capital growth, not cash flow.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

60%
of household income to service a new loan
13.5 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $3,748/mo vs median rent $2,080/mo (+80% · +$385/wk)

If rates move

At 4.2%: $2,993/mo (-756) · at 6.2% (current): $3,748/mo · at 8.2%: $4,576/mo (+828)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
10.2x
median home price as a multiple of annual household income
Stretched
Renting
33%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $1,430/mo, while renters pay about $2,080/mo — renting runs $650/mo higher on these medians.

Median price
$765K
Household income · yr
$75K
Median rent · wk
$480
Owner mortgage · mo
$1,430
Gross yield
3.3%

Household income

$75K household · yr-8.5% vs NSW suburb median
Personal
$35K
Family
$92K
Household
$75K
Household income distribution (ABS Census 2021 · weekly)17% could service the median house
Under $300
30
$300-649
129
$650-999
139
$1,000-1,499
133
$1,500-1,999
108
$2,000-2,999
168
$3,000-3,999
82
$4,000+
43

Serviceability line: a household needs about $2,883/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 55% of households here would spend more than 30% of income on rent (rent stress line: $1,600/wk income).

Housing stock and tenure

Tenure (892 households)
Owned outright
35%
Owned with mortgage
43%
Rented
19%
Dwelling structure3.7% of dwellings unoccupied on census night
Separate house
95%
Townhouse / semi
4%
Flat / apartment
1%

Getting to work: 84% drive, 1% public transport, 2% walk or cycle, 11% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total2
Avg ICSEA954
Students379
Catholic1
Government1
  • Holy Spirit Infants SchoolPrimary · Catholic · ICSEA 991
  • Abermain Public SchoolPrimary · Government · ICSEA 917

Livability

53/ 100 livability index

Top 47% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 53% of Australian suburbs
WeakerTypicalStronger
Everyday access0
Public transport (21 stops)56
Schools & hospitals56

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime April 2025 - March 2026
3,411
4,918 per 100k
D7 vs AU

Crime

Rate · per 100k4,918
Total incidents3,411· April 2025 - March 2026
  • Assault88356%
  • Sexual Offences28318%
  • Robbery60%
  • Break And Enter39125%

Development screen

Could a secondary dwelling be worth investigating?

secondary dwelling / granny flat screening context Medium broad constraint context

Policy position

Official policy reviewed

Permitted in residential zones under the Housing SEPP; may be approved by consent or as complying development when Housing SEPP and Codes SEPP standards are met.

Rental use: Secondary dwelling rental use is allowed as a dwelling use, subject to planning and tenancy rules.

Open official policy source

Separate houses

91.4%

Suburb share of occupied private dwellings recorded as separate houses.

13.9 pp above the state median

State median 77.5% · 1,253 valid suburbs

Residential-zone context

21.6%

Broad suburb sampling only; the property zoning and overlays can differ.

20.7 pp below the state median

State median 42.3% · 1,245 valid suburbs

Rental households

19.1%

Demand context only; it does not establish permission to rent a secondary dwelling.

6.8 pp below the state median

State median 25.9% · 1,253 valid suburbs

Mapped hazards

bushfire high

The staged suburb layer indicates a broad-area constraint that needs address-level checking. No broad-area layer staged for this suburb.

Approval pathway

Four checks, each with a different evidence threshold.

This is an investigation sequence, not a guarantee that every step applies or that approval will be granted.

  1. 01 Source reviewed

    State policy position

    QuickProperty reviewed the official secondary dwelling / granny flat policy source.

  2. 02 Property dependent

    Planning pathway

    Test consent or complying-development eligibility, including the 450 m² lot marker and all other standards.

  3. 03 Design dependent

    Building approval

    Confirm the building approval route after the design, site classifications, services and construction requirements are known.

  4. 04 Check separately

    Intended use

    Confirm long-term rental, short-stay or family-use rules separately from permission to construct the dwelling.

Property due diligence

Turn the suburb screen into a property checklist.

Every check starts unconfirmed. Progress stays in this browser and suburb evidence never clears an address-level requirement.

0evidence acquired
0evidence missing
0reviews due
0consultant questions

Active record: Abermain unnamed property

0/14checked
0issues found

Site controls

Lot area and dimensions

Confirm title dimensions, usable site area and any minimum lot threshold.

Status for Lot area and dimensions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Setbacks and site coverage

Test setbacks, private open space, landscaping and maximum site coverage against a concept plan.

Status for Setbacks and site coverage
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Slope and ground conditions

Check survey levels, soil classification, retaining needs and likely earthworks.

Status for Slope and ground conditions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title and planning

Zoning and overlays

Obtain current property-level zoning, overlays and applicable planning controls.

Status for Zoning and overlays
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title, easements and covenants

Review the title for easements, covenants, restrictions and common property.

Status for Title, easements and covenants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Services and access

Sewer and stormwater

Locate assets and connection points, then confirm capacity, clearances and discharge requirements.

Status for Sewer and stormwater
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Power, water and metering

Confirm service routes, upgrade needs and whether separate metering is permitted or practical.

Status for Power, water and metering
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Vehicle access and parking

Test driveway width, gradients, turning, parking and emergency access requirements.

Status for Vehicle access and parking
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Construction constraints

Bushfire exposure

Order an address-level bushfire assessment and determine any BAL construction response.

Status for Bushfire exposure
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Flood and overland flow

Obtain property flood information and check floor levels, flow paths and drainage constraints.

Status for Flood and overland flow
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Wind, corrosion and termite

Confirm site classifications that affect structural design, materials and durability.

Status for Wind, corrosion and termite
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Approval and use

Planning approval pathway

Confirm exemption, complying pathway or permit requirements with the responsible authority.

Status for Planning approval pathway
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Building approval and consultants

Identify required survey, design, engineering, energy, certification and inspection evidence.

Status for Building approval and consultants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Rental and intended use

Confirm occupation, rental, short-stay and family-use rules plus insurance and tax implications.

Status for Rental and intended use
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Abermain, NSW 2326 · Local browser record

Investigation aid only. Confirm current planning, building, title, service and hazard requirements with qualified professionals and responsible authorities.

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

Severe broad-area context

About 92.5% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

Severe exposure ~92.5%
~92.5% of the suburb is Bush Fire Prone Land · ~68.6% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone General Industrial
Industrial 31% Public / Open space 28% Residential 21% Rural / Green wedge 13% Other 3%
Residential density: Low

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

21,574 people · 202228,324 by 2032 (+31.3%)

ABS population projection (2022 base) for the Kurri Kurri - Abermain SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Abermain NSW — Property Data and Demographics

Abermain (postcode 2326) is a smaller residential area in New South Wales within the Cessnock local government area. It is home to about 2,544 residents, with a mix of young professionals and families and a median age of 37. Households earn a median income of $75K per year, with an average household size of 2.7 people. Recent annual estimates show population movement into the broader catchment, with population growth running at +2.9% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are technicians & trades, machinery operators & drivers, labourers. Employment in the area leans toward healthcare and construction. The top ancestries reported are Australian, English, Aboriginal Australian.

The median house price in Abermain is $765,000, having risen steeply by 17.3% over the past year. Units have a median price of $460,000 (+116.5% YoY). The current median weekly rent is $480. This gives a gross rental yield of approximately 3.3%. The median monthly mortgage repayment is $1,430.

Abermain is served by 2 schools, including 2 primary. The average ICSEA score is 954, which is around the national average of 1,000. Public transport access includes 21 bus stops. The crime rate in the Cessnock LGA is moderate at 4,918 incidents per 100,000 population.

On the investment side, Gross rental yield sits at around 3.3% (moderate yield). Property prices sit below the state median ($765K/$1.5M), which can point to relative value. The price-to-income ratio of 10.2x is considered stretched. House prices have moved +17.3% year-on-year. Population growth of +2.9% year-on-year points to strong growth demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield3.3%· Moderate Yield
Price vs State$765K/$1.5M Below Median
Affordability10.2x Stretched
Price Momentum+17.3% Rising
Pop. Growth+2.9% Strong Growth
Development+0%· Steady
InvestmentNSW
Mortgage · mth$1,430
Rent · wk(Census)$320
Market rent · wk(2026-06)$480
Gross yield2.2%
Price / income10.2x
Sales vol (latest Q)(2026-Q2)5
Population growth · Cessnock LGAABS ERP
Population (2025)71,443
5-year growth+2.7% CAGR
YoY change+2.9%
20012025
Development · Cessnock LGAABS Approvals
Approvals (2026)729
Houses 76%Units 24%
YoY change+0%
Employment · Cessnock LGASALM
Unemployment (Dec-25)5.3%
YoY change-0.2pp
Dec-10Dec-25
Property investors · Postcode 2326ATO
Negatively geared3.8%
158 of filers
Avg rental loss$6,746/yr
Landlords (rental income)333
Reported capital gains156
People & prosperity
DemographicsCensus 21
Population2,544
Median age37
Household size2.7
HH income · wk$1,449
Personal income · wk$667
Persons / bedroom0.9
SEIFA indexABS
Advantage (IRSAD)2/10
Education (IEO)1/10
Economic (IER)3/10
Disadvantage (IRSD)1/10
Income momentumCensus 16→21
HH income · wk$1,185 → $1,449
Change+22.3%
vs NSW median+1.7 pp
Median rent+14.3%
stablevs NSW 2016–21
Area & amenity
TransportGTFS
Bus stops21
Hospitals · Cessnock LGAAIHW
Public2
Private0
Cessnock Hospitalpublic
Kurri Kurri Hospitalpublic
Aged care · Cessnock LGAGEN
Facilities6
Residential places591
Calvary Cessnock Retirement Community296 places
RFBI Kurri Kurri Masonic Village91 places
RFBI Cessnock Masonic Village65 places
Abernethy Nursing Home50 places
Mountain View Lodge Hostel47 places
Jacaranda Grove Hostel42 places
Childcare · Cessnock LGAACECQA
Services41
Approved places2,834
Exceeding NQS5
Huntlee Early Learning Centre164 places
Little Treasures Childcare149 places
Tillys Play and Development Centre - Kurri Kurri136 places
Kurri Kurri OOSH & Vacation Care120 places
Active OOSH Abermain107 places · in suburb
Eden Academy Kurri Kurri105 places
+35 more in Cessnock LGA
Shortlist workspace

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Current status
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Sources & freshness
Strong evidence

Abermain carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2026-Q2 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 2 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 21 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Abermain FAQ

Common questions
  1. What LGA is Abermain in?

    Abermain is in the Cessnock Local Government Area, NSW, postcode 2326. Council-level context for Cessnock LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Abermain?

    The current median house price in Abermain, NSW is $765K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Abermain?

    The median weekly rent in Abermain is $480/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Abermain?

    Rent context available: Abermain has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Abermain a good investment?

    QuickProperty's investment signals for Abermain show: Moderate Yield, Below Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Abermain?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Abermain data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.