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Suburb profile ·Dubbo Regional LGA · NSW ·2820

Mumbil NSW 2820

Mumbil is in Dubbo Regional LGA, NSW, postcode 2820, with population 298.

The read

Growth-momentum

Price, rent, or affordability signals are lining up without a clear local red flag, and the broader demand backdrop is at least supportive. Treat this as a suburb worth comparing seriously, then stress-test it in the calculator before making a conviction call.

$700/wk
Rising
+55.6% YoY
Jun 2025 → Jun 2026 · 13 periods
NSW Fair Trading · postcode 2820 · Jun 2026
$700
$395
Jun 2025Jun 2026
Why it fits

Gross yield screens at about 15.8%. Entry price sits in the lower-cost range for a first-pass screen. Recent price movement shows visible market momentum.

What to check

Small local population makes the signal set more fragile.

Median house
$230K
House median, latest period
53.3%YoY D1 vs AU
Median rent
$700/wk
Rent-led investor candidate
55.6%YoY D10 vs AU
Gross yield
Need rent + price
Population
298
298 local footprint
D6 vs AU
Schools
1
Matched school context
D1 vs AU
Drive to city
Not in commute dataset
Solar
1,435
118 added 12mo · 10MW
Price cycleRecovering
LowPeak

11.5% below peak · 174.5% above its low

See trend depth →

Price history

Trend & investor depth

Cycle positionRecovering
Low · 2012Peak · 2023

11.5% below peak · 174.5% above its low

Price growth (compound)% per year
3-yr
+12.7%
5-yr
+21.5%
10-yr
+10.0%
Indicative cashflow$299/wk ($15,524/yr) · interest-only @ 6.4%, 80% LVR
Rent stabilityvolatile — rents vary ±17.6% around trend (short window, 13 pts)
Value vs advantage-59% vs suburbs of similar SEIFA advantage (decile 1)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Mumbil

Owner-occupied 84%Rented 16%
Investor activityATO
Negatively geared3.5%
117 of 333 landlords
Avg rental loss$6,065/yr
Landlords (rental income)333
Reported capital gains191
The read

Owner-occupier stronghold

77% of homes here are owner-occupied and 15% rented, with 4% of landlords negatively geared.

Why it fits

77% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

30%
of household income to service a new loan
6.8 yrs
to save a 20% deposit
Stretched
housing-stress band
Rent vs buyBuying cheaper

New-loan repayment $1,127/mo vs median rent $3,033/mo (-63% · -$440/wk)

If rates move

At 4.2%: $900/mo (-227) · at 6.2% (current): $1,127/mo · at 8.2%: $1,376/mo (+249)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
5.1x
median home price as a multiple of annual household income
Affordable
Renting
81%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $858/mo, while renters pay about $3,033/mo — renting runs $2,175/mo higher on these medians.

Median price
$230K
Household income · yr
$45K
Median rent · wk
$700
Owner mortgage · mo
$858

Household income

$45K household · yr-45.4% vs NSW suburb median
Personal
$25K
Family
$60K
Household
$45K
Household income distribution (ABS Census 2021 · weekly)48% could service the median house
Under $300
7
$300-649
35
$650-999
24
$1,000-1,499
17
$1,500-1,999
9
$2,000-2,999
7
$3,000-3,999
4
$4,000+
3

Serviceability line: a household needs about $867/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 91% of households here would spend more than 30% of income on rent (rent stress line: $2,333/wk income).

Housing stock and tenure

Tenure (119 households)
Owned outright
44%
Owned with mortgage
34%
Rented
15%
Dwelling structure27.7% of dwellings unoccupied on census night
Separate house
101%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 80% drive, 0% public transport, 0% walk or cycle, 11% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total1
Avg ICSEA807
Students10
Government1
  • Mumbil Public SchoolPrimary · Government · ICSEA 807
Crime April 2025 - March 2026
3,897
6,837 per 100k
D8 vs AU

Crime

Rate · per 100k6,837
Total incidents3,897· April 2025 - March 2026
  • Assault1,12762%
  • Sexual Offences26715%
  • Robbery271%
  • Break And Enter39322%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

Moderate broad-area context

About 38.6% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

Moderate exposure ~38.6%
~38.6% of the suburb is Bush Fire Prone Land · ~13.9% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Primary Production
Rural / Green wedge 80% Public / Open space 17% Residential 1% Other 1%
Residential density: Low

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

8,941 people · 20229,174 by 2032 (+2.6%)

ABS population projection (2022 base) for the Wellington SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Mumbil NSW — Property Data and Demographics

Mumbil is a small, quiet locality in New South Wales within the Dubbo Regional local government area (postcode 2820). The area has roughly 298 residents and a settled, mature resident base, with a median age of 48. Households earn a median income of $45K per year, with an average household size of 2.3 people. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are labourers, clerical & administrative, managers. Employment in the area leans toward agriculture and accommodation & food. The top ancestries reported are Australian, English, Aboriginal Australian.

Median house prices in Mumbil stand at $230,000, having climbed sharply by 53.3% over the last twelve months. The current median weekly rent is $700. This gives a gross rental yield of approximately 15.8%. The median monthly mortgage repayment is $858.

Mumbil is served by 1 school, including 1 primary. The average ICSEA score is 807, which is well below the national average of 1,000. Public transport access includes 18 bus stops. The crime rate in the Dubbo Regional LGA is moderate at 6,837 incidents per 100,000 population.

On the investment side, Mumbil shows a gross rental yield of approximately 15.8%, rated as high yield. Property prices sit below the state median ($230K/$1.5M), which can point to relative value. The price-to-income ratio of 5.1x is considered affordable. House prices have moved +53.3% year-on-year.

Market & money
Investment signalsHeuristics
Rental Yield15.8% High Yield
Price vs State$230K/$1.5M Below Median
Affordability5.1x Affordable
Price Momentum+53.3% Rising
InvestmentNSW
Mortgage · mth$858
Rent · wk(Census)$140
Market rent · wk(2026-06)$700
Gross yield3.2%
Price / income5.1x
Sales vol (latest Q)(2025-Q4)5
Property investors · Postcode 2820ATO
Negatively geared3.5%
117 of filers
Avg rental loss$6,065/yr
Landlords (rental income)333
Reported capital gains191
People & prosperity
DemographicsCensus 21
Population298
Median age48
Household size2.3
HH income · wk$864
Personal income · wk$476
Persons / bedroom0.8
SEIFA indexABS
Advantage (IRSAD)1/10
Education (IEO)1/10
Economic (IER)1/10
Disadvantage (IRSD)1/10
Income momentumCensus 16→21
HH income · wk$710 → $864
Change+21.7%
vs NSW median+1.1 pp
Median rent+16.7%
stablevs NSW 2016–21
Area & amenity
TransportGTFS
Bus stops18
Hospitals · Dubbo Regional LGAAIHW
Public3
Private1
Dubbo Hospitalpublic
Lourdes Hospital Dubbopublic
Wellington Health Servicepublic
Dubbo Private Hospitalprivate
Aged care · Dubbo Regional LGAGEN
Facilities12
Residential places632
Orana Gardens125 places
Kintyre Lodge - Dubbo81 places
Dubbo Homestead Care Community80 places
Maranatha House80 places
Bracken House Dubbo74 places
RFBI Dubbo Masonic Village70 places
+6 more in Dubbo Regional LGA
Childcare · Dubbo Regional LGAACECQA
Services39
Approved places3,041
Exceeding NQS8
Eden Academy Dubbo138 places
Aspiring Early Learners132 places
Hawthorn Street Early Learning Centre Pty Ltd130 places
Kidscape Early Learning Centre Dubbo130 places
Nature's Academy Early Learning Spitfire Drive125 places
Imagine Childcare and Preschool Blueridge Park124 places
+33 more in Dubbo Regional LGA
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Current status
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Sources & freshness
Strong evidence

Mumbil carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025-Q4 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 1 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 18 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · No linked annual population growth series
stable source · automated · every update · annual
Missing
Building approvals
ABS Building Approvals · No linked approvals series
stable source · automated · every update · monthly
Missing
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Mumbil FAQ

Common questions
  1. What LGA is Mumbil in?

    Mumbil is in the Dubbo Regional Local Government Area, NSW, postcode 2820. Council-level context for Dubbo Regional LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Mumbil?

    The current median house price in Mumbil, NSW is $230K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Mumbil?

    The median weekly rent in Mumbil is $700/wk, based on the current market rent dataset. The current rent signal is rent-led investor candidate.

  4. What does the rent signal say about Mumbil?

    Rent-led investor candidate: Gross rent yield screens at about 15.8%. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Mumbil a good investment?

    QuickProperty's investment signals for Mumbil show: High Yield, Below Median, Affordable. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Mumbil?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Mumbil data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.