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Suburb profile ·Dubbo Regional LGA · NSW ·2820

Montefiores NSW 2820

Montefiores is in Dubbo Regional LGA, NSW, postcode 2820, with population 630.

The read

Growth-momentum

The page has enough signal to be useful, but the story is mixed rather than decisive. Use compare mode to pressure-test it against stronger nearby options, then use the calculator if it still makes the shortlist.

$700/wk
Rising
+55.6% YoY
Jun 2025 → Jun 2026 · 13 periods
NSW Fair Trading · postcode 2820 · Jun 2026
$700
$395
Jun 2025Jun 2026
Why it fits

Gross yield screens at about 4.9%. Recent price movement shows visible market momentum. Transport coverage adds a practical access signal.

What to check

Small local population makes the signal set more fragile.

Median house
$750K
House median, latest period
40.7%YoY D4 vs AU
Median rent
$700/wk
Rent-led investor candidate
55.6%YoY D10 vs AU
Gross yield
4.9%
Strong yield band
D10 vs AU
Population
630
630 local footprint
D7 vs AU
Schools
No matched school data
Drive to city
Not in commute dataset
Solar
1,435
118 added 12mo · 10MW
Price cycleAt its peak
LowPeak

At / near its all-time high

See trend depth →

Price history

Trend & investor depth

Cycle positionAt its peak
Low · 2009Peak · 2026

At / near its all-time high

Price growth (compound)% per year
3-yr
+17.9%
5-yr
+17.4%
10-yr
+15.3%
Indicative cashflow-$213/wk (-$11,100/yr) · interest-only @ 6.4%, 80% LVR
Market turnover8.7% of homes traded/yr (21 sales · -15% vs 3-yr avg)
Rent stabilityvolatile — rents vary ±17.6% around trend (short window, 13 pts)
Value vs advantage-25% vs suburbs of similar SEIFA advantage (decile 6)

Indicative cashflow is interest-only and excludes tax — use the calculator for a full projection. Turnover divides recorded sales by an estimated household count (population over average household size).

Investment grade

Agrade · 90/100 · top 10% of 3,604AU suburbs
Peer distributionstronger than 90% of AU suburbs
WeakerTypicalStronger
Capital growth93
Rental yield92
Stability12
Volatility-21.9ppCycle-2.0

Bar = this suburb's percentile · tick = typical (median) peer · stability drivers signed (+ = steadier)

Relative grade across Australian suburbs, combining qp's capital-growth (multi-year CAGR + cycle timing), rental-yield, and stability (price volatility + cycle + affordability) metrics via a three-pillar property-scoring method with an imbalance penalty. Within-Australia relative, indicative only — not financial advice.

Investor profile

Who invests in Montefiores

Owner-occupied 84%Rented 16%
Investor activityATO
Negatively geared3.5%
117 of 333 landlords
Avg rental loss$6,065/yr
Landlords (rental income)333
Reported capital gains191
Investor exposure index(moderate vs national)59.8/100
The read

Owner-occupier stronghold

82% of homes here are owner-occupied and 15% rented, with 4% of landlords negatively geared.

Why it fits

82% owner-occupied — owner-occupiers hold longer and absorb rate shocks, supporting price stability.

ABS Census 2021 tenure (G37), ATO postcode rental statistics, and QuickProperty's investor-exposure index. Owner-occupied = owned outright + with a mortgage.

Mortgage affordability

52%
of household income to service a new loan
11.7 yrs
to save a 20% deposit
Severe
housing-stress band
Rent vs buyRenting cheaper

New-loan repayment $3,675/mo vs median rent $3,033/mo (+21% · +$148/wk)

If rates move

At 4.2%: $2,934/mo (-741) · at 6.2% (current): $3,675/mo · at 8.2%: $4,487/mo (+812)

Assumes a 20% deposit and a 30-year principal-and-interest loan at the current RBA new owner-occupier variable rate, against median weekly household income (ABS Census 2021). Stress bands follow the 30% / 45%-of-income thresholds used in ANZ-CoreLogic and AIHW reporting. Rent vs buy compares that repayment with the suburb's median advertised rent; it excludes rates, insurance, maintenance and deposit opportunity cost.

Stronger alternatives nearby

Higher yield

similar price · cross-LGA

Stronger 5-yr growth

similar price · cross-LGA

More affordable

lower price-to-income

Alternatives are similar-priced suburbs (0.7–1.4x this suburb's median) in other council areas that exceed it on the named metric. Indicative — not financial advice.

Affordability

Buying
8.8x
median home price as a multiple of annual household income
Moderate
Renting
43%
median weekly rent as a share of gross household income (the 30% rule)
High stress

Owners with a mortgage repay a median of $1,517/mo, while renters pay about $3,033/mo — renting runs $1,516/mo higher on these medians.

Median price
$750K
Household income · yr
$85K
Median rent · wk
$700
Owner mortgage · mo
$1,517
Gross yield
4.9%

Household income

$85K household · yr+3.6% vs NSW suburb median
Personal
$45K
Family
$101K
Household
$85K
Household income distribution (ABS Census 2021 · weekly)20% could service the median house
Under $300
3
$300-649
21
$650-999
27
$1,000-1,499
40
$1,500-1,999
34
$2,000-2,999
43
$3,000-3,999
23
$4,000+
14

Serviceability line: a household needs about $2,827/wk to hold a new loan on the median house at 30% of income (20% deposit, 30-year P&I, current RBA rate).

At the median asking rent, about 71% of households here would spend more than 30% of income on rent (rent stress line: $2,333/wk income).

Housing stock and tenure

Tenure (219 households)
Owned outright
43%
Owned with mortgage
40%
Rented
15%
Dwelling structure9.8% of dwellings unoccupied on census night
Separate house
98%
Townhouse / semi
2%
Flat / apartment
0%

Getting to work: 88% drive, 0% public transport, 1% walk or cycle, 8% worked from home (2021 Census, taken during COVID-era work-from-home arrangements).

Livability

9/ 100 livability index

Top 91% most liveable of 4,565Australian suburbs.

Peer distributionstronger than 9% of Australian suburbs
WeakerTypicalStronger
Everyday access0
Public transport (10 stops)33
Schools & hospitals0

Bar = this suburb's percentile · tick = typical (median) peer

Suburb-level access-density index (not an address-level walk-time score), normalised within Australian suburbs. Method based on the Urban Liveability Index (Higgs et al. 2019) and Walk Score — three equal-weighted domains combined with an imbalance penalty.

Crime April 2025 - March 2026
3,897
6,837 per 100k
D8 vs AU

Crime

Rate · per 100k6,837
Total incidents3,897· April 2025 - March 2026
  • Assault1,12762%
  • Sexual Offences26715%
  • Robbery271%
  • Break And Enter39322%

Building due diligence

Construction requirements can change by location.

The National Construction Code is the baseline. Local hazards and site classifications can change the required structure, materials, fixings, insulation and detailing.

Known here

SUBURB CONTEXT

Bushfire-prone land

Low broad-area context

About 3.9% of the suburb intersects mapped bushfire-prone land.

May affect: External construction · Roof and wall systems · Openings, screens and decks

Check the property

ADDRESS + DESIGN

NCC climate zone

Check the property

Confirm the NCC climate zone used for the building design and energy provisions.

May affect: Insulation and glazing · Condensation control · Roof-space ventilation

Wind class and BAL

Site assessment required

A suburb layer cannot determine the site wind classification or Bushfire Attack Level.

May affect: Structure and tie-downs · Cladding and fixings · Openings and bushfire detailing

Corrosion and termite exposure

Check the property

Confirm marine or corrosive exposure and the applicable termite-management requirements.

May affect: Fasteners and connectors · Roofing and coatings · Termite management

This screen identifies investigation triggers, not building quality or property compliance. Confirm the address, design and current jurisdiction rules with the council, building surveyor or certifier, designer and engineer.

NCC 2022 Housing Provisions: how to use · NCC 2022 Volume Two and Housing Provisions

Bushfire exposure

Low exposure ~3.9%
~3.9% of the suburb is Bush Fire Prone Land · ~1.5% Category 1 (highest hazard)

Estimated exposure to NSW RFS Bush Fire Prone Land (CC BY), point-sampled across the suburb. This shows how much of the suburb sits within the official hazard layer — it is not a Bushfire Attack Level (BAL) rating or a property-level assessment. Obtain a BAL assessment (AS 3959) for an individual property.

Planning zones

Dominant zone Large Lot Residential
Residential 50% Rural / Green wedge 39% Other 6% Public / Open space 2%
Residential density: Low

Land-use mix estimated by point-sampling the suburb against NSW EPI Land Zoning polygons (CC BY 4.0). This is a suburb-level snapshot of planning zones, not a parcel-level zoning certificate or development advice. Check the relevant planning scheme for an individual property.

Population outlook

8,941 people · 20229,174 by 2032 (+2.6%)

ABS population projection (2022 base) for the Wellington SA2 statistical area — the finest official projection grain available; suburb-level projections do not exist.

Full data detail Census · ATO · ABS · state datasets
Montefiores NSW — Property Data and Demographics

Montefiores is a small locality in New South Wales within the Dubbo Regional local government area (postcode 2820). With a population of 630, the suburb has a settled mid-life population with a median age of 39. Households earn a median income of $85K per year, with an average household size of 2.6 people. NSW employment has moved +1.2% year-on-year in the official ABS Labour Force trend series, which provides the broader jobs backdrop for this suburb. NSW also had 35 Commonwealth-backed major projects under construction, 17 underway, and 67 in planning as at 2025-09-01, which is useful as a broader delivery backdrop rather than a suburb-specific project count. The most common occupations are technicians & trades, community & personal service, clerical & administrative. Employment in the area leans toward public admin & safety and education. The top ancestries reported are Australian, English, Aboriginal Australian.

Median house prices in Montefiores stand at $750,000, having surged by 40.7% over the last twelve months. The current median weekly rent is $700. This gives a gross rental yield of approximately 4.9%. The median monthly mortgage repayment is $1,517.

Public transport access includes 10 bus stops. The crime rate in the Dubbo Regional LGA is moderate at 6,837 incidents per 100,000 population.

From an investment perspective, The gross rental yield works out to roughly 4.9%, which reads as moderate yield. Property prices sit below the state median ($750K/$1.5M), which can point to relative value. The price-to-income ratio of 8.8x is considered moderate. House prices have moved +40.7% year-on-year.

Market & money
Investment signalsHeuristics
Rental Yield4.9%· Moderate Yield
Price vs State$750K/$1.5M Below Median
Affordability8.8x· Moderate
Price Momentum+40.7% Rising
InvestmentNSW
Mortgage · mth$1,517
Rent · wk(Census)$303
Market rent · wk(2026-06)$700
Gross yield2.1%
Price / income8.8x
Sales vol (latest Q)(2025-Q2)5
Property investors · Postcode 2820ATO
Negatively geared3.5%
117 of filers
Avg rental loss$6,065/yr
Landlords (rental income)333
Reported capital gains191
People & prosperity
DemographicsCensus 21
Population630
Median age39
Household size2.6
HH income · wk$1,640
Personal income · wk$869
Persons / bedroom0.7
SEIFA indexABS
Advantage (IRSAD)6/10
Education (IEO)3/10
Economic (IER)5/10
Disadvantage (IRSD)5/10
Income momentumCensus 16→21
HH income · wk$1,125 → $1,640
Change+45.8%
vs NSW median+25.2 pp
Median rent+21.2%
gentrifyingvs NSW 2016–21
Area & amenity
Local amenitiesOSM
Supermarkets0
Pharmacies0
GP / clinics0
Fuel stations1
Cafes & dining0
TransportGTFS
Bus stops10
Hospitals · Dubbo Regional LGAAIHW
Public3
Private1
Dubbo Hospitalpublic
Lourdes Hospital Dubbopublic
Wellington Health Servicepublic
Dubbo Private Hospitalprivate
Aged care · Dubbo Regional LGAGEN
Facilities12
Residential places632
Orana Gardens125 places
Kintyre Lodge - Dubbo81 places
Dubbo Homestead Care Community80 places
Maranatha House80 places
Bracken House Dubbo74 places
RFBI Dubbo Masonic Village70 places
+6 more in Dubbo Regional LGA
Childcare · Dubbo Regional LGAACECQA
Services39
Approved places3,041
Exceeding NQS8
Eden Academy Dubbo138 places
Aspiring Early Learners132 places
Hawthorn Street Early Learning Centre Pty Ltd130 places
Kidscape Early Learning Centre Dubbo130 places
Nature's Academy Early Learning Spitfire Drive125 places
Imagine Childcare and Preschool Blueridge Park124 places
+33 more in Dubbo Regional LGA
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Current status
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Sources & freshness
Usable evidence

Montefiores works as a starting read but still needs cross-checking.

QuickProperty mixes release files, Census baselines, and matched local services on this page. Read the status panel before treating every metric as equally fresh.

PRICE POSTURE
NSW price medians are parser-guarded official records.

Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records

RENT POSTURE
Rent is using a state market dataset when available.

Use current rent as a starting signal, not as a fixed underwriting truth.

SERVICE POSTURE
Service coverage is matched locally, not inferred nationally.

Schools, transport, and hospitals are useful as presence signals, but they still have different source cadences.

Data status
Property prices
NSW Valuer General · 2025-Q2 · Official sale records parsed from cached Bulk PSI ZIP files with parser guardrails for token sales, non-house zoning, and low-value strata component records
medium stability · automated · every update · weekly
Available
Market rent
NSW Fair Trading · 2026-06 · State market dataset
stable source · automated · every update · monthly
Available
Crime
BOCSAR · April 2025 - March 2026 · Area-level release dataset
medium stability · automated · every update · release-based
Available
Schools
ACARA 2025 · No local school matches exposed
stable source · automated · every update · annual
Missing
Hospitals
AIHW · No linked local hospital coverage
medium stability · manual file · snapshot · mixed
Missing
Transport
GTFS feeds · 10 matched stops/stations
medium stability · manual file · snapshot · mixed
Available
Population growth
ABS ERP · No linked annual population growth series
stable source · automated · every update · annual
Missing
Building approvals
ABS Building Approvals · No linked approvals series
stable source · automated · every update · monthly
Missing
Available means a direct local dataset is linked. Verify means coverage exists but freshness or precision is weaker, such as ABS price fallback, Census rent fallback, or low-confidence hospital matching.

Montefiores FAQ

Common questions
  1. What LGA is Montefiores in?

    Montefiores is in the Dubbo Regional Local Government Area, NSW, postcode 2820. Council-level context for Dubbo Regional LGA (suburb mix, population, rent, and price coverage) is available on the QuickProperty LGA page.

  2. What is the median house price in Montefiores?

    The current median house price in Montefiores, NSW is $750K, based on the latest available sales data from state Valuers General offices and ABS Data by Region.

  3. What is the typical weekly rent in Montefiores?

    The median weekly rent in Montefiores is $700/wk, based on the current market rent dataset. The current rent signal is rent-led investor candidate.

  4. What does the rent signal say about Montefiores?

    Rent-led investor candidate: Gross rent yield screens at about 4.9%. Use this as a suburb screening signal before comparing candidates or modelling a purchase; the matching rent ranking can provide broader market context.

  5. Is Montefiores a good investment?

    QuickProperty's investment signals for Montefiores show: Moderate Yield, Below Median, Moderate. These are computed from price, rent, income, and population data — not an opaque score.

  6. Where does QuickProperty get its data for Montefiores?

    Property prices come from state Valuers General offices and ABS Data by Region. Demographics are from ABS Census 2021. School ICSEA scores are from ACARA. Crime statistics are from state police agencies. Transport data is sourced from GTFS feeds.

  7. How often is the Montefiores data updated?

    Property prices update quarterly. RBA macro indicators update with each deploy. Demographics are from Census 2021. School ICSEA scores are from ACARA 2025.