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Suburb profile ·Nillumbik LGA · VIC ·3761

St Andrews VIC 3761

St Andrews is in Nillumbik LGA, VIC, postcode 3761, with population 1,186.

The read

Livability-led

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

Why it fits

Higher SEIFA context supports a stronger local-quality read.

Median house
No local house series
Median rent
$580/wk
Rent context available
D10 vs AU
Gross yield
Need rent + price
Population
1,186
1K local footprint
D8 vs AU
Schools
1
Matched school context
D1 vs AU
Drive to city
56 min
47.5 km to Melbourne CBD · free-flow
Solar
264
14 added 12mo · 2MW

Price history

No price history available

Price series isn't recorded for this suburb. Census housing data is shown instead.

Median mortgage · mth$2,167
Median rent · wk$340

Rental vacancy rate

Rental vacancy rate · Greater Melbourne
2.5%
Balanced market

Official vacancy is published at the Greater Melbourne level, not per suburb. Shaded band marks a balanced market (2.5–3.5%).

Source: Homes Victoria Rental Report (DFFH) · Latest: Sep 2025
Investor profile

Who invests in St Andrews

Owner-occupied 95%Rented 5%
Investor activityATO
Negatively geared5.3%
41 of 108 landlords
Avg rental loss$8,429/yr
Landlords (rental income)108
Reported capital gains90
The read

Owner-occupier stronghold

93% of homes here are owner-occupied and 5% rented, with 5% of landlords negatively geared.

Why it fits

93% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Affordability

26%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $2,167/mo, while renters pay about $2,513/mo — renting runs $346/mo higher on these medians.

Household income · yr
$115K
Median rent · wk
$580
Owner mortgage · mo
$2,167

Household income

$115K household · yr+40% vs VIC suburb median
Personal
$42K
Family
$125K
Household
$115K
Household income distribution (ABS Census 2021 · weekly)
Under $300
7
$300-649
29
$650-999
29
$1,000-1,499
50
$1,500-1,999
38
$2,000-2,999
75
$3,000-3,999
50
$4,000+
63

At the median asking rent, about 43% of households here would spend more than 30% of income on rent (rent stress line: $1,933/wk income).

Housing stock and tenure

Tenure (398 households)
Owned outright
46%
Owned with mortgage
47%
Rented
5%
Dwelling structure9.7% of dwellings unoccupied on census night
Separate house
100%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 65% drive, 0% public transport, 1% walk or cycle, 31% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total1
Avg ICSEA1065
Students40
Government1
  • St Andrews Primary SchoolPrimary · Government · ICSEA 1065

Livability

15/ 100 livability index

Top 85% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 15% of Australian suburbs
WeakerTypicalStronger
Everyday access19
Public transport0
Schools & hospitals25

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime Year ending Mar 2026
2,420
3,786 per 100k
D6 vs AU

Crime

Rate · per 100k3,786
Total incidents2,420· Year ending Mar 2026
  • Assault17441%
  • Sexual Offences4611%
  • Robbery123%
  • Break And Enter19746%

Development screen

Could a secondary dwelling be worth investigating?

small second home screening context Medium broad constraint context

Policy position

Official source access limited

The official state policy page could not be reliably re-verified automatically in the latest review. Treat this screen as preliminary and confirm the current planning and building requirements with the state source and local council.

Rental use: Review against the official Planning Victoria guidance and local building requirements before use.

Open official policy source

Separate houses

89.4%

Suburb share of occupied private dwellings recorded as separate houses.

8.9 pp above the state median

State median 80.5% · 693 valid suburbs

Residential-zone context

0.0%

Broad suburb sampling only; the property zoning and overlays can differ.

Near the state median

State median 0.0% · 690 valid suburbs

Rental households

5.0%

Demand context only; it does not establish permission to rent a secondary dwelling.

17.2 pp below the state median

State median 22.2% · 693 valid suburbs

Mapped hazards

bushfire high

The staged suburb layer indicates a broad-area constraint that needs address-level checking. The staged suburb layer shows no mapped exposure; this is not a property-level clearance.

Approval pathway

Four checks, each with a different evidence threshold.

This is an investigation sequence, not a guarantee that every step applies or that approval will be granted.

  1. 01 Verify current source

    State policy position

    The current small second home position needs direct confirmation before relying on this screen.

  2. 02 Property dependent

    Planning pathway

    Confirm zoning, lot controls, overlays, setbacks, site coverage and whether planning approval is required.

  3. 03 Design dependent

    Building approval

    Confirm the building approval route after the design, site classifications, services and construction requirements are known.

  4. 04 Check separately

    Intended use

    Confirm long-term rental, short-stay or family-use rules separately from permission to construct the dwelling.

Property due diligence

Turn the suburb screen into a property checklist.

Every check starts unconfirmed. Progress stays in this browser and suburb evidence never clears an address-level requirement.

0evidence acquired
0evidence missing
0reviews due
0consultant questions

Active record: St Andrews unnamed property

0/14checked
0issues found

Site controls

Lot area and dimensions

Confirm title dimensions, usable site area and any minimum lot threshold.

Status for Lot area and dimensions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Setbacks and site coverage

Test setbacks, private open space, landscaping and maximum site coverage against a concept plan.

Status for Setbacks and site coverage
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Slope and ground conditions

Check survey levels, soil classification, retaining needs and likely earthworks.

Status for Slope and ground conditions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title and planning

Zoning and overlays

Obtain current property-level zoning, overlays and applicable planning controls.

Status for Zoning and overlays
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title, easements and covenants

Review the title for easements, covenants, restrictions and common property.

Status for Title, easements and covenants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Services and access

Sewer and stormwater

Locate assets and connection points, then confirm capacity, clearances and discharge requirements.

Status for Sewer and stormwater
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Power, water and metering

Confirm service routes, upgrade needs and whether separate metering is permitted or practical.

Status for Power, water and metering
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Vehicle access and parking

Test driveway width, gradients, turning, parking and emergency access requirements.

Status for Vehicle access and parking
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Construction constraints

Bushfire exposure

Order an address-level bushfire assessment and determine any BAL construction response.

Status for Bushfire exposure
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Flood and overland flow

Obtain property flood information and check floor levels, flow paths and drainage constraints.

Status for Flood and overland flow
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Wind, corrosion and termite

Confirm site classifications that affect structural design, materials and durability.

Status for Wind, corrosion and termite
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Approval and use

Planning approval pathway

Confirm exemption, complying pathway or permit requirements with the responsible authority.

Status for Planning approval pathway
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Building approval and consultants

Identify required survey, design, engineering, energy, certification and inspection evidence.

Status for Building approval and consultants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Rental and intended use

Confirm occupation, rental, short-stay and family-use rules plus insurance and tax implications.

Status for Rental and intended use
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

St Andrews, VIC 3761 · Local browser record

Investigation aid only. Confirm current planning, building, title, service and hazard requirements with qualified professionals and responsible authorities.

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone designation

Severe broad-area context

About 100.0% of the suburb is within Victoria's mapped Bushfire Prone Area.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Flood and moisture context

No mapped flood exposure

About 0.0% of the suburb intersects VIC LSIO.

May affect: Floor levels and drainage · Water-resistant assemblies · Material durability

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire-prone area

Designated ~100.0%
~100.0% of the suburb is within Victoria's designated Bushfire Prone Area

Share of the suburb within Victoria's gazetted Bushfire Prone Area (Vicmap, CC BY), point-sampled across the suburb. A Bushfire Prone Area is a planning designation that triggers the building code's bushfire construction provisions — it is not a graduated hazard rating or a property-level Bushfire Attack Level (BAL) assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Flood exposure

No mapped exposure ~0.0%
~0.0% of the suburb sits within a mapped flood-hazard area

Estimated exposure to the official flood-hazard layer (VIC LSIO), point-sampled across the suburb. This shows how much of the suburb sits within mapped flood-planning areas — it is not a property-level flood certificate. Areas without a completed flood study may be unmapped. Check the local council's flood maps for an individual property.

Planning zones

Dominant zone Rural Conservation (RCZ)
Rural / Green wedge 95% Public / Open space 4% Residential 1%
Residential density: Low

Land-use mix estimated by point-sampling the suburb against Vicmap Planning scheme-zone polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Growth outlook · Nillumbik LGA

Dwellings
+11.3%
22,410 → 24,950
+2,540 dwellings
Population
+6.3%
63,450 → 67,420
Households
+11.3%
21,950 → 24,440

LGA-level official projection (Victoria in Future 2023, DTP). Indicative of the wider council area, not a suburb-level forecast.

Population outlook

5,160 people · 20225,095 by 2032 (-1.3%)

ABS population projection (2022 base) for the Panton Hill - St Andrews SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
St Andrews VIC — Property Data and Demographics

Located in Victoria within the Nillumbik local government area, St Andrews is a close-knit residential community (postcode 3761). It is home to about 1,186 residents, with a mature demographic and a median age of 46. Households earn a median income of $115K per year, with an average household size of 2.8 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.4% year-on-year at the LGA level. VIC employment has moved +0.8% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. VIC also had 41 Commonwealth-backed major projects under construction, 18 underway, and 24 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, technicians & trades, managers. Employment in the area leans toward construction and healthcare. The top ancestries reported are English, Australian, Irish.

The current median weekly rent is $580. The median monthly mortgage repayment is $2,167.

St Andrews is served by 1 school, including 1 primary. The average ICSEA score is 1065, which is above the national average of 1,000. The crime rate in the Nillumbik LGA is below average at 3,786 incidents per 100,000 population.

From an investment perspective, Population growth of +0.4% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Pop. Growth+0.4%· Stable
Development+0%· Steady
InvestmentVIC
Mortgage · mth$2,167
Rent · wk(Census)$340
Market rent · wk(Sep 2025)$580
Population growth · Nillumbik LGAABS ERP
Population (2025)63,797
5-year growth-0.2% CAGR
YoY change+0.4%
20012025
Development · Nillumbik LGAABS Approvals
Approvals (2026)92
Houses 62%Units 38%
YoY change+0%
Employment · Nillumbik LGASALM
Unemployment (Dec-25)1.9%
YoY change+0.2pp
Dec-10Dec-25
Property investors · Postcode 3761ATO
Negatively geared5.3%
41 of filers
Avg rental loss$8,429/yr
Landlords (rental income)108
Reported capital gains90
People & prosperity
DemographicsCensus 21
Population1,186
Median age46
Household size2.8
HH income · wk$2,216
Personal income · wk$816
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)9/10
Education (IEO)9/10
Economic (IER)10/10
Disadvantage (IRSD)9/10
Income momentumCensus 16→21
HH income · wk$1,790 → $2,216
Change+23.8%
vs VIC median+0.3 pp
Median rent+38.8%
stablevs VIC 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations0
Cafes & dining1
Aged care · Nillumbik LGAGEN
Facilities5
Residential places485
Diamond Creek Care Community130 places
Estia Health Plenty130 places
Estia Health Wattle Glen98 places
St Vincent's Care Services Eltham - Willandra Lodge64 places
St Vincent's Care Services Eltham - Eltham Lodge63 places
Childcare · Nillumbik LGAACECQA
Services52
Approved places3,342
Exceeding NQS22
Eltham East Out of School Hours Care165 places
Glen Katherine Primary School Year Round Care Program150 places
Goodstart Early Learning Eltham120 places
Smiling Children Early Learning Centre120 places
Launchpad Diamond Creek116 places
Eltham North P.S Outside School Hours Care104 places
+46 more in Nillumbik LGA
Shortlist workspace

Save suburbs here while you browse. Once the shortlist has two or more names, hand it straight into compare.

Current status
Add St Andrews if it deserves a shortlist slot.

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EMPTY SET

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Sources & freshness
Strong evidence

There is enough direct local evidence on St Andrews for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Manual release files still matter here.

DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
VIC Property Sales Report · DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.
medium stability · mixed acquisition · every update · quarterly
Missing
Market rent
Homes Victoria · Sep 2025 · State market dataset
medium stability · automated · every update · quarterly
Available
Crime
VIC Crime Statistics Agency · Year ending Mar 2026 · Area-level release dataset
Available
Schools
ACARA 2025 · 1 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · No matched local transport stops
medium stability · manual file · snapshot · mixed
Missing
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

St Andrews FAQ

Common questions
  1. What LGA is St Andrews in?

    St Andrews is in the Nillumbik Local Government Area, VIC, postcode 3761. Council-level context for Nillumbik LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the typical weekly rent in St Andrews?

    The median weekly rent in St Andrews is $580/wk, based on the current market rent dataset. The current rent signal is rent context available.

  3. What does the rent signal say about St Andrews?

    Rent context available: St Andrews has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  4. Is St Andrews a good investment?

    QuickProperty's investment signals for St Andrews show: Stable, Steady. These are computed from price, rent, income, and population data — not an opaque score.

  5. Where does QuickProperty get its data for St Andrews?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  6. How often is the St Andrews data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.