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Suburb profile ·Mount Alexander LGA · VIC ·3450

Moonlight Flat VIC 3450

Moonlight Flat is in Mount Alexander LGA, VIC, postcode 3450, with population 81.

Limited data

Thin-context

The page is still useful for local context, but the evidence stack is too thin for a clean one-page call. Use nearby stronger suburbs or compare mode before treating it as a serious shortlist decision.

Why it fits

Higher SEIFA context supports a stronger local-quality read.

What to check

The page is thin enough that nearby alternatives should be checked before shortlisting. Small local population makes the signal set more fragile.

Median house
No local house series
Median rent
$495/wk
Rent context available
D10 vs AU
Gross yield
Need rent + price
Population
20,939
21K via Mount Alexander LGA · SAL undercount
Schools
No matched school data
Drive to city
Not in commute dataset
Solar
1,847
100 added 12mo · 9MW

Price history

No price history available

Price series isn't recorded for this suburb. Census housing data is shown instead.

Median mortgage · mth$1,382
Median rent · wk$650

Rental vacancy rate

Rental vacancy rate · Regional Victoria
1.9%
Tight (landlord) market

Official vacancy is published at the Regional Victoria level, not per suburb. Shaded band marks a balanced market (2.5–3.5%).

Source: Homes Victoria Rental Report (DFFH) · Latest: Sep 2025
Investor profile

Who invests in Moonlight Flat

Owner-occupied 89%Rented 11%
Investor activityATO
Negatively geared4.7%
194 of 654 landlords
Avg rental loss$5,264/yr
Landlords (rental income)654
Reported capital gains507
The read

Owner-occupier stronghold

100% of homes here are owner-occupied and 13% rented, with 5% of landlords negatively geared.

Why it fits

100% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Affordability

30%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $1,382/mo, while renters pay about $2,145/mo — renting runs $763/mo higher on these medians.

Household income · yr
$85K
Median rent · wk
$495
Owner mortgage · mo
$1,382

Household income

$85K household · yr+2.7% vs VIC suburb median
Personal
$42K
Family
$101K
Household
$85K

Housing stock and tenure

Tenure (31 households)
Owned outright
42%
Owned with mortgage
58%
Rented
13%
Dwelling structure
Separate house
100%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 43% drive, 0% public transport, 0% walk or cycle, 45% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Crime Year ending Mar 2026
1,477
6,967 per 100k
D8 vs AU

Crime

Rate · per 100k6,967
Total incidents1,477· Year ending Mar 2026
  • Assault11327%
  • Sexual Offences21953%
  • Robbery72%
  • Break And Enter7418%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

No local compliance layer is staged.

This is missing evidence, not evidence that the property has no constraints.

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Growth outlook · Mount Alexander LGA

Dwellings
+20.5%
10,140 → 12,220
+2,080 dwellings
Population
+13.3%
20,100 → 22,780
Households
+18.3%
9,000 → 10,650

LGA-level official projection (Victoria in Future 2023, DTP). Indicative of the wider council area, not a suburb-level forecast.

Full data detail Census · ATO · ABS · state datasets
Moonlight Flat VIC — Property Data and Demographics

Located in Victoria within the Mount Alexander local government area, Moonlight Flat is a small, quiet locality (postcode 3450). It is home to about 81 residents, with a settled, mature resident base and a median age of 51. Households earn a median income of $85K per year, with an average household size of 2.4 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +1.1% year-on-year at the LGA level. VIC employment has moved +0.8% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. VIC also had 41 Commonwealth-backed major projects under construction, 18 underway, and 24 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, managers, clerical & administrative. Employment in the area leans toward healthcare and retail trade. The top ancestries reported are English, Australian, Irish.

The current median weekly rent is $495. The median monthly mortgage repayment is $1,382.

The crime rate in the Mount Alexander LGA is moderate at 6,967 incidents per 100,000 population.

From an investment perspective, Population growth of +1.1% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Pop. Growth+1.1%· Stable
Development+0%· Steady
InvestmentVIC
Mortgage · mth$1,382
Rent · wk(Census)$650
Market rent · wk(Sep 2025)$495
Population growth · Mount Alexander LGAABS ERP
Population (2025)20,939
5-year growth+1% CAGR
YoY change+1.1%
20012025
Development · Mount Alexander LGAABS Approvals
Approvals (2026)92
Houses92
YoY change+0%
Employment · Mount Alexander LGASALM
Unemployment (Dec-25)3.2%
YoY change+0.1pp
Dec-10Dec-25
Property investors · Postcode 3450ATO
Negatively geared4.7%
194 of filers
Avg rental loss$5,264/yr
Landlords (rental income)654
Reported capital gains507
People & prosperity
DemographicsCensus 21
Population81
Median age51
Household size2.4
HH income · wk$1,625
Personal income · wk$816
Persons / bedroom0.7
SEIFA indexABS
Advantage (IRSAD)7/10
Education (IEO)10/10
Economic (IER)6/10
Disadvantage (IRSD)8/10
Income momentumCensus 16→21
HH income · wk$1,531 → $1,625
Change+6.1%
vs VIC median-17.4 pp
softeningvs VIC 2016–21
Area & amenity
Hospitals · Mount Alexander LGAAIHW
Public2
Private0
Castlemaine Healthpublic
Maldon Hospitalpublic
Aged care · Mount Alexander LGAGEN
Facilities3
Residential places274
Castlemaine Health153 places
Arcare Castlemaine93 places
Maldon Hospital - Mountview Nursing Home28 places
Childcare · Mount Alexander LGAACECQA
Services18
Approved places764
Exceeding NQS5
Busy Bees at Castlemaine80 places
Ray Street Children's Centre70 places
Castlemaine Child Care Centre68 places
Harcourt Pre-School66 places
South Castlemaine Kindergarten62 places
Castlemaine Kindergarten58 places
+12 more in Mount Alexander LGA
Shortlist workspace

Save suburbs here while you browse. Once the shortlist has two or more names, hand it straight into compare.

Current status
Add Moonlight Flat if it deserves a shortlist slot.

No saved AU suburbs yet.

EMPTY SET

No saved suburbs yet. Start with one ranking or suburb page, then compare once you have two candidates.

Open rankings to save the first candidates.

Sources & freshness
Usable evidence

Moonlight Flat is usable, but it still needs cross-checking.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Manual release files still matter here.

DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
VIC Property Sales Report · DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.
medium stability · mixed acquisition · every update · quarterly
Missing
Market rent
Homes Victoria · Sep 2025 · State market dataset
medium stability · automated · every update · quarterly
Available
Crime
VIC Crime Statistics Agency · Year ending Mar 2026 · Area-level release dataset
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · No matched local transport stops
medium stability · manual file · snapshot · mixed
Missing
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.
Sparse locality note

This page stays indexable because Moonlight Flat is a real locality with enough context to be directionally useful. The tradeoff is that coverage is lighter than a stronger suburb profile, so the read should stay cautious.

WHY IT LOOKS LIGHTER
This is a real locality, but it has a very small Census footprint.

Small-population localities can still be worth checking, but rankings, comparisons, and broad suburb assumptions become noisier faster.

WHAT IS MISSING
Coverage is lighter across school matches, hospital coverage, and transport stops.

The main gaps on this page are school matches, hospital coverage, and transport stops. That narrows how much confidence you should place on a single-page read.

BEST NEXT STEP
Use this page to understand the locality shape, then compare outward.

Use it for context first, then move to compare, the state hub, or a larger nearby suburb before calling it a full market decision.

Page status
INDEXED WITH LIGHTER COVERAGE

This page remains visible, but it should be read as a locality brief rather than a full-confidence suburb profile.

HOW TO READ THIS PAGE

Use this page to set direction, not to close a decision — frame the locality here, then confirm with compare, stronger nearby suburbs, and the state hub.

Stronger nearby reads

If Moonlight Flat feels too thin on its own, use these nearby suburbs as stronger local reads before making a shortlist decision.

Sandon most similar
similar suburb scale

pop same · rent -$165/wk

Similar local read: useful for context, but still compare the actual market signals.

Chewton Bushlands most similar
similar rent profile similar suburb scale

pop same · rent +$305/wk

Similar local read: useful for context, but still compare the actual market signals.

Ravenswood South most similar
similar suburb scale

pop same · rent -$230/wk

Similar local read: useful for context, but still compare the actual market signals.

Moonlight Flat FAQ

Common questions
  1. What LGA is Moonlight Flat in?

    Moonlight Flat is in the Mount Alexander Local Government Area, VIC, postcode 3450. Council-level context for Mount Alexander LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the typical weekly rent in Moonlight Flat?

    The median weekly rent in Moonlight Flat is $495/wk, based on the current market rent dataset. The current rent signal is rent context available.

  3. What does the rent signal say about Moonlight Flat?

    Rent context available: Moonlight Flat has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  4. Is Moonlight Flat a good investment?

    QuickProperty's investment signals for Moonlight Flat show: Stable, Steady. These are computed from price, rent, income, and population data — not an opaque score.

  5. Where does QuickProperty get its data for Moonlight Flat?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  6. How often is the Moonlight Flat data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.