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Suburb profile · Otago · NZ

Oamaru North Milner Park NZ

Oamaru North Milner Park is in Otago, New Zealand, with population 2,475.

The read

Livability-led

There are enough weaker signals here that you should expect trade-offs, not a clean local story. Compare it directly with stronger nearby suburbs before treating it as a preferred option.

$450/wk
1/04/2020 → 1/01/2026 · 20 periods
Tenancy Services · 1/01/2026
$530
$305
1/04/20201/01/2026
Why it fits

School coverage gives the page a stronger family/livability signal.

What to check

Higher deprivation should be treated as a local-context caution.

Median rent
$450/wk
Income-stretched rent market
D1 vs NZ
Population
2,475
2K local footprint
D7 vs NZ
Income
$30K/yr
Median personal income
D1 vs NZ
NZDep
Decile 8
Higher deprivation
D8 vs NZ
Schools
3
matched school context

Area prices & affordability

Median sale price
$459K
+24.1% over 5yr
1.5%YoY
Lower quartile
$385K
Entry-level price
House Price Index
3,766
QV-based HPI
19.6%5yr
Income to buy
6.9x
Years of median income
Annual sales
465
Transactions, TA

Mortgage serviceability

at the 5.69% 2-year fixed rate
Monthly repayment
$2,129/mo
20% deposit, 30-year P&I
Repayment burden
38%
of gross household income
Stress level
Stretched
<30% comfortable · >45% severe
Years to deposit
9.2 yrs
20% deposit at 15% savings

Monthly repayment by fixed term

Floating · 6.15%
$2,237
1-year fixed · 5.26%
$2,030
2-year fixed · 5.69%
$2,129
3-year fixed · 5.86%
$2,169

A territorial-authority estimate: the Waitaki District median sale price on a 20% deposit and 30-year loan, against the TA median household income implied by HUD's income-to-buy ratio, at RBNZ new-mortgage rates. A market-wide guide, not a Oamaru North Milner Park-specific or borrower-specific figure.

Price trend

1yr +2.1%5yr +17.8%
QV House Price Index (Jan 2007 = 1000)

QV House Price Index for the Waitaki District territorial authority (monthly, Jan 2007 = 1000). A valuation-based index of price movement over time — distinct from the actual median sale price above.

Years of median household income to buy

Figures are for the Waitaki District territorial authority (as at 2026-03). New Zealand has no free suburb-level sale-price series, so these are TA-wide medians from HUD Local Housing Statistics (LINZ District Valuation Roll + Stats NZ) — a market backdrop for Oamaru North Milner Park, not a Oamaru North Milner Park-specific sale price.

Rent trend depth

Rent cycle positionRents at their peak
Low · 2021Peak · 2025

At / near its highest median rent on record

Rent growth (compound)3-yr +7.7%/yr · 5-yr +8.1%/yr

Rent trend is derived from MBIE tenancy-bond medians and excludes suburbs with too few bonds to be reliable.

Personal income

$30K personal · yr-26.7% vs Otago suburb median
Personal income distribution (Census 2023 · annual)
$10,000 or less
264
$10,001-$20,000
261
$20,001-$30,000
507
$30,001-$50,000
396
$50,001-$70,000
309
$70,001-$100,000
234
$100,001 or more
102

Median individual income. NZ has no suburb-level household-income or sale-price data, so this is a personal-income benchmark, not a household-affordability measure. Distribution covers people aged 15+ with stated income; counts are randomly rounded to base 3.

Housing stock and tenure

Home ownership over three censuses-0.3pp since 2013
2013
69% owned
2018
71% owned
2023
69% owned

6.6% of private dwellings were unoccupied on 2023 census night (holiday homes, empty rentals, and vacant stock).

Dwelling condition (occupied dwellings, self-reported)

13% damp (-1pp vs 2018) and 10% with visible mould larger than A4 (+0pp vs 2018).

Investor-specific data (gearing, investor concentration) is not published for NZ suburbs — the tenure trend above is the available investor signal.

Population outlook

24,000 people · 202325,800 by 2033 (+7.5%)

Stats NZ subnational projection (2023 base, medium series) for Waitaki District — the finest official projection grain available; suburb-level projections do not exist.

Crime

Rate · per 100k2,240
Total incidents526· 2026-05
  • Assault9619%
  • Burglary15831%
  • Sexual Assault102%
  • Theft25449%

Natural hazards

Earthquake exposure
Low
Proximity to active faults
Nearest active fault
30.7 km
Stonewall Fault

Earthquake exposure is the distance from Oamaru North Milner Park's centre to the nearest mapped active fault (GNS Science NZ Active Faults Database) — an area estimate, not a site-specific seismic assessment. NZ's full ground-shaking model (NSHM) is not available as a queryable map layer.

Short-term rentals

15
active listings · ~6.1 per 1,000 residents
53%
entire homes (vs private rooms)
73%
run by multi-listing operators
Investment view Estimated
$267
median nightly (entire home)
16%
estimated occupancy
$20,116
estimated annual revenue (gross)

Active Airbnb listings point-mapped to this suburb from Inside Airbnb (CC BY 4.0). Occupancy and revenue are estimates from Inside Airbnb's San Francisco model (review-rate proxy, minimum-stay assumption, occupancy capped at 70%) — they are gross, indicative, and not a guarantee of returns. Short-stay letting is subject to state and local regulation.

Schools

Total3
Students1,205
State2
State : Integrated1
  • St Kevins College (Oamaru)Secondary (Year 9-15) · State : Integrated
  • Waitaki Boys' High SchoolSecondary (Year 9-15) · StateZoned
  • Oamaru IntermediateIntermediate · State

1 of 3 schools here operate published enrolment zones (catchments). Zone boundaries set eligibility — check the official source for the exact catchment. Not enrolment advice.

Livability

62/ 100 livability index

Top 38% most liveable of 1,902New Zealand suburbs.

Peer distributionstronger than 62% of New Zealand districts
WeakerTypicalStronger
Everyday access62
Public transport0
Schools & hospitals89

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within New Zealand suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Investment grade

Bgrade · 72/100 · top 28% of 65New Zealand districts
Peer distributionstronger than 72% of New Zealand districts
WeakerTypicalStronger
Capital growth63
Rental yield77
Stability42

Bar = this suburb's percentile · tick = typical (median) peer

District-level grade across New Zealand territorial authorities, combining 5-year price growth, rental yield (district median rent vs district median price), and stability (price-to-income level + affordability trajectory) via the same three-pillar method with an imbalance penalty. New Zealand has no free suburb-level prices, so this reflects your area's territorial authority. Within-New-Zealand relative, indicative only — not financial advice.

Stronger alternatives nearby

Cheaper to rent

lower weekly rent · cross-TA

Higher income

personal median · cross-TA

Less deprived

lower NZDep decile · cross-TA

Alternatives are similar-rent suburbs (0.6–1.6x this suburb's median rent) in other territorial authorities that exceed it on the named metric. Indicative — not financial advice.

Building activity

Latest consents
5
5 houses · 0 units
16.7%YoY D6 vs NZ

Employment

Employed residents
1,158
Was 1,140 in 2018
1.6%vs 2018 D6 vs NZ

Full data detail

Oamaru North Milner Park Otago — Property Data and Demographics

Oamaru North Milner Park is a small suburb in Otago with a population of 2,475 and a median age of 48. Median personal income is $30K per year. The main ethnic groups are European, Pacific Peoples, Māori. Otago population estimates moved +0.6% in the year ended June 2025, after moving +1.6% in 2024, which should be read as a broader regional movement backdrop rather than suburb-level migration precision. The resident employment base moved from 1,140 in 2018 to 1,158 in 2023 (+1.6%), which should be read as a census-to-census employment backdrop rather than a live jobs series. Te Waihanga's December 2025 Pipeline snapshot tracked over 12,000 NZ infrastructure initiatives, with more than 2,700 under construction and transport taking 52% of projected 2026 pipeline spend, which should be read as a broader national delivery backdrop rather than a suburb-specific project list.

Median weekly rent in Oamaru North Milner Park is $450 (450 houses, 0 units). This represents approximately 77% of median weekly personal income.

Livability indicators for Oamaru North Milner Park: NZDep decile 8 (high deprivation); 3 schools with avg EQI 467.

In 2026, Oamaru North Milner Park recorded 5 building approvals (5 houses, 0 units), down 16.7% year-on-year.

Market & money
Livability signalsHeuristics
Rent Affordability77% Stretched
School QualityEQI 467· Average
DeprivationDecile 8 High
Development-17%· Steady
Rental marketMBIE
Median rent · wk(1/01/2026)$450
House · wk$450
Rent / income77.5%
Lodgements18
DevelopmentStats NZ
Consents (2026)5
Houses5
YoY change-16.7%
People & prosperity
DemographicsCensus 23
Population2,475
Median age48
Household size
HH income · yr
Personal income · yr$30,200
Deprivation (NZDep)NZDep23
Less deprived8/10
NZDep score1036

1 = least deprived · 10 = most deprived

EthnicityCensus 23
European2,019
Pacific Peoples276
Māori258
Asian117
MELAA9
Top industriesCensus 23
Manufacturing318
Retail Trade123
Construction108
Health Care and Social Assistance102
Education and Training90
Area & amenity
Local amenitiesOSM
Supermarkets1
Pharmacies0
GP / clinics0
Fuel stations1
Cafes & dining0
new world1
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Sources & freshness
Strong evidence

Oamaru North Milner Park has enough direct local evidence for a first-pass decision.

NZ suburb pages combine Stats NZ, MBIE, MoE, GTFS, and pinned service coverage. The key difference is that some items are direct feeds, while others are fallback or snapshot layers.

RENT POSTURE
Rent is using MBIE bond data when present.

Treat current rent as a decision input, not as a guaranteed market quote.

HOSPITAL POSTURE
Hospital coverage comes from an official pinned snapshot.

This is a trusted coverage layer, but it is still a pinned snapshot rather than a live facility API.

TRANSPORT POSTURE
Transport is feed-based and depends on GTFS bundle coverage.

It is good for stop presence and local network context, but not a guarantee that every operator or schedule is equally current.

Data status
Weekly rent
MBIE rental bond data · 1/01/2026 · Bond market dataset
stable source · automated · every update · monthly
Available
Schools
MoE school directory · 3 schools matched
stable source · automated · every update · nightly
Available
Hospitals
Pinned Health NZ public hospital snapshot · No linked local hospital coverage
medium stability · mixed acquisition · snapshot · mixed
Missing
Transport
NZ GTFS bundle · No matched local transport stops
medium stability · mixed acquisition · snapshot · mixed
Missing
Building consents
Stats NZ building consents CSV · 2026 · Annual release series
Available
Demographic baseline
Stats NZ Census 2023 · Population, income, and demographic baseline
stable source · manual file · snapshot · census-cycle
Available
Available means a direct local source is linked. Verify means the page is using a weaker fallback or coverage-only snapshot, especially Census rent fallback or pinned hospital coverage.

Oamaru North Milner Park FAQ

Common questions
  1. What is the typical weekly rent in Oamaru North Milner Park?

    The median weekly rent in Oamaru North Milner Park is $450/wk, based on the MBIE market rent dataset. The current rent signal is income-stretched rent market.

  2. What does the rent signal say about Oamaru North Milner Park?

    Income-stretched rent market: Weekly rent screens at about 77% of annual income. Use this as a suburb screening signal before comparing candidates; the matching rent ranking can provide broader market context.

  3. What is the livability profile for Oamaru North Milner Park?

    QuickProperty's livability signals for Oamaru North Milner Park show: Stretched, Average, High. These are based on rent affordability, school EQI, NZDep deprivation index, and transport access.

  4. Where does QuickProperty get its data for Oamaru North Milner Park?

    Housing data comes from the Reserve Bank of New Zealand (RBNZ). Demographics are from Stats NZ Census 2023. Schools data uses the Ministry of Education Equity Index (EQI). The deprivation score uses NZDep2018. Transport data is sourced from GTFS feeds.

  5. How often is the Oamaru North Milner Park data updated?

    RBNZ macro data updates with each deploy. Demographics are from NZ Census 2023. School EQI scores are from the Ministry of Education latest release.