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Suburb profile ·Moyne LGA · VIC ·3270

Peterborough VIC 3270

Peterborough is in Moyne LGA, VIC, postcode 3270, with population 322.

The read

Growth-momentum

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$765K
+9.1% YoY
2014 → 2024 · 7 periods
ABS + state medians
$765K
$308K
2014 2024
Why it fits

Recent price movement shows visible market momentum. Transport coverage adds a practical access signal. Higher SEIFA context supports a stronger local-quality read.

What to check

Small local population makes the signal set more fragile.

Median house
$765K
House median, latest period
9.1%YoY D4 vs AU
Median rent
$490/wk
Rent context available
D10 vs AU
Gross yield
3.3%
Below investor band
D9 vs AU
Population
17,760
18K via Moyne LGA · SAL undercount
Schools
No matched school data
Drive to city
Not in commute dataset
Solar
48
2 added 12mo · 0MW

Price history

Rental vacancy rate

Rental vacancy rate · Regional Victoria
1.9%
Tight (landlord) market

Official vacancy is published at the Regional Victoria level, not per suburb. Shaded band marks a balanced market (2.5–3.5%).

Source: Homes Victoria Rental Report (DFFH) · Latest: Sep 2025

Trend & investor depth

Indicative cashflow-$386/wk (-$20,058/yr) · interest-only @ 6.4%, 80% LVR
Value vs advantage-34% vs suburbs of similar SEIFA advantage (decile 9)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Peterborough

Owner-occupied 82%Rented 18%
Investor activityATO
Negatively geared5.1%
9 of 34 landlords
Avg rental loss$4,340/yr
Landlords (rental income)34
Reported capital gains28
Investor exposure index(moderate vs national)69.8/100
The read

Owner-occupier stronghold

78% of homes here are owner-occupied and 18% rented, with 5% of landlords negatively geared.

Why it fits

78% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

What to check

Gross yield 3.3% is thin — returns here lean on capital growth, not cash flow.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

63%
of household income to service a new loan
14.2 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $3,748/mo vs median rent $2,123/mo (+77% · +$375/wk)

If rates move

At 4.2%: $2,993/mo (-756) · at 6.2% (current): $3,748/mo · at 8.2%: $4,576/mo (+828)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
10.6x
median home price as a multiple of annual household income
Stretched
Renting
35%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $1,400/mo, while renters pay about $2,123/mo — renting runs $723/mo higher on these medians.

Median price
$765K
Household income · yr
$72K
Median rent · wk
$490
Owner mortgage · mo
$1,400
Gross yield
3.3%

Household income

$72K household · yr-12.6% vs VIC suburb median
Personal
$41K
Family
$93K
Household
$72K
Household income distribution (ABS Census 2021 · weekly)16% could service the median house
Under $300
7
$300-649
12
$650-999
24
$1,000-1,499
28
$1,500-1,999
13
$2,000-2,999
24
$3,000-3,999
12
$4,000+
7

Serviceability line: a household needs about $2,883/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 58% of households here would spend more than 30% of income on rent (rent stress line: $1,633/wk income).

Housing stock and tenure

Tenure (137 households)
Owned outright
57%
Owned with mortgage
21%
Rented
18%
Dwelling structure59.5% of dwellings unoccupied on census night
Separate house
96%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 73% drive, 0% public transport, 2% walk or cycle, 25% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Crime Year ending Mar 2026
752
4,220 per 100k
D6 vs AU

Crime

Rate · per 100k4,220
Total incidents752· Year ending Mar 2026
  • Assault7151%
  • Sexual Offences2216%
  • Robbery11%
  • Break And Enter4432%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone designation

Severe broad-area context

About 94.1% of the suburb is within Victoria's mapped Bushfire Prone Area.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Flood and moisture context

No mapped flood exposure

About 0.0% of the suburb intersects VIC LSIO.

May affect: Floor levels and drainage · Water-resistant assemblies · Material durability

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire-prone area

Partly designated ~94.1%
~94.1% of the suburb is within Victoria's designated Bushfire Prone Area

Share of the suburb within Victoria's gazetted Bushfire Prone Area (Vicmap, CC BY), point-sampled across the suburb. A Bushfire Prone Area is a planning designation that triggers the building code's bushfire construction provisions — it is not a graduated hazard rating or a property-level Bushfire Attack Level (BAL) assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Flood exposure

No mapped exposure ~0.0%
~0.0% of the suburb sits within a mapped flood-hazard area

Estimated exposure to the official flood-hazard layer (VIC LSIO), point-sampled across the suburb. This shows how much of the suburb sits within mapped flood-planning areas — it is not a property-level flood certificate. Areas without a completed flood study may be unmapped. Check the local council's flood maps for an individual property.

Short-term rentals

39
active listings · ~121.1 per 1,000 residents
100%
entire homes (vs private rooms)
44%
run by multi-listing operators
Investment view Estimated
$315
median nightly (entire home)
19%
estimated occupancy
$19,086
estimated annual revenue (gross)

Estimated short-let income is 0.7× the $25,480/yr a long-term let would earn at the median rent — before management fees, cleaning, vacancy beyond the occupancy model, and short-stay regulation.

Active Airbnb listings point-mapped to this suburb from Inside Airbnb (CC BY 4.0). Occupancy and revenue are estimates from Inside Airbnb's San Francisco model (review-rate proxy, minimum-stay assumption, occupancy capped at 70%) — they are gross, indicative, and not a guarantee of returns. Short-stay letting is subject to state and local regulation.

Planning zones

Dominant zone Farming (FZ)
Rural / Green wedge 86% Public / Open space 12% Residential 2% Other 1%
Residential density: Standard

Land-use mix estimated by point-sampling the suburb against Vicmap Planning scheme-zone polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Growth outlook · Moyne LGA

Dwellings
+15.4%
8,550 → 9,870
+1,320 dwellings
Population
+10.6%
17,290 → 19,120
Households
+16.9%
7,050 → 8,240

LGA-level official projection (Victoria in Future 2023, DTP). Indicative of the wider council area, not a suburb-level forecast.

Population outlook

7,140 people · 20227,066 by 2032 (-1.0%)

ABS population projection (2022 base) for the Corangamite - South SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Peterborough VIC — Property Data and Demographics

Peterborough is a small, quiet locality in Victoria within the Moyne local government area (postcode 3270). The area has roughly 322 residents and a mature demographic, with a median age of 54. Households earn a median income of $72K per year, with an average household size of 2.1 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.5% year-on-year at the LGA level. VIC employment has moved +0.8% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. VIC also had 41 Commonwealth-backed major projects under construction, 18 underway, and 24 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, technicians & trades, professionals. Employment in the area leans toward agriculture and healthcare. The top ancestries reported are English, Australian, Irish.

Median house prices in Peterborough stand at $765,000, having risen solidly by 9.1% over the last twelve months. The current median weekly rent is $490. This gives a gross rental yield of approximately 3.3%. The median monthly mortgage repayment is $1,400.

Public transport access includes 5 bus stops. The crime rate in the Moyne LGA is moderate at 4,220 incidents per 100,000 population.

Looking at the investment signals, Gross rental yield sits at around 3.3% (moderate yield). Property prices are near the state median ($765K/$850K). The price-to-income ratio of 10.6x is considered stretched. House prices have moved +9.1% year-on-year. Population growth of +0.5% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield3.3%· Moderate Yield
Price vs State$765K/$850K· Near Median
Affordability10.6x Stretched
Price Momentum+9.1% Rising
Pop. Growth+0.5%· Stable
Development+0%· Steady
InvestmentVIC
Mortgage · mth$1,400
Rent · wk(Census)$275
Market rent · wk(Sep 2025)$490
Gross yield1.9%
Price / income10.6x
Sales vol (latest Q)(2025-Q4)2
Population growth · Moyne LGAABS ERP
Population (2025)17,760
5-year growth+0.8% CAGR
YoY change+0.5%
20012025
Development · Moyne LGAABS Approvals
Approvals (2026)55
Houses 87%Units 13%
YoY change+0%
Employment · Moyne LGASALM
Unemployment (Dec-25)1.6%
YoY change+0.3pp
Dec-10Dec-25
Property investors · Postcode 3270ATO
Negatively geared5.1%
9 of filers
Avg rental loss$4,340/yr
Landlords (rental income)34
Reported capital gains28
People & prosperity
DemographicsCensus 21
Population322
Median age54
Household size2.1
HH income · wk$1,383
Personal income · wk$796
Persons / bedroom0.6
SEIFA indexABS
Advantage (IRSAD)9/10
Education (IEO)6/10
Economic (IER)6/10
Disadvantage (IRSD)8/10
Income momentumCensus 16→21
HH income · wk$943 → $1,383
Change+46.7%
vs VIC median+23.2 pp
Median rent+29.1%
gentrifyingvs VIC 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations1
Cafes & dining1
TransportGTFS
Bus stops5
Hospitals · Moyne LGAAIHW
Public1
Private0
Moyne Health Services [Port Fairy]public
Aged care · Moyne LGAGEN
Facilities4
Residential places122
Moyne Health Services-Moyneyana House52 places
Aberlea Inc40 places
Moyne Health Services-Belfast House30 places
Moyne Community HealthShort-Term Restorative Care (STRC)
Childcare · Moyne LGAACECQA
Services15
Approved places568
Exceeding NQS5
Port Fairy Community Services Centre138 places
Koroit Kindergarten60 places
Hawkesdale and District Family Services Centre50 places
Merri Kindergarten50 places
Mortlake & District Kindergarten42 places
Roots Childcare & Kindergarten Garvoc32 places
+9 more in Moyne LGA
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Current status
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Sources & freshness
Strong evidence

Peterborough has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Manual release files still matter here.

DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
VIC Property Sales Report · 2025-Q4 · DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.
medium stability · mixed acquisition · every update · quarterly
Available
Market rent
Homes Victoria · Sep 2025 · State market dataset
medium stability · automated · every update · quarterly
Available
Crime
VIC Crime Statistics Agency · Year ending Mar 2026 · Area-level release dataset
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 5 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Peterborough FAQ

Common questions
  1. What LGA is Peterborough in?

    Peterborough is in the Moyne Local Government Area, VIC, postcode 3270. Council-level context for Moyne LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Peterborough?

    The current median house price in Peterborough, VIC is $765K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Peterborough?

    The median weekly rent in Peterborough is $490/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Peterborough?

    Rent context available: Peterborough has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Peterborough a good investment?

    QuickProperty's investment signals for Peterborough show: Moderate Yield, Near Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Peterborough?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Peterborough data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.