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Suburb profile ·Mackay LGA · QLD ·4740

Hay Point QLD 4740

Hay Point is in Mackay LGA, QLD, postcode 4740, with population 1,306.

Limited data

Thin-context

The page is still useful for local context, but the evidence stack is too thin for a clean one-page call. Use nearby stronger suburbs or compare mode before treating it as a serious shortlist decision.

What to check

Evidence depth is verify-heavy, so the profile should be treated as provisional. The page is thin enough that nearby alternatives should be checked before shortlisting.

Median house
No local house series
Median rent
$350/wk
Market rent signal
D8 vs AU
Gross yield
Need rent + price
Population
1,306
1K local footprint
D8 vs AU
Schools
No matched school data
Drive to city
12h 13m
951.1 km to Brisbane CBD · free-flow
Solar
18,900
1,445 added 12mo · 150MW

Price history

No price history available

Price series isn't recorded for this suburb. Census housing data is shown instead.

Median mortgage · mth$1,600
Median rent · wk$350
Investor profile

Who invests in Hay Point

Owner-occupied 76%Rented 24%
Investor activityATO
Negatively geared5.5%
3,072 of 5,864 landlords
Avg rental loss$7,214/yr
Landlords (rental income)5,864
Reported capital gains4,538
The read

Owner-occupier stronghold

74% of homes here are owner-occupied and 24% rented, with 6% of landlords negatively geared.

Why it fits

74% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Affordability

18%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $1,600/mo, while renters pay about $1,517/mo — owning runs $83/mo higher on these medians.

Household income · yr
$103K
Median rent · wk
$350
Owner mortgage · mo
$1,600

Household income

$103K household · yr+29.5% vs QLD suburb median
Personal
$46K
Family
$119K
Household
$103K
Household income distribution (ABS Census 2021 · weekly)
Under $300
17
$300-649
43
$650-999
39
$1,000-1,499
56
$1,500-1,999
43
$2,000-2,999
102
$3,000-3,999
62
$4,000+
38

At the median asking rent, about 30% of households here would spend more than 30% of income on rent (rent stress line: $1,167/wk income).

Housing stock and tenure

Tenure (464 households)
Owned outright
32%
Owned with mortgage
42%
Rented
24%
Dwelling structure14.7% of dwellings unoccupied on census night
Separate house
95%
Townhouse / semi
2%
Flat / apartment
1%

Getting to work: 89% drive, 2% public transport, 2% walk or cycle, 7% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Crime Year ending May 2026
6,627
6,627 per 100k
D8 vs AU

Crime

Rate · per 100k6,627
Total incidents6,627· Year ending May 2026
  • Assault1,23232%
  • Break And Enter71619%
  • Drug Offences1,59141%
  • Fraud3068%

Development screen

Could a secondary dwelling be worth investigating?

secondary dwelling / granny flat screening context Medium broad constraint context

Policy position

Official source access limited

The official state policy page could not be reliably re-verified automatically in the latest review. Treat this screen as preliminary and confirm the current planning and building requirements with the state source and local council.

Rental use: State rental-law changes allow secondary dwellings to be rented more broadly, but implementation depends on an approved lawful dwelling and local planning/building requirements.

Open official policy source

Separate houses

81.1%

Suburb share of occupied private dwellings recorded as separate houses.

Near the state median

State median 79.3% · 838 valid suburbs

Residential-zone context

Not staged

A comparable planning-zone layer is not staged for this state.

Rental households

23.5%

Demand context only; it does not establish permission to rent a secondary dwelling.

6.2 pp below the state median

State median 29.7% · 838 valid suburbs

Mapped hazards

bushfire moderate

The staged suburb layer indicates a broad-area constraint that needs address-level checking. No broad-area layer staged for this suburb.

Approval pathway

Four checks, each with a different evidence threshold.

This is an investigation sequence, not a guarantee that every step applies or that approval will be granted.

  1. 01 Verify current source

    State policy position

    The current secondary dwelling / granny flat position needs direct confirmation before relying on this screen.

  2. 02 Property dependent

    Planning pathway

    Confirm zoning, lot controls, overlays, setbacks, site coverage and whether planning approval is required.

  3. 03 Design dependent

    Building approval

    Confirm the building approval route after the design, site classifications, services and construction requirements are known.

  4. 04 Check separately

    Intended use

    Confirm long-term rental, short-stay or family-use rules separately from permission to construct the dwelling.

Property due diligence

Turn the suburb screen into a property checklist.

Every check starts unconfirmed. Progress stays in this browser and suburb evidence never clears an address-level requirement.

0evidence acquired
0evidence missing
0reviews due
0consultant questions

Active record: Hay Point unnamed property

0/14checked
0issues found

Site controls

Lot area and dimensions

Confirm title dimensions, usable site area and any minimum lot threshold.

Status for Lot area and dimensions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Setbacks and site coverage

Test setbacks, private open space, landscaping and maximum site coverage against a concept plan.

Status for Setbacks and site coverage
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Slope and ground conditions

Check survey levels, soil classification, retaining needs and likely earthworks.

Status for Slope and ground conditions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title and planning

Zoning and overlays

Obtain current property-level zoning, overlays and applicable planning controls.

Status for Zoning and overlays
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title, easements and covenants

Review the title for easements, covenants, restrictions and common property.

Status for Title, easements and covenants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Services and access

Sewer and stormwater

Locate assets and connection points, then confirm capacity, clearances and discharge requirements.

Status for Sewer and stormwater
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Power, water and metering

Confirm service routes, upgrade needs and whether separate metering is permitted or practical.

Status for Power, water and metering
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Vehicle access and parking

Test driveway width, gradients, turning, parking and emergency access requirements.

Status for Vehicle access and parking
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Construction constraints

Bushfire exposure

Order an address-level bushfire assessment and determine any BAL construction response.

Status for Bushfire exposure
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Flood and overland flow

Obtain property flood information and check floor levels, flow paths and drainage constraints.

Status for Flood and overland flow
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Wind, corrosion and termite

Confirm site classifications that affect structural design, materials and durability.

Status for Wind, corrosion and termite
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Approval and use

Planning approval pathway

Confirm exemption, complying pathway or permit requirements with the responsible authority.

Status for Planning approval pathway
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Building approval and consultants

Identify required survey, design, engineering, energy, certification and inspection evidence.

Status for Building approval and consultants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Rental and intended use

Confirm occupation, rental, short-stay and family-use rules plus insurance and tax implications.

Status for Rental and intended use
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Hay Point, QLD 4740 · Local browser record

Investigation aid only. Confirm current planning, building, title, service and hazard requirements with qualified professionals and responsible authorities.

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

Moderate broad-area context

About 38.3% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

Moderate exposure ~38.3%
~38.3% of the suburb is Bush Fire Prone Land · ~0.6% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Population outlook

12,140 people · 202213,261 by 2032 (+9.2%)

ABS population projection (2022 base) for the Sarina SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Hay Point QLD — Property Data and Demographics

Hay Point (postcode 4740) is a small locality in Queensland within the Mackay local government area. The area has roughly 1,306 residents and an established family demographic, with a median age of 43. Households earn a median income of $103K per year, with an average household size of 2.5 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.9% year-on-year at the LGA level. QLD employment has moved +1.5% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. QLD also had 35 Commonwealth-backed major projects under construction, 16 underway, and 30 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are technicians & trades, machinery operators & drivers, labourers. Employment in the area leans toward mining and transport & logistics. The top ancestries reported are English, Australian, Irish.

The median weekly rent is $350 (Census 2021). The median monthly mortgage repayment is $1,600.

The crime rate in the Mackay LGA is moderate at 6,627 incidents per 100,000 population.

From an investment perspective, Population growth of +0.9% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Pop. Growth+0.9%· Stable
Development+0%· Steady
InvestmentQLD
Mortgage · mth$1,600
Rent · wk(Census)$350
Population growth · Mackay LGAABS ERP
Population (2025)129,253
5-year growth+1.3% CAGR
YoY change+0.9%
20012025
Development · Mackay LGAABS Approvals
Approvals (2026)525
Houses 92%Units 8%
YoY change+0%
Employment · Mackay LGASALM
Unemployment (Dec-25)2.8%
YoY change+0.4pp
Dec-10Dec-25
Property investors · Postcode 4740ATO
Negatively geared5.5%
3,072 of filers
Avg rental loss$7,214/yr
Landlords (rental income)5,864
Reported capital gains4,538
People & prosperity
DemographicsCensus 21
Population1,306
Median age43
Household size2.5
HH income · wk$1,983
Personal income · wk$875
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)4/10
Education (IEO)1/10
Economic (IER)5/10
Disadvantage (IRSD)3/10
Income momentumCensus 16→21
HH income · wk$1,491 → $1,983
Change+33%
vs QLD median+15 pp
Median rent+18.6%
gentrifyingvs QLD 2016–21
Area & amenity
Hospitals · Mackay LGAAIHW
Public2
Private3
Mackay Base Hospitalpublic
Sarina Hospitalpublic
Icon Cancer Centre Mackayprivate
Mater Misericordiae Day Unitprivate
Mater Misericordiae Hospital Mackayprivate
Aged care · Mackay LGAGEN
Facilities12
Residential places890
Good Shepherd Lodge168 places
Francis Of Assisi Home148 places
Ozcare Mackay120 places
Glenella Care108 places
Kerrisdale Gardens107 places
Blue Care Mackay Homefield Aged Care Facility74 places
+6 more in Mackay LGA
Childcare · Mackay LGAACECQA
Services85
Approved places5,364
Exceeding NQS8
Green Leaves Early Learning Mount Pleasant143 places
Moreton Drive Early Learning Centre134 places
PCYC Marian Fun Squad120 places
Eden Academy Beaconsfield108 places
Eden Academy Kerrisdale108 places
Goodstart Early Learning Mackay - Bridge Road 1105 places
+79 more in Mackay LGA
Shortlist workspace

Save suburbs here while you browse. Once the shortlist has two or more names, hand it straight into compare.

Current status
Add Hay Point if it deserves a shortlist slot.

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EMPTY SET

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Open rankings to save the first candidates.

Sources & freshness
Verify-heavy evidence

Hay Point leans on evidence that should be verified before a decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
Prices come from release-based suburb series.

QVAS residential dwelling sales aggregated to SA2 and mapped to suburb pages

RENT POSTURE
Rent is falling back to Census, not a market feed.

This gives you directional coverage, but it is weaker than a current rent release.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
QGSO Housing Profiles · QVAS residential dwelling sales aggregated to SA2 and mapped to suburb pages
medium stability · automated · every update · quarterly
Missing
Market rent
ABS Census 2021 · Using Census rent fallback
stable source · manual file · snapshot · census-cycle
Verify
Crime
State crime dataset · Year ending May 2026 · Area-level release dataset
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · No matched local transport stops
medium stability · manual file · snapshot · mixed
Missing
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.
Sparse locality note

This page stays indexable because Hay Point is a real locality with enough context to be directionally useful. The tradeoff is that coverage is lighter than a stronger suburb profile, so the read should stay cautious.

WHY IT LOOKS LIGHTER
The page is readable, but the local evidence base is lighter than a mainstream suburb profile.

Use it for direction first, then confirm the story against stronger neighbouring suburbs or the state hub before relying on it.

WHAT IS MISSING
Coverage is lighter across school matches, hospital coverage, and transport stops.

The main gaps on this page are school matches, hospital coverage, and transport stops. That narrows how much confidence you should place on a single-page read.

BEST NEXT STEP
Use this page to understand the locality shape, then compare outward.

Begin here, but pressure-test the read in compare, against the state hub, or a bigger nearby suburb before deciding.

Page status
INDEXED WITH LIGHTER COVERAGE

This page remains visible, but it should be read as a locality brief rather than a full-confidence suburb profile.

HOW TO READ THIS PAGE

This page is useful for direction-setting, not closure. Use it to frame the locality, then confirm the story with compare, stronger nearby suburbs, and the state hub.

Stronger nearby reads

If Hay Point feels too thin on its own, use these nearby suburbs as stronger local reads before making a shortlist decision.

Shoal Point better covered
similar rent profile similar suburb scale better market coverage

pop -200 · adds house price coverage · rent +$30/wk

Better covered alternative: use this as the stronger reference point before judging the thin page.

Bakers Creek better covered
similar rent profile similar suburb scale better market coverage

pop +300 · adds house price coverage · rent +$48/wk

Better covered alternative: use this as the stronger reference point before judging the thin page.

Habana most similar
similar rent profile similar suburb scale

pop -300 · rent +$50/wk

Similar local read: useful for context, but still compare the actual market signals.

Hay Point FAQ

Common questions
  1. What LGA is Hay Point in?

    Hay Point is in the Mackay Local Government Area, QLD, postcode 4740. Council-level context for Mackay LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the typical weekly rent in Hay Point?

    The median weekly rent in Hay Point is $350/wk, based on ABS Census 2021 rent fallback.

  3. Is Hay Point a good investment?

    QuickProperty's investment signals for Hay Point show: Stable, Steady. These are computed from price, rent, income, and population data — not an opaque score.

  4. Where does QuickProperty get its data for Hay Point?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  5. How often is the Hay Point data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.