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Suburb profile ·Swan Hill LGA · VIC ·3595

Nyah West VIC 3595

Nyah West is in Swan Hill LGA, VIC, postcode 3595, with population 673.

The read

Growth-momentum

Price, rent, or affordability signals are lining up without a clear local red flag, and the broader demand backdrop is at least supportive. Treat this as a suburb worth comparing seriously, then stress-test it in the calculator before making a conviction call.

$248K
+15.3% YoY
2014 → 2023 · 9 periods
ABS + state medians
$248K
$85K
2014 2023
Why it fits

Gross yield screens at about 9.0%. Entry price sits in the lower-cost range for a first-pass screen. Recent price movement shows visible market momentum.

What to check

Small local population makes the signal set more fragile.

Median house
$248K
House median, latest period
15.3%YoY D1 vs AU
Median rent
$430/wk
Rent-led investor candidate
D9 vs AU
Gross yield
9.0%
Strong yield band
D10 vs AU
Population
673
673 local footprint
D7 vs AU
Schools
1
Matched school context
D1 vs AU
Drive to city
Not in commute dataset
Solar
163
3 added 12mo · 1MW

Price history

Rental vacancy rate

Rental vacancy rate · Regional Victoria
1.9%
Tight (landlord) market

Official vacancy is published at the Regional Victoria level, not per suburb. Shaded band marks a balanced market (2.5–3.5%).

Source: Homes Victoria Rental Report (DFFH) · Latest: Sep 2025

Trend & investor depth

Indicative cashflow$78/wk ($4,072/yr) · interest-only @ 6.4%, 80% LVR
Value vs advantage-40% vs suburbs of similar SEIFA advantage (decile 1)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investment grade

Bgrade · 77/100 · top 23% of 3,604AU suburbs
Peer distributionstronger than 77% of AU suburbs
WeakerTypicalStronger
Capital growth93
Rental yield78
Stability7
Volatility-28.1ppCycle-2.0

Bar = this suburb's percentile · tick = typical (median) peer · stability drivers signed (+ = steadier)

Relative grade across Australian suburbs, combining qp's capital-growth (multi-year CAGR + cycle timing), rental-yield, and stability (price volatility + cycle + affordability) metrics via a three-pillar property-scoring method with an imbalance penalty. Within-Australia relative, indicative only — not financial advice.

Investor profile

Who invests in Nyah West

Owner-occupied 76%Rented 24%
Investor activityATO
Negatively geared1.1%
4 of 21 landlords
Avg rental loss$5,878/yr
Landlords (rental income)21
Reported capital gains18
The read

Owner-occupier stronghold

71% of homes here are owner-occupied and 22% rented, with 1% of landlords negatively geared.

Why it fits

71% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

29%
of household income to service a new loan
6.5 yrs
to save a 20% deposit
Comfortable
housing-stress band
Rent vs buyBuying cheaper

New-loan repayment $1,215/mo vs median rent $1,863/mo (-35% · -$150/wk)

If rates move

At 4.2%: $970/mo (-245) · at 6.2% (current): $1,215/mo · at 8.2%: $1,484/mo (+268)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
4.9x
median home price as a multiple of annual household income
Affordable
Renting
44%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $650/mo, while renters pay about $1,863/mo — renting runs $1,213/mo higher on these medians.

Median price
$248K
Household income · yr
$51K
Median rent · wk
$430
Owner mortgage · mo
$650
Gross yield
9.0%

Household income

$51K household · yr-38.2% vs VIC suburb median
Personal
$25K
Family
$67K
Household
$51K
Household income distribution (ABS Census 2021 · weekly)52% could service the median house
Under $300
13
$300-649
56
$650-999
41
$1,000-1,499
49
$1,500-1,999
21
$2,000-2,999
28
$3,000-3,999
9
$4,000+
0

Serviceability line: a household needs about $935/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 69% of households here would spend more than 30% of income on rent (rent stress line: $1,433/wk income).

Housing stock and tenure

Tenure (240 households)5.4% social housing
Owned outright
36%
Owned with mortgage
35%
Rented
22%
Dwelling structure20.3% of dwellings unoccupied on census night
Separate house
90%
Townhouse / semi
0%
Flat / apartment
3%

Getting to work: 86% drive, 0% public transport, 4% walk or cycle, 9% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total1
Avg ICSEA893
Students42
Government1
  • Nyah District Primary SchoolPrimary · Government · ICSEA 893

Livability

44/ 100 livability index

Top 56% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 44% of Australian suburbs
WeakerTypicalStronger
Everyday access50
Public transport (1 stops)12
Schools & hospitals56

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime Year ending Mar 2026
2,375
11,324 per 100k
D9 vs AU

Crime

Rate · per 100k11,324
Total incidents2,375· Year ending Mar 2026
  • Assault25163%
  • Sexual Offences5414%
  • Robbery41%
  • Break And Enter9123%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone designation

Severe broad-area context

About 78.4% of the suburb is within Victoria's mapped Bushfire Prone Area.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Flood and moisture context

No mapped flood exposure

About 0.0% of the suburb intersects VIC LSIO.

May affect: Floor levels and drainage · Water-resistant assemblies · Material durability

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire-prone area

Partly designated ~78.4%
~78.4% of the suburb is within Victoria's designated Bushfire Prone Area

Share of the suburb within Victoria's gazetted Bushfire Prone Area (Vicmap, CC BY), point-sampled across the suburb. A Bushfire Prone Area is a planning designation that triggers the building code's bushfire construction provisions — it is not a graduated hazard rating or a property-level Bushfire Attack Level (BAL) assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Flood exposure

No mapped exposure ~0.0%
~0.0% of the suburb sits within a mapped flood-hazard area

Estimated exposure to the official flood-hazard layer (VIC LSIO), point-sampled across the suburb. This shows how much of the suburb sits within mapped flood-planning areas — it is not a property-level flood certificate. Areas without a completed flood study may be unmapped. Check the local council's flood maps for an individual property.

Planning zones

Dominant zone Farming (FZ)
Rural / Green wedge 93% Public / Open space 4% Residential 3%
Residential density: Standard

Land-use mix estimated by point-sampling the suburb against Vicmap Planning scheme-zone polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Growth outlook · Swan Hill LGA

Dwellings
+7.6%
9,550 → 10,280
+730 dwellings
Population
-3.4%
21,380 → 20,660
Households
+2.6%
8,530 → 8,750

LGA-level official projection (Victoria in Future 2023, DTP). Indicative of the wider council area, not a suburb-level forecast.

Population outlook

6,517 people · 20227,051 by 2032 (+8.2%)

ABS population projection (2022 base) for the Swan Hill Surrounds SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Nyah West VIC — Property Data and Demographics

Located in Victoria within the Swan Hill local government area, Nyah West is a close-knit residential community (postcode 3595). It is home to about 673 residents, with a settled, mature resident base and a median age of 45. Households earn a median income of $51K per year, with an average household size of 2.3 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.1% year-on-year at the LGA level. VIC employment has moved +0.8% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. VIC also had 41 Commonwealth-backed major projects under construction, 18 underway, and 24 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are labourers, managers, machinery operators & drivers. Employment in the area leans toward agriculture and healthcare. The top ancestries reported are Australian, English, Irish.

Median house prices in Nyah West stand at $248,000, having jumped by 15.3% over the last twelve months. The current median weekly rent is $430. This gives a gross rental yield of approximately 9.0%. The median monthly mortgage repayment is $650.

Nyah West is served by 1 school, including 1 primary. The average ICSEA score is 893, which is well below the national average of 1,000. Public transport access includes 1 bus stop. Healthcare facilities include 1 public hospital. The crime rate in the Swan Hill LGA is higher than average at 11,324 incidents per 100,000 population.

Looking at the investment signals, Gross rental yield sits at around 9.0% (high yield). Property prices sit below the state median ($248K/$850K), which can point to relative value. The price-to-income ratio of 4.9x is considered affordable. House prices have moved +15.3% year-on-year. Population growth of +0.1% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield9.0% High Yield
Price vs State$248K/$850K Below Median
Affordability4.9x Affordable
Price Momentum+15.3% Rising
Pop. Growth+0.1%· Stable
Development+0%· Steady
InvestmentVIC
Mortgage · mth$650
Rent · wk(Census)$188
Market rent · wk(Sep 2025)$430
Gross yield3.9%
Price / income4.9x
Sales vol (latest Q)(2025-Q4)2
Population growth · Swan Hill LGAABS ERP
Population (2025)20,962
5-year growth-0.5% CAGR
YoY change+0.1%
20012025
Development · Swan Hill LGAABS Approvals
Approvals (2026)104
Houses 88%Units 12%
YoY change+0%
Employment · Swan Hill LGASALM
Unemployment (Dec-25)1.3%
YoY change-2.1pp
Dec-10Dec-25
Property investors · Postcode 3595ATO
Negatively geared1.1%
4 of filers
Avg rental loss$5,878/yr
Landlords (rental income)21
Reported capital gains18
People & prosperity
DemographicsCensus 21
Population673
Median age45
Household size2.3
HH income · wk$979
Personal income · wk$485
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)1/10
Education (IEO)1/10
Economic (IER)1/10
Disadvantage (IRSD)1/10
Income momentumCensus 16→21
HH income · wk$761 → $979
Change+28.6%
vs VIC median+5.1 pp
Median rent+17.5%
stablevs VIC 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets1
Pharmacies1
GP / clinics0
Fuel stations0
Cafes & dining0
iga1
TransportGTFS
Bus stops1
Hospitals · Swan Hill LGAAIHW
Public4
Private0
Manangatang & District Hospitalpublic
Robinvale District Health Servicespublic
Swan Hill District Health [Nyah]public · in suburb
Swan Hill District Health [Swan Hill]public
Aged care · Swan Hill LGAGEN
Facilities7
Residential places299
Hope Aged Care Swan Hill90 places
Alcheringa75 places
Swan Hill District Nursing Home45 places
Jacaranda Lodge30 places · in suburb
Riverside Hostel30 places
Robinvale Multi-Purpose Service19 places
+1 more in Swan Hill LGA
Childcare · Swan Hill LGAACECQA
Services20
Approved places978
Exceeding NQS4
Murray Valley Aboriginal Early Learning Centre95 places
YOUNG ADVENTURERS EARLY CHILDHOOD EDUCATION SERVICES PTY LTD84 places
St. Mary's School80 places
Little Swans Early Learning78 places
Goodstart Early Learning Swan Hill - Pritchard Street75 places
Montessori Beginnings Swan Hill72 places
+14 more in Swan Hill LGA
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Sources & freshness
Strong evidence

Nyah West carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Manual release files still matter here.

DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
VIC Property Sales Report · 2025-Q4 · DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.
medium stability · mixed acquisition · every update · quarterly
Available
Market rent
Homes Victoria · Sep 2025 · State market dataset
medium stability · automated · every update · quarterly
Available
Crime
VIC Crime Statistics Agency · Year ending Mar 2026 · Area-level release dataset
Available
Schools
ACARA 2025 · 1 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · 1 hospitals matched
medium stability · manual file · snapshot · mixed
Available
Transport
GTFS feeds · 1 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Nyah West FAQ

Common questions
  1. What LGA is Nyah West in?

    Nyah West is in the Swan Hill Local Government Area, VIC, postcode 3595. Council-level context for Swan Hill LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Nyah West?

    The current median house price in Nyah West, VIC is $248K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Nyah West?

    The median weekly rent in Nyah West is $430/wk, based on the current market rent dataset. The current rent signal is rent-led investor candidate.

  4. What does the rent signal say about Nyah West?

    Rent-led investor candidate: Gross rent yield screens at about 9.0%. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Nyah West a good investment?

    QuickProperty's investment signals for Nyah West show: High Yield, Below Median, Affordable. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Nyah West?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Nyah West data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.