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Suburb profile ·Collie LGA · WA ·6225

Cardiff WA 6225

Cardiff is in Collie LGA, WA, postcode 6225, with population 118.

Limited data

Thin-context

The page is still useful for local context, but the evidence stack is too thin for a clean one-page call. Use nearby stronger suburbs or compare mode before treating it as a serious shortlist decision.

$750K
+100.0% YoY
2017 → 2026 · 3 periods
ABS + state medians
$750K
$232K
2017 2026
Why it fits

Recent price movement shows visible market momentum.

What to check

Evidence depth is verify-heavy, so the profile should be treated as provisional. The page is thin enough that nearby alternatives should be checked before shortlisting. Gross yield looks low for an income-first use case.

Median house
$750K
House median, latest period
100.0%YoY D4 vs AU
Median rent
$233/wk
Market rent signal
D4 vs AU
Gross yield
1.6%
Low yield band
D4 vs AU
Population
9,561
10K via Collie LGA · SAL undercount
Schools
No matched school data
Drive to city
Not in commute dataset
Solar
2,166
66 added 12mo · 11MW
Price cycleAt its peak
LowPeak

At / near its all-time high

See trend depth →

Price history

Trend & investor depth

Cycle positionAt its peak
Low · 2017Peak · 2026

At / near its all-time high

Indicative cashflow-$564/wk (-$29,313/yr) · interest-only @ 6.4%, 80% LVR
Value vs advantage+44% vs suburbs of similar SEIFA advantage (decile 3)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Cardiff

Owner-occupied 85%Rented 15%
Investor activityATO
Negatively geared4.4%
227 of 513 landlords
Avg rental loss$6,434/yr
Landlords (rental income)513
Reported capital gains327
The read

Owner-occupier stronghold

89% of homes here are owner-occupied and 16% rented, with 4% of landlords negatively geared.

Why it fits

89% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

What to check

Gross yield 1.6% is thin — returns here lean on capital growth, not cash flow.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

71%
of household income to service a new loan
16.2 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $3,675/mo vs median rent $1,010/mo (+264% · +$615/wk)

If rates move

At 4.2%: $2,934/mo (-741) · at 6.2% (current): $3,675/mo · at 8.2%: $4,487/mo (+812)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
12.2x
median home price as a multiple of annual household income
Stretched
Renting
20%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $1,544/mo, while renters pay about $1,010/mo — owning runs $534/mo higher on these medians.

Median price
$750K
Household income · yr
$62K
Median rent · wk
$233
Owner mortgage · mo
$1,544
Gross yield
1.6%

Household income

$62K household · yr-27.8% vs WA suburb median
Personal
$30K
Family
$75K
Household
$62K

Housing stock and tenure

Tenure (45 households)
Owned outright
51%
Owned with mortgage
38%
Rented
16%
Dwelling structure21.6% of dwellings unoccupied on census night
Separate house
98%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 89% drive, 11% public transport, 0% walk or cycle, 9% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

No local compliance layer is staged.

This is missing evidence, not evidence that the property has no constraints.

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Population outlook

9,150 people · 20229,938 by 2032 (+8.6%)

ABS population projection (2022 base) for the Collie SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Cardiff WA — Property Data and Demographics

Cardiff (postcode 6225) is a quiet locality in Western Australia within the Collie local government area. The area has roughly 118 residents and an older-leaning population, with a median age of 50. Households earn a median income of $62K per year, with an average household size of 2.5 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +1.3% year-on-year at the LGA level. WA employment has moved +1.9% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. WA also had 24 Commonwealth-backed major projects under construction, 12 underway, and 12 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are machinery operators & drivers, labourers, managers. Employment in the area leans toward mining and accommodation & food. The top ancestries reported are English, Australian, Scottish.

Cardiff has a median house price of $750,000, which has surged by 100% year-on-year. The median weekly rent is $233 (Census 2021). This gives a gross rental yield of approximately 1.6%. The median monthly mortgage repayment is $1,544.

From an investment perspective, Cardiff shows a gross rental yield of approximately 1.6%, rated as low yield. Property prices are near the state median ($750K/$1.0M). The price-to-income ratio of 12.2x is considered stretched. House prices have moved +100.0% year-on-year. Population growth of +1.3% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield1.6% Low Yield
Price vs State$750K/$1.0M· Near Median
Affordability12.2x Stretched
Price Momentum+100.0% Rising
Pop. Growth+1.3%· Stable
Development+0%· Steady
InvestmentWA
Mortgage · mth$1,544
Rent · wk(Census)$233
Gross yield1.6%
Price / income12.2x
Population growth · Collie LGAABS ERP
Population (2025)9,561
5-year growth+1.3% CAGR
YoY change+1.3%
20012025
Development · Collie LGAABS Approvals
Approvals (2026)31
Houses 61%Units 39%
YoY change+0%
Employment · Collie LGASALM
Unemployment (Dec-25)5.5%
YoY change-0.2pp
Dec-10Dec-25
Property investors · Postcode 6225ATO
Negatively geared4.4%
227 of filers
Avg rental loss$6,434/yr
Landlords (rental income)513
Reported capital gains327
People & prosperity
DemographicsCensus 21
Population118
Median age50
Household size2.5
HH income · wk$1,187
Personal income · wk$575
Persons / bedroom0.7
SEIFA indexABS
Advantage (IRSAD)3/10
Education (IEO)1/10
Economic (IER)6/10
Disadvantage (IRSD)2/10
Income momentumCensus 16→21
HH income · wk$1,083 → $1,187
Change+9.6%
vs WA median-4.1 pp
Median rent+16.5%
stablevs WA 2016–21
Area & amenity
Hospitals · Collie LGAAIHW
Public1
Private0
Collie Hospitalpublic
Aged care · Collie LGAGEN
Facilities1
Residential places64
ValleyView Residence64 places
Childcare · Collie LGAACECQA
Services3
Approved places111
Exceeding NQS1
Collie Early Education72 places
Kidz Cottage Schoolies20 places
Kidz Cottage19 places
Shortlist workspace

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Current status
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Sources & freshness
Verify-heavy evidence

Much of Cardiff rests on evidence that should be verified before a decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Prices come from release-based suburb series.

REIWA public suburb pages (annual median series) scraped monthly; unmatched suburbs fall back to annual ABS SA2 series

RENT POSTURE
Rent is falling back to Census, not a market feed.

This gives you directional coverage, but it is weaker than a current rent release.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
REIWA · 2026 · REIWA public suburb pages (annual median series) scraped monthly; unmatched suburbs fall back to annual ABS SA2 series
medium stability · automated · every update · monthly
Available
Market rent
ABS Census 2021 · Using Census rent fallback
stable source · manual file · snapshot · census-cycle
Verify
Crime
State crime dataset · No linked local crime series
Missing
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · No matched local transport stops
medium stability · manual file · snapshot · mixed
Missing
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.
Sparse locality note

This page stays indexable because Cardiff is a real locality with enough context to be directionally useful. The tradeoff is that coverage is lighter than a stronger suburb profile, so the read should stay cautious.

WHY IT LOOKS LIGHTER
This is a real locality, but it has a very small Census footprint.

Small-population localities can still be worth checking, but rankings, comparisons, and broad suburb assumptions become noisier faster.

WHAT IS MISSING
Coverage is lighter across school matches, hospital coverage, transport stops, and crime coverage.

The lighter areas here are school matches, hospital coverage, transport stops, and crime coverage, so a single-page read should carry less weight than usual.

BEST NEXT STEP
Use this page to understand the locality shape, then compare outward.

Start here for context, then open compare, the state hub, or larger nearby suburbs before treating this as a complete market decision.

Page status
INDEXED WITH LIGHTER COVERAGE

This page remains visible, but it should be read as a locality brief rather than a full-confidence suburb profile.

HOW TO READ THIS PAGE

Read it as a direction-setter rather than a final answer: frame the locality, then verify with compare, stronger nearby suburbs, and the state hub.

Stronger nearby reads

If Cardiff feels too thin on its own, use these nearby suburbs as stronger local reads before making a shortlist decision.

Allanson most similar
similar price band similar rent profile

pop +500 · house -$10K · rent +$27/wk

Similar local read: useful for context, but still compare the actual market signals.

Collie most similar
similar price band similar rent profile

pop +7500 · house -$230K · rent +$17/wk

Similar local read: useful for context, but still compare the actual market signals.

Preston Settlement most similar
similar rent profile similar suburb scale

pop same · rent -$83/wk

Similar local read: useful for context, but still compare the actual market signals.

Cardiff FAQ

Common questions
  1. What LGA is Cardiff in?

    Cardiff is in the Collie Local Government Area, WA, postcode 6225. Council-level context for Collie LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Cardiff?

    The current median house price in Cardiff, WA is $750K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Cardiff?

    The median weekly rent in Cardiff is $233/wk, based on ABS Census 2021 rent fallback.

  4. Is Cardiff a good investment?

    QuickProperty's investment signals for Cardiff show: Low Yield, Near Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  5. Where does QuickProperty get its data for Cardiff?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  6. How often is the Cardiff data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.