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Suburb profile ·Snowy Valleys LGA · NSW ·2642

Tooma NSW 2642

Tooma is in Snowy Valleys LGA, NSW, postcode 2642, with population 66.

Limited data

Thin-context

The page is still useful for local context, but the evidence stack is too thin for a clean one-page call. Use nearby stronger suburbs or compare mode before treating it as a serious shortlist decision.

$390/wk
Falling
-29.1% YoY
Jun 2025 → Jun 2026 · 13 periods
NSW Fair Trading · postcode 2642 · Jun 2026
$650
$385
Jun 2025Jun 2026
What to check

The page is thin enough that nearby alternatives should be checked before shortlisting. Premium pricing raises the bar for yield, affordability, and downside checks. Gross yield looks low for an income-first use case.

Median house
$1.5M
House median, latest period
0.0%YoY D9 vs AU
Median rent
$390/wk
Rent context available
29.1%YoY D8 vs AU
Gross yield
1.3%
Low yield band
D2 vs AU
Population
15,058
15K via Snowy Valleys LGA · SAL undercount
Schools
No matched school data
Drive to city
Not in commute dataset
Solar
1,527
131 added 12mo · 11MW

Price history

Trend & investor depth

Indicative cashflow-$1,233/wk (-$64,094/yr) · interest-only @ 6.4%, 80% LVR
Value vs advantage+75% vs suburbs of similar SEIFA advantage (decile 5)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Mortgage affordability

82%
of household income to service a new loan
18.7 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $7,589/mo vs median rent $1,690/mo (+349% · +$1361/wk)

If rates move

At 4.2%: $6,060/mo (-1,530) · at 6.2% (current): $7,589/mo · at 8.2%: $9,266/mo (+1,676)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
14.0x
median home price as a multiple of annual household income
Stretched
Renting
18%
median weekly rent as a share of gross household income (the 30% rule)
Manageable

Owners with a mortgage repay a median of $1,950/mo, while renters pay about $1,690/mo — owning runs $260/mo higher on these medians.

Median price
$1.55M
Household income · yr
$111K
Median rent · wk
$390
Owner mortgage · mo
$1,950
Gross yield
1.3%

Household income

$111K household · yr+34.2% vs NSW suburb median
Personal
$50K
Family
$123K
Household
$111K
Crime April 2025 - March 2026
504
3,370 per 100k
D5 vs AU

Crime

Rate · per 100k3,370
Total incidents504· April 2025 - March 2026
  • Assault14056%
  • Sexual Offences4217%
  • Robbery00%
  • Break And Enter6827%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

Severe broad-area context

About 53.0% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

Severe exposure ~53.0%
~53.0% of the suburb is Bush Fire Prone Land · ~43.3% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Primary Production
Rural / Green wedge 64% Public / Open space 35%

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

3,517 people · 20223,465 by 2032 (-1.5%)

ABS population projection (2022 base) for the Tumbarumba SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Tooma NSW — Property Data and Demographics

Located in New South Wales within the Snowy Valleys local government area, Tooma is a quiet locality (postcode 2642). It is home to about 66 residents, with an older-leaning population and a median age of 49. Households earn a median income of $111K per year, with an average household size of 2.4 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.1% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, professionals, community & personal service. Employment in the area leans toward agriculture and accommodation & food. The top ancestries reported are Australian, English, Scottish.

Tooma has a median house price of $1.5 million, holding roughly steady year-on-year. The current median weekly rent is $390. This gives a gross rental yield of approximately 1.3%. The median monthly mortgage repayment is $1,950.

Public transport access includes 3 bus stops. The crime rate in the Snowy Valleys LGA is below average at 3,370 incidents per 100,000 population.

Looking at the investment signals, Tooma shows a gross rental yield of approximately 1.3%, rated as low yield. Property prices are near the state median ($1.5M/$1.5M). The price-to-income ratio of 14.0x is considered stretched. House prices have moved +0.0% year-on-year. Population growth of +0.1% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield1.3% Low Yield
Price vs State$1.5M/$1.5M· Near Median
Affordability14.0x Stretched
Price Momentum+0.0%· Stable
Pop. Growth+0.1%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$1,950
Rent · wk(Census)$250
Market rent · wk(2026-06)$390
Gross yield0.8%
Price / income14.0x
Population growth · Snowy Valleys LGAABS ERP
Population (2025)15,058
5-year growth+0.2% CAGR
YoY change+0.1%
20012025
Development · Snowy Valleys LGAABS Approvals
Approvals (2026)38
Houses 92%Units 8%
YoY change+0%
Employment · Snowy Valleys LGASALM
Unemployment (Dec-25)3.3%
YoY change+0.4pp
Dec-10Dec-25
Property investors · Postcode 2642ATO
Negatively geared5%
174 of filers
Avg rental loss$5,903/yr
Landlords (rental income)462
Reported capital gains285
People & prosperity
DemographicsCensus 21
Population66
Median age49
Household size2.4
HH income · wk$2,125
Personal income · wk$959
Persons / bedroom0.7
SEIFA indexABS
Advantage (IRSAD)5/10
Education (IEO)8/10
Economic (IER)7/10
Disadvantage (IRSD)6/10
Income momentumCensus 16→21
HH income · wk$1,499 → $2,125
Change+41.8%
vs NSW median+21.2 pp
Median rent+47.1%
gentrifyingvs NSW 2016–21
Area & amenity
TransportGTFS
Bus stops3
Hospitals · Snowy Valleys LGAAIHW
Public3
Private0
Batlow/Adelong Multi Purpose Servicepublic
Tumbarumba Multi Purpose Servicepublic
Tumut Hospitalpublic
Aged care · Snowy Valleys LGAGEN
Facilities5
Residential places310
Calvary Albury & District119 places
Uniting Tumut99 places
Tumbarumba Multi-Purpose Service42 places
Catholic Healthcare Blakeney Lodge30 places
Batlow Multi-Purpose Service20 places
Childcare · Snowy Valleys LGAACECQA
Services9
Approved places428
Exceeding NQS1
Carcoola Children's Centre89 places
Little Possums Early Childhood Learning Centre81 places
Tumut Community Preschool59 places
Tumut Kindy Early Learning Centre48 places
Bright Horizons Australia Childcare - Tumut45 places
Adelong Preschool30 places
+3 more in Snowy Valleys LGA
Shortlist workspace

Save suburbs here while you browse. Once the shortlist has two or more names, hand it straight into compare.

Current status
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EMPTY SET

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Open rankings to save the first candidates.

Sources & freshness
Strong evidence

Tooma carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2014 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 3 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.
Sparse locality note

This page stays indexable because Tooma is a real locality with enough context to be directionally useful. The tradeoff is that coverage is lighter than a stronger suburb profile, so the read should stay cautious.

WHY IT LOOKS LIGHTER
This is a real locality, but it has a very small Census footprint.

Small-population localities can still be worth checking, but rankings, comparisons, and broad suburb assumptions become noisier faster.

WHAT IS MISSING
Coverage is lighter across school matches and hospital coverage.

Coverage is thinner on school matches and hospital coverage; lean less on this one page and confirm those gaps elsewhere.

BEST NEXT STEP
Use this page to understand the locality shape, then compare outward.

Start here for context, then open compare, the state hub, or larger nearby suburbs before treating this as a complete market decision.

Page status
INDEXED WITH LIGHTER COVERAGE

This page remains visible, but it should be read as a locality brief rather than a full-confidence suburb profile.

HOW TO READ THIS PAGE

This page is useful for direction-setting, not closure. Use it to frame the locality, then confirm the story with compare, stronger nearby suburbs, and the state hub.

Stronger nearby reads

If Tooma feels too thin on its own, use these nearby suburbs as stronger local reads before making a shortlist decision.

Goobarragandra most similar
similar price band similar rent profile similar suburb scale

pop same · house -$649.9000000000001K · rent -$190/wk

Similar local read: useful for context, but still compare the actual market signals.

Lacmalac most similar
similar price band similar rent profile

pop +100 · house -$348.9000000000001K · rent -$90/wk

Similar local read: useful for context, but still compare the actual market signals.

Wermatong most similar
similar rent profile similar suburb scale

pop same · house -$1003.9000000000001K · rent -$100/wk

Similar local read: useful for context, but still compare the actual market signals.

Tooma FAQ

Common questions
  1. What LGA is Tooma in?

    Tooma is in the Snowy Valleys Local Government Area, NSW, postcode 2642. Council-level context for Snowy Valleys LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Tooma?

    The current median house price in Tooma, NSW is $1.5M, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Tooma?

    The median weekly rent in Tooma is $390/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Tooma?

    Rent context available: Tooma has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Tooma a good investment?

    QuickProperty's investment signals for Tooma show: Low Yield, Near Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Tooma?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Tooma data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.