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Suburb profile ·Toodyay LGA · WA ·6566

Dumbarton WA 6566

Dumbarton is in Toodyay LGA, WA, postcode 6566, with population 266.

The read

Verify-first

Price, rent, or affordability signals are lining up without a clear local red flag, and the broader demand backdrop is at least supportive. Treat this as a suburb worth comparing seriously, then stress-test it in the calculator before making a conviction call.

$270K
+68.8% YoY
2020 → 2024 · 3 periods
ABS + state medians
$270K
$105K
2020 2024
Why it fits

Gross yield screens at about 6.0%. Entry price sits in the lower-cost range for a first-pass screen. Recent price movement shows visible market momentum.

What to check

Evidence depth is verify-heavy, so the profile should be treated as provisional. Small local population makes the signal set more fragile.

Median house
$270K
House median, latest period
68.8%YoY D1 vs AU
Median rent
$312/wk
Market rent signal
D7 vs AU
Gross yield
6.0%
Strong yield band
D10 vs AU
Population
5,251
5K via Toodyay LGA · SAL undercount
Schools
No matched school data
Drive to city
Not in commute dataset
Solar
1,222
52 added 12mo · 6MW
Price cycleAt its peak
LowPeak

At / near its all-time high

See trend depth →

Price history

Trend & investor depth

Cycle positionAt its peak
Low · 2020Peak · 2024

At / near its all-time high

Indicative cashflow-$32/wk (-$1,656/yr) · interest-only @ 6.4%, 80% LVR
Value vs advantage-69% vs suburbs of similar SEIFA advantage (decile 7)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Dumbarton

Owner-occupied 88%Rented 12%
Investor activityATO
Negatively geared5%
111 of 292 landlords
Avg rental loss$5,805/yr
Landlords (rental income)292
Reported capital gains166
The read

Owner-occupier stronghold

78% of homes here are owner-occupied and 11% rented, with 5% of landlords negatively geared.

Why it fits

78% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

20%
of household income to service a new loan
4.6 yrs
to save a 20% deposit
Comfortable
housing-stress band
Rent vs buyRoughly even

New-loan repayment $1,323/mo vs median rent $1,352/mo (-2% · -$7/wk)

If rates move

At 4.2%: $1,056/mo (-267) · at 6.2% (current): $1,323/mo · at 8.2%: $1,615/mo (+292)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
3.4x
median home price as a multiple of annual household income
Affordable
Renting
21%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $1,723/mo, while renters pay about $1,352/mo — owning runs $371/mo higher on these medians.

Median price
$270K
Household income · yr
$79K
Median rent · wk
$312
Owner mortgage · mo
$1,723
Gross yield
6.0%

Household income

$79K household · yr-7.5% vs WA suburb median
Personal
$38K
Family
$98K
Household
$79K
Household income distribution (ABS Census 2021 · weekly)69% could service the median house
Under $300
11
$300-649
3
$650-999
10
$1,000-1,499
13
$1,500-1,999
10
$2,000-2,999
20
$3,000-3,999
3
$4,000+
9

Serviceability line: a household needs about $1,018/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 32% of households here would spend more than 30% of income on rent (rent stress line: $1,040/wk income).

Housing stock and tenure

Tenure (90 households)
Owned outright
38%
Owned with mortgage
40%
Rented
11%
Dwelling structure15.6% of dwellings unoccupied on census night
Separate house
100%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 71% drive, 0% public transport, 0% walk or cycle, 11% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

No local compliance layer is staged.

This is missing evidence, not evidence that the property has no constraints.

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Population outlook

4,812 people · 20225,153 by 2032 (+7.1%)

ABS population projection (2022 base) for the Toodyay SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Dumbarton WA — Property Data and Demographics

Dumbarton is a sparsely populated locality in Western Australia within the Toodyay local government area (postcode 6566). The area has roughly 266 residents and an older-leaning population, with a median age of 51. Households earn a median income of $79K per year, with an average household size of 2.5 people. Recent annual estimates show population movement into the broader catchment, with population growth running at +3.0% year-on-year at the LGA level. WA employment has moved +1.9% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. WA also had 24 Commonwealth-backed major projects under construction, 12 underway, and 12 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, technicians & trades, machinery operators & drivers. Employment in the area leans toward construction and education. The top ancestries reported are Australian, English, Scottish.

Dumbarton has a median house price of $270,000, which has jumped by 68.8% year-on-year. The median weekly rent is $312 (Census 2021). This gives a gross rental yield of approximately 6.0%. The median monthly mortgage repayment is $1,723.

From an investment perspective, Dumbarton shows a gross rental yield of approximately 6.0%, rated as high yield. Property prices sit below the state median ($270K/$1.0M), which can point to relative value. The price-to-income ratio of 3.4x is considered affordable. House prices have moved +68.8% year-on-year. Population growth of +3.0% year-on-year points to strong growth demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield6.0% High Yield
Price vs State$270K/$1.0M Below Median
Affordability3.4x Affordable
Price Momentum+68.8% Rising
Pop. Growth+3.0% Strong Growth
Development+0%· Steady
InvestmentWA
Mortgage · mth$1,723
Rent · wk(Census)$312
Gross yield6.0%
Price / income3.4x
Population growth · Toodyay LGAABS ERP
Population (2025)5,251
5-year growth+2.6% CAGR
YoY change+3%
20012025
Development · Toodyay LGAABS Approvals
Approvals (2026)37
Houses37
YoY change+0%
Employment · Toodyay LGASALM
Unemployment (Dec-25)3%
YoY change+0.7pp
Dec-10Dec-25
Property investors · Postcode 6566ATO
Negatively geared5%
111 of filers
Avg rental loss$5,805/yr
Landlords (rental income)292
Reported capital gains166
People & prosperity
DemographicsCensus 21
Population266
Median age51
Household size2.5
HH income · wk$1,521
Personal income · wk$729
Persons / bedroom0.7
SEIFA indexABS
Advantage (IRSAD)7/10
Education (IEO)5/10
Economic (IER)8/10
Disadvantage (IRSD)6/10
Income momentumCensus 16→21
HH income · wk$1,624 → $1,521
Change-6.3%
vs WA median-20 pp
Median rent+10.2%
softeningvs WA 2016–21
Area & amenity
Childcare · Toodyay LGAACECQA
Services1
Approved places42
Exceeding NQS0
Toodyay Early Learning Centre42 places
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Current status
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Sources & freshness
Verify-heavy evidence

Dumbarton leans on evidence that should be verified before a decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Prices come from release-based suburb series.

REIWA public suburb pages (annual median series) scraped monthly; unmatched suburbs fall back to annual ABS SA2 series

RENT POSTURE
Rent is falling back to Census, not a market feed.

This gives you directional coverage, but it is weaker than a current rent release.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
REIWA · 2024 · REIWA public suburb pages (annual median series) scraped monthly; unmatched suburbs fall back to annual ABS SA2 series
medium stability · automated · every update · monthly
Available
Market rent
ABS Census 2021 · Using Census rent fallback
stable source · manual file · snapshot · census-cycle
Verify
Crime
State crime dataset · No linked local crime series
Missing
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · No matched local transport stops
medium stability · manual file · snapshot · mixed
Missing
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Dumbarton FAQ

Common questions
  1. What LGA is Dumbarton in?

    Dumbarton is in the Toodyay Local Government Area, WA, postcode 6566. Council-level context for Toodyay LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Dumbarton?

    The current median house price in Dumbarton, WA is $270K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Dumbarton?

    The median weekly rent in Dumbarton is $312/wk, based on ABS Census 2021 rent fallback.

  4. Is Dumbarton a good investment?

    QuickProperty's investment signals for Dumbarton show: High Yield, Below Median, Affordable. These are computed from price, rent, income, and population data — not an opaque score.

  5. Where does QuickProperty get its data for Dumbarton?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  6. How often is the Dumbarton data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.