Skip to content
Suburb profile ·Georges River LGA · NSW ·2223

Mortdale NSW 2223

Mortdale is in Georges River LGA, NSW, postcode 2223, with population 10,745.

The read

Premium-market

There are enough stretched or weaker signals here that you should assume trade-offs rather than a clean story. Use compare mode to see whether the downside is price, local quality, or weaker momentum before treating it as a target suburb.

$690/wk
Rising
+3.0% YoY
Jun 2025 → Jun 2026 · 13 periods
NSW Fair Trading · postcode 2223 · Jun 2026
$750
$650
Jun 2025Jun 2026
Why it fits

School coverage gives the page a stronger family/livability signal. Transport coverage adds a practical access signal. Higher SEIFA context supports a stronger local-quality read.

What to check

Premium pricing raises the bar for yield, affordability, and downside checks. Gross yield looks low for an income-first use case.

Median house
$1.8M
House median, latest period
0.7%YoY D9 vs AU
Median rent
$690/wk
Income-stretched rent market
3.0%YoY D10 vs AU
Gross yield
2.0%
Low yield band
D5 vs AU
Population
10,745
11K local footprint
D10 vs AU
Schools
4
Matched school context
D10 vs AU
Drive to city
29 min
26.7 km to Sydney CBD · free-flow
Transit to city
59 min
Public transport to Sydney CBD · weekday 8am
Solar
1,955
197 added 12mo · 14MW
Price cycleAt its peak
LowPeak

At / near its all-time high

See trend depth →

Price history

Houses to Q4'25 · Units to Q2'26 — house and unit medians are released on separate cycles, so their latest period can differ.

Trend & investor depth

Cycle positionAt its peak
Low · 2005Peak · 2026

At / near its all-time high

Price growth (compound)% per year
3-yr
+5.5%
5-yr
+3.7%
10-yr
+5.0%
Affordability trajectoryWorsening
Price
+6.7%/yr
Income
+4.2%/yr

Growth in median price vs median household income — worsening — prices outgrowing incomes.

Indicative cashflow-$1,268/wk (-$65,916/yr) · interest-only @ 6.4%, 80% LVR
Market turnover4.0% of homes traded/yr (165 sales · -18% vs 3-yr avg)
Rent stabilitytypical — rents vary ±4.2% around trend (short window, 13 pts)
Value vs advantage+62% vs suburbs of similar SEIFA advantage (decile 7)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investment grade

Fgrade · 16/100 · top 84% of 3,604AU suburbs
Peer distributionstronger than 16% of AU suburbs
WeakerTypicalStronger
Capital growth15
Rental yield18
Stability61
Volatility-8.7ppCycle-2.0Affordability-1.5

Bar = this suburb's percentile · tick = typical (median) peer · stability drivers signed (+ = steadier)

Relative grade across Australian suburbs, combining qp's capital-growth (multi-year CAGR + cycle timing), rental-yield, and stability (price volatility + cycle + affordability) metrics via a three-pillar property-scoring method with an imbalance penalty. Within-Australia relative, indicative only — not financial advice.

Investor profile

Who invests in Mortdale

Owner-occupied 63%Rented 37%
Investor activityATO
Negatively geared10.8%
1,531 of 3,309 landlords
Avg rental loss$10,439/yr
Landlords (rental income)3,309
Reported capital gains1,925
Investor exposure index(moderate vs national)59.2/100
The read

Mixed owner-renter market

61% of homes here are owner-occupied and 37% rented, with 11% of landlords negatively geared.

Why it fits

A balanced 61% owner-occupier / 37% renter mix.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

103%
of household income to service a new loan
23.3 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $8,883/mo vs median rent $2,990/mo (+197% · +$1360/wk)

If rates move

At 4.2%: $7,093/mo (-1,791) · at 6.2% (current): $8,883/mo · at 8.2%: $10,845/mo (+1,962)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
17.5x
median home price as a multiple of annual household income
Stretched
Renting
35%
median weekly rent as a share of gross household income (the 30% rule)
Stretched

Owners with a mortgage repay a median of $2,286/mo, while renters pay about $2,990/mo — renting runs $704/mo higher on these medians.

Median price
$1.81M
Household income · yr
$104K
Median rent · wk
$690
Owner mortgage · mo
$2,286
Gross yield
2.0%

Household income

$104K household · yr+26% vs NSW suburb median
Personal
$47K
Family
$125K
Household
$104K
Household income distribution (ABS Census 2021 · weekly)fewer than 17% could service the median house
Under $300
117
$300-649
357
$650-999
380
$1,000-1,499
546
$1,500-1,999
489
$2,000-2,999
746
$3,000-3,999
497
$4,000+
635

Serviceability line: a household needs about $6,833/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 58% of households here would spend more than 30% of income on rent (rent stress line: $2,300/wk income).

Median taxable income trend (ATO, 2018-19 – 2022-23)$56K → $66K

Housing stock and tenure

Tenure (3,955 households)1.6% social housing
Owned outright
30%
Owned with mortgage
31%
Rented
37%
Dwelling structure6.6% of dwellings unoccupied on census night
Separate house
43%
Townhouse / semi
16%
Flat / apartment
41%

Getting to work: 35% drive, 9% public transport, 3% walk or cycle, 50% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Schools

Total4
Avg ICSEA1052
Students1,968
Catholic1
Government3
  • Mortdale Public SchoolPrimary · Government · ICSEA 1096Zoned
  • Penshurst West Public SchoolPrimary · Government · ICSEA 1047Zoned
  • Carinya SchoolSpecial · Government · ICSEA 975Zoned
  • Marist Catholic College PenshurstSecondary · Catholic · ICSEA 1090

3 of 4 schools here operate published enrolment zones (catchments). Zone boundaries set eligibility — check the official source for the exact catchment. Not enrolment advice.

Livability

86/ 100 livability index

Top 14% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 86% of Australian suburbs
WeakerTypicalStronger
Everyday access91
Public transport (29 stops)67
Schools & hospitals81

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime April 2025 - March 2026
3,268
2,022 per 100k
D3 vs AU

Crime

Rate · per 100k2,022
Total incidents3,268· April 2025 - March 2026
  • Assault83765%
  • Sexual Offences17313%
  • Robbery141%
  • Break And Enter26521%

Development screen

Could a secondary dwelling be worth investigating?

secondary dwelling / granny flat screening context Medium broad constraint context

Policy position

Official policy reviewed

Permitted in residential zones under the Housing SEPP; may be approved by consent or as complying development when Housing SEPP and Codes SEPP standards are met.

Rental use: Secondary dwelling rental use is allowed as a dwelling use, subject to planning and tenancy rules.

Open official policy source

Separate houses

39.9%

Suburb share of occupied private dwellings recorded as separate houses.

37.6 pp below the state median

State median 77.5% · 1,253 valid suburbs

Residential-zone context

60.4%

Broad suburb sampling only; the property zoning and overlays can differ.

18.1 pp above the state median

State median 42.3% · 1,245 valid suburbs

Rental households

36.6%

Demand context only; it does not establish permission to rent a secondary dwelling.

10.7 pp above the state median

State median 25.9% · 1,253 valid suburbs

Mapped hazards

bushfire present

The staged suburb layer indicates a broad-area constraint that needs address-level checking. No broad-area layer staged for this suburb.

Approval pathway

Four checks, each with a different evidence threshold.

This is an investigation sequence, not a guarantee that every step applies or that approval will be granted.

  1. 01 Source reviewed

    State policy position

    QuickProperty reviewed the official secondary dwelling / granny flat policy source.

  2. 02 Property dependent

    Planning pathway

    Test consent or complying-development eligibility, including the 450 m² lot marker and all other standards.

  3. 03 Design dependent

    Building approval

    Confirm the building approval route after the design, site classifications, services and construction requirements are known.

  4. 04 Check separately

    Intended use

    Confirm long-term rental, short-stay or family-use rules separately from permission to construct the dwelling.

Property due diligence

Turn the suburb screen into a property checklist.

Every check starts unconfirmed. Progress stays in this browser and suburb evidence never clears an address-level requirement.

0evidence acquired
0evidence missing
0reviews due
0consultant questions

Active record: Mortdale unnamed property

0/14checked
0issues found

Site controls

Lot area and dimensions

Confirm title dimensions, usable site area and any minimum lot threshold.

Status for Lot area and dimensions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Setbacks and site coverage

Test setbacks, private open space, landscaping and maximum site coverage against a concept plan.

Status for Setbacks and site coverage
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Slope and ground conditions

Check survey levels, soil classification, retaining needs and likely earthworks.

Status for Slope and ground conditions
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title and planning

Zoning and overlays

Obtain current property-level zoning, overlays and applicable planning controls.

Status for Zoning and overlays
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Title, easements and covenants

Review the title for easements, covenants, restrictions and common property.

Status for Title, easements and covenants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Services and access

Sewer and stormwater

Locate assets and connection points, then confirm capacity, clearances and discharge requirements.

Status for Sewer and stormwater
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Power, water and metering

Confirm service routes, upgrade needs and whether separate metering is permitted or practical.

Status for Power, water and metering
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Vehicle access and parking

Test driveway width, gradients, turning, parking and emergency access requirements.

Status for Vehicle access and parking
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Construction constraints

Bushfire exposure

Order an address-level bushfire assessment and determine any BAL construction response.

Status for Bushfire exposure
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Flood and overland flow

Obtain property flood information and check floor levels, flow paths and drainage constraints.

Status for Flood and overland flow
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Wind, corrosion and termite

Confirm site classifications that affect structural design, materials and durability.

Status for Wind, corrosion and termite
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Approval and use

Planning approval pathway

Confirm exemption, complying pathway or permit requirements with the responsible authority.

Status for Planning approval pathway
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Building approval and consultants

Identify required survey, design, engineering, energy, certification and inspection evidence.

Status for Building approval and consultants
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Rental and intended use

Confirm occupation, rental, short-stay and family-use rules plus insurance and tax implications.

Status for Rental and intended use
Evidence packMissing

Metadata only. QuickProperty does not store or upload the underlying document.

Mortdale, NSW 2223 · Local browser record

Investigation aid only. Confirm current planning, building, title, service and hazard requirements with qualified professionals and responsible authorities.

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

Low broad-area context

About 7.9% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

Low exposure ~7.9%
~7.9% of the suburb is Bush Fire Prone Land · ~3.1% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Short-term rentals

14
active listings · ~1.3 per 1,000 residents
50%
entire homes (vs private rooms)
50%
run by multi-listing operators

Active Airbnb listings point-mapped to this suburb from Inside Airbnb (CC BY 4.0). Occupancy and revenue are estimates from Inside Airbnb's San Francisco model (review-rate proxy, minimum-stay assumption, occupancy capped at 70%) — they are gross, indicative, and not a guarantee of returns. Short-stay letting is subject to state and local regulation.

Planning zones

Dominant zone Low Density Residential
Residential 57% Public / Open space 20% Industrial 11% Other 6% Commercial / Mixed 1%
Residential density: Low · 6% growth-zoned

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

14,779 people · 202216,467 by 2032 (+11.4%)

ABS population projection (2022 base) for the Mortdale - Oatley SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Mortdale NSW — Property Data and Demographics

Mortdale (postcode 2223) is an established suburb in New South Wales within the Georges River local government area. With a population of 10,745, the suburb has a settled mid-life population with a median age of 38. Households earn a median income of $104K per year, with an average household size of 2.6 people. Recent annual estimates show population movement staying broadly stable across the broader catchment, with population growth running at +1.3% year-on-year at the LGA level. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are professionals, clerical & administrative, managers. Employment in the area leans toward healthcare and professional services. The top ancestries reported are English, Australian, Chinese.

Mortdale has a median house price of $1.8 million, which has edged higher by 0.7% year-on-year. Units have a median price of $818,000 (+4.7% YoY). The current median weekly rent is $690. This gives a gross rental yield of approximately 2.0%. The median monthly mortgage repayment is $2,286.

Mortdale is served by 4 schools, including 2 primary, 1 secondary, 1 special. The average ICSEA score is 1052, which is above the national average of 1,000. Public transport access includes 29 bus stops. The crime rate in the Georges River LGA is below average at 2,022 incidents per 100,000 population.

From an investment perspective, Mortdale shows a gross rental yield of approximately 2.0%, rated as low yield. Property prices are near the state median ($1.8M/$1.5M). The price-to-income ratio of 17.5x is considered stretched. House prices have moved +0.7% year-on-year. Population growth of +1.3% year-on-year points to stable demand fundamentals. Building approvals have changed +0% year-on-year, indicating steady development activity.

Market & money
Investment signalsHeuristics
Rental Yield2.0% Low Yield
Price vs State$1.8M/$1.5M· Near Median
Affordability17.5x Stretched
Price Momentum+0.7%· Stable
Pop. Growth+1.3%· Stable
Development+0%· Steady
InvestmentNSW
Mortgage · mth$2,286
Rent · wk(Census)$420
Market rent · wk(2026-06)$690
Gross yield1.2%
Price / income17.5x
Sales vol (latest Q)(2025-Q4)11
Population growth · Georges River LGAABS ERP
Population (2025)163,919
5-year growth+1% CAGR
YoY change+1.3%
20012025
Development · Georges River LGAABS Approvals
Approvals (2026)599
Houses 33%Units 67%
YoY change+0%
Employment · Georges River LGASALM
Unemployment (Dec-25)2.7%
YoY change+0.1pp
Dec-10Dec-25
Property investors · Postcode 2223ATO
Negatively geared10.8%
1,531 of filers
Avg rental loss$10,439/yr
Landlords (rental income)3,309
Reported capital gains1,925
People & prosperity
DemographicsCensus 21
Population10,745
Median age38
Household size2.6
HH income · wk$1,995
Personal income · wk$903
Persons / bedroom0.9
IncomeATO 22-23
Median income$65,851
Mean income$85,547
Earners10,200
YoY change+9.1%
SEIFA indexABS
Advantage (IRSAD)7/10
Education (IEO)9/10
Economic (IER)4/10
Disadvantage (IRSD)9/10
Income momentumCensus 16→21
HH income · wk$1,731 → $1,995
Change+15.3%
vs NSW median-5.3 pp
Median rent+3.7%
stablevs NSW 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets2
Pharmacies2
GP / clinics4
Fuel stations0
Cafes & dining26
iga1
woolworths1
TransportGTFS
Bus stops29
Hospitals · Georges River LGAAIHW
Public1
Private3
Calvary Health Care - Sydneypublic
Hurstville Privateprivate
Vision Day Surgery Hurstvilleprivate
Waratah Private Hospitalprivate
Aged care · Georges River LGAGEN
Facilities17
Residential places1,476
Ferndale Gardens Aged Care Facility136 places · in suburb
Georges Estate Health & Aged Care121 places
Uniting Banks Lodge Peakhurst114 places
Peakhurst Nursing Home110 places
Regis Hurstville110 places
Blakehurst Aged Care Centre107 places
+11 more in Georges River LGA
Childcare · Georges River LGAACECQA
Services98
Approved places5,253
Exceeding NQS16
Kogarah Community Services Inc145 places
The Grove Academy - Oatley132 places
3Bridges Community Penshurst130 places
Oatley Adventure OSHC130 places
Rise & Shine Kindergarten - Kogarah112 places
Attunga Cottage Before and After School Care105 places
+92 more in Georges River LGA
Shortlist workspace

Save suburbs here while you browse. Once the shortlist has two or more names, hand it straight into compare.

Current status
Add Mortdale if it deserves a shortlist slot.

No saved AU suburbs yet.

EMPTY SET

No saved suburbs yet. Start with one ranking or suburb page, then compare once you have two candidates.

Open rankings to save the first candidates.

Sources & freshness
Strong evidence

Mortdale carries enough direct local evidence for a first-pass decision.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025-Q4 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · 4 schools matched
stable source · automated · every update · annual
Available
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 29 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · 2025 · Annual estimate series
stable source · automated · every update · annual
Available
Building approvals
ABS Building Approvals · 2026 · Annual release series
stable source · automated · every update · monthly
Available
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Mortdale FAQ

Common questions
  1. What LGA is Mortdale in?

    Mortdale is in the Georges River Local Government Area, NSW, postcode 2223. Council-level context for Georges River LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Mortdale?

    The current median house price in Mortdale, NSW is $1.8M, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Mortdale?

    The median weekly rent in Mortdale is $690/wk, based on the current market rent dataset. The current rent signal is income-stretched rent market.

  4. What does the rent signal say about Mortdale?

    Income-stretched rent market: Weekly rent screens at about 54% of annual income. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Mortdale a good investment?

    QuickProperty's investment signals for Mortdale show: Low Yield, Near Median, Stretched. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Mortdale?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Mortdale data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.