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Suburb profile ·Murrindindi LGA · VIC ·3717

Flowerdale VIC 3717

Flowerdale is in Murrindindi LGA, VIC, postcode 3717, with population 790.

The read

Affordability-first

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$635K
+6.7% YoY
2016 → 2024 · 8 periods
ABS + state medians
$635K
$238K
2016 2024
Why it fits

Entry price sits in the lower-cost range for a first-pass screen. Transport coverage adds a practical access signal.

What to check

Small local population makes the signal set more fragile.

Median house
$635K
House median, latest period
6.7%YoY D3 vs AU
Median rent
$400/wk
Rent context available
D9 vs AU
Gross yield
3.3%
Below investor band
D9 vs AU
Population
790
790 local footprint
D8 vs AU
Schools
1
Matched school context
D1 vs AU
Drive to city
Not in commute dataset
Solar
904
56 added 12mo · 6MW

Price history

Rental vacancy rate

Rental vacancy rate · Regional Victoria
1.9%
Tight (landlord) market

Official vacancy is published at the Regional Victoria level, not per suburb. Shaded band marks a balanced market (2.5–3.5%).

Source: Homes Victoria Rental Report (DFFH) · Latest: Sep 2025

Trend & investor depth

Indicative cashflow-$325/wk (-$16,912/yr) · interest-only @ 6.4%, 80% LVR
Value vs advantage+19% vs suburbs of similar SEIFA advantage (decile 3)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investment grade

Cgrade · 44/100 · top 56% of 3,604AU suburbs
Peer distributionstronger than 44% of AU suburbs
WeakerTypicalStronger
Capital growth75
Rental yield30
Stability14
Volatility-20.0ppCycle-2.0

Bar = this suburb's percentile · tick = typical (median) peer · stability drivers signed (+ = steadier)

Relative grade across Australian suburbs, combining qp's capital-growth (multi-year CAGR + cycle timing), rental-yield, and stability (price volatility + cycle + affordability) metrics via a three-pillar property-scoring method with an imbalance penalty. Within-Australia relative, indicative only — not financial advice.

Investor profile

Who invests in Flowerdale

Owner-occupied 92%Rented 8%
Investor activityATO
Negatively geared4.2%
81 of 226 landlords
Avg rental loss$7,299/yr
Landlords (rental income)226
Reported capital gains192
The read

Owner-occupier stronghold

88% of homes here are owner-occupied and 8% rented, with 4% of landlords negatively geared.

Why it fits

88% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

What to check

Gross yield 3.3% is thin — returns here lean on capital growth, not cash flow.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

59%
of household income to service a new loan
13.3 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $3,111/mo vs median rent $1,733/mo (+80% · +$318/wk)

If rates move

At 4.2%: $2,484/mo (-627) · at 6.2% (current): $3,111/mo · at 8.2%: $3,799/mo (+687)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
10.0x
median home price as a multiple of annual household income
Moderate
Renting
33%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $1,300/mo, while renters pay about $1,733/mo — renting runs $433/mo higher on these medians.

Median price
$635K
Household income · yr
$64K
Median rent · wk
$400
Owner mortgage · mo
$1,300
Gross yield
3.3%

Household income

$64K household · yr-22.7% vs VIC suburb median
Personal
$32K
Family
$81K
Household
$64K
Household income distribution (ABS Census 2021 · weekly)21% could service the median house
Under $300
17
$300-649
61
$650-999
40
$1,000-1,499
58
$1,500-1,999
36
$2,000-2,999
46
$3,000-3,999
24
$4,000+
13

Serviceability line: a household needs about $2,393/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 54% of households here would spend more than 30% of income on rent (rent stress line: $1,333/wk income).

Housing stock and tenure

Tenure (308 households)
Owned outright
44%
Owned with mortgage
44%
Rented
8%
Dwelling structure18.3% of dwellings unoccupied on census night
Separate house
100%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 76% drive, 1% public transport, 0% walk or cycle, 19% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total1
Avg ICSEA933
Students27
Government1
  • Flowerdale Primary SchoolPrimary · Government · ICSEA 933Zoned

1 of 1 schools here operate published enrolment zones (catchments). Zone boundaries set eligibility — check the official source for the exact catchment. Not enrolment advice.

Livability

24/ 100 livability index

Top 76% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 24% of Australian suburbs
WeakerTypicalStronger
Everyday access19
Public transport (6 stops)25
Schools & hospitals25

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime Year ending Mar 2026
887
5,576 per 100k
D7 vs AU

Crime

Rate · per 100k5,576
Total incidents887· Year ending Mar 2026
  • Assault7236%
  • Sexual Offences2010%
  • Robbery21%
  • Break And Enter10553%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone designation

Severe broad-area context

About 100.0% of the suburb is within Victoria's mapped Bushfire Prone Area.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Flood and moisture context

No mapped flood exposure

About 0.0% of the suburb intersects VIC LSIO.

May affect: Floor levels and drainage · Water-resistant assemblies · Material durability

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire-prone area

Designated ~100.0%
~100.0% of the suburb is within Victoria's designated Bushfire Prone Area

Share of the suburb within Victoria's gazetted Bushfire Prone Area (Vicmap, CC BY), point-sampled across the suburb. A Bushfire Prone Area is a planning designation that triggers the building code's bushfire construction provisions — it is not a graduated hazard rating or a property-level Bushfire Attack Level (BAL) assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Flood exposure

No mapped exposure ~0.0%
~0.0% of the suburb sits within a mapped flood-hazard area

Estimated exposure to the official flood-hazard layer (VIC LSIO), point-sampled across the suburb. This shows how much of the suburb sits within mapped flood-planning areas — it is not a property-level flood certificate. Areas without a completed flood study may be unmapped. Check the local council's flood maps for an individual property.

Planning zones

Dominant zone Farming (FZ)
Rural / Green wedge 65% Public / Open space 32% Residential 3%
Residential density: Low

Land-use mix estimated by point-sampling the suburb against Vicmap Planning scheme-zone polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Growth outlook · Murrindindi LGA

Dwellings
+18.8%
8,350 → 9,920
+1,570 dwellings
Population
+17%
15,130 → 17,700
Households
+24.1%
6,710 → 8,330

LGA-level official projection (Victoria in Future 2023, DTP). Indicative of the wider council area, not a suburb-level forecast.

Population outlook

4,256 people · 20225,597 by 2032 (+31.5%)

ABS population projection (2022 base) for the Yea SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Flowerdale VIC — Property Data and Demographics

Flowerdale is a close-knit residential community in Victoria within the Murrindindi local government area (postcode 3717). The area has roughly 790 residents and a mature demographic, with a median age of 48. Households earn a median income of $64K per year, with an average household size of 2.2 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.6% year-on-year at the LGA level. VIC employment has moved +0.8% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. VIC also had 41 Commonwealth-backed major projects under construction, 18 underway, and 24 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are technicians & trades, labourers, managers. Employment in the area leans toward construction and agriculture. The top ancestries reported are English, Australian, Scottish.

The median house price in Flowerdale is $635,000, having risen solidly by 6.7% over the past year. The current median weekly rent is $400. This gives a gross rental yield of approximately 3.3%. The median monthly mortgage repayment is $1,300.

Flowerdale is served by 1 school, including 1 primary. The average ICSEA score is 933, which is below the national average of 1,000. Public transport access includes 6 bus stops. The crime rate in the Murrindindi LGA is moderate at 5,576 incidents per 100,000 population.

On the investment side, Gross rental yield sits at around 3.3% (moderate yield). Property prices are near the state median ($635K/$850K). The price-to-income ratio of 10.0x is considered moderate. House prices have moved +6.7% year-on-year. Population growth of +0.6% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield3.3%· Moderate Yield
Price vs State$635K/$850K· Near Median
Affordability10.0x· Moderate
Price Momentum+6.7% Rising
Pop. Growth+0.6%· Stable
Development+0%· Steady
InvestmentVIC
Mortgage · mth$1,300
Rent · wk(Census)$286
Market rent · wk(Sep 2025)$400
Gross yield2.3%
Price / income10.0x
Population growth · Murrindindi LGAABS ERP
Population (2025)15,648
5-year growth+1% CAGR
YoY change+0.6%
20012025
Development · Murrindindi LGAABS Approvals
Approvals (2026)69
Houses 91%Units 9%
YoY change+0%
Employment · Murrindindi LGASALM
Unemployment (Dec-25)5%
YoY change+1.3pp
Dec-10Dec-25
Property investors · Postcode 3717ATO
Negatively geared4.2%
81 of filers
Avg rental loss$7,299/yr
Landlords (rental income)226
Reported capital gains192
People & prosperity
DemographicsCensus 21
Population790
Median age48
Household size2.2
HH income · wk$1,223
Personal income · wk$614
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)3/10
Education (IEO)3/10
Economic (IER)3/10
Disadvantage (IRSD)3/10
Income momentumCensus 16→21
HH income · wk$924 → $1,223
Change+32.4%
vs VIC median+8.9 pp
Median rent+14.4%
gentrifyingvs VIC 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations0
Cafes & dining1
TransportGTFS
Bus stops6
Hospitals · Murrindindi LGAAIHW
Public2
Private0
Alexandra District Hospitalpublic
Yea & District Memorial Hospitalpublic
Aged care · Murrindindi LGAGEN
Facilities4
Residential places126
Darlingford Upper Goulburn Nursing Home51 places
Kellock Lodge50 places
Rosebank Hostel15 places
Rosebank Nursing Home10 places
Childcare · Murrindindi LGAACECQA
Services16
Approved places633
Exceeding NQS4
Kinglake Ranges Children's Centre120 places
Yea Uniting Early Learning67 places
Marysville and District Kindergarten Association Inc60 places
Alexandra & District Kindergarten51 places
Dindi Daycare Pty Ltd44 places
Flowerdale Uniting Kindergarten41 places · in suburb
+10 more in Murrindindi LGA
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Current status
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Sources & freshness
Strong evidence

Flowerdale has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Manual release files still matter here.

DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
VIC Property Sales Report · 2024 · DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.
medium stability · mixed acquisition · every update · quarterly
Available
Market rent
Homes Victoria · Sep 2025 · State market dataset
medium stability · automated · every update · quarterly
Available
Crime
VIC Crime Statistics Agency · Year ending Mar 2026 · Area-level release dataset
Available
Schools
ACARA 2025 · 1 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 6 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Flowerdale FAQ

Common questions
  1. What LGA is Flowerdale in?

    Flowerdale is in the Murrindindi Local Government Area, VIC, postcode 3717. Council-level context for Murrindindi LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Flowerdale?

    The current median house price in Flowerdale, VIC is $635K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Flowerdale?

    The median weekly rent in Flowerdale is $400/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Flowerdale?

    Rent context available: Flowerdale has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Flowerdale a good investment?

    QuickProperty's investment signals for Flowerdale show: Moderate Yield, Near Median, Moderate. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Flowerdale?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Flowerdale data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.