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Suburb profile ·Indigo LGA · VIC ·3691

Tangambalanga VIC 3691

Tangambalanga is in Indigo LGA, VIC, postcode 3691, with population 908.

The read

Growth-momentum

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$676K
+21.2% YoY
2014 → 2024 · 7 periods
ABS + state medians
$676K
$173K
2014 2024
Why it fits

Recent price movement shows visible market momentum. Higher SEIFA context supports a stronger local-quality read.

What to check

Small local population makes the signal set more fragile.

Median house
$676K
House median, latest period
21.2%YoY D3 vs AU
Median rent
$480/wk
Rent context available
D10 vs AU
Gross yield
3.7%
Below investor band
D10 vs AU
Population
908
908 local footprint
D8 vs AU
Schools
1
Matched school context
D1 vs AU
Drive to city
Not in commute dataset
Solar
3,414
396 added 12mo · 25MW

Price history

Rental vacancy rate

Rental vacancy rate · Regional Victoria
1.9%
Tight (landlord) market

Official vacancy is published at the Regional Victoria level, not per suburb. Shaded band marks a balanced market (2.5–3.5%).

Source: Homes Victoria Rental Report (DFFH) · Latest: Sep 2025

Trend & investor depth

Indicative cashflow-$305/wk (-$15,866/yr) · interest-only @ 6.4%, 80% LVR
Value vs advantage-25% vs suburbs of similar SEIFA advantage (decile 7)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investment grade

Fgrade · 19/100 · top 81% of 3,604AU suburbs
Peer distributionstronger than 19% of AU suburbs
WeakerTypicalStronger
Capital growth99
Rental yield17
Stability1
Volatility-47.8ppCycle-2.0

Bar = this suburb's percentile · tick = typical (median) peer · stability drivers signed (+ = steadier)

Relative grade across Australian suburbs, combining qp's capital-growth (multi-year CAGR + cycle timing), rental-yield, and stability (price volatility + cycle + affordability) metrics via a three-pillar property-scoring method with an imbalance penalty. Within-Australia relative, indicative only — not financial advice.

Investor profile

Who invests in Tangambalanga

Owner-occupied 85%Rented 15%
Investor activityATO
Negatively geared5.2%
441 of 1,127 landlords
Avg rental loss$6,612/yr
Landlords (rental income)1,127
Reported capital gains733
The read

Owner-occupier stronghold

83% of homes here are owner-occupied and 15% rented, with 5% of landlords negatively geared.

Why it fits

83% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

40%
of household income to service a new loan
9.1 yrs
to save a 20% deposit
Stretched
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $3,310/mo vs median rent $2,080/mo (+59% · +$284/wk)

If rates move

At 4.2%: $2,643/mo (-667) · at 6.2% (current): $3,310/mo · at 8.2%: $4,041/mo (+731)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
6.8x
median home price as a multiple of annual household income
Moderate
Renting
25%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $1,614/mo, while renters pay about $2,080/mo — renting runs $466/mo higher on these medians.

Median price
$676K
Household income · yr
$99K
Median rent · wk
$480
Owner mortgage · mo
$1,614
Gross yield
3.7%

Household income

$99K household · yr+20.3% vs VIC suburb median
Personal
$47K
Family
$111K
Household
$99K
Household income distribution (ABS Census 2021 · weekly)34% could service the median house
Under $300
4
$300-649
36
$650-999
35
$1,000-1,499
38
$1,500-1,999
38
$2,000-2,999
71
$3,000-3,999
41
$4,000+
23

Serviceability line: a household needs about $2,546/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 41% of households here would spend more than 30% of income on rent (rent stress line: $1,600/wk income).

Housing stock and tenure

Tenure (307 households)1.6% social housing
Owned outright
27%
Owned with mortgage
57%
Rented
15%
Dwelling structure5.9% of dwellings unoccupied on census night
Separate house
99%
Townhouse / semi
1%
Flat / apartment
0%

Getting to work: 85% drive, 0% public transport, 3% walk or cycle, 10% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total1
Avg ICSEA1010
Students138
Government1
  • Kiewa Valley Primary SchoolPrimary · Government · ICSEA 1010

Livability

21/ 100 livability index

Top 79% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 21% of Australian suburbs
WeakerTypicalStronger
Everyday access34
Public transport (1 stops)12
Schools & hospitals25

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime Year ending Mar 2026
596
3,329 per 100k
D5 vs AU

Crime

Rate · per 100k3,329
Total incidents596· Year ending Mar 2026
  • Assault3527%
  • Sexual Offences4534%
  • Robbery00%
  • Break And Enter5239%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone designation

Severe broad-area context

About 100.0% of the suburb is within Victoria's mapped Bushfire Prone Area.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Flood and moisture context

No mapped flood exposure

About 1.8% of the suburb intersects VIC LSIO.

May affect: Floor levels and drainage · Water-resistant assemblies · Material durability

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire-prone area

Designated ~100.0%
~100.0% of the suburb is within Victoria's designated Bushfire Prone Area

Share of the suburb within Victoria's gazetted Bushfire Prone Area (Vicmap, CC BY), point-sampled across the suburb. A Bushfire Prone Area is a planning designation that triggers the building code's bushfire construction provisions — it is not a graduated hazard rating or a property-level Bushfire Attack Level (BAL) assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Flood exposure

No mapped exposure ~1.8%
~1.8% of the suburb sits within a mapped flood-hazard area

Estimated exposure to the official flood-hazard layer (VIC LSIO), point-sampled across the suburb. This shows how much of the suburb sits within mapped flood-planning areas — it is not a property-level flood certificate. Areas without a completed flood study may be unmapped. Check the local council's flood maps for an individual property.

Planning zones

Dominant zone Farming (FZ)
Rural / Green wedge 90% Residential 7% Public / Open space 2% Industrial 1%
Residential density: Low

Land-use mix estimated by point-sampling the suburb against Vicmap Planning scheme-zone polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Growth outlook · Indigo LGA

Dwellings
+19%
7,750 → 9,220
+1,470 dwellings
Population
+13.3%
17,250 → 19,540
Households
+18.8%
7,140 → 8,480

LGA-level official projection (Victoria in Future 2023, DTP). Indicative of the wider council area, not a suburb-level forecast.

Population outlook

5,327 people · 20226,977 by 2032 (+31.0%)

ABS population projection (2022 base) for the Yackandandah SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Tangambalanga VIC — Property Data and Demographics

Tangambalanga (postcode 3691) is a close-knit residential community in Victoria within the Indigo local government area. The area has roughly 908 residents and a mix of young professionals and families, with a median age of 33. Households earn a median income of $99K per year, with an average household size of 2.8 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.8% year-on-year at the LGA level. VIC employment has moved +0.8% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. VIC also had 41 Commonwealth-backed major projects under construction, 18 underway, and 24 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are technicians & trades, professionals, managers. Employment in the area leans toward healthcare and construction. The top ancestries reported are Australian, English, Irish.

Median house prices in Tangambalanga stand at $676,000, having climbed sharply by 21.2% over the last twelve months. The current median weekly rent is $480. This gives a gross rental yield of approximately 3.7%. The median monthly mortgage repayment is $1,614.

Tangambalanga is served by 1 school, including 1 primary. The average ICSEA score is 1010, which is around the national average of 1,000. Public transport access includes 1 bus stop. The crime rate in the Indigo LGA is below average at 3,329 incidents per 100,000 population.

Looking at the investment signals, Gross rental yield sits at around 3.7% (moderate yield). Property prices are near the state median ($676K/$850K). The price-to-income ratio of 6.8x is considered moderate. House prices have moved +21.2% year-on-year. Population growth of +0.8% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield3.7%· Moderate Yield
Price vs State$676K/$850K· Near Median
Affordability6.8x· Moderate
Price Momentum+21.2% Rising
Pop. Growth+0.8%· Stable
Development+0%· Steady
InvestmentVIC
Mortgage · mth$1,614
Rent · wk(Census)$250
Market rent · wk(Sep 2025)$480
Gross yield1.9%
Price / income6.8x
Sales vol (latest Q)(2025-Q4)8
Population growth · Indigo LGAABS ERP
Population (2025)17,758
5-year growth+0.7% CAGR
YoY change+0.8%
20012025
Development · Indigo LGAABS Approvals
Approvals (2026)101
Houses 98%Units 2%
YoY change+0%
Employment · Indigo LGASALM
Unemployment (Dec-25)3.3%
YoY change+1pp
Dec-10Dec-25
Property investors · Postcode 3691ATO
Negatively geared5.2%
441 of filers
Avg rental loss$6,612/yr
Landlords (rental income)1,127
Reported capital gains733
People & prosperity
DemographicsCensus 21
Population908
Median age33
Household size2.8
HH income · wk$1,904
Personal income · wk$898
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)7/10
Education (IEO)5/10
Economic (IER)7/10
Disadvantage (IRSD)6/10
Income momentumCensus 16→21
HH income · wk$1,231 → $1,904
Change+54.7%
vs VIC median+31.2 pp
Median rent+24.4%
gentrifyingvs VIC 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies1
GP / clinics0
Fuel stations0
Cafes & dining0
TransportGTFS
Bus stops1
Hospitals · Indigo LGAAIHW
Public1
Private0
Beechworth Health Servicepublic
Aged care · Indigo LGAGEN
Facilities4
Residential places209
Yackandandah Health Residential Aged Care84 places
Beechworth Health Service Residential Care Program60 places
Glenview Community Care Nursing Home50 places
Albury Wodonga Health Residential Care Program15 places
Childcare · Indigo LGAACECQA
Services17
Approved places780
Exceeding NQS2
Kiewa Valley Primary School Combined Out of School Hour Care78 places · in suburb
Country Buddies Wahgunyah76 places
Beechworth Montessori60 places
Yackandandah PS TheirCare60 places
Beechworth Community Early Years Learning Centre INC57 places
Rutherglen Kindergarten53 places
+11 more in Indigo LGA
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Sources & freshness
Strong evidence

Tangambalanga has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Manual release files still matter here.

DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
VIC Property Sales Report · 2025-Q4 · DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.
medium stability · mixed acquisition · every update · quarterly
Available
Market rent
Homes Victoria · Sep 2025 · State market dataset
medium stability · automated · every update · quarterly
Available
Crime
VIC Crime Statistics Agency · Year ending Mar 2026 · Area-level release dataset
Available
Schools
ACARA 2025 · 1 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 1 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Tangambalanga FAQ

Common questions
  1. What LGA is Tangambalanga in?

    Tangambalanga is in the Indigo Local Government Area, VIC, postcode 3691. Council-level context for Indigo LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Tangambalanga?

    The current median house price in Tangambalanga, VIC is $676K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Tangambalanga?

    The median weekly rent in Tangambalanga is $480/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Tangambalanga?

    Rent context available: Tangambalanga has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Tangambalanga a good investment?

    QuickProperty's investment signals for Tangambalanga show: Moderate Yield, Near Median, Moderate. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Tangambalanga?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Tangambalanga data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.