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Suburb profile ·Tenterfield LGA · NSW ·2475

Urbenville NSW 2475

Urbenville is in Tenterfield LGA, NSW, postcode 2475, with population 331.

The read

Growth-momentum

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$425K
+26.9% YoY
2006 → 2025 · 20 periods
ABS + state medians
$425K
$69K
2006 2025
Why it fits

Entry price sits in the lower-cost range for a first-pass screen. Recent price movement shows visible market momentum. Transport coverage adds a practical access signal.

What to check

Gross yield looks low for an income-first use case. Small local population makes the signal set more fragile.

Median house
$425K
House median, latest period
26.9%YoY D2 vs AU
Median rent
$220/wk
Market rent signal
D4 vs AU
Gross yield
2.7%
Low yield band
D8 vs AU
Population
7,188
7K via Tenterfield LGA · SAL undercount
Schools
1
Matched school context
D1 vs AU
Drive to city
Not in commute dataset
Solar
72
6 added 12mo · 1MW
Price cycleAt its peak
LowPeak

At / near its all-time high

See trend depth →

Price history

Trend & investor depth

Cycle positionAt its peak
Low · 2012Peak · 2025

At / near its all-time high

Price growth (compound)% per year
3-yr
+11.1%
5-yr
+19.3%
10-yr
+15.0%
Indicative cashflow-$253/wk (-$13,180/yr) · interest-only @ 6.4%, 80% LVR
Market turnover13.9% of homes traded/yr (22 sales)
Value vs advantage-23% vs suburbs of similar SEIFA advantage (decile 1)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Urbenville

Owner-occupied 76%Rented 24%
Investor activityATO
Negatively geared5.1%
10 of 17 landlords
Avg rental loss$4,787/yr
Landlords (rental income)17
Reported capital gains17
Investor exposure index(moderate vs national)77.5/100
The read

Mixed owner-renter market

69% of homes here are owner-occupied and 21% rented, with 5% of landlords negatively geared.

Why it fits

A balanced 69% owner-occupier / 21% renter mix.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

58%
of household income to service a new loan
13.1 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $2,082/mo vs median rent $953/mo (+118% · +$261/wk)

If rates move

At 4.2%: $1,663/mo (-420) · at 6.2% (current): $2,082/mo · at 8.2%: $2,542/mo (+460)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
9.8x
median home price as a multiple of annual household income
Moderate
Renting
26%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $824/mo, while renters pay about $953/mo — renting runs $129/mo higher on these medians.

Median price
$425K
Household income · yr
$43K
Median rent · wk
$220
Owner mortgage · mo
$824
Gross yield
2.7%

Household income

$43K household · yr-47.4% vs NSW suburb median
Personal
$24K
Family
$59K
Household
$43K
Household income distribution (ABS Census 2021 · weekly)17% could service the median house
Under $300
17
$300-649
34
$650-999
23
$1,000-1,499
30
$1,500-1,999
8
$2,000-2,999
10
$3,000-3,999
4
$4,000+
4

Serviceability line: a household needs about $1,602/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 45% of households here would spend more than 30% of income on rent (rent stress line: $733/wk income).

Housing stock and tenure

Tenure (141 households)
Owned outright
49%
Owned with mortgage
20%
Rented
21%
Dwelling structure16.3% of dwellings unoccupied on census night
Separate house
97%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 75% drive, 0% public transport, 11% walk or cycle, 16% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total1
Avg ICSEA959
Students8
Government1
  • Urbenville Public SchoolPrimary · Government · ICSEA 959
Crime April 2025 - March 2026
323
4,562 per 100k
D6 vs AU

Crime

Rate · per 100k4,562
Total incidents323· April 2025 - March 2026
  • Assault7649%
  • Sexual Offences1912%
  • Robbery00%
  • Break And Enter6039%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

Severe broad-area context

About 85.1% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

Severe exposure ~85.1%
~85.1% of the suburb is Bush Fire Prone Land · ~58.3% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Primary Production
Rural / Green wedge 77% Public / Open space 22%

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

6,879 people · 20227,499 by 2032 (+9.0%)

ABS population projection (2022 base) for the Tenterfield SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Urbenville NSW — Property Data and Demographics

Urbenville (postcode 2475) is a small, quiet locality in New South Wales within the Tenterfield local government area. With a population of 331, the suburb has a more retirement-aged population with a median age of 55. Households earn a median income of $43K per year, with an average household size of 2.1 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +1.0% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, labourers, community & personal service. Employment in the area leans toward agriculture and healthcare. The top ancestries reported are Australian, English, Scottish.

The median house price in Urbenville is $425,000, having climbed sharply by 26.9% over the past year. The median weekly rent is $220 (Census 2021). This gives a gross rental yield of approximately 2.7%. The median monthly mortgage repayment is $824.

Urbenville is served by 1 school, including 1 primary. The average ICSEA score is 959, which is around the national average of 1,000. Public transport access includes 31 bus stops. Healthcare facilities include 1 public hospital. The crime rate in the Tenterfield LGA is moderate at 4,562 incidents per 100,000 population.

Looking at the investment signals, Urbenville shows a gross rental yield of approximately 2.7%, rated as low yield. Property prices sit below the state median ($425K/$1.5M), which can point to relative value. The price-to-income ratio of 9.8x is considered moderate. House prices have moved +26.9% year-on-year. Population growth of +1.0% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield2.7% Low Yield
Price vs State$425K/$1.5M Below Median
Affordability9.8x· Moderate
Price Momentum+26.9% Rising
Pop. Growth+1.0%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$824
Rent · wk(Census)$220
Gross yield2.7%
Price / income9.8x
Sales vol (latest Q)(2023-Q3)5
Population growth · Tenterfield LGAABS ERP
Population (2025)7,188
5-year growth+1.2% CAGR
YoY change+1%
20012025
Development · Tenterfield LGAABS Approvals
Approvals (2026)50
Houses 96%Units 4%
YoY change+0%
Employment · Tenterfield LGASALM
Unemployment (Dec-25)4.4%
YoY change+0.8pp
Dec-10Dec-25
Property investors · Postcode 2475ATO
Negatively geared5.1%
10 of filers
Avg rental loss$4,787/yr
Landlords (rental income)17
Reported capital gains17
People & prosperity
DemographicsCensus 21
Population331
Median age55
Household size2.1
HH income · wk$833
Personal income · wk$465
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)1/10
Education (IEO)1/10
Economic (IER)1/10
Disadvantage (IRSD)1/10
Income momentumCensus 16→21
HH income · wk$657 → $833
Change+26.8%
vs NSW median+6.2 pp
Median rent+18.9%
stablevs NSW 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets1
Pharmacies0
GP / clinics1
Fuel stations2
Cafes & dining0
TransportGTFS
Bus stops31
Hospitals · Tenterfield LGAAIHW
Public2
Private0
Tenterfield Hospitalpublic
Urbenville Multi Purpose Servicepublic · in suburb
Aged care · Tenterfield LGAGEN
Facilities3
Residential places129
Haddington Nursing Home74 places
Millrace Hostel36 places
Urbenville Multi-Purpose Service19 places · in suburb
Childcare · Tenterfield LGAACECQA
Services2
Approved places68
Exceeding NQS1
Tenterfield Child Care Centre39 places
Tenterfield Preschool29 places
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Current status
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Sources & freshness
Strong evidence

Urbenville carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is falling back to Census, not a market feed.

This gives you directional coverage, but it is weaker than a current rent release.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2023-Q3 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
ABS Census 2021 · Using Census rent fallback
stable source · manual file · snapshot · census-cycle
Verify
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 1 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · 1 hospitals matched
medium stability · manual file · snapshot · mixed
Available
Transport
GTFS feeds · 31 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Urbenville FAQ

Common questions
  1. What LGA is Urbenville in?

    Urbenville is in the Tenterfield Local Government Area, NSW, postcode 2475. Council-level context for Tenterfield LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Urbenville?

    The current median house price in Urbenville, NSW is $425K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Urbenville?

    The median weekly rent in Urbenville is $220/wk, based on ABS Census 2021 rent fallback.

  4. Is Urbenville a good investment?

    QuickProperty's investment signals for Urbenville show: Low Yield, Below Median, Moderate. These are computed from price, rent, income, and population data — not an opaque score.

  5. Where does QuickProperty get its data for Urbenville?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  6. How often is the Urbenville data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.