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Suburb profile · Auckland · NZ

Half Moon Bay West NZ

Half Moon Bay West is in Auckland, New Zealand, with population 2,775.

The read

Livability-led

The page gives you enough to keep this suburb in view, but not enough to make a fast conviction call. Use compare mode or the region hub to see whether the mixed picture still holds up against alternatives.

$695/wk
1/04/2021 → 1/01/2026 · 20 periods
Tenancy Services · 1/01/2026
$885
$480
1/04/20211/01/2026
Why it fits

Transport coverage adds a practical access signal. Lower deprivation supports a livability-led read.

Median rent
$700/wk
Income-stretched rent market
D8 vs NZ
Population
2,775
3K local footprint
D7 vs NZ
Income
$49K/yr
Median personal income
D8 vs NZ
NZDep
Decile 2
Lower deprivation
D2 vs NZ
Schools
No matched schools

Area prices & affordability

Median sale price
$945K
+1.1% over 5yr
1.4%YoY
Lower quartile
$757K
Entry-level price
House Price Index
3,054
QV-based HPI
9.3%5yr
Income to buy
8.4x
Years of median income
Annual sales
23,116
Transactions, TA

Mortgage serviceability

at the 5.69% 2-year fixed rate
Monthly repayment
$4,383/mo
20% deposit, 30-year P&I
Repayment burden
47%
of gross household income
Stress level
Severe
<30% comfortable · >45% severe
Years to deposit
11.1 yrs
20% deposit at 15% savings

Monthly repayment by fixed term

Floating · 6.15%
$4,606
1-year fixed · 5.26%
$4,179
2-year fixed · 5.69%
$4,383
3-year fixed · 5.86%
$4,465

A territorial-authority estimate: the Auckland median sale price on a 20% deposit and 30-year loan, against the TA median household income implied by HUD's income-to-buy ratio, at RBNZ new-mortgage rates. A market-wide guide, not a Half Moon Bay West-specific or borrower-specific figure.

Price trend

1yr -2.9%5yr -11.8%
QV House Price Index (Jan 2007 = 1000)

QV House Price Index for the Auckland territorial authority (monthly, Jan 2007 = 1000). A valuation-based index of price movement over time — distinct from the actual median sale price above.

Years of median household income to buy

Figures are for the Auckland territorial authority (as at 2026-03). New Zealand has no free suburb-level sale-price series, so these are TA-wide medians from HUD Local Housing Statistics (LINZ District Valuation Roll + Stats NZ) — a market backdrop for Half Moon Bay West, not a Half Moon Bay West-specific sale price.

Rent trend depth

Rent cycle positionRents at their peak
Low · 2022Peak · 2023

At / near its highest median rent on record

Rent growth (compound)3-yr -0.2%/yr · 5-yr +2.0%/yr

Rent trend is derived from MBIE tenancy-bond medians and excludes suburbs with too few bonds to be reliable.

Personal income

$49K personal · yr+8.3% vs Auckland suburb median
Personal income distribution (Census 2023 · annual)
$10,000 or less
372
$10,001-$20,000
213
$20,001-$30,000
255
$30,001-$50,000
336
$50,001-$70,000
348
$70,001-$100,000
321
$100,001 or more
462

Median individual income. NZ has no suburb-level household-income or sale-price data, so this is a personal-income benchmark, not a household-affordability measure. Distribution covers people aged 15+ with stated income; counts are randomly rounded to base 3.

Housing stock and tenure

Home ownership over three censuses-4.8pp since 2013
2013
80% owned
2018
77% owned
2023
76% owned

4.8% of private dwellings were unoccupied on 2023 census night (holiday homes, empty rentals, and vacant stock).

Dwelling condition (occupied dwellings, self-reported)

19% damp (-2pp vs 2018) and 15% with visible mould larger than A4 (-3pp vs 2018).

Investor-specific data (gearing, investor concentration) is not published for NZ suburbs — the tenure trend above is the available investor signal.

Population outlook

165,100 people · 2023185,000 by 2033 (+12.1%)

Stats NZ subnational projection (2023 base, medium series) for Howick Local Board — the finest official projection grain available; suburb-level projections do not exist.

Crime

Rate · per 100k6,059
Total incidents100,370· 2026-05
  • Assault10,47534%
  • Burglary17,74757%
  • Robbery1,6495%
  • Sexual Assault1,1024%

Natural hazards

Earthquake exposure
Moderate
Proximity to active faults
Nearest active fault
14.1 km
Waikopua Fault
Fault slip rate
Very Low
Higher = more active
Flood exposure
Low
Modelled flood plains (1% AEP)
Area in flood plain
4%
Share of suburb sampled

Earthquake exposure is the distance from Half Moon Bay West's centre to the nearest mapped active fault (GNS Science NZ Active Faults Database) — an area estimate, not a site-specific seismic assessment. NZ's full ground-shaking model (NSHM) is not available as a queryable map layer. Flood exposure is the share of an interior sample grid falling within Auckland Council's modelled flood plains (1% annual-exceedance-probability) — an estimate, not a property-level flood certificate. NZ publishes flood data per council; coverage here is Auckland only.

Short-term rentals

10
active listings · ~3.6 per 1,000 residents
70%
entire homes (vs private rooms)
50%
run by multi-listing operators

Active Airbnb listings point-mapped to this suburb from Inside Airbnb (CC BY 4.0). Occupancy and revenue are estimates from Inside Airbnb's San Francisco model (review-rate proxy, minimum-stay assumption, occupancy capped at 70%) — they are gross, indicative, and not a guarantee of returns. Short-stay letting is subject to state and local regulation.

Livability

51/ 100 livability index

Top 49% most liveable of 1,902New Zealand suburbs.

Peer distributionstronger than 51% of New Zealand districts
WeakerTypicalStronger
Everyday access79
Public transport (13 stops)73
Schools & hospitals0

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within New Zealand suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Investment grade

Fgrade · 9/100 · top 91% of 65New Zealand districts
Peer distributionstronger than 9% of New Zealand districts
WeakerTypicalStronger
Capital growth5
Rental yield13
Stability44

Bar = this suburb's percentile · tick = typical (median) peer

District-level grade across New Zealand territorial authorities, combining 5-year price growth, rental yield (district median rent vs district median price), and stability (price-to-income level + affordability trajectory) via the same three-pillar method with an imbalance penalty. New Zealand has no free suburb-level prices, so this reflects your area's territorial authority. Within-New-Zealand relative, indicative only — not financial advice.

Building activity

Latest consents
26
15 houses · 11 units
3.7%YoY D10 vs NZ

Employment

Employed residents
1,479
Was 1,488 in 2018
0.6%vs 2018 D8 vs NZ

Full data detail

Half Moon Bay West Auckland — Property Data and Demographics

Half Moon Bay West is a small suburb in Auckland with a population of 2,775 and a median age of 44. Median personal income is $49K per year. The main ethnic groups are European, Asian, Māori. Auckland population estimates moved +1.0% in the year ended June 2025, after moving +2.5% in 2024, which should be read as a broader regional movement backdrop rather than suburb-level migration precision. The resident employment base moved from 1,488 in 2018 to 1,479 in 2023 (-0.6%), which should be read as a census-to-census employment backdrop rather than a live jobs series. Te Waihanga's December 2025 Pipeline snapshot tracked over 12,000 NZ infrastructure initiatives, with more than 2,700 under construction and transport taking 52% of projected 2026 pipeline spend, which should be read as a broader national delivery backdrop rather than a suburb-specific project list.

Median weekly rent in Half Moon Bay West is $700 (700 houses, 620 units). This represents approximately 75% of median weekly personal income.

Livability indicators for Half Moon Bay West: NZDep decile 2 (low deprivation (affluent)); 13 transport stops (12 bus, 1 ferry).

In 2026, Half Moon Bay West recorded 26 building approvals (15 houses, 11 units), down 3.7% year-on-year.

Market & money
Livability signalsHeuristics
Rent Affordability75% Stretched
DeprivationDecile 2 Low
Transport Access13 stops· Some Access
Development-4%· Steady
Rental marketMBIE
Median rent · wk(1/01/2026)$700
House · wk$700
Unit · wk$620
Rent / income75.1%
Lodgements51
DevelopmentStats NZ
Consents (2026)26
Houses 58%Units 42%
YoY change-3.7%
People & prosperity
DemographicsCensus 23
Population2,775
Median age44
Household size
HH income · yr
Personal income · yr$48,500
Deprivation (NZDep)NZDep23
Less deprived2/10
NZDep score928

1 = least deprived · 10 = most deprived

EthnicityCensus 23
European1,785
Asian870
Māori150
Pacific Peoples90
MELAA72
Top industriesCensus 23
Professional, Scientific and Technical201
Manufacturing165
Construction153
Wholesale Trade147
Education and Training135
Area & amenity
Local amenitiesOSM
Supermarkets1
Pharmacies1
GP / clinics0
Fuel stations0
Cafes & dining4
TransportGTFS
Bus stops12
Ferry wharves1
Half Moon Bay Sealink Ferry Terminalferry
Hospitals · AucklandMoH
Auckland City HospitalPublic Hospital
Middlemore HospitalPublic Hospital
North Shore HospitalPublic Hospital
Waitakere HospitalPublic Hospital
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Current status
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Sources & freshness
Strong evidence

Half Moon Bay West carries enough direct local evidence for a first-pass decision.

NZ suburb pages combine Stats NZ, MBIE, MoE, GTFS, and pinned service coverage. The key difference is that some items are direct feeds, while others are fallback or snapshot layers.

RENT POSTURE
Rent is using MBIE bond data when present.

Treat current rent as a decision input, not as a guaranteed market quote.

HOSPITAL POSTURE
Hospital coverage comes from an official pinned snapshot.

This is a trusted coverage layer, but it is still a pinned snapshot rather than a live facility API.

TRANSPORT POSTURE
Transport is feed-based and depends on GTFS bundle coverage.

It is good for stop presence and local network context, but not a guarantee that every operator or schedule is equally current.

Data status
Weekly rent
MBIE rental bond data · 1/01/2026 · Bond market dataset
stable source · automated · every update · monthly
Available
Schools
MoE school directory · No linked local school matches
stable source · automated · every update · nightly
Missing
Hospitals
Pinned Health NZ public hospital snapshot · No linked local hospital coverage
medium stability · mixed acquisition · snapshot · mixed
Missing
Transport
NZ GTFS bundle · 13 matched stops
medium stability · mixed acquisition · snapshot · mixed
Available
Building consents
Stats NZ building consents CSV · 2026 · Annual release series
Available
Demographic baseline
Stats NZ Census 2023 · Population, income, and demographic baseline
stable source · manual file · snapshot · census-cycle
Available
Available means a direct local source is linked. Verify means the page is using a weaker fallback or coverage-only snapshot, especially Census rent fallback or pinned hospital coverage.

Half Moon Bay West FAQ

Common questions
  1. What is the typical weekly rent in Half Moon Bay West?

    The median weekly rent in Half Moon Bay West is $700/wk, based on the MBIE market rent dataset. The current rent signal is income-stretched rent market.

  2. What does the rent signal say about Half Moon Bay West?

    Income-stretched rent market: Weekly rent screens at about 75% of annual income. Use this as a suburb screening signal before comparing candidates; the matching rent ranking can provide broader market context.

  3. What is the livability profile for Half Moon Bay West?

    QuickProperty's livability signals for Half Moon Bay West show: Stretched, Low, Some Access. These are based on rent affordability, school EQI, NZDep deprivation index, and transport access.

  4. Where does QuickProperty get its data for Half Moon Bay West?

    Housing data comes from the Reserve Bank of New Zealand (RBNZ). Demographics are from Stats NZ Census 2023. Schools data uses the Ministry of Education Equity Index (EQI). The deprivation score uses NZDep2018. Transport data is sourced from GTFS feeds.

  5. How often is the Half Moon Bay West data updated?

    RBNZ macro data updates with each deploy. Demographics are from NZ Census 2023. School EQI scores are from the Ministry of Education latest release.