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Suburb profile ·Greater Bendigo LGA · VIC ·3551

Axe Creek VIC 3551

Axe Creek is in Greater Bendigo LGA, VIC, postcode 3551, with population 452.

The read

Livability-led

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

Why it fits

Higher SEIFA context supports a stronger local-quality read.

What to check

Small local population makes the signal set more fragile.

Median house
No local house series
Median rent
$493/wk
Rent context available
D10 vs AU
Gross yield
Need rent + price
Population
126,568
127K via Greater Bendigo LGA · SAL undercount
Schools
1
Matched school context
D1 vs AU
Drive to city
Not in commute dataset
Solar
7,983
597 added 12mo · 53MW

Price history

No price history available

Price series isn't recorded for this suburb. Census housing data is shown instead.

Median mortgage · mth$1,809
Median rent · wk$270

Rental vacancy rate

Rental vacancy rate · Regional Victoria
1.9%
Tight (landlord) market

Official vacancy is published at the Regional Victoria level, not per suburb. Shaded band marks a balanced market (2.5–3.5%).

Source: Homes Victoria Rental Report (DFFH) · Latest: Sep 2025
Investor profile

Who invests in Axe Creek

Owner-occupied 96%Rented 4%
Investor activityATO
Negatively geared6.3%
1,445 of 2,823 landlords
Avg rental loss$6,766/yr
Landlords (rental income)2,823
Reported capital gains1,942
The read

Owner-occupier stronghold

88% of homes here are owner-occupied and 4% rented, with 6% of landlords negatively geared.

Why it fits

88% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Affordability

22%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $1,809/mo, while renters pay about $2,136/mo — renting runs $327/mo higher on these medians.

Household income · yr
$116K
Median rent · wk
$493
Owner mortgage · mo
$1,809

Household income

$116K household · yr+40.9% vs VIC suburb median
Personal
$42K
Family
$126K
Household
$116K
Household income distribution (ABS Census 2021 · weekly)
Under $300
5
$300-649
13
$650-999
13
$1,000-1,499
9
$1,500-1,999
14
$2,000-2,999
29
$3,000-3,999
22
$4,000+
17

At the median asking rent, about 37% of households here would spend more than 30% of income on rent (rent stress line: $1,643/wk income).

Housing stock and tenure

Tenure (145 households)
Owned outright
40%
Owned with mortgage
48%
Rented
4%
Dwelling structure5.2% of dwellings unoccupied on census night
Separate house
98%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 74% drive, 0% public transport, 0% walk or cycle, 20% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total1
Avg ICSEA1043
Students49
Government1
  • Eppalock Primary SchoolPrimary · Government · ICSEA 1043
Crime Year ending Mar 2026
12,663
9,898 per 100k
D9 vs AU

Crime

Rate · per 100k9,898
Total incidents12,663· Year ending Mar 2026
  • Assault1,25345%
  • Sexual Offences92833%
  • Robbery452%
  • Break And Enter56920%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone designation

Severe broad-area context

About 100.0% of the suburb is within Victoria's mapped Bushfire Prone Area.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Flood and moisture context

No mapped flood exposure

About 0.0% of the suburb intersects VIC LSIO.

May affect: Floor levels and drainage · Water-resistant assemblies · Material durability

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire-prone area

Designated ~100.0%
~100.0% of the suburb is within Victoria's designated Bushfire Prone Area

Share of the suburb within Victoria's gazetted Bushfire Prone Area (Vicmap, CC BY), point-sampled across the suburb. A Bushfire Prone Area is a planning designation that triggers the building code's bushfire construction provisions — it is not a graduated hazard rating or a property-level Bushfire Attack Level (BAL) assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Flood exposure

No mapped exposure ~0.0%
~0.0% of the suburb sits within a mapped flood-hazard area

Estimated exposure to the official flood-hazard layer (VIC LSIO), point-sampled across the suburb. This shows how much of the suburb sits within mapped flood-planning areas — it is not a property-level flood certificate. Areas without a completed flood study may be unmapped. Check the local council's flood maps for an individual property.

Planning zones

Dominant zone Rural Living (RLZ)
Residential 86% Public / Open space 14%
Residential density: Low

Land-use mix estimated by point-sampling the suburb against Vicmap Planning scheme-zone polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Growth outlook · Greater Bendigo LGA

Dwellings
+25.7%
53,170 → 66,820
+13,650 dwellings
Population
+23.3%
121,220 → 149,490
Households
+26.5%
49,900 → 63,130

LGA-level official projection (Victoria in Future 2023, DTP). Indicative of the wider council area, not a suburb-level forecast.

Population outlook

8,571 people · 202211,188 by 2032 (+30.5%)

ABS population projection (2022 base) for the Bendigo Surrounds - South SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Axe Creek VIC — Property Data and Demographics

Located in Victoria within the Greater Bendigo local government area, Axe Creek is a quiet locality (postcode 3551). The area has roughly 452 residents and an established demographic, with a median age of 44. Households earn a median income of $116K per year, with an average household size of 3 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +1.0% year-on-year at the LGA level. VIC employment has moved +0.8% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. VIC also had 41 Commonwealth-backed major projects under construction, 18 underway, and 24 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, managers, technicians & trades. Employment in the area leans toward healthcare and retail trade. The top ancestries reported are Australian, English, Irish.

The current median weekly rent is $493. The median monthly mortgage repayment is $1,809.

Axe Creek is served by 1 school, including 1 primary. The average ICSEA score is 1043, which is around the national average of 1,000. The crime rate in the Greater Bendigo LGA is higher than average at 9,898 incidents per 100,000 population.

Looking at the investment signals, Population growth of +1.0% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Pop. Growth+1.0%· Stable
Development+0%· Steady
InvestmentVIC
Mortgage · mth$1,809
Rent · wk(Census)$270
Market rent · wk(Sep 2025)$493
Population growth · Greater Bendigo LGAABS ERP
Population (2025)126,568
5-year growth+1.1% CAGR
YoY change+1%
20012025
Development · Greater Bendigo LGAABS Approvals
Approvals (2026)752
Houses 88%Units 12%
YoY change+0%
Employment · Greater Bendigo LGASALM
Unemployment (Dec-25)4%
YoY change-0.1pp
Dec-10Dec-25
Property investors · Postcode 3551ATO
Negatively geared6.3%
1,445 of filers
Avg rental loss$6,766/yr
Landlords (rental income)2,823
Reported capital gains1,942
People & prosperity
DemographicsCensus 21
Population452
Median age44
Household size3
HH income · wk$2,230
Personal income · wk$804
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)10/10
Education (IEO)8/10
Economic (IER)10/10
Disadvantage (IRSD)9/10
Income momentumCensus 16→21
HH income · wk$1,712 → $2,230
Change+30.3%
vs VIC median+6.8 pp
Median rent+29.8%
stablevs VIC 2016–21
Area & amenity
Hospitals · Greater Bendigo LGAAIHW
Public4
Private2
Bendigo Health Care Group [Anne Caudle]public
Heathcote Healthpublic
The Bendigo Hospitalpublic
Wayipunga Early Parenting Centrepublic
Bendigo Day Surgeryprivate
St John of God Bendigo Hospitalprivate
Aged care · Greater Bendigo LGAGEN
Facilities19
Residential places1,319
Bupa Bendigo152 places
Estia Health Kangaroo Flat144 places
Uniting AgeWell Strath-Haven125 places
Gibson Street Complex120 places
Mercy Health Bethlehem Home For The Aged120 places
Calvary Mirridong104 places
+13 more in Greater Bendigo LGA
Childcare · Greater Bendigo LGAACECQA
Services95
Approved places6,499
Exceeding NQS23
Shine Bright Maiden Gully Early Years Hub152 places
Jenny's Kindergarten - Epsom147 places
Goodstart Early Learning Bendigo139 places
Jenny's Early Learning Centre - Strathfieldsaye137 places
Goodstart Early Learning Golden Square135 places
Village Early Education Maiden Gully132 places
+89 more in Greater Bendigo LGA
Shortlist workspace

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Current status
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Sources & freshness
Strong evidence

Axe Creek has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Manual release files still matter here.

DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
VIC Property Sales Report · DataVic-discovered annual suburb price workbooks parsed into suburb prices. Quarterly VIC resources are discovered and cached, but not yet used as current-price anchors.
medium stability · mixed acquisition · every update · quarterly
Missing
Market rent
Homes Victoria · Sep 2025 · State market dataset
medium stability · automated · every update · quarterly
Available
Crime
VIC Crime Statistics Agency · Year ending Mar 2026 · Area-level release dataset
Available
Schools
ACARA 2025 · 1 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · No matched local transport stops
medium stability · manual file · snapshot · mixed
Missing
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Axe Creek FAQ

Common questions
  1. What LGA is Axe Creek in?

    Axe Creek is in the Greater Bendigo Local Government Area, VIC, postcode 3551. Council-level context for Greater Bendigo LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the typical weekly rent in Axe Creek?

    The median weekly rent in Axe Creek is $493/wk, based on the current market rent dataset. The current rent signal is rent context available.

  3. What does the rent signal say about Axe Creek?

    Rent context available: Axe Creek has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  4. Is Axe Creek a good investment?

    QuickProperty's investment signals for Axe Creek show: Stable, Steady. These are computed from price, rent, income, and population data — not an opaque score.

  5. Where does QuickProperty get its data for Axe Creek?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  6. How often is the Axe Creek data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.