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Suburb profile ·Mid-Coast LGA · NSW ·2426

Moto NSW 2426

Moto is in Mid-Coast LGA, NSW, postcode 2426, with population 144.

Limited data

Thin-context

The page is still useful for local context, but the evidence stack is too thin for a clean one-page call. Use nearby stronger suburbs or compare mode before treating it as a serious shortlist decision.

$420/wk
Jun 2025 → Jun 2026 · 9 periods
NSW Fair Trading · postcode 2426 · Jun 2026 · sparse signal
$625
$420
Jun 2025Jun 2026
Why it fits

Entry price sits in the lower-cost range for a first-pass screen.

What to check

The page is thin enough that nearby alternatives should be checked before shortlisting. Small local population makes the signal set more fragile.

Median house
$600K
House median, latest period
5.4%YoY D3 vs AU
Median rent
$420/wk
Rent context available
≈D9 vs AU
Gross yield
3.6%
Below investor band
D10 vs AU
Population
99,448
99K via Mid-Coast LGA · SAL undercount
Schools
No matched school data
Drive to city
Not in commute dataset
Solar
181
7 added 12mo · 1MW
Price cycleAt its peak
LowPeak

At / near its all-time high

See trend depth →

Price history

Trend & investor depth

Cycle positionAt its peak
Low · 2006Peak · 2016

At / near its all-time high

Indicative cashflow-$276/wk (-$14,340/yr) · interest-only @ 6.4%, 80% LVR
Value vs advantage-24% vs suburbs of similar SEIFA advantage (decile 4)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investor profile

Who invests in Moto

Owner-occupied 79%Rented 21%
Investor activityATO
Negatively geared3.8%
15 of 44 landlords
Avg rental loss$5,748/yr
Landlords (rental income)44
Reported capital gains24
The read

Mixed owner-renter market

60% of homes here are owner-occupied and 15% rented, with 4% of landlords negatively geared.

Why it fits

A balanced 60% owner-occupier / 15% renter mix.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

63%
of household income to service a new loan
14.3 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $2,940/mo vs median rent $1,820/mo (+62% · +$258/wk)

If rates move

At 4.2%: $2,347/mo (-593) · at 6.2% (current): $2,940/mo · at 8.2%: $3,589/mo (+649)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
10.7x
median home price as a multiple of annual household income
Stretched
Renting
39%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $2,325/mo, while renters pay about $1,820/mo — owning runs $505/mo higher on these medians.

Median price
$600K
Household income · yr
$56K
Median rent · wk
$420
Owner mortgage · mo
$2,325
Gross yield
3.6%

Household income

$56K household · yr-32.1% vs NSW suburb median
Personal
$23K
Family
$55K
Household
$56K
Household income distribution (ABS Census 2021 · weekly)16% could service the median house
Under $300
0
$300-649
3
$650-999
13
$1,000-1,499
8
$1,500-1,999
6
$2,000-2,999
8
$3,000-3,999
0
$4,000+
0

Serviceability line: a household needs about $2,261/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 58% of households here would spend more than 30% of income on rent (rent stress line: $1,400/wk income).

Housing stock and tenure

Tenure (52 households)
Owned outright
39%
Owned with mortgage
21%
Rented
15%
Dwelling structure21.0% of dwellings unoccupied on census night
Separate house
102%
Townhouse / semi
0%
Flat / apartment
0%

Getting to work: 61% drive, 0% public transport, 6% walk or cycle, 16% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Crime April 2025 - March 2026
3,966
4,023 per 100k
D6 vs AU

Crime

Rate · per 100k4,023
Total incidents3,966· April 2025 - March 2026
  • Assault1,18859%
  • Sexual Offences29115%
  • Robbery201%
  • Break And Enter50525%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

Moderate broad-area context

About 18.4% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

Moderate exposure ~18.4%
~18.4% of the suburb is Bush Fire Prone Land · ~12.3% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Primary Production
Rural / Green wedge 71% Residential 22% Public / Open space 7%
Residential density: Low

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

13,236 people · 202215,609 by 2032 (+17.9%)

ABS population projection (2022 base) for the Taree Surrounds SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Moto NSW — Property Data and Demographics

Moto is a sparsely populated locality in New South Wales within the Mid-Coast local government area (postcode 2426). The area has roughly 144 residents and a mature demographic, with a median age of 51. Households earn a median income of $56K per year, with an average household size of 2.7 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +0.7% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are managers, sales, community & personal service. Employment in the area leans toward agriculture and healthcare. The top ancestries reported are Australian, English, Scottish.

Moto has a median house price of $600,000, which has risen solidly by 5.4% year-on-year. The current median weekly rent is $420. This gives a gross rental yield of approximately 3.6%. The median monthly mortgage repayment is $2,325.

Public transport access includes 1 bus stop. The crime rate in the Mid-Coast LGA is moderate at 4,023 incidents per 100,000 population.

On the investment side, Gross rental yield sits at around 3.6% (moderate yield). Property prices sit below the state median ($600K/$1.5M), which can point to relative value. The price-to-income ratio of 10.7x is considered stretched. House prices have moved +5.4% year-on-year. Population growth of +0.7% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield3.6%· Moderate Yield
Price vs State$600K/$1.5M Below Median
Affordability10.7x Stretched
Price Momentum+5.4% Rising
Pop. Growth+0.7%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$2,325
Rent · wk(Census)$300
Market rent · wk(2026-06)$420
Gross yield2.6%
Price / income10.7x
Population growth · Mid-Coast LGAABS ERP
Population (2025)99,448
5-year growth+0.8% CAGR
YoY change+0.7%
20012025
Development · Mid-Coast LGAABS Approvals
Approvals (2026)483
Houses 87%Units 13%
YoY change+0%
Employment · Mid-Coast LGASALM
Unemployment (Dec-25)4.7%
YoY change+0.8pp
Dec-10Dec-25
Property investors · Postcode 2426ATO
Negatively geared3.8%
15 of filers
Avg rental loss$5,748/yr
Landlords (rental income)44
Reported capital gains24
People & prosperity
DemographicsCensus 21
Population144
Median age51
Household size2.7
HH income · wk$1,075
Personal income · wk$434
Persons / bedroom0.9
SEIFA indexABS
Advantage (IRSAD)4/10
Education (IEO)5/10
Economic (IER)5/10
Disadvantage (IRSD)3/10
Income momentumCensus 16→21
HH income · wk$900 → $1,075
Change+19.4%
vs NSW median-1.2 pp
Median rent+62.2%
stablevs NSW 2016–21
Area & amenity
TransportGTFS
Bus stops1
Hospitals · Mid-Coast LGAAIHW
Public4
Private2
Bulahdelah Hospitalpublic
Gloucester Soldiers' Memorial Hospitalpublic
Manning Hospitalpublic
Wingham Hospitalpublic
Forster Private Hospitalprivate
Mayo Private Hospitalprivate
Aged care · Mid-Coast LGAGEN
Facilities17
Residential places1,585
BaptistCare Kularoo Centre160 places
Glaica House146 places
Estia Health Tuncurry124 places
Estia Health Taree121 places
Anglican Care Storm Village117 places
Estia Health Tea Gardens106 places
+11 more in Mid-Coast LGA
Childcare · Mid-Coast LGAACECQA
Services67
Approved places3,690
Exceeding NQS18
Active OOSH Forster185 places
Active OOSH Taree127 places
Old Bar Little Learners126 places
Active OOSH Old Bar112 places
Faith Family Early Learning Taree103 places
Active OOSH Wingham100 places
+61 more in Mid-Coast LGA
Shortlist workspace

Save suburbs here while you browse. Once the shortlist has two or more names, hand it straight into compare.

Current status
Add Moto if it deserves a shortlist slot.

No saved AU suburbs yet.

EMPTY SET

No saved suburbs yet. Start with one ranking or suburb page, then compare once you have two candidates.

Open rankings to save the first candidates.

Sources & freshness
Strong evidence

Moto has enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2016 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 1 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.
Sparse locality note

This page stays indexable because Moto is a real locality with enough context to be directionally useful. The tradeoff is that coverage is lighter than a stronger suburb profile, so the read should stay cautious.

WHY IT LOOKS LIGHTER
This is a real locality, but it has a very small Census footprint.

Small-population localities can still be worth checking, but rankings, comparisons, and broad suburb assumptions become noisier faster.

WHAT IS MISSING
Coverage is lighter across school matches and hospital coverage.

The main gaps on this page are school matches and hospital coverage. That narrows how much confidence you should place on a single-page read.

BEST NEXT STEP
Use this page to understand the locality shape, then compare outward.

Start here for context, then open compare, the state hub, or larger nearby suburbs before treating this as a complete market decision.

Page status
INDEXED WITH LIGHTER COVERAGE

This page remains visible, but it should be read as a locality brief rather than a full-confidence suburb profile.

HOW TO READ THIS PAGE

Read it as a direction-setter rather than a final answer: frame the locality, then verify with compare, stronger nearby suburbs, and the state hub.

Stronger nearby reads

If Moto feels too thin on its own, use these nearby suburbs as stronger local reads before making a shortlist decision.

Possum Brush most similar
similar price band similar rent profile similar suburb scale

pop same · house -$70K · rent -$140/wk

Similar local read: useful for context, but still compare the actual market signals.

Markwell most similar
similar price band similar rent profile similar suburb scale

pop same · house +$165K · rent -$170/wk

Similar local read: useful for context, but still compare the actual market signals.

Belbora most similar
similar price band similar rent profile similar suburb scale

pop same · house +$175K · rent -$120/wk

Similar local read: useful for context, but still compare the actual market signals.

Moto FAQ

Common questions
  1. What LGA is Moto in?

    Moto is in the Mid-Coast Local Government Area, NSW, postcode 2426. Council-level context for Mid-Coast LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Moto?

    The current median house price in Moto, NSW is $600K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Moto?

    The median weekly rent in Moto is $420/wk, based on the current market rent dataset. The current rent signal is rent context available.

  4. What does the rent signal say about Moto?

    Rent context available: Moto has usable rent context. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Moto a good investment?

    QuickProperty's investment signals for Moto show: Moderate Yield, Below Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Moto?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Moto data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.