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Suburb profile · Northland · NZ

Granfield Reserve NZ

Granfield Reserve is in Northland, New Zealand, with population 3,597.

Limited data

Thin-context

This page still helps with local context, but the evidence stack is too thin for a clean suburb-level call. Use nearby alternatives or compare mode before turning it into a shortlist decision.

Why it fits

Transport coverage adds a practical access signal.

What to check

The page is thin enough that nearby alternatives should be checked before shortlisting.

Median rent
Census rent fallback
Population
3,597
4K local footprint
D10 vs NZ
Income
$35K/yr
Median personal income
D3 vs NZ
NZDep
Decile 5
Mid-range deprivation
D5 vs NZ
Schools
1
matched school context

Area prices & affordability

Median sale price
$653K
+12.8% over 5yr
2.2%YoY
Lower quartile
$524K
Entry-level price
House Price Index
3,420
QV-based HPI
2.3%5yr
Income to buy
8.0x
Years of median income
Annual sales
1,356
Transactions, TA

Mortgage serviceability

at the 5.69% 2-year fixed rate
Monthly repayment
$3,029/mo
20% deposit, 30-year P&I
Repayment burden
44%
of gross household income
Stress level
Stretched
<30% comfortable · >45% severe
Years to deposit
10.7 yrs
20% deposit at 15% savings

Monthly repayment by fixed term

Floating · 6.15%
$3,183
1-year fixed · 5.26%
$2,888
2-year fixed · 5.69%
$3,029
3-year fixed · 5.86%
$3,085

A territorial-authority estimate: the Whangarei District median sale price on a 20% deposit and 30-year loan, against the TA median household income implied by HUD's income-to-buy ratio, at RBNZ new-mortgage rates. A market-wide guide, not a Granfield Reserve-specific or borrower-specific figure.

Price trend

1yr +0.1%5yr -0.4%
QV House Price Index (Jan 2007 = 1000)

QV House Price Index for the Whangarei District territorial authority (monthly, Jan 2007 = 1000). A valuation-based index of price movement over time — distinct from the actual median sale price above.

Years of median household income to buy

Figures are for the Whangarei District territorial authority (as at 2026-03). New Zealand has no free suburb-level sale-price series, so these are TA-wide medians from HUD Local Housing Statistics (LINZ District Valuation Roll + Stats NZ) — a market backdrop for Granfield Reserve, not a Granfield Reserve-specific sale price.

Personal income

$35K personal · yr+3.3% vs Northland suburb median
Personal income distribution (Census 2023 · annual)
$10,000 or less
345
$10,001-$20,000
372
$20,001-$30,000
615
$30,001-$50,000
510
$50,001-$70,000
453
$70,001-$100,000
381
$100,001 or more
291

Median individual income. NZ has no suburb-level household-income or sale-price data, so this is a personal-income benchmark, not a household-affordability measure. Distribution covers people aged 15+ with stated income; counts are randomly rounded to base 3.

Housing stock and tenure

Home ownership over three censuses+2.6pp since 2013
2013
77% owned
2018
75% owned
2023
80% owned

5.6% of private dwellings were unoccupied on 2023 census night (holiday homes, empty rentals, and vacant stock).

Dwelling condition (occupied dwellings, self-reported)

14% damp (-3pp vs 2018) and 13% with visible mould larger than A4 (-3pp vs 2018).

Investor-specific data (gearing, investor concentration) is not published for NZ suburbs — the tenure trend above is the available investor signal.

Population outlook

99,200 people · 2023110,000 by 2033 (+10.9%)

Stats NZ subnational projection (2023 base, medium series) for Whangarei District — the finest official projection grain available; suburb-level projections do not exist.

Crime

Rate · per 100k6,825
Total incidents6,599· 2026-05
  • Assault74134%
  • Burglary1,24458%
  • Robbery874%
  • Sexual Assault874%

Natural hazards

Earthquake exposure
Minimal
Proximity to active faults
Nearest active fault
156.0 km
Waikopua Fault
Fault slip rate
Very Low
Higher = more active

Earthquake exposure is the distance from Granfield Reserve's centre to the nearest mapped active fault (GNS Science NZ Active Faults Database) — an area estimate, not a site-specific seismic assessment. NZ's full ground-shaking model (NSHM) is not available as a queryable map layer.

Short-term rentals

3
active listings · ~0.8 per 1,000 residents
100%
entire homes (vs private rooms)
0%
run by multi-listing operators

Active Airbnb listings point-mapped to this suburb from Inside Airbnb (CC BY 4.0). Occupancy and revenue are estimates from Inside Airbnb's San Francisco model (review-rate proxy, minimum-stay assumption, occupancy capped at 70%) — they are gross, indicative, and not a guarantee of returns. Short-stay letting is subject to state and local regulation.

Schools

Total1
Students405
State1
  • Te Kamo SchoolContributing · State

Livability

46/ 100 livability index

Top 54% most liveable of 1,902New Zealand suburbs.

Peer distributionstronger than 46% of New Zealand districts
WeakerTypicalStronger
Everyday access72
Public transport (5 stops)35
Schools & hospitals32

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within New Zealand suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Investment grade

Cgrade · 42/100 · top 58% of 65New Zealand districts
Peer distributionstronger than 42% of New Zealand districts
WeakerTypicalStronger
Capital growth33
Rental yield41
Stability55

Bar = this suburb's percentile · tick = typical (median) peer

District-level grade across New Zealand territorial authorities, combining 5-year price growth, rental yield (district median rent vs district median price), and stability (price-to-income level + affordability trajectory) via the same three-pillar method with an imbalance penalty. New Zealand has no free suburb-level prices, so this reflects your area's territorial authority. Within-New-Zealand relative, indicative only — not financial advice.

Building activity

Latest consents
6
6 houses · 0 units
53.8%YoY D7 vs NZ

Employment

Employed residents
1,617
Was 1,491 in 2018
8.5%vs 2018 D8 vs NZ

Full data detail

Granfield Reserve Northland — Property Data and Demographics

Granfield Reserve is a small suburb in Northland with a population of 3,597 and a median age of 47. Median personal income is $35K per year. The main ethnic groups are European, Māori, Asian. Northland population estimates moved +0.4% in the year ended June 2025, after moving +1.0% in 2024, which should be read as a broader regional movement backdrop rather than suburb-level migration precision. The resident employment base moved from 1,491 in 2018 to 1,617 in 2023 (+8.5%), which should be read as a census-to-census employment backdrop rather than a live jobs series. Te Waihanga's December 2025 Pipeline snapshot tracked over 12,000 NZ infrastructure initiatives, with more than 2,700 under construction and transport taking 52% of projected 2026 pipeline spend, which should be read as a broader national delivery backdrop rather than a suburb-specific project list.

Livability indicators for Granfield Reserve: NZDep decile 5 (moderate deprivation); 1 school with avg EQI 467; 5 transport stops (5 bus).

In 2026, Granfield Reserve recorded 6 building approvals (6 houses, 0 units), down 53.8% year-on-year.

Market & money
Livability signalsHeuristics
School QualityEQI 467· Average
DeprivationDecile 5· Moderate
Transport Access5 stops· Some Access
Development-54% Slowing
DevelopmentStats NZ
Consents (2026)6
Houses6
YoY change-53.8%
People & prosperity
DemographicsCensus 23
Population3,597
Median age47
Household size
HH income · yr
Personal income · yr$34,800
Deprivation (NZDep)NZDep23
Less deprived5/10
NZDep score965

1 = least deprived · 10 = most deprived

EthnicityCensus 23
European3,024
Māori699
Asian252
Pacific Peoples81
MELAA15
Top industriesCensus 23
Health Care and Social Assistance231
Retail Trade177
Construction165
Education and Training165
Public Administration and Safety153
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics2
Fuel stations1
Cafes & dining4
TransportGTFS
Bus stops5
Hospitals · Whangarei DistrictMoH
Whangarei HospitalPublic Hospital
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Current status
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Sources & freshness
Usable evidence

Granfield Reserve works as a starting read but still needs cross-checking.

NZ suburb pages combine Stats NZ, MBIE, MoE, GTFS, and pinned service coverage. The key difference is that some items are direct feeds, while others are fallback or snapshot layers.

RENT POSTURE
Rent is using MBIE bond data when present.

Treat current rent as a decision input, not as a guaranteed market quote.

HOSPITAL POSTURE
Hospital coverage comes from an official pinned snapshot.

This is a trusted coverage layer, but it is still a pinned snapshot rather than a live facility API.

TRANSPORT POSTURE
Transport is feed-based and depends on GTFS bundle coverage.

It is good for stop presence and local network context, but not a guarantee that every operator or schedule is equally current.

Data status
Weekly rent
Stats NZ Census 2023 · No linked local rent source
stable source · manual file · snapshot · census-cycle
Missing
Schools
MoE school directory · 1 schools matched
stable source · automated · every update · nightly
Available
Hospitals
Pinned Health NZ public hospital snapshot · No linked local hospital coverage
medium stability · mixed acquisition · snapshot · mixed
Missing
Transport
NZ GTFS bundle · 5 matched stops
medium stability · mixed acquisition · snapshot · mixed
Available
Building consents
Stats NZ building consents CSV · 2026 · Annual release series
Available
Demographic baseline
Stats NZ Census 2023 · Population, income, and demographic baseline
stable source · manual file · snapshot · census-cycle
Available
Available means a direct local source is linked. Verify means the page is using a weaker fallback or coverage-only snapshot, especially Census rent fallback or pinned hospital coverage.
Sparse locality note

This page stays indexable because Granfield Reserve still carries enough real local context to help with NZ suburb discovery. It should still be read as a lighter locality brief, not as a fully covered suburb profile.

WHY IT LOOKS LIGHTER
The page is missing a direct local rent signal.

That leaves the page relying more on Census and service context than on a stronger market read.

WHAT IS MISSING
Coverage is lighter across hospital coverage.

Coverage is thinner on hospital coverage; don't let a single sparse read define the suburb.

BEST NEXT STEP
Use this page to frame the locality, then compare or zoom back out.

Start with the region hub, compare view, or nearby better-covered suburbs before treating this page as a full market decision.

Page status
INDEXED WITH LIGHTER COVERAGE

The page still has enough real suburb context to remain searchable, but some market and service layers are too light for a full-confidence read.

HOW TO READ THIS PAGE

Use this page to frame the locality, then pressure-test the story with compare, the region hub, or a nearby better-covered suburb before treating it as complete.

Stronger nearby reads

If Granfield Reserve feels too thin on its own, use these nearby suburbs as stronger local reads before treating it as a full shortlist call.

Oakleigh-Mangapai most similar
similar deprivation profile similar suburb scale similar income profile

pop -1200 · adds rent coverage · income +$8K

Similar local read: useful for context, but still compare the actual market signals.

Whau Valley most similar
similar deprivation profile similar suburb scale similar income profile

pop -800 · adds rent coverage · income +$2K

Similar local read: useful for context, but still compare the actual market signals.

Kamo West most similar
similar deprivation profile similar suburb scale similar income profile

pop -1500 · adds rent coverage · income +$2K

Similar local read: useful for context, but still compare the actual market signals.

Granfield Reserve FAQ

Common questions
  1. What is the livability profile for Granfield Reserve?

    QuickProperty's livability signals for Granfield Reserve show: Average, Moderate, Some Access. These are based on rent affordability, school EQI, NZDep deprivation index, and transport access.

  2. Where does QuickProperty get its data for Granfield Reserve?

    Housing data comes from the Reserve Bank of New Zealand (RBNZ). Demographics are from Stats NZ Census 2023. Schools data uses the Ministry of Education Equity Index (EQI). The deprivation score uses NZDep2018. Transport data is sourced from GTFS feeds.

  3. How often is the Granfield Reserve data updated?

    RBNZ macro data updates with each deploy. Demographics are from NZ Census 2023. School EQI scores are from the Ministry of Education latest release.